第三条この章において「前払式支払手段」とは、次に掲げるものをいう。

Article 3(1)The term "prepaid payment instruments" as used in this Chapter means any of the following instruments:

２この章において「基準日未使用残高」とは、前払式支払手段を発行する者が毎年三月三十一日及び九月三十日（以下この章において「基準日」という。）までに発行した全ての前払式支払手段の当該基準日における未使用残高（次の各号に掲げる前払式支払手段の区分に応じ当該各号に定める金額をいう。）の合計額として内閣府令で定めるところにより算出した額をいう。

(2)The term "unused balance on the base date" as used in this Chapter means the amount calculated pursuant to the provisions of Cabinet Office Order as the total of the unused balances arising from all the prepaid payment instruments issued by an issuer thereof by March 31 and September 30 (hereinafter referred to as the "base date" in this Chapter) each year and outstanding as of the relevant base date (meaning the amount specified in each of the following items according to the categories of prepaid payment instruments set forth therein):

３この章において「支払可能金額等」とは、第一項第一号の前払式支払手段にあってはその発行された時において代価の弁済に充てることができる金額をいい、同項第二号の前払式支払手段にあってはその発行された時において給付又は提供を請求することができる物品等又は役務の数量をいう。

(3)The term "amount available for payment, etc." as used in this Chapter means the amount that is available for the payment of consideration at the time of issuance of the prepaid payment instruments specified in paragraph (1), item (i) or the quantity of goods, etc. or services that can be claimed at the time of issuance of the prepaid payment instruments specified in paragraph (1), item (ii).

４この章において「自家型前払式支払手段」とは、前払式支払手段を発行する者（当該発行する者と政令で定める密接な関係を有する者（次条第五号及び第三十二条において「密接関係者」という。）を含む。以下この項において同じ。）から物品等の購入若しくは借受けを行い、若しくは役務の提供を受ける場合に限り、これらの代価の弁済のために使用することができる前払式支払手段又は前払式支払手段を発行する者に対してのみ、物品等の給付若しくは役務の提供を請求することができる前払式支払手段をいう。

(4)The term "prepaid payment instruments for their own business" as used in this Chapter means prepaid payment instruments that can be used for the purpose of paying consideration for the purchase or leasing of goods, etc. or the receipt of provision of services only from the issuer of prepaid payment instruments (including persons who have a close relationship specified by Cabinet Office Order with the issuer (hereinafter referred to as "closely related persons" in item (v) of the following Article and Article 32); the same applies in this paragraph) or those prepaid payment instruments that can be used for the purpose of claiming the delivery or provision of those goods, etc. or services only from the issuer of prepaid payment instruments.

５この章において「第三者型前払式支払手段」とは、自家型前払式支払手段以外の前払式支払手段をいう。

(5)The term "prepaid payment instruments for third-party business" as used in this Chapter means prepaid payment instruments other than prepaid payment instruments for their own business.

６この章において「自家型発行者」とは、第五条第一項の届出書を提出した者（第三十三条第一項の規定による発行の業務の全部の廃止の届出をした者であって、第二十条第一項の規定による払戻しを完了した者を除く。）をいう。

(6)The term an "issuer of prepaid payment instruments for its own business" as used in this Chapter means a person who has submitted the written notice specified in Article 5, paragraph (1) (excluding those who have submitted a written notice of discontinuation of the entire issuance business pursuant to the provisions of Article 33, paragraph (1) and have completed the refund specified in Article 20, paragraph (1)).

７この章において「第三者型発行者」とは、第七条の登録を受けた法人をいう。

(7)The term an "issuer of prepaid payment instruments for third-party business" as used in this Chapter means a corporation that has been registered referred to in Article 7.

８この章において「高額電子移転可能型前払式支払手段」とは、次に掲げるものをいう。

(8)The term "high-value electronically transferable prepaid payment instruments" as used in this Chapter means the following:

９この章において「前払式支払手段記録口座」とは、前払式支払手段発行者が自ら発行した前払式支払手段ごとにその内容の記録を行う口座（当該口座に記録される未使用残高の上限額が高額として内閣府令で定める額を超えるものであることその他内閣府令で定める要件を満たすものに限る。）をいう。

(9)The term "prepaid payment instruments record account" as used in this Chapter means an account in which an issuer of prepaid payment instruments records the details of each prepaid payment instrument issued thereby (limited to those which satisfy the requirement that the maximum amount of unused balance recorded in the account is in excess of the amount specified by Cabinet Office Order as a high value and any other requirements specified by Cabinet Office Order).

１０この章において「基準期間」とは、基準日の翌日から次の基準日までの期間をいう。

(10)The term "record period" as used in this Chapter means a period from the day following the base date to the next base date.

第四条次に掲げる前払式支払手段については、この章の規定は、適用しない。

Article 4The provisions of this Chapter do not apply to the following prepaid payment instruments:

第五条前払式支払手段を発行する法人（人格のない社団又は財団であって代表者又は管理人の定めのあるものを含む。）又は個人のうち、自家型前払式支払手段のみを発行する者は、基準日においてその自家型前払式支払手段の基準日未使用残高がその発行を開始してから最初に基準額（第十四条第一項に規定する基準額をいう。）を超えることとなったときは、内閣府令で定めるところにより、次に掲げる事項を記載した届出書を内閣総理大臣に提出しなければならない。自家型前払式支払手段の発行の業務の全部を廃止した後再びその発行を開始したときも、同様とする。

Article 5(1)A corporation (including an association or foundation without juridical personality for which the representative person or administrator has been designated) or an individual who issues prepaid payment instruments which are all prepaid payment instruments for their own business must, pursuant to the provisions of Cabinet Office Order, submit a written notice containing the following particulars to the Prime Minister when the unused balance on the base date of its prepaid payment instruments for their own business as of the base date has exceeded the standard amount (meaning the standard amount specified in Article 14, paragraph (1)) for the first time since the corporation commenced to issue prepaid payment instruments for their own business. The same applies to cases in which the corporation restarted to issue prepaid payment instruments for their own business after discontinuing the whole of the business of issuing prepaid payment instruments for their own business:

２前項の届出書には、財務に関する書類その他の内閣府令で定める書類を添付しなければならない。

(2)Documents concerning finance and other documents specified by Cabinet Office Order must be attached to the written notice referred to in the preceding paragraph.

