自動車損害賠償責任保険の保険金等及び自動車損害賠償責任共済の共済金等の支払基準 Criteria for Payment of Insurance Proceeds and Damages through Automobile Liability Insurance and Payment of Mutual Insurance Proceeds and Damages through Mutual Automobile Liability Insurance 平成十三年金融庁・国土交通省告示第一号 Public Notice of the Financial Services Agency and the Ministry of Land, Infrastructure, Transport and Tourism No. 1 of 2001 平成二十二年金融庁・国土交通省告示第一号 Public Notice of the Financial Services Agency and the Ministry of Land, Infrastructure, Transport and Tourism No. 1 of 2010 自動車損害賠償責任保険の保険金等及び自動車損害賠償責任共済の共済金等の支払基準 Criteria for Payment of Insurance Proceeds and Damages through Automobile Liability Insurance and Payment of Mutual Insurance Proceeds and Damages through Mutual Automobile Liability 平成十三年十二月二十一日金融庁・国土交通省告示第一号 Public Notice No. 1 of the Financial Services Agency and the Ministry of Land, Infrastructure, Transport and Tourism dated December 21, 2001 自動車損害賠償保障法（昭和三十年法律第九十七号）第十六条の三第一項（第二十三条の三第一項において準用する場合を含む。）の規定に基づき、自動車損害賠償責任保険の保険金等及び自動車損害賠償責任共済の共済金等の支払基準を次のように定める。 The Criteria for Payment of Proceeds and Damages through Automobile Liability Insurance and through Mutual Automobile Liability Insurance are established as follows, based on Article 16-3, paragraph (1) of Act on Securing Compensation for Automobile Accidents (Act No. 97 of 1955) (including as applied mutatis mutandis pursuant to Article 23-3, paragraph (1)). 第１　総則 [I] General Provisions １　自動車損害賠償責任保険の保険金等の支払は、自動車損害賠償保障法施行令（昭和三十年政令第二八六号）第二条並びに別表第１及び別表第２に定める保険金額を限度としてこの基準によるものとする。 (1) The payment of proceeds and damages through automobile liability insurance is limited to the amounts of insurance coverage provided for in Article 2 and Schedules I and II of the Order for Enforcement of the Act on Securing Compensation for Automobile Accidents (Cabinet Order No. 286 of 1955) and is subject to these Payment Criteria. ２　保険金額は、死亡した者又は傷害を受けた者１人につき、自動車損害賠償保障法施行令第２条並びに別表第１及び別表第２に定める額とする。ただし、複数の自動車による事故について保険金等を支払う場合は、それぞれの保険契約に係る保険金額を合算した額を限度とする。 (2) The amount of insurance coverage is the amount set forth in Article 2 and Schedule I or II of the Order for Enforcement of the Act on Securing Compensation for Automobile Accidents for each person who dies or is injured; provided, however, that if insurance proceeds and damages are paid for an accident caused by multiple automobiles, the payment limit is the total of the amounts of insurance coverage under each contract. 第２　傷害による損害 [II] Damage due to injury 傷害による損害は、積極損害（治療関係費、文書料その他の費用）、休業損害及び慰謝料とする。 Damage due to injury consists of actual damages (expenses related to medical treatment, document fees, and other such expenses), damage due to lost wages, and damages for pain and suffering. １　積極損害 (1) Actual Damages ①　応急手当費 (i) Expenses for emergency care 応急手当に直接かかる必要かつ妥当な実費とする。 These consist of the reasonable and necessary actual expenses stemming directly from emergency care. ②　診察料 (ii) Doctor's consultation fees 初診料、再診料又は往診料にかかる必要かつ妥当な実費とする。 These consist of the reasonable and necessary actual expenses for the first visit, subsequent visits, and house calls. ③　入院料 (iii) Hospitalization fees 入院料は、原則としてその地域における普通病室への入院に必要かつ妥当な実費とする。ただし、被害者の傷害の態様等から医師が必要と認めた場合は、上記以外の病室への入院に必要かつ妥当な実費とする。 In principle, these consist of the reasonable and necessary actual expenses of hospitalization in a standard hospital room in the local area; provided, however, that if a physician finds that the status of the injured party's injury or other circumstances make it necessary, hospitalization fees consist of the reasonable and necessary actual expenses of hospitalization in a different type of hospital room. ④　投薬料、手術料、処置料等 (iv) medications, operations, treatment fees, and other such expenses 治療のために必要かつ妥当な実費とする。 These consist of the reasonable and necessary actual expenses of medical treatment. ⑤　通院費、転院費、入院費又は退院費 (v) expenses for outpatient travel, changing hospitals, and admission and discharge 通院、転院、入院又は退院に要する交通費として必要かつ妥当な実費とする。 These consist of the reasonable and necessary actual expenses of transportation for travel to and from the hospital as an outpatient, changing hospitals, and admission to and discharge from the hospital. ⑥　看護料 (vi) caregiving fees ア　入院中の看護料 (a) caregiving fees during hospitalization 原則として１２歳以下の子供に近親者等が付き添った場合に１日につき４，１００円とする。 In principle, these are 4,100 yen per day, if a person such as a close relative stays with a child of 12 or younger. イ　自宅看護料又は通院看護料 (b) home-based caregiving fees or caregiving for outpatient hospital visits 医師が看護の必要性を認めた場合に次のとおりとする。ただし、１２歳以下の子供の通院等に近親者等が付き添った場合には医師の証明は要しない。 