Contents
History
Table of Contents
Chapter I General Provisions
Article 1
(Purpose)
Article 2
(Definitions)
Chapter II Non-life Insurance
Section 1 Formation
Article 3
(Subject Matter of Non-life Insurance Policies)
Article 4
(Duty of Disclosure)
Article 5
(Retroactive Insurance)
(2)
Article 6
(Delivery of Document Upon Conclusion of Non-life Insurance Policy)
(2)
Article 7
(Mandatory Rules)
Section 2 Effect
Article 8
(Non-life Insurance Policy for Third Party Beneficiary)
Article 9
(Overinsurance)
Article 10
(Decrease in Insured Value)
Article 11
(Decreased Risk)
Article 12
(Mandatory Rule)
Section 3 Insurance Claim Payment
Article 13
(Prevention of Occurrence and Increase of Damage)
Article 14
(Notice of Occurrence of Damage)
Article 15
(Loss of Insured Property after Occurrence of Damage)
Article 16
(Contractual provision for Compensation for Damage under Fire Insurance Policies)
Article 17
(Exemption of Insurer from Liability)
(2)
Article 18
(Calculation of Amount of Damage)
(2)
Article 19
(Partial Insurance)
Article 20
(Overlapping Insurance)
(2)
Article 21
(Due Date for Payment of Insurance Claim)
(2)
(3)
Article 22
(Statutory Lien on Liability Insurance Policy)
(2)
(3)
Article 23
(Burden of Costs)
(2)
Article 24
(Subrogation Regarding Lost or Destroyed Property)
Article 25
(Subrogation Regarding Claim)
(2)
Article 26
(Mandatory Rule)
Section 4 Termination
Article 27
(Cancellation by Policyholder)
Article 28
(Cancellation by reason of Nondisclosure)
(2)
(3)
(4)
Article 29
(Cancellation by Reason of Increased Risk)
(2)
Article 30
(Cancellation on Material Grounds)
Article 31
(Effect of Cancellation)
(2)
Article 32
(Limitation of Return of Insurance Premiums)
Article 33
(Mandatory Rule)
(2)
Section 5 Contractual provisions for Accident and Health Insurance Policies
Article 34
(Request for Cancellation by Insured)
(2)
Article 35
(Replacement of Terms and Phrases for Application of Provisions to Accident and Health Insurance Policies)
Section 6 Exclusion from Application
Article 36
Chapter III Life Insurance
Section 1 Formation
Article 37
(Duty of Disclosure)
Article 38
(Consent of Insured)
Article 39
(Retroactive Insurance)
(2)
Article 40
(Delivery of Document Upon Conclusion of Life Insurance Policy)
(2)
Article 41
(Mandatory Rule)
Section 2 Effect
Article 42
(Life Insurance Policies for Third Party Beneficiary)
Article 43
(Change of Beneficiary)
(2)
(3)
Article 44
(Change of Beneficiary by Will)
(2)
Article 45
(Consent of Insured to Change of Beneficiary)
Article 46
(Death of Beneficiary)
Article 47
(Consent of Insured to Assignment, etc. of the Right to Claim an Insurance Payment)
Article 48
(Decrease in Risk)
Article 49
(Mandatory Rule)
Section 3 Insurance Claim Payment
Article 50
(Notice of Death of Insured)
Article 51
(Exemption of Insurer from Liability)
Article 52
(Due Date for Payment of an Insurance Claim)
(2)
(3)
Article 53
(Mandatory Rule)
Section 4 Termination
Article 54
(Cancellation by Policyholder)
Article 55
(Cancellation by reason of Nondisclosure)
(2)
(3)
(4)
Article 56
(Cancellation due to Increased Risk)
(2)
Article 57
(Cancellation on Material Grounds)
Article 58
(Request for Cancellation by Insured)
(2)
Article 59
(Effect of Cancellation)
(2)
Article 60
(Effect of Cancellation by Persons Other Than Parties to a Policy)
(2)
(3)
Article 61
(2)
(3)
(4)
Article 62
(2)
Article 63
(Refund of Premium Reserve)
Article 64
(Limitations on Return of Insurance Premiums)
Article 65
(Mandatory Rule)
Chapter IV Fixed Amount Accident and Health Insurance
Section 1 Formation
Article 66
(Duty of Disclosure)
Article 67
(Consent of Insured)
(2)
Article 68
(Retroactive Insurance)
(2)
Article 69
(Delivery of Document Upon Conclusion of Fixed Amount Accident and Health Insurance Policy)
(2)
Article 70
(Mandatory Rule)
Section 2 Effect
Article 71
(Fixed Amount Accident and Health Insurance Policy for Third Party Beneficiary)
Article 72
(Change of Beneficiary)
(2)
(3)
Article 73
(Change of Beneficiary by Will)
(2)
Article 74
(Consent of Insured to Change of Beneficiary)
(2)
Article 75
(Death of Beneficiary)
Article 76
(Consent of Insured to Assignment, etc. of Right to Claim an Insurance Payment)
Article 77
(Decrease in Risk)
Article 78
(Mandatory Rule)
Section 3 Insurance Proceeds Payment
Article 79
(Notice of Occurrence of Grounds for Claim Payment)
Article 80
(Exemption of Insurer from Liability)
Article 81
(Due Date for Payment of Insurance Claim)
(2)
(3)
Article 82
(Mandatory Rule)
Section 4 Termination
Article 83
(Cancellation by Policyholder)
Article 84
(Cancellation by reason of Nondisclosure)
(2)
(3)
(4)
Article 85
(Cancellation by Reason of Increased Risk)
(2)
Article 86
(Cancellation on Material Grounds)
Article 87
(Request for Cancellation by Insured)
(2)
Article 88
(Effect of Cancellation)
(2)
Article 89
(Effect of Cancellation by a Person other than a Party to the Policy)
(2)
(3)
Article 90
(2)
(3)
(4)
Article 91
(2)
Article 92
(Refund of Premium Reserve)
Article 93
(Limitation of Return of Insurance Premiums)
Article 94
(Mandatory Rule)
Chapter V Miscellaneous Provisions
Article 95
(Extinctive Prescription)
(2)
Article 96
(Bankruptcy of Insurer)
(2)
Supplementary Provisions
Article 1
(Effective Date)
Article 2
(Principle of Transitional Measures)
Article 3
(Transitional Measures Concerning Prior Non-life Insurance Policies)
(2)
(3)
(4)
Article 4
(Transitional Measures Concerning Prior Life Insurance Policies)
(2)
(3)
Article 5
(Transitional Measures Concerning Prior Fixed Amount Accident and Health Insurance Policies)
(2)
(3)
Article 6
(Transitional Measures Concerning Bankruptcy of Insurer)