３自家型発行者は、第一項各号（第五号を除く。）に掲げる事項のいずれかに変更があったときは、遅滞なく、その旨を内閣総理大臣に届け出なければならない。

(3)When any of the particulars set forth in the items of paragraph (1) (excluding item (v)) are changed, the issuer of prepaid payment instruments for its own business must notify the Prime Minister to that effect without delay.

第六条内閣総理大臣は、自家型発行者について、自家型発行者名簿を作成し、これを公衆の縦覧に供しなければならない。

Article 6The Prime Minister must create a register of issuers of prepaid payment instruments for its own business and make it available for public inspection.

第七条第三者型前払式支払手段の発行の業務は、内閣総理大臣の登録を受けた法人でなければ、行ってはならない。

Article 7No person may engage in the business of issuing prepaid payment instruments for third-party business unless the person is a corporation who has been registered by the Prime Minister.

第八条前条の登録を受けようとする者は、内閣府令で定めるところにより、次に掲げる事項を記載した登録申請書を内閣総理大臣に提出しなければならない。

Article 8(1)A person who intends to obtain registration referred to in the preceding Article must, pursuant to the provisions of Cabinet Office Order, submit a written application for registration containing the following particulars to the Prime Minister:

２前項の登録申請書には、第十条第一項各号に該当しないことを誓約する書面、財務に関する書類その他の内閣府令で定める書類を添付しなければならない。

(2)A document in which the applicant pledges that the applicant does not fall under any of the items of Article 10, paragraph (1), documents concerning finance, and other documents specified by Cabinet Office Order must be attached to the application for registration referred to in the preceding paragraph.

第九条内閣総理大臣は、第七条の登録の申請があったときは、次条第一項の規定によりその登録を拒否する場合を除くほか、次に掲げる事項を第三者型発行者登録簿に登録しなければならない。

Article 9(1)The Prime Minister must, when an application for registration referred to in Article 7 is filed, register the following particulars to the register of issuers of prepaid payment instruments for third-party business, except when the Minister refuses the registration pursuant to the provisions of paragraph (1) of the following Article:

２内閣総理大臣は、前項の規定による登録をしたときは、遅滞なく、その旨を登録申請者に通知しなければならない。

(2)If the Prime Minister registers the particulars under the provisions of the preceding paragraph, the Minister must notify the applicant to that effect without delay.

３内閣総理大臣は、第三者型発行者登録簿を公衆の縦覧に供しなければならない。

(3)The Prime Minister must make the register of issuers of prepaid payment instruments for third-party business available for public inspection.

第十条内閣総理大臣は、登録申請者が次の各号のいずれかに該当するとき、又は登録申請書若しくはその添付書類のうちに重要な事項について虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、その登録を拒否しなければならない。

Article 10(1)The Prime Minister must refuse registration when an applicant falls under any of the following items, or a written application for registration or its accompanying documents contain a false statement about important particulars, or lack a statement about important particulars:

２内閣総理大臣は、前項の規定により登録を拒否したときは、遅滞なく、その理由を示して、その旨を登録申請者に通知しなければならない。

(2)If the Prime Minister refuses the registration pursuant to the provisions of the preceding paragraph, the Minister must notify the applicant to that effect by indicating the reason therefor without delay.

第十一条第三者型発行者は、第八条第一項各号に掲げる事項のいずれかに変更があったときは、遅滞なく、その旨を内閣総理大臣に届け出なければならない。

Article 11(1)If any of the particulars set forth in the items of Article 8, paragraph (1) are changed, the issuer of prepaid payment instruments for third-party business must notify the Prime Minister to that effect without delay.

２内閣総理大臣は、前項の規定による届出を受理したときは、届出があった事項を第三者型発行者登録簿に登録しなければならない。

(2)If the Prime Minister accepts a notification referred to in the preceding paragraph, the Minister must register the informed particulars in the register of issuers of prepaid payment instruments for third-party business.

第十一条の二前払式支払手段発行者は、高額電子移転可能型前払式支払手段を発行しようとするときは、内閣府令で定めるところにより、あらかじめ、次に掲げる事項を記載した業務実施計画を内閣総理大臣に届け出なければならない。

Article 11-2(1)When an issuer of prepaid payment instruments intends to issue high-value electronically transferable prepaid payment instruments, in advance, the issuer must notify the Prime Minister of a business implementation plan stating the following particulars, pursuant to the provisions of Cabinet Office Order:

２前払式支払手段発行者は、前項の規定により届け出た業務実施計画を変更しようとするときは、内閣府令で定めるところにより、あらかじめ、内閣総理大臣に届け出なければならない。

(2)When an issuer of prepaid payment instruments intends to make a change to the business implementation plan notified pursuant to the provisions of the preceding paragraph, in advance the issuer must notify the Prime Minister of the change pursuant to the provisions of Cabinet Office Order.

第十二条第三者型発行者は、自己の名義をもって、他人に第三者型前払式支払手段の発行の業務を行わせてはならない。

Article 12An issuer of prepaid payment instruments for third-party business must not have another person conduct the business of issuing prepaid payment instruments for third-party business in the name of the issuer of prepaid payment instruments for third-party business.