These are as follows, if a physician finds there to be a need for caregiving; provided, however, that a physician's certification is not required if a person such as a close relative accompanies a child of 12 or younger on outpatient hospital visits: （ア）　厚生労働大臣の許可を受けた有料職業紹介所の紹介による者 (A) a person referred by a fee-based employment agency licensed by the Minister of Health, Labour and Welfare 立証資料等により必要かつ妥当な実費とする。 Caregiving fees consist of the reasonable and necessary actual expenses as per the supporting documents and other evidence. （イ）　近親者等 (B) A person such as a close relative ウ　近親者等に休業損害が発生し、立証資料等により、ア又はイ（イ）の額を超えることが明らかな場合は、必要かつ妥当な実費とする。 (c) If supporting documents and other evidence clearly shows that a person such as a close relative has incurred damage due to lost wages that exceeds the amount referred to in (a) or (b) (B), caregiving fees consist of the reasonable and necessary actual expenses. ⑦　諸雑費 (vii) Miscellaneous expenses 療養に直接必要のある諸物品の購入費又は使用料、医師の指示により摂取した栄養物の購入費、通信費等とし、次のとおりとする。 Purchase costs and usage fees for goods directly necessary for recuperation, purchase costs of nutritional substances taken under a physician's instructions, communication charges, and other such costs and expenses are subject to the following: ア　入院中の諸雑費 (a) Miscellaneous expenses during hospitalization 入院１日につき１，１００円とする。立証資料等により１日につき１，１００円を超えることが明らかな場合は、必要かつ妥当な実費とする。 1,100 yen per day of hospitalization. If supporting documents and other evidence clearly shows that the miscellaneous expenses exceed 1,100 yen per day, these miscellaneous expenses consist of the reasonable and necessary actual expenses. イ　通院又は自宅療養中の諸雑費 (b) Miscellaneous expenses for outpatient hospital visits or during convalescence at home 必要かつ妥当な実費とする。 These consist of the reasonable and necessary actual expenses. ⑧　柔道整復等の費用 (viii) Expenses for osteopathic therapy and other such treatment 免許を有する柔道整復師、あんま・マッサージ・指圧師、はり師、きゅう師が行う施術費用は、必要かつ妥当な実費とする。 The expenses for treatment by a licensed osteopathic therapist, shiatsu or other massage therapist, acupuncturist, or moxibustionist consist of the reasonable and necessary actual expenses. ⑨　義肢等の費用 (ix) Expenses for limb prostheses and other assistive devices ア　傷害を被った結果、医師が身体の機能を補完するために必要と認めた義肢、歯科補てつ、義眼、眼鏡（コンタクトレンズを含む。）、補聴器、松葉杖等の用具の制作等に必要かつ妥当な実費とする。 (a) These consist of the reasonable and necessary actual expenses to produce and fit limb prostheses, dental prosthetics, ocular prostheses, eyeglasses (or contact lenses), hearing aids, crutches, and other such devices that a physician finds are necessary to supplement a person's physical functions as a result of having sustained the injury. イ　アに掲げる用具を使用していた者が、傷害に伴い当該用具の修繕又は再調達を必要とするに至った場合は、必要かつ妥当な実費とする。 (b) If a person using a device as set forth in (a) above comes to need to have it repaired or replaced due to the injury, these consist of the reasonable and necessary actual expenses of repair or replacement. ウ　ア及びイの場合の眼鏡（コンタクトレンズを含む。）の費用については、５０，０００円を限度とする。 (c) The limit on expenses for eyeglasses (including contact lenses) in the cases referred to in (a) and (b) is 50,000 yen. ⑩　診断書等の費用 (x) Fees for medical certificates and other documents 診断書、診療報酬明細書等の発行に必要かつ妥当な実費とする。 These consist of the reasonable and necessary actual expenses for issuance of medical certificates, detailed medical statements, and similar documents. 交通事故証明書、被害者側の印鑑証明書、住民票等の発行に必要かつ妥当な実費とする。 These consist of the reasonable and necessary actual expenses for issuance of an official accident report and of the injured party's registered seal certificate, residence certificate, and other such documents. （３）　その他の費用 (III) Other expenses （１）治療関係費及び（２）文書料以外の損害であって事故発生場所から医療機関まで被害者を搬送するための費用等については、必要かつ妥当な実費とする。 These consist of the reasonable and necessary actual expenses and costs for transporting the injured party from the site of the accident to a medical facility, other than the expenses related to medical treatment as referred to in (1) and the document fees as referred to in (2). ２　休業損害 (2) Damage due to lost wages （１）　休業損害は、休業による収入の減少があった場合又は有給休暇を使用した場合に１日につき原則として５，７００円とする。ただし、家事従事者については、休業による収入の減少があったものとみなす。 (I) In principle, if a person has lost income due to absence from work or has used paid vacation time, damage due to lost wages is 5,700 yen per day; provided, however, that a full-time homemaker is deemed to have lost income due to absence from work. （２）　休業損害の対象となる日数は、実休業日数を基準とし、被害者の傷害の態様、実治療日数その他を勘案して治療期間の範囲内とする。 (II) The number of days subject to payment of damages for lost wages is based on the actual number of days the injured party was absent from work, and is limited in scope to the treatment period, in light of the status of the injured party's injury, the actual number of days of treatment, and other circumstances. （３）　立証資料等により１日につき５，７００円を超えることが明らかな場合は、自動車損害賠償保障法施行令第３条の２に定める金額を限度として、その実額とする。 (III) If supporting documents and other evidence clearly shows damage due to lost wages to exceed 5,700 yen per day, damage due to lost wages consists of the actual amount of lost wages, up to the amount set forth in Article 3-2 of the Order for Enforcement of the Act on Securing Compensation for Automobile Accidents. ３　慰謝料 (3) Damages for pain and suffering （２）　慰謝料の対象となる日数は、被害者の傷害の態様、実治療日数その他を勘案して、治療期間の範囲内とする。 (II) The number of days subject to payment of damages for pain and suffering is limited in scope to the treatment period, in light of the status of the injured party's injury, the actual number of days of treatment, and other circumstances. （３）　妊婦が胎児を死産又は流産した場合は、上記のほかに慰謝料を認める。 (III) Damages for pain and suffering other than as stated above are accorded if a pregnant woman has a stillborn baby or miscarries. 第３　後遺障害による損害 [III] Damage due to Residual Disabilities 後遺障害による損害は、逸失利益及び慰謝料等とし、自動車損害賠償保障法施行令第２条並びに別表第１及び別表第２に定める等級に該当する場合に認める。 Damage due to a residual disability consists of lost profits and damages for pain and suffering, and is accorded if the disability falls under a Grade set forth in Article 2 and Schedule I or II of the Order for Enforcement of the Act on Securing Compensation for Automobile Accidents. 等級の認定は、原則として労働者災害補償保険における障害の等級認定の基準に準じて行う。 In principle, the Grade of a residual disability is determined by the Grade authorization standards under industrial accident compensation insurance. １　逸失利益 (1) Lost profits 逸失利益は、次のそれぞれに掲げる年間収入額又は年相当額に該当等級の労働能力喪失率（別表Ⅰ）と後遺障害確定時の年齢における就労可能年数のライプニッツ係数（別表Ⅱ―１）を乗じて算出した額とする。ただし、生涯を通じて全年齢平均給与額（別表Ⅲ）の年相当額を得られる蓋然性が認められない場合は、この限りでない。 Lost profits is the amount calculated when either annual income or the annual equivalent, as follows, is multiplied by the percentage of working capacity lost that is associated with the Grade of disability (Schedule I) and by the Leibniz coefficient (Schedule II-1) for the potential working years remaining at the age at which the injured party's residual disability becomes permanent; provided, however, that this does not apply if there is found to be no possibility of the party's having been able to earn the annual equivalent of the national average wage (Schedule III) over the course of a lifetime. 事故前１年間の収入額と後遺障害確定時の年齢に対応する年齢別平均給与額（別表Ⅳ）の年相当額のいずれか高い額を収入額とする。ただし、次の者については、それぞれに掲げる額を収入額とする。 lost profits is the person's income during the one-year period preceding the accident or the annual equivalent of the average wage by age(Schedule IV) for the age at which the injured party's residual disability becomes permanent, whichever is higher; provided, however, that income is as follows for the following persons: ①　３５歳未満であって事故前１年間の収入額を立証することが可能な者 (i) for a person under the age of 35 whose income during the one-year period preceding the accident can be proven: 事故前１年間の収入額、全年齢平均給与額の年相当額及び年齢別平均給与額の年相当額のいずれか高い額。 the person's income during the one-year period preceding the accident, the annual equivalent of the national average wage, or the annual equivalent of the average wage by age whichever is highest. ②　事故前１年間の収入額を立証することが困難な者 (ii) for a person whose income during the one-year period preceding the accident is difficult to prove: ア　３５歳未満の者 (a) if the person is under the age of 35: 全年齢平均給与額の年相当額又は年齢別平均給与額の年相当額のいずれか高い額。 the annual equivalent of the national average wage or the annual equivalent of the average wage by age, whichever is higher. イ　３５歳以上の者 (b) if the person is 35 years of age or older: 年齢別平均給与額の年相当額。 the annual equivalent of the average wage by age. ③　退職後１年を経過していない失業者（定年退職者等を除く。） (iii) for a person unemployed for less than one year following a separation from employment (other than a person separated due to mandatory retirement or a similar person): 以上の基準を準用する。この場合において、「事故前１年間の収入額」とあるのは、「退職前１年間の収入額」と読み替えるものとする。 the criteria above apply mutatis mutandis. In such a case, the phrase "income during the one-year period preceding the accident" is deemed to be replaced with the phrase "income during the one-year period preceding separation from employment". （２）　幼児・児童・生徒・学生・家事従事者 (II) For a child not yet of school age, an elementary schooler, a junior-high or high schooler, a student, or a full-time homemaker: 全年齢平均給与額の年相当額とする。ただし、５８歳以上の者で年齢別平均給与額が全年齢平均給与額を下回る場合は、年齢別平均給与額の年相当額とする。 lost profits is the annual equivalent of the national average wage; provided, however, that for a person 58 years of age or older for whom the average wage by age is less than the national average wage, lost profits is the annual equivalent of the average wage by age. （３）　その他働く意思と能力を有する者 (III) For a person willing and able to work: 年齢別平均給与額の年相当額とする。