第十三条前払式支払手段発行者は、前払式支払手段を発行する場合には、内閣府令で定めるところにより、次に掲げる事項に関する情報を利用者に提供しなければならない。

Article 13(1)When issuing prepaid payment instruments, an issuer of prepaid payment instruments must, pursuant to the provisions of Cabinet Office Order, provide users with information on the following particulars:

２前払式支払手段発行者が加入する認定資金決済事業者協会が当該前払式支払手段発行者に係る前項第四号に掲げる事項を前払式支払手段の利用者に周知する場合その他の内閣府令で定める場合には、当該前払式支払手段発行者は、同項の規定にかかわらず、当該事項について同項の規定による情報の提供をすることを要しない。

(2)Notwithstanding the provisions of the preceding paragraph, if the certified association for payment service providers of which the issuer of prepaid payment instruments is a member makes public to the users of prepaid payment instruments the particulars listed in item (iv) of the preceding paragraph pertaining to the issuer of prepaid payment instruments or in other cases specified by Cabinet Office Order, the issuer of prepaid payment instruments is not required to provide information as prescribed in that paragraph with regard to those particulars.

３前払式支払手段発行者は、第一項に規定するもののほか、内閣府令で定めるところにより、前払式支払手段の利用者の保護を図り、及び前払式支払手段の発行の業務の健全かつ適切な運営を確保するために必要な措置を講じなければならない。

(3)Beyond what is provided for in paragraph (1), an issuer of prepaid payment instruments must, pursuant to the provisions of Cabinet Office Order, take necessary measures for protecting the users of prepaid payment instruments and ensuring sound and appropriate management of business of issuing prepaid payment instruments.

第十四条前払式支払手段発行者は、基準日未使用残高が政令で定める額（以下この章において「基準額」という。）を超えるときは、当該基準日未使用残高の二分の一の額（以下この章において「要供託額」という。）以上の額に相当する額の発行保証金を、内閣府令で定めるところにより、主たる営業所又は事務所の最寄りの供託所に供託しなければならない。

Article 14(1)If the unused balance on the base date exceeds the amount specified by Cabinet Order (hereinafter referred to as the "standard amount" in this Chapter), an issuer of prepaid payment instruments must, pursuant to the provisions of Cabinet Office Order, make security deposits for issuance to the official depository nearest to its principal business office or office in an amount equivalent to not less than half the amount of the unused balance on the base date (hereinafter referred to as the "amount required for deposit" in this Chapter).

２前払式支払手段発行者は、第三十一条第一項の権利の実行の手続の終了その他の事実の発生により、発行保証金の額（次条に規定する保全金額及び第十六条第一項に規定する信託財産の額の合計額を含む。第十八条第二号及び第二十三条第一項第三号において同じ。）がその事実が発生した日の直前の基準日における要供託額（第二十条第一項の規定による払戻しの手続又は第三十一条第一項の権利の実行の手続が終了した日の直前の基準日にあっては、これらの手続に係る前払式支払手段がないものとみなして内閣府令で定める方法により計算された額）に不足することとなったときは、内閣府令で定めるところにより、その不足額について供託を行い、遅滞なく、その旨を内閣総理大臣に届け出なければならない。

(2)If, due to completion of the procedure for the fulfillment of the right prescribed in Article 31, paragraph (1) or the occurrence of other facts, the amount of security deposits for issuance (including the total amount of the secured amount prescribed in the following Article and the amount of trust property prescribed in Article 16, paragraph (1); the same applies in Article 18, item (ii) and Article 23, paragraph (1), item (iii)) is less than the amount required for deposit as of the base date immediately preceding the day on which those issues occurred (or the amount calculated as if the Prepaid Payment Instruments pertaining to those procedures did not exist in accordance with the method specified by Cabinet Office Order as of the base date immediately preceding the day on which the refund procedure prescribed in Article 20, paragraph (1) or the procedure for the fulfillment of the right prescribed in Article 31, paragraph (1) was completed), an issuer of prepaid payment instruments must, pursuant to the provisions of Cabinet Office Order, deposit the shortage and notify the Prime Minister to that effect without delay.

３発行保証金は、国債証券、地方債証券その他の内閣府令で定める債券（社債、株式等の振替に関する法律（平成十三年法律第七十五号）第二百七十八条第一項に規定する振替債を含む。第十六条第三項において同じ。）をもってこれに充てることができる。この場合において、当該債券の評価額は、内閣府令で定めるところによる。

(3)Security deposits for issuance may be paid in national government bond certificates, local government bond certificates or other bond certificates specified by Cabinet Office Order (including book-entry transfer bonds specified in Article 278, paragraph (1) of the Act on Book-Entry Transfer of Corporate Bonds and Shares (Act No. 75 of 2001); the same applies in Article 16, paragraph (3)). In this case, the appraised value of those bond certificates is determined pursuant to the provisions of Cabinet Office Order.

第十五条前払式支払手段発行者は、政令で定めるところにより、発行保証金保全契約（政令で定める要件を満たす銀行等その他政令で定める者が前払式支払手段発行者のために内閣総理大臣の命令に応じて発行保証金を供託する旨の契約をいう。以下この章において同じ。）を締結し、その旨を内閣総理大臣に届け出たときは、当該発行保証金保全契約の効力の存する間、保全金額（当該発行保証金保全契約において供託されることとなっている金額をいう。第十七条において同じ。）につき、発行保証金の全部又は一部の供託をしないことができる。

Article 15If an issuer of prepaid payment instruments has concluded a guarantee contract for security deposits for issuance (meaning a contract in which a deposit-taking institution satisfying the requirements specified by Cabinet Order or any other person specified by Cabinet Order promises that security deposits for issuance will be made on behalf of the issuer of prepaid payment instruments in response to an order by the Prime Minister; the same applies in this Chapter) and has notified the Minister to that effect, pursuant to the provisions of Cabinet Order, it may choose not to deposit all or part of the security deposits for issuance with regard to the secured amount (meaning the amount of money to be deposited under the guarantee contract for security deposits for issuance; the same applies in Article 17) limited to the period during which the contract remains in force.

第十六条前払式支払手段発行者は、信託会社等との間で、発行保証金信託契約（当該信託会社等が内閣総理大臣の命令に応じて信託財産を発行保証金の供託に充てることを信託の目的として当該信託財産の管理その他の当該目的の達成のために必要な行為をすべき旨の信託契約をいう。以下この章において同じ。）を締結し、その旨を内閣総理大臣に届け出たときは、当該発行保証金信託契約に基づき信託財産が信託されている間、当該信託財産の額につき、発行保証金の全部又は一部の供託をしないことができる。

Article 16(1)If an issuer of prepaid payment instruments concludes a trust agreement of security deposits for issuance with a trust company, etc. (meaning a trust agreement whose purpose is to apply the trust property to assign security deposits for issuance in response to an order by the Prime Minister and the provisions which prescribe that the trust company, etc. is to carry out necessary acts including the management of the trust property for the achievement of the purpose; the same applies hereinafter in this Chapter) and notifies the Minister to that effect, it may choose not to deposit all or part of the security deposits for issuance with regard to the amount of the trust property, for the period during which the trust property is entrusted based on the trust agreement for security deposits for issuance.

２発行保証金信託契約は、次に掲げる事項をその内容とするものでなければならない。

(2)A trust agreement for security deposits for issuance must prescribe the following particulars:

３発行保証金信託契約に基づき信託される信託財産の種類は、金銭若しくは預貯金（内閣府令で定めるものに限る。）又は国債証券、地方債証券その他の内閣府令で定める債券に限るものとする。この場合において、当該債券の評価額は、内閣府令で定めるところによる。

(3)The types of trust properties to be entrusted pursuant to a trust agreement for security deposits for issuance are limited to money, bank deposits and savings (limited to those specified by Cabinet Office Order), or national government bond certificates, local government bond certificates or other bond certificates specified by Cabinet Office Order. In this case, the appraised value of those bond certificates is determined pursuant to the provisions of Cabinet Office Order.

第十七条内閣総理大臣は、前払式支払手段の利用者の利益の保護のために必要があると認めるときは、発行保証金保全契約若しくは発行保証金信託契約を締結した前払式支払手段発行者又はこれらの契約の相手方に対し、保全金額又は信託財産を換価した額の全部又は一部を供託すべき旨を命ずることができる。

Article 17If the Prime Minister finds it necessary for the protection of the interests of users of prepaid payment instruments, the Minister may order an issuer of prepaid payment instruments who has concluded a guarantee contract for security deposits for issuance or a trust agreement for security deposits for issuance or the counterparty thereto to deposit all or part of the secured amount or the amount of proceeds from the trust property that have been realized.

第十八条発行保証金は、次の各号のいずれかに該当する場合には、政令で定めるところにより、その全部又は一部を取り戻すことができる。

Article 18All or part of the security deposits for issuance may be recovered, pursuant to the provisions of Cabinet Order, if the user falls under any of the following items:

第十九条この節に規定するもののほか、前払式支払手段発行者の主たる営業所又は事務所の所在地の変更に伴う発行保証金の保管替えその他発行保証金の供託に関し必要な事項は、内閣府令・法務省令で定める。

Article 19Beyond what is provided for in this Section, a change of the official depository for security deposits for issuance due to a change in the location of the principal business office or office of an issuer of prepaid payment instruments and other particulars necessary for the making of security deposits for issuance is prescribed by Cabinet Office Order and Ministry of Justice Order.

第二十条前払式支払手段発行者は、次の各号のいずれかに該当するときは、前払式支払手段の保有者に、当該前払式支払手段の残高として内閣府令で定める額を払い戻さなければならない。

Article 20(1)If an issuer of prepaid payment instruments falls under any of the following items, the issuer must refund the outstanding balance of those prepaid payment instruments specified by Cabinet Office Order to the holder's account:

２前払式支払手段発行者は、前項の規定により払戻しをしようとする場合には、内閣府令で定めるところにより、次に掲げる事項を公告するとともに、当該事項に関する情報を当該払戻しに係る前払式支払手段の保有者に提供しなければならない。

(2)If an issuer of prepaid payment instruments intends to refund the amount pursuant to the provisions of the preceding paragraph, the issuer must give public notice of the following particulars and provide the information concerning those particulars to the holders of the prepaid payment instruments subject to the refund, pursuant to the provisions of Cabinet Office Order:

３会社法（平成十七年法律第八十六号）第九百四十条第一項（第三号に係る部分に限る。）及び第三項の規定は、前払式支払手段発行者（会社に限る。）が電子公告（同法第二条第三十四号に規定する電子公告をいう。次項において同じ。）により前項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。

(3)The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (iii)) and Article 940, paragraph (3) of the Companies Act (Act No. 86 of 2005) apply mutatis mutandis to cases where an issuer of prepaid payment instruments (limited to companies) gives public notice under the preceding paragraph by way of electronic public notice (meaning electronic public notice specified in Article 2, item (xxxiv) of that Act; the same applies in the following paragraph). In this case, any necessary technical replacement of terms is specified by Cabinet Order.

４会社法第九百四十条第一項（第三号に係る部分に限る。）及び第三項、第九百四十一条、第九百四十六条、第九百四十七条、第九百五十一条第二項、第九百五十三条並びに第九百五十五条の規定は、前払式支払手段発行者（外国会社に限る。）が電子公告により第二項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。

(4)The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (iii)) and Article 940, paragraph (3), Article 941, Article 946, Article 947, Article 951, paragraph (2), Article 953, and Article 955 of the Companies Act apply mutatis mutandis to cases where an issuer of prepaid payment instruments (limited to foreign companies) gives public notice under paragraph (2) by way of electronic public notice. In this case, any necessary technical replacement of terms is specified by Cabinet Order.

５前払式支払手段発行者は、第一項各号に掲げる場合を除き、その発行する前払式支払手段について、保有者に払戻しをしてはならない。ただし、払戻金額が少額である場合その他の前払式支払手段の発行の業務の健全な運営に支障が生ずるおそれがない場合として内閣府令で定める場合は、この限りでない。

(5)An issuer of prepaid payment instruments must not refund any amount with regard to the prepaid payment instruments that it issues to the holders thereof except in cases set forth in the items of paragraph (1); provided, however, that this does not apply to cases where the amount to be refunded is small or other cases where the sound management of the business of issuing prepaid payment instruments is not hindered, as specified by Cabinet Office Order.