ただし、全年齢平均給与額の年相当額を上限とする。 lost profits is the annual equivalent of the average wage by age; provided, however, that the maximum lost profits for such a person is the annual equivalent of the national average wage. ２　慰謝料等 (2) Damages for pain and suffering （１）　後遺障害に対する慰謝料等の額は、該当等級ごとに次に掲げる表の金額とする。 (I) Damages for pain and suffering, etc. due to a residual disability consists of the amount that the following Table sets forth for each applicable Grade of disability: ①　自動車損害賠償保障法施行令別表第１の場合 (i) Cases in Schedule I of the Order for Enforcement of the Act on Securing Compensation for Automobile Accidents ②　自動車損害賠償保障法施行令別表第２の場合 (ii) Cases in Schedule II of the Order for Enforcement of the Act on Securing Compensation for Automobile Accidents ①　自動車損害賠償保障法施行令別表第１の該当者であって被扶養者がいるときは、第１級については１，８００万円とし、第２級については１，３３３万円とする。 (i) If the person's disability falls under Schedule I of the Order for Enforcement of the Act on Securing Compensation for Automobile Accidents and that person has a dependent, the amount is 18,000,000 yen for Grade 1 and 13,330,000 yen for Grade 2. ②　自動車損害賠償保障法施行令別表第２第１級、第２級又は第３級の該当者であって被扶養者がいるときは、第１級については１，３００万円とし、第２級については１，１２８万円とし、第３級については９７３万円とする。 (ii) If the person's disability falls under Grade 1, 2, or 3 of Schedule II of the Order for Enforcement of the Act on Securing Compensation for Automobile Accidents and that person has a dependent, the amount is 13,000,000 yen for Grade 1; 11,280,000 yen for Grade 2; and 9,730,000 yen for Grade 3. （３）　自動車損害賠償保障法施行令別表第１に該当する場合は、初期費用等として、第１級には５００万円を、第２級には２０５万円を加算する。 (III) 5,000,000 yen is added for Grade 1 and 2,050,000 yen is added for Grade 2 as initial expenses and other such costs, if the residual disability falls under Schedule I of the Order for Enforcement of the Act on Securing Compensation for Automobile Accidents. 第４　死亡による損害 [IV] Damage due to death 死亡による損害は、葬儀費、逸失利益、死亡本人の慰謝料及び遺族の慰謝料とする。 Damage due to death consists of funeral expenses, lost profits, and damages for the pain and suffering of the deceased and of the surviving family. 後遺障害による損害に対する保険金等の支払の後、被害者が死亡した場合の死亡による損害について、事故と死亡との間に因果関係が認められるときには、その差額を認める。 The difference in damage amounts is accorded for damage due to the death of an injured party who dies after insurance proceeds and damages have been paid for damage due to a residual disability, if the accident is found to have caused the death. １　葬儀費 (1) Funeral expenses （１）　葬儀費は、６０万円とする。 (I) Funeral expenses are 600,000 yen. （２）　立証資料等により６０万円を超えることが明らかな場合は、１００万円の範囲内で必要かつ妥当な実費とする。 (II) If supporting documents and other evidence clearly shows that funeral expenses exceed 600,000 yen, funeral expenses consist of the reasonable and necessary actual expenses up to 1,000,000 yen. ２　逸失利益 (2) Lost profits （１）　逸失利益は、次のそれぞれに掲げる年間収入額又は年相当額から本人の生活費を控除した額に死亡時の年齢における就労可能年数のライプニッツ係数（別表Ⅱ―１）を乗じて算出する。ただし、生涯を通じて全年齢平均給与額（別表Ⅲ）の年相当額を得られる蓋然性が認められない場合は、この限りでない。 (I) Lost profits is the amount calculated when either annual income or the annual equivalent, as follows, less the injured party's living expenses is multiplied by the Leibniz coefficient (Schedule II-1) for the potential working years remaining at the party's age of death; provided, however, that this does not apply if there is found to be no possibility of the party's having been able to earn the annual equivalent of the national average wage (Schedule III) over the course of a lifetime. ①　有職者 (i) For an employed person: 事故前１年間の収入額と死亡時の年齢に対応する年齢別平均給与額（別表Ⅳ）の年相当額のいずれか高い額を収入額とする。ただし、次に掲げる者については、それぞれに掲げる額を収入額とする。 lost profits is the person's income during the one-year period preceding the accident or the annual equivalent of the average wage by age (Schedule IV)corresponding to the age at which the person died, whichever is higher; provided, however, that income is as follows for the following persons: ア　３５歳未満であって事故前１年間の収入額を立証することが可能な者 (a) for a person under the age of 35 whose income during the one-year period preceding the accident can be proven: 事故前１年間の収入額、全年齢平均給与額の年相当額及び年齢別平均給与額の年相当額のいずれか高い額。 the person's income during the one-year period preceding the accident, the annual equivalent of the national average wage, or the annual equivalent of the average wage by age, whichever is highest. イ　事故前１年間の収入額を立証することが困難な者 (b) for a person whose income during the one-year period preceding the accident is difficult to prove: 全年齢平均給与額の年相当額又は年齢別平均給与額の年相当額のいずれか高い額。 lost profits is the annual equivalent of the national average wage or the annual equivalent of the average wage by age, whichever is higher. 年齢別平均給与額の年相当額。 