第二十一条前払式支払手段発行者は、内閣府令で定めるところにより、その発行の業務に係る情報の漏えい、滅失又はき損の防止その他の当該情報の安全管理のために必要な措置を講じなければならない。

Article 21An issuer of prepaid payment instruments must, pursuant to the provisions of Cabinet Office Order, take measures necessary for preventing leakage, loss, or damage to information pertaining to the business of issuing prepaid payment instruments and other measures for ensuring security management of the relevant information.

第二十一条の二前払式支払手段発行者は、前払式支払手段の発行の業務の一部を第三者に委託（二以上の段階にわたる委託を含む。）をした場合には、内閣府令で定めるところにより、当該委託に係る業務の委託先に対する指導その他の当該業務の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。

Article 21-2If an issuer of prepaid payment instruments entrusts (including those under multi-tier entrustment arrangements) part of the business of issuing prepaid payment instruments to a third party, the issuer of prepaid payment instruments must provide guidance to the third party to whom the relevant business has been entrusted and take other measures necessary for ensuring the proper and steady operation of the business pursuant to the provisions of Cabinet Office Order.

第二十一条の三前払式支払手段発行者は、前払式支払手段の発行及び利用に関する利用者からの苦情の適切かつ迅速な処理のために必要な措置を講じなければならない。

Article 21-3An issuer of prepaid payment instruments must take measures necessary to appropriately and promptly process complaints from the users about the issuance and use of prepaid payment instruments in an appropriate and prompt manner.

第二十二条前払式支払手段発行者は、内閣府令で定めるところにより、その前払式支払手段の発行の業務に関する帳簿書類を作成し、これを保存しなければならない。

Article 22An issuer of prepaid payment instruments must, pursuant to the provisions of Cabinet Office Order, prepare and maintain the books of accounts and documents on its business of issuing prepaid payment instruments.

第二十三条前払式支払手段発行者は、基準日ごとに、内閣府令で定めるところにより、次に掲げる事項を記載した前払式支払手段の発行の業務に関する報告書を作成し、内閣総理大臣に提出しなければならない。

Article 23(1)An issuer of prepaid payment instruments must, pursuant to the provisions of Cabinet Office Order, prepare a written report on the business of issuing prepaid payment instruments containing the following particulars as of the each base date, and submit it to the Prime Minister:

２前項の報告書には、財務に関する書類その他の内閣府令で定める書類を添付しなければならない。

(2)Documents concerning finance and other documents specified by Cabinet Office Order must be attached to the written report referred to in the preceding paragraph.

３自家型発行者については、基準日未使用残高が基準額以下となった基準日の翌日から当該基準日以後の基準日であって再び基準日未使用残高が基準額を超えることとなった基準日の前日までの間の基準日については、第一項の規定は、適用しない。

(3)In the case of issuers of prepaid payment instruments for its own business, the provisions of paragraph (1) do not apply to Base Dates falling within a period from the day immediately following the Base Date on which the Unused Base Date Balance decreased to the standard amount to the day immediately preceding the subsequent Base Date on which the Unused Base Date Balance again exceeded the Standard Amount.

第二十四条内閣総理大臣は、前払式支払手段発行者の発行の業務の健全かつ適切な運営を確保するために必要があると認めるときは、当該前払式支払手段発行者に対し当該前払式支払手段発行者の業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該前払式支払手段発行者の営業所、事務所その他の施設に立ち入らせ、その業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。

Article 24(1)If the Prime Minister finds it necessary for ensuring sound and appropriate management of the business of issuing prepaid payment instruments of an issuer of prepaid payment instruments, the Minister may order the issuer of prepaid payment instruments to submit reports or materials that can be used as reference for its business or property, or have officials enter the business office, office or other facility of that issuer of prepaid payment instruments, ask questions about the status of its business or property or inspect its books and documents or other items.

２内閣総理大臣は、前払式支払手段発行者の発行の業務の健全かつ適切な運営を確保するため特に必要があると認めるときは、その必要の限度において、当該前払式支払手段発行者から業務の委託を受けた者（その者から委託（二以上の段階にわたる委託を含む。）を受けた者を含む。以下この条及び第三十二条において同じ。）に対し当該前払式支払手段発行者の業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該前払式支払手段発行者から業務の委託を受けた者の施設に立ち入らせ、当該前払式支払手段発行者の業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。

(2)When the Prime Minister finds it particularly necessary for ensuring sound and appropriate management of the business of issuing prepaid payment instruments of an issuer of prepaid payment instruments, the Minister may order a person to whom business has been entrusted by the issuer of prepaid payment instruments (including persons to whom the business has been entrusted by the entrusted person (including those under multi-tier entrustment arrangements); hereinafter the same applies in this Article and Article 32) to submit reports or materials that can be used as reference for the business or property of the issuer of prepaid payment instruments, or have officials enter the facility of a person to whom business has been entrusted by the issuer of prepaid payment instruments, ask questions about the status of the business or property of the issuer of prepaid payment instruments or inspect its books and documents or other items, to the extent necessary for the Minister.

３前項の前払式支払手段発行者から業務の委託を受けた者は、正当な理由があるときは、同項の規定による報告若しくは資料の提出又は質問若しくは検査を拒むことができる。

(3)A person to whom business has been entrusted by an issuer of prepaid payment instruments referred to in the preceding paragraph may, if there are reasonable grounds, refuse to submit reports or materials, or to respond to the inquiry or the inspection under the provisions of that paragraph.

第二十五条内閣総理大臣は、前払式支払手段発行者の前払式支払手段の発行の業務の健全かつ適切な運営を確保するために必要があると認めるときは、その必要の限度において、当該前払式支払手段発行者に対し、業務の運営又は財産の状況の改善に必要な措置その他監督上必要な措置をとるべきことを命ずることができる。

Article 25If the Prime Minister finds it necessary for ensuring the sound and appropriate management of the business of issuing repaid payment instruments of an issuer of prepaid payment instruments, the Minister may order that an issuer of prepaid payment instruments to take measures necessary to improve the operation of its business or its financial status or other measures necessary for the supervision, to the extent necessary for the Minister.

第二十六条内閣総理大臣は、自家型発行者が次の各号のいずれかに該当するときは、六月以内の期間を定めてその発行の業務の全部又は一部の停止を命ずることができる。

Article 26If an issuer of prepaid payment instruments for its own business falls under any of the following items, the Prime Minister may order the issuer of prepaid payment instruments for their own business to suspend all or part of its business of issuing prepaid payment instruments, by setting a period for suspension not exceeding six months:

第二十七条内閣総理大臣は、第三者型発行者が次の各号のいずれかに該当するときは、第七条の登録を取り消し、又は六月以内の期間を定めてその第三者型前払式支払手段の発行の業務の全部若しくは一部の停止を命ずることができる。

Article 27(1)If an issuer of prepaid payment instruments for third-party business falls under any of the following items, the Prime Minister may revoke its registration referred to in Article 7 or order the issuer of prepaid payment instruments for third-party business to suspend all or part of its business of issuing prepaid payment instruments for third-party business, by setting a period for suspension not exceeding six months:

２内閣総理大臣は、第三者型発行者の営業所若しくは事務所の所在地を確知できないとき、又は第三者型発行者を代表する役員の所在を確知できないときは、内閣府令で定めるところにより、その事実を公告し、その公告の日から三十日を経過しても当該第三者型発行者から申出がないときは、当該第三者型発行者の第七条の登録を取り消すことができる。

(2)If the Prime Minister is unable to ascertain the locations of business offices or offices of an issuer of prepaid payment instruments for third-party business or the whereabouts of the officer representing the issuer of prepaid payment instruments for third-party, the Minister, pursuant to the provisions of Cabinet Office Order, may issue a public notice of that fact and revoke the registration of the issuer of prepaid payment instruments for third-party business under Article 7 if no application is made by the issuance after thirty days have passed since the day of the public notice.

３前項の規定による処分については、行政手続法（平成五年法律第八十八号）第三章の規定は、適用しない。

(3)The provisions of Chapter III of the Administrative Procedure Act (Act No. 88 of 1993) do not apply to a disposition referred to in the preceding paragraph.

第二十八条内閣総理大臣は、前条第一項若しくは第二項の規定により第七条の登録を取り消したとき、又は第三十三条第二項の規定により第七条の登録がその効力を失ったときは、当該登録を抹消しなければならない。

Article 28If the Prime Minister has revoked the registration referred to in Article 7 pursuant to provisions of paragraph (1) or (2) of the preceding Article or when the registration referred to in Article 7 has ceased to be effective pursuant to the provisions of Article 33, paragraph (2), the Minister must delete that registration.

第二十九条内閣総理大臣は、第二十六条又は第二十七条第一項若しくは第二項の規定による処分をしたときは、内閣府令で定めるところにより、その旨を公告しなければならない。

Article 29If the Prime Minister implements a disposition pursuant to the provisions of Article 26, or Article 27, paragraph (1) or (2), the Minister must give public notice to that effect pursuant to the provisions of Cabinet Office Order.

第二十九条の二前払式支払手段発行者が、内閣府令で定めるところにより、この項の規定の適用を受けようとする旨その他内閣府令で定める事項を記載した届出書を内閣総理大臣に提出した場合には、当該届出書を提出した日後における当該前払式支払手段発行者についての第三条第二項の規定の適用については、同項中「及び九月三十日」とあるのは、「、六月三十日、九月三十日及び十二月三十一日」として、この章の規定を適用する。この場合において、必要な技術的読替えは、政令で定める。

Article 29-2(1)If an issuer of prepaid payment instruments, pursuant to the provisions of Cabinet Office Order, submits a written notice containing a statement that the issuer seeks the application of the provisions of this paragraph to the issuer and other particulars specified by Cabinet Office Order to the Prime Minister, with regard to the application of the provisions of Article 3, paragraph (2) to the issuer of prepaid payment instruments after the submission date of the written notice, the provisions of this Chapter are applied to the person by replacing the phrase "and September 30" in Article 3, paragraph (2) with ", June 30, September 30, and December 31". In this case, any necessary technical replacement of terms is specified by Cabinet Order.

２前項の規定の適用を受けている前払式支払手段発行者が、内閣府令で定めるところにより、同項の規定の適用を受けることをやめようとする旨その他内閣府令で定める事項を記載した届出書を内閣総理大臣に提出した場合には、当該前払式支払手段発行者については、当該届出書を提出した日（当該提出した日の属する基準期間が特例基準日（毎年六月三十日及び十二月三十一日をいう。）の翌日から次の通常基準日（毎年三月三十一日及び九月三十日をいう。以下この項において同じ。）までの期間である場合にあっては、当該通常基準日。以下この項において同じ。）後は、前項の規定は、適用しない。ただし、当該前払式支払手段発行者が、当該提出した日後新たに同項の届出書を提出したときは、この限りでない。

(2)If an issuer of prepaid payment instruments to whom the provisions of the preceding paragraph are applied, pursuant to the provisions of Cabinet Office Order, submits a written notice containing a statement that the issuer no longer seeks the application of the provisions of that paragraph to the issuer and other particulars specified by Cabinet Office Order to the Prime Minister, the provisions of the preceding paragraph do not apply to the issuer after the submission date of the written notice (if the record period including the submission date falls within the period from the day following the special base date (meaning June 31 and December 31 of each year) to the next ordinary base date (meaning March 31 and September 30 of each year; hereinafter the same applies in this paragraph)); provided, however, that this does not apply if the issuer of prepaid payment instruments submits another written notice referred to in that paragraph after the submission date.

３第一項の規定の適用を受けている前払式支払手段発行者は、同項の届出書を提出した日から起算して政令で定める期間を経過した日以後でなければ、前項本文の届出書を提出することができない。

(3)An issuer of prepaid payment instruments to whom the provisions of paragraph (1) are applied may submit a written notice referred to in the main clause of the preceding paragraph only on or after the day on which a period specified by Cabinet Order has passed from the submission date of a written notice referred to in paragraph (1).