the annual equivalent of the average wage by age. ウ　退職後１年を経過していない失業者（定年退職者等を除く。） (c) for a person unemployed for less than one year following a separation from employment (other than a person separated due to mandatory retirement or a similar person: 以上の基準を準用する。この場合において、「事故前１年間の収入額」とあるのは、「退職前１年間の収入額」と読み替えるものとする。 the criteria above apply mutatis mutandis. In such a case, the phrase "income during the one-year period preceding the accident" is deemed to be replaced with the phrase "income during the one-year period preceding separation from employment". ②　幼児・児童・生徒・学生・家事従事者 (ii) For a child not yet of school age, an elementary schooler, a junior-high or high schooler, a student, or a full-time homemaker: 全年齢平均給与額の年相当額とする。ただし、５８歳以上の者で年齢別平均給与額が全年齢平均給与額を下回る場合は、年齢別平均給与額の年相当額とする。 lost profits is the annual equivalent of the national average wage; provided, however, that for a person 58 years of age or older for whom the average wage by age is less than the national average wage, lost profits is the annual equivalent of the average wage by age. ③　その他働く意思と能力を有する者 (iii) For a person willing and able to work: 年齢別平均給与額の年相当額とする。ただし、全年齢平均給与額の年相当額を上限とする。 lost profits is the annual equivalent of the average wage by age; provided, however, that the maximum lost profits for such a person is the annual equivalent of the national average wage. （２）　（１）にかかわらず、年金等の受給者の逸失利益は、次のそれぞれに掲げる年間収入額又は年相当額から本人の生活費を控除した額に死亡時の年齢における就労可能年数のライプニッツ係数（別表Ⅱ―１）を乗じて得られた額と、年金等から本人の生活費を控除した額に死亡時の年齢における平均余命年数のライプニッツ係数（別表Ⅱ―２）から死亡時の年齢における就労可能年数のライプニッツ係数を差し引いた係数を乗じて得られた額とを合算して得られた額とする。ただし、生涯を通じて全年齢平均給与額（別表Ⅲ）の年相当額を得られる蓋然性が認められない場合は、この限りでない。 (II) Notwithstanding paragraph (1) above, the lost profits of a person receiving a pension or other such benefits is the sum total resulting when either the person's annual income or the annual equivalent, as follows, less living expenses, is multiplied by the Leibniz coefficient (Schedule II-1) for the potential working years remaining at the party's age of death, and the product is added to the product arrived at when the person's pension and other such benefits, less living expenses, is multiplied by the difference arrived at when the Leibniz coefficient (Schedule II-1) for the potential working years remaining at the person's age of death is subtracted from the Leibniz coefficient (Schedule II-2) for the person's average life expectancy at the age of death; provided, however, that this does not apply if there is found to be no possibility of the person's having been able to earn the annual equivalent of the national average wage (Schedule III) over the course of a lifetime. 年金等の受給者とは、各種年金及び恩給制度のうち原則として受給権者本人による拠出性のある年金等を現に受給していた者とし、無拠出性の福祉年金や遺族年金は含まない。 A person receiving a pension or other such benefits means a person actually receiving a pension or similar benefits under one of the types of pension or public retirement programs to which, in principle, the person with the right to receive benefits contributes, and does not include a welfare pension not subject to such contributions or pension for surviving family. ①　有職者 (i) For an employed person: 事故前１年間の収入額と年金等の額を合算した額と、死亡時の年齢に対応する年齢別平均給与額（別表Ⅳ）の年相当額のいずれか高い額とする。ただし、３５歳未満の者については、これらの比較のほか、全年齢平均給与額の年相当額とも比較して、いずれか高い額とする。 lost profits is the total amount of the person's income and pension and similar benefits during the one-year period preceding the accident, or the annual equivalent of the average wage by age (Schedule IV) for the person's age of death, whichever is higher; provided, however, that for a person under the age of 35, the annual equivalent of the national average wage is added into the above comparison, and such a person's lost profits is whichever is highest of the three. ②　幼児・児童・生徒・学生・家事従事者 (ii) For a child not yet of school age, an elementary schooler, a junior-high or high schooler, a student, or a full-time homemaker: 年金等の額と全年齢平均給与額の年相当額のいずれか高い額とする。ただし、５８歳以上の者で年齢別平均給与額が全年齢平均給与額を下回る場合は、年齢別平均給与額の年相当額と年金等の額のいずれか高い額とする。 lost profits is the person's pension and similar benefits or the annual equivalent of the national average wage, whichever is higher; provided, however, that for a person 58 years of age or older for whom the average wage by age is less than the national average wage, lost profits is the annual equivalent of the average wage by age or the amount of the person's pension and similar benefits, whichever is higher. ③　その他働く意思と能力を有する者 (iii) For a person willing and able to work: 年金等の額と年齢別平均給与額の年相当額のいずれか高い額とする。ただし、年齢別平均給与額が全年齢平均給与額を上回る場合は、全年齢平均給与額の年相当額と年金等の額のいずれか高い額とする。 