４第二項本文の届出書を提出した前払式支払手段発行者は、当該届出書を提出した日から起算して政令で定める期間を経過した日以後でなければ、第一項の届出書を提出することができない。

(4)An issuer of prepaid payment instruments who has submitted a written notice referred to in the main clause of paragraph (2) may submit a written notice referred to in paragraph (1) only on or after the day on which a period specified by Cabinet Order has passed from the submission date of a written notice referred to in the main clause of paragraph (2).

第三十条前払式支払手段発行者以外の者が相続又は事業譲渡、合併若しくは会社分割その他の事由により前払式支払手段発行者から自家型前払式支払手段の発行の業務を承継した場合（第三者型前払式支払手段の発行の業務を承継した場合を除く。）において、当該業務の承継に係る自家型前払式支払手段の承継が行われた日の直前の基準日未使用残高が基準額を超えるときは、当該前払式支払手段発行者以外の者を当該自家型前払式支払手段を発行する自家型発行者とみなして、この法律（第五条を除く。）の規定を適用する。

Article 30(1)If a person other than an issuer of prepaid payment instruments has succeeded to the business of issuing prepaid payment instruments for its own business from an issuer of prepaid payment instruments by way of inheritance, transfer of business, merger or company split, or for other reasons (excluding cases where the person has succeeded to the business of issuing prepaid payment instruments for third-party business), if the unused balance on the base date on the base date immediately preceding the date of succession of prepaid payment instruments for their own business pertaining to the succession of the business exceeded the standard amount, the person other than an issuer of prepaid payment instruments is deemed to be an issuer of prepaid payment instruments for their own business who has issued the prepaid payment instruments for its own business, and the provisions of this Act (excluding Article 5) applies to that person.

２前項の規定により自家型発行者とみなされた者は、内閣府令で定めるところにより、遅滞なく、次に掲げる事項を記載した届出書を内閣総理大臣に提出しなければならない。

(2)A person who is deemed to be an issuer of prepaid payment instruments for its own business pursuant to the provisions of the preceding paragraph must submit a written notice containing the following particulars to the Prime Minister without delay, pursuant to the provisions of Cabinet Office Order:

３前項の届出書には、財務に関する書類その他の内閣府令で定める書類を添付しなければならない。

(3)Documents concerning finance and other documents specified by Cabinet Office Order must be attached to the written notice referred to in the preceding paragraph.

４第一項の規定により自家型発行者とみなされた者は、第二項第二号又は第四号に掲げる事項のいずれかに変更があったときは、遅滞なく、その旨を内閣総理大臣に届け出なければならない。

(4)If any of the particulars set forth in paragraph (2), item (ii) or item (iv) are changed, the person who is deemed to be an issuer of prepaid payment instruments for its own business pursuant to the provisions of paragraph (1) must notify the Prime Minister to that effect without delay.

第三十一条前払式支払手段の保有者は、前払式支払手段に係る債権に関し、当該前払式支払手段に係る発行保証金について、他の債権者に先立ち弁済を受ける権利を有する。

Article 31(1)A holder of prepaid payment instruments has the right to receive, in preference over other creditors, payments with regard to claims pertaining to prepaid payment instruments for the return of the security deposits for issuance pertaining to those prepaid payment instruments.

２内閣総理大臣は、次の各号のいずれかに該当する場合において、前払式支払手段の保有者の利益の保護を図るために必要があると認めるときは、前項の権利を有する者に対し、六十日を下らない一定の期間内に内閣総理大臣に債権の申出をすべきこと及びその期間内に債権の申出をしないときは当該公示に係る発行保証金についての権利の実行の手続から除斥されるべきことを公示しなければならない。

(2)In the case falling under any of the following items, when the Prime Minister finds it necessary for the protection of the interests of holders of prepaid payment instruments, the Minister must give a public notice that persons holding the right specified in the preceding paragraph must file their claims with the Prime Minister within a certain period not less than sixty days and that they must be excluded from the procedures for the fulfillment of the right to the return of the security deposits for issuance pertaining to the public notice unless they file their claims within the relevant period:

３内閣総理大臣は、内閣府令で定めるところにより、第一項の権利の実行に関する事務を銀行等その他の政令で定める者（次項及び第五項において「権利実行事務代行者」という。）に委託することができる。

(3)The Prime Minister may, pursuant to the provisions of Cabinet Office Order, entrust the administrative functions related to the fulfillment of the right specified in paragraph (1) to a deposit-taking institution or any other person specified by Cabinet Order (referred to as "agents for a regional finance office that distribute security deposits to holders of prepaid payment instruments" in the following paragraph and in paragraph (5)).

４権利実行事務代行者は、他の法律の規定にかかわらず、前項の規定により委託を受けた業務を行うことができる。

(4)Notwithstanding the provisions of any other Acts, any agents for a regional finance office that distributes security deposits to holders of prepaid payment instruments may conduct the business of performing the administrative functions entrusted pursuant to the provisions of the preceding paragraph.

５第三項の規定により業務の委託を受けた権利実行事務代行者又はその役員若しくは職員であって当該委託を受けた業務に従事する者は、刑法（明治四十年法律第四十五号）その他の罰則の適用については、法令により公務に従事する職員とみなす。

(5)With regard to the application of the Penal Code (Act No. 45 of 1907) and other penal provisions to an agents for a regional finance office that distributes security deposits to holders of prepaid payment instruments to whom business has been entrusted pursuant to the provisions of paragraph (3) or its officers or employees engaging in entrusted business are deemed to be officials engaged in public service pursuant to laws and regulations.

６第二項から前項までに規定するもののほか、第一項の権利の実行に関し必要な事項は、政令で定める。

(6)Beyond what is provided for in paragraph (2) through the preceding paragraph, particulars necessary for the fulfillment of the right referred to in paragraph (1) are specified by Cabinet Order.