lost profits is the person's pension and similar benefits or the annual equivalent of the national average wage, whichever is higher; provided, however, that if the relevant average wage by age is higher than the national average wage, lost profits is the annual equivalent of the average wage by age or the person's pension or similar benefits, whichever is higher. （３）　生活費の立証が困難な場合、被扶養者がいるときは年間収入額又は年相当額から３５％を、被扶養者がいないときは年間収入額又は年相当額から５０％を生活費として控除する。 (III) If it is difficult to prove living expenses, 35% of annual income or of the annual equivalent is deducted as living expenses for a person who has a dependent; and 50% of this is deducted as living expenses for a person without a dependent. ３　死亡本人の慰謝料 (3) Damages for the pain and suffering of the deceased 死亡本人の慰謝料は、３５０万円とする。 The damages for the pain and suffering of the deceased are 3,500,000 yen. ４　遺族の慰謝料 (4) Damages for the pain and suffering of surviving family 慰謝料の請求権者は、被害者の父母（養父母を含む。）、配偶者及び子（養子、認知した子及び胎児を含む。）とし、その額は、請求権者１人の場合には５５０万円とし、２人の場合には６５０万円とし、３人以上の場合には７５０万円とする。 Parents (including adoptive parents), spouses, and children (including adopted, acknowledged, and unborn children) have a right to claim damages for pain and suffering; the amount of damages is 5,500,000 yen in the case where there is one entitled claimant, 6,500,000 yen for two persons, and 7,500,000 yen in the case where there are three or more entitled claimant. なお、被害者に被扶養者がいるときは、上記金額に２００万円を加算する。 If the injured party had a dependent, 2,000,000 yen is added to the above amount. 第５　死亡に至るまでの傷害による損害 [V] Damage due to injuries resulting in death 死亡に至るまでの傷害による損害は、積極損害〔治療関係費（死体検案書料及び死亡後の処置料等の実費を含む。）、文書料その他の費用〕、休業損害及び慰謝料とし、「第２　傷害による損害」の基準を準用する。ただし、事故当日又は事故翌日死亡の場合は、積極損害のみとする。 Damage due to injuries resulting in death consists of actual damages (expenses related to medical treatment (including the actual expenses for a postmortem certificate and postmortem handling fees), document fees, and other such expenses), damage due to lost wages, and damages for pain and suffering, and the criteria in "[II] -Damage due to injury" apply mutatis mutandis; provided, however, that if the person dies on the day of the accident or the following day, the damage due to injuries resulting in death consists only of actual damages . 第６　減額 [VI] Reductions １　重大な過失による減額 (1) Reductions due to gross negligence 被害者に重大な過失がある場合は、次に掲げる表のとおり、積算した損害額が保険金額に満たない場合には積算した損害額から、保険金額以上となる場合には保険金額から減額を行う。ただし、傷害による損害額（後遺障害及び死亡に至る場合を除く。）が２０万円未満の場合はその額とし、減額により２０万円以下となる場合は２０万円とする。 For gross negligence on the part of the injured party, either cumulative damage or insurance coverage is reduced as in the following Table, with the cumulative damage being reduced if this is less than the amount of insurance coverage, and with the insurance coverage being reduced if the cumulative damage meets or exceeds it; provided, however, that if the amount of damage due to injury (other than injuries causing a residual disability or death) is less than 200,000 yen, the damages are that amount, and if the amount arrived at after a reduction would be 200,000 yen or less, the damages are 200,000 yen. ２　受傷と死亡又は後遺障害との間の因果関係の有無の判断が困難な場合の減額 (2) Amount of reduction if it is difficult to determine whether the injury that the person sustained was the cause of that person's death or residual disability 被害者が既往症等を有していたため、死因又は後遺障害発生原因が明らかでない場合等受傷と死亡との間及び受傷と後遺障害との間の因果関係の有無の判断が困難な場合は、死亡による損害及び後遺障害による損害について、積算した損害額が保険金額に満たない場合には積算した損害額から、保険金額以上となる場合には保険金額から５割の減額を行う。 If it is difficult to determine whether the injury sustained was the cause of the injured party's death or residual disability for reasons such as the injured party's having had a pre-existing condition that makes the cause of death or residual disability unclear, either cumulative damage or insurance coverage is reduced by 50% of the damage due to death or residual disability, with the cumulative damage being reduced if this is less than the amount of insurance coverage, and with the insurance coverage being reduced if the cumulative damage meets or exceeds it. 附　則 Supplementary Provisions この告示は、平成十四年四月一日から施行し、同日以後に発生する自動車の運行による事故に係る自動車損害賠償責任保険の保険金等及び自動車損害賠償責任共済の共済金等の支払から適用する。 This Public Notice comes into force on April 1, 2002, and applies to the payment of insurance proceeds and damages through automobile liability insurance and through mutual automobile liability insurance for accidents caused by a person's operation of an automobile on or after that date. 附　則　（平成二二年三月八日／金融庁／国土交通省／告示第一号） Supplementary Provisions (Public Notice No. 1 of the Financial Services Agency and the Ministry of Land, Infrastructure, Transport and Tourism dated March 8, 2010) この告示は、平成二十二年四月一日から施行し、同日以後に発生する自動車の運行による事故に係る自動車損害賠償責任保険の保険金等及び自動車損害賠償責任共済の共済金等の支払から適用する。 This Public Notice comes into force on April 1, 2010, and applies to the payment of insurance proceeds and damages through automobile liability insurance and through mutual automobile liability insurance for accidents caused by a person's operation of an automobile on or after that date. 労働能力喪失率表 Table of percentage of working capacity lost 自動車損害賠償保障法施行令別表第１の場合 Cases in Schedule I of the Order for Enforcement of the Act on Securing Compensation for Automobile Accidents 自動車損害賠償保障法施行令別表第２の場合 Cases in Schedule II of the Order for Enforcement of the Act on Securing Compensation for Automobile Accidents: 就労可能年数とライプニッツ係数表 Number of potential working years remaining and the Leibniz coefficient １．１８歳未満の有職者及び１８歳以上の者の場合の就労可能年数については、 1. The number of potential working years remaining for employed persons who are under the age of 18 and for persons who are 18 years of age and over are as follows: （１）５４歳未満の者は、６７歳から被害者の年齢を控除した年数とした。 (1) if the injured party is under 54 years of age, potential working years remaining are calculated by subtracting the injured party's age from 67. （２）５４歳以上の者は、平均余命年数の１/２とし、端数は切上げた。 (2) if the injured party is 54 years of age or over, the potential working years remaining are half of the average life expectancy, rounded up to the next whole number. ２．幼児・児童・生徒・１８歳未満の学生及び働く意思と能力を有する者（有職者・家事従事者・１８歳以上の学生以外）の場合の就労可能年数及びライプニッツ係数は、下記（例）に準じて算出する。 2. The number of potential working years remaining and Leibniz coefficient for a child not yet of school age, an elementary schooler, a junior-high or high schooler, a student under the age of 18, or a person willing and able to work (other than a person who is employed, a full-time homemaker, or a student 18 years of age or over) are calculated based on the following example: 平均余命年数とライプニッツ係数表 Average life expectancy and Leibnitz coefficient （注）平均余命年数は「第２０回生命表」による平均余命とした。 Note: Average life expectancies are from The 20th Life Table. 全年齢平均給与額（平均月額） National average wage (monthly average) 年齢別平均給与額（平均月額） Average wage by age (monthly average) （注）本表は、平成１２年賃金センサス第１巻第１表産業計（民・公営計）によりもとめた企業規模１０～９９９人・学歴計の年齢階層別平均給与額（含臨時給与）をその後の賃金動向を反映して０．９９９倍したものである。 Note: These Tables have been compiled by multiplying the average wages by cohort (including intermittent wages) for all educational backgrounds at enterprises with 10-999 employees, as per the Wage Census 2000, Vol. 1, Table 1 All Industries (Private and Public Sectors), by 0.999 to reflect subsequent wage trends. 第一級 Grade 1 一，六〇〇万円 16,000,000 yen 第二級 Grade 2 一，一六三万円 11,630,000 yen 一，一〇〇万円 11,000,000 yen 九五八万円 9,580,000 yen 第三級 Grade 3 八二九万円 8,290,000 yen 第四級 Grade 4 七一二万円 7,120,000 yen 第五級 Grade 5 五九九万円 5,990,000 yen 第六級 Grade 6 四九八万円 4,980,000 yen 第七級 Grade 7 四〇九万円 4,090,000 yen 第八級 Grade 8 三二四万円 3,240,000 yen 第九級 Grade 9 二四五万円 2,450,000 yen 第十級 Grade 10 一八七万円 1,870,000 yen 第十一級 Grade 11 一三五万円 1,350,000 yen 第十二級 Grade 12 九三万円 930,000yen 第十三級 Grade 13 五七万円 570,000 yen 第十四級 Grade 14 三二万円 320,000 yen 減額適用上の被害者の過失割合 Percentage of victim's fault in reduction 七割未満 Less than 70% 減額割合 Percentage of reduction 後遺障害又は死亡に係るもの For physical impediment or death 減額なし No reduction 二割減額 20% reduction 三割減額 30% reduction 五割減額 50% reduction 年令 Age 係数 Coefficient 男 Male 女 Female 平均余命年数 Average life expectancy 係数 Coefficient 男子 Male 女子 Female 年令 Age 男　子 Male 女　子 Female 円 yen 8 9 11 12 52 51 27 14.643 28 7.108 29 24 15.141 14.898 34 35 16.374 16.193 8.863 8.306 78 79 6.463 80 18.980 25 26 55 54 53 18.633 18.565 18.493 60 61 62 18.929 19.029 １００／１００ 100/100 ９２／１００ 92/100 ７９／１００ 79/100 ６７／１００ 67/100 ５６／１００ 56/100 ４５／１００ 45/100 ３５／１００ 35/100 ２７／１００ 27/100 ２０／１００ 20/100 １４／１００ 14/100 ９／１００ 9/100 ５／１００ 5/100 七割以上八割未満 70% or more but less than 80% 八割以上九割未満 80% or more but less than 90% 九割以上一〇割未満 90% or more but less than 100% ４１５，０００ 415,400 ２７５，１００ 275,100 歳 years old １８ 18 １８７，４００ 187,400 １６９，６００ 169,600 １９ 19 １９９，８００ 199,800 １７５，８００ 175,800 ２０ 20 ２１９，８００ 219,800 １９３，８００ 193,800 ２１ 21 ２３９，８００ 239,800 ２１１，９００ 211,900 ２２ 22 ２５９，８００ 259,800 ２３０，０００ 230,000 ２３ 23 ２７２，８００ 272,800 ２３８，７００ 238,700 ２４ 24 ２８５，９００ 285,900 ２４７，４００ 247,400 ２５ 25 ２９８，９００ 298,900 ２５６，０００ 256,000 ２６ 26 ３１２，０００ 312,000 ２６４，７００ 264,700 ２７ 27 ３２５，０００ 325,000 ２７３，４００ 273,400 ２８ 28 ３３７，３００ 337,300 ２７８，８００ 278,800 ２９ 29 ３４９，６００ 349,600 ２８４，１００ 284,100 ３０ 30 ３６１，８００ 361,800 ２８９，４００ 289,400 ３１ 31 ３７４，１００ 374,100 ２９４，７００ 294,700 ３２ 32 ３８６，４００ 386,400 ３００，１００ 300,100 ３３ 33 ３９８，０００ 398,000 ３０１，９００ 301,900 ３４ 34 ４０９，６００ 409,600 ３０３，７００ 303,700 ３５ 35 ４２１，３００ 421,300 ３０５，５００ 305,500 ３６ 36 ４３２，９００ 432,900 ３０７，３００ 307,300 ３７ 37 ４４４，５００ 444,500 ３０９，１００ 309,100 ３８ 38 ４５０，５００ 450,500 ３０７，９００ 307,900 ３９ 39 ４５６，６００ 456,600 ３０６，８００ 306,800 ４０ 40 ４６２，６００ 462,600 ３０５，６００ 