第三十二条前払式支払手段発行者から発行の業務の委託を受けた者、密接関係者、加盟店その他の当該前払式支払手段発行者の関係者は、当該前払式支払手段発行者が発行した前払式支払手段に係る前条第一項の権利の実行に関し内閣総理大臣から必要な協力を求められた場合には、これに応ずるよう努めるものとする。

Article 32If a person to whom the business of issuing prepaid payment instruments has been entrusted by an issuer of prepaid payment instruments, or a closely related person, member shop or any other related person of the issuer of prepaid payment instruments is requested by the Prime Minister to extend their cooperation necessary for the fulfillment of the right specified in paragraph (1) of the preceding Article pertaining to the prepaid payment instruments issued by the issuer of prepaid payment instruments, the person is to endeavor to respond to the request.

第三十三条前払式支払手段発行者は、次の各号のいずれかに該当する場合には、遅滞なく、内閣総理大臣に届け出なければならない。

Article 33(1)If an issuer of prepaid payment instruments falls under any of the following items, it must notify the Prime Minister to that effect without delay:

２第三者型発行者が第三者型前払式支払手段の発行の業務の全部を廃止したときは、当該第三者型発行者の第七条の登録は、その効力を失う。

(2)When an issuer of prepaid payment instruments for third-party business has discontinued all or part of the business of issuing prepaid payment instruments for third-party business, the registration of the issuer of prepaid payment instruments for third-party business referred to in Article 7 ceases to be effective.

第三十四条第三者型発行者について、第二十七条第一項若しくは第二項の規定により第七条の登録が取り消されたとき、又は前条第二項の規定により第七条の登録が効力を失ったときは、当該第三者型発行者であった者は、その発行した第三者型前払式支払手段に係る債務の履行を完了する目的の範囲内においては、なお第三者型発行者とみなす。

Article 34With regard to an issuer of prepaid payment instruments for third-party business, when the registration referred to in Article 7 is revoked pursuant to provisions of Article 27, paragraph (1) or (2) or ceased to be effective pursuant to the provisions of paragraph (2) of the preceding Article, the person who has been an issuer of prepaid payment instruments for third-party business is deemed to be an issuer of prepaid payment instruments for third-party business within the scope of the purpose of completing the performance of obligations pertaining to the prepaid payment instruments for third-party business issued by the person.

第三十五条政令で定める要件を満たす銀行等その他政令で定める者に該当する前払式支払手段発行者については、第十四条第一項の規定は、適用しない。

Article 35The provisions of Article 14, paragraph (1) do not apply to an issuer of prepaid payment instruments who is a deposit-taking institution satisfying the requirements specified by Cabinet Order or any other person specified by Cabinet Order.

第三十六条外国において前払式支払手段の発行の業務を行う者は、国内にある者に対して、その外国において発行する前払式支払手段の勧誘をしてはならない。

Article 36A person conducting the business of issuing prepaid payment instruments in a foreign state must not solicit a person in Japan for prepaid payment instruments issued by the person in the foreign state.

第三十六条の二この章において「第一種資金移動業」とは、資金移動業（特定資金移動業を除く。第四項を除き、以下同じ。）のうち、第二種資金移動業及び第三種資金移動業以外のものをいう。

Article 36-2(1)The term "type I funds transfer services" as used in this Act means funds transfer services (excluding the specified funds transfer services; hereinafter the same applies except in paragraph (4)) other than type II funds transfer services and type III funds transfer services.

２この章において「第二種資金移動業」とは、資金移動業のうち、少額として政令で定める額以下の資金の移動に係る為替取引のみを業として営むこと（第三種資金移動業を除く。）をいう。

(2)The term "type II funds transfer services" as used in this Act means funds transfer services to handle only funds transfer transactions for the transfer of funds at amounts not exceeding the amount specified as a small amount by Cabinet Order in the course of trade (excluding type III funds transfer services).

３この章において「第三種資金移動業」とは、資金移動業のうち、特に少額として政令で定める額以下の資金の移動に係る為替取引のみを業として営むことをいう。

(3)The term "type III funds transfer services" as used in this Act means funds transfer services to handle only funds transfer transactions for the transfer of funds at amounts not exceeding the amount specified as a particularly small amount by Cabinet Order in the course of trade.

４この章において「特定資金移動業」とは、資金移動業のうち、特定信託為替取引のみを業として営むことをいう。

(4)The term "specified funds transfer services" as used in this Chapter means funds transfer services to handle only funds transfer transactions in specified trusts in the course of trade.

第三十七条内閣総理大臣の登録を受けた者は、銀行法第四条第一項及び第四十七条第一項の規定にかかわらず、資金移動業を営むことができる。

Article 37Notwithstanding the provisions of Article 4, paragraph (1) and Article 47, paragraph (1) of the Banking Act, a person registered by the Prime Minister may provide the funds transfer service.

第三十七条の二特定信託会社は、第四十条第一項第七号及び第八号に該当しない場合には、銀行法第四条第一項及び第四十七条第一項の規定にかかわらず、特定資金移動業を営むことができる。

Article 37-2(1)Notwithstanding the provisions of Article 4, paragraph (1) and Article 47, paragraph (1) of the Banking Act, a specified trust company may provide specified funds transfer services if it does not fall under Article 40, paragraph (1), items (vii) and (viii).

２特定信託会社が前項の規定により特定資金移動業を営む場合においては、特定資金移動業を資金移動業と、当該特定信託会社を資金移動業者とそれぞれみなして、第二条第二十四項及び第二十五項、第三十九条、第四十条の二、第四十一条（第一項及び第二項を除く。）、第四十二条、第四十九条から第五十一条まで、第五十一条の四から第五十三条（第二項各号及び第三項各号を除く。）まで、第五十四条から第五十六条第一項まで、第五十八条、第六十一条、第六十二条第一項、第六十二条の八、第五章、第六章、第百二条並びに第百三条の規定並びにこれらの規定に係る第八章の規定を適用する。この場合において、次の表の上欄に掲げる規定中同表の中欄に掲げる字句は、