305,600 ４１ 41 ４６８，６００ 468,600 ３０４，５００ 304,500 ４２ 42 ４７４，７００ 474,700 ３０３，３００ 303,300 ４３ 43 ４７８，３００ 478,300 ３０１，０００ 301,000 ４４ 44 ４８２，０００ 482,000 ２９８，８００ 298,800 ４５ 45 ４８５，６００ 485,600 ２９６，５００ 296,500 ４６ 46 ４８９，３００ 489,300 ２９４，３００ 294,300 ４７ 47 ４９２，９００ 492,900 ２９２，０００ 292,000 ４８ 48 ４９５，５００ 495,500 ２９１，８００ 291,800 ４９ 49 ４９８，１００ 498,100 ２９１，７００ 291,700 ５０ 50 ５００，７００ 500,700 ２９１，６００ 291,600 ５１ 51 ５０３，３００ 503,300 ２９１，４００ 291,400 ５２ 52 ５０５，８００ 505,800 ２９１，３００ 291,300 ５３ 53 ２８８，５００ 288,500 ５４ 54 ２８５，６００ 285,600 ５５ 55 ４９０，３００ 490,300 ２８２，８００ 282,800 ５６ 56 ４８５，２００ 485,200 ２８０，０００ 280,000 ５７ 57 ４８０，０００ 480,000 ２７７，２００ 277,200 ５８ 58 ４５５，４００ 455,400 ２６９，０００ 269,000 ５９ 59 ４３０，９００ 430,900 ２６０，９００ 260,900 ６０ 60 ４０６，３００ 406,300 ２５２，７００ 252,700 ６１ 61 ３８１，７００ 381,700 ２４４，５００ 244,500 ６２ 62 ３５７，２００ 357,200 ２３６，４００ 236,400 ６３ 63 ３５０，１００ 350,100 ６４ 64 ３４３，０００ 343,000 ６５ 65 ３３６，０００ 336,000 ２３６，５００ 236,500 ６６ 66 ３２８，９００ 328,900 ６７ 67 ３２１，８００ 321,800 ６８～ 68～ ３１４，８００ 314,800 ２３６，６００ 236,600 歳 year(s) old 年 years 年 year(s) ０ 0 ７８ 78 １９．５５５ 19.555 ８５ 85 １９．６８４ 19.684 ２７ 27 ５２ 52 １８．４１８ 18.418 ５９ 59 １８．８７６ 18.876 ５４ 54 １４．６４３ 14.643 ３３ 33 １６．００３ 16.003 ８１ 81 ７ 7 ５．７８６ 5.786 １０ 10 ７．７２２ 7.722 １ 1 ７７ 77 １９．５３３ 19.533 ８４ 84 １９．６６８ 19.668 ２８ 28 ５１ 51 １８．３３９ 18.339 ５８ 58 １８．８２０ 18.820 ５５ 55 ２６ 26 １４．３７５ 14.375 ３２ 32 １５．８０３ 15.803 ８２ 82 ９ 9 ７．１０８ 7.108 ２ 2 ７６ 76 １９．５０９ 19.509 ８３ 83 １９．６５１ 19.651 ２９ 29 ５０ 50 １８．２５６ 18.256 ５７ 57 １８．７６１ 18.761 ５６ 56 ２５ 25 １４．０９４ 14.094 ３１ 31 １５．５９３ 15.593 ６ 6 ５．０７６ 5.076 ３ 3 ７５ 75 １９．４８５ 19.485 １９．６３４ 19.634 ３０ 30 ４９ 49 １８．１６９ 18.169 １８．６９９ 18.699 ２４ 24 １３．７９９ 13.799 １５．３７２ 15.372 ８ 8 ６．４５３ 6.463 ４ 4 ７４ 74 １９．４５９ 19.459 １９．６１６ 19.616 ４８ 48 １８．０７７ 18.077 １８．６３３ 18.633 ２３ 23 １３．４８９ 13.489 １５．１４１ 15.141 ５ 5 ４．３２９ 4.329 ７３ 73 １９．４３２ 19.432 ８０ 80 １９．５９６ 19.596 ４７ 47 １７．９８１ 17.981 １８．５６５ 18.565 ２２ 22 １３．１６３ 13.163 １４．８９８ 14.898 ８６ 86 ７２ 72 １９．４０４ 19.404 ７９ 79 １９．５７６ 19.576 ４６ 46 １７．８８０ 17.880 ５３ 53 １８．４９３ 18.493 ６０ 60 ８７ 87 ７１ 71 １９．３７４ 19.374 ３４ 34 ４５ 45 １７．７７４ 17.774 １８．４１８ 18.418 ６１ 61 ２１ 21 １２．８２１ 12.821 ８８ 88 ３．５４６ 3.546 ７０ 70 １９．３４３ 19.343 ３５ 35 ４４ 44 １７．６６３ 17.663 ６２ 62 ２０ 20 １２．４６２ 12.462 ８９ 89 ６９ 69 １９．３１０ 19.310 ３６ 36 ４３ 43 １７．５４６ 17.546 ６３ 63 １９ 19 １２．０８５ 12.085 ９０ 90 ６８ 68 １９．２７５ 19.275 ３７ 37 ４２ 42 １７．４２３ 17.423 １８．１６９’ 18.169 ６４ 64 １８ 18 １１．６９０ 11.690 ９１ 91 ２．７２３ 2.723 １１ 11 ６７ 67 １９．２３９ 19.239 ３８ 38 ４１ 41 １７．２９４ 17.294 １８．０７７ 18.077 ６５ 65 ９２ 92 １２ 12 ６６ 66 １９．２０１ 19.201 ３９ 39 ４０ 40 １７．１５９ 17.159 １７ 17 １１．２７４ 11.274 ９３ 93 １３ 13 １９．１６１ 19.161 １７．０１７ 17.017 １７．８８０ 17.880 １６ 16 １０．８３８ 10.838 ９４ 94 １４ 14 １９．１１９ 19.119 １６．８６８ 16.868 １５ 15 １０．３８０ 10.380 ９５ 95 １．８５９ 1.859 １９．０７５ 19.075 １６．７１１ 16.711 ９６ 96 １９．０２９ 19.029 ９．８９９ 9.899 ９７ 97 １６．５４７ 16.547 ９．３９４ 9.394 ９８ 98 １８．９８０ 18.980 １６．３７４ 16.374 ９９ 99 １８．９２９ 18.929 １６．１９３ 16.193 ８．８６３ 8.863 １００ 100 ８．３０６ 8.306 １０１ 101 ０．９５２ 0.952 １０２ 102 １０３ 103 １０４ 104 就労可能年数 Potential working years remaining １７．９８１ 17.981 １４．３７５ 14.375 １１ 11 ８．３０６ 8.306 ８３ 83 ４ 4 ３．５４６ 3.546 １４．０９４ 14.094 １０ 10 ７．７２２ 7.722 ８４ 84 １７．７７４ 17.774 １３．７９９ 13.799 ８５ 85 ３ 3 ２．７２３ 2.723 １７．６６３ 17.663 １３．４８９ 13.489 ８６ 86 ４３ '43 １７．５４６ 17.546 １３．１６３ 13.163 ９ 9 ７．１０８ 7.108 ８７ 87 １７．４２３ 17.423 １２．８２１ 12.821 ８８ 88 １７．２９４ 17.294 １２．４６２ 12.462 ６８ 68 ８ 8 ６．４６３ 6.463 ８９ 89 １７．１５９ 17.159 １２．０８５ 12.085 ６９ 69 ９０ 90 １７．０１７ 17.017 ７０ 70 ６．４８３ 6.463 ９１ 91 ２ 2 １．８５９ 1.859 １６．８６８ 16.868 １７ 17 １１．２７４ 11.274 ７１ 71 ７ 7 ５．７８６ 5.786 ９２ 92 １６．７１１ 16.711 １６ 16 １０．８３８ 10.838 ７２ 72 ９３ 93 １６．５４７ 16.547 １５ 15 １０．３８０’ 10.380 ７３ 73 ９４ 94 １６．３７４ 16.374 １４ 14 ９．８９９ 9.899 ７４ 74 ６ 6 ５．０７６ 5.076 ９５ 95 １６．１９３ 16.193 ７５ 75 ９６ 96 １６．００３ 16.003 ７６ 76 ９７ 97 １５．８０３ 15.803 １３ 13 ９．３９４ 9.394 ７７ 77 ５ 5 ４．３２９ 4.329 ９８ 98 １５．５９３ 15.593 ７８ 78 ９９ 99 １５．３７２ 15.372 １２ 12 ８．８６３ 8.863 ７９ 79 １００ 100 １５．１４１ 15.141 ８０ 80 １０１～ 101～ １ 1 ０．９５２ 0.952 幼児・児童・生徒・学生・右欄以外の働く意思と能力を有する者 Persons willing and able to work, other than a child not yet of school age, an elementary schooler, a junior-high or high schooler, a student under the age of 18, or a person as referred to in the right-hand column 有職者 Employed person 就労可能年数 Potential working years remaining ７．５４９ 7.549 ７．９２９ 7.927 ８．３２３ 8.323 ８．７３９ 8.739 ９．１７６ 9.176 ９．６３５ 9.635 １０．１１７ 10.117 １０．６２３ 10.623 １８．９２９ 18.929 １１．１５４ 11.154 １１．７１２ 11.712 １２．２９７ 12.297 １２．９１２ 12.912 １３．５５８ 13.558 １４．２３６ 14.236 １４．９４７ 14.947 １５．６９５ 15.695 １６．４８０ 16.480 １７．３０４ 17.304 障害等級 Disability Grade 労働能力喪失率 Percentage of working capacity lost 第１級 Grade 1 第２級 Grade 2 第３級 Grade 3 第４級 Grade 4 第５級 Grade 5 第６級 Grade 6 第７級 Grade 7 第８級 Grade 8 第９級 Grade 9 第１０級 Grade 10 第１１級 Grade 11 第１２級 Grade 12 第１３級 Grade 13 第１４級 Grade 14 労働能力喪失率 Percentage of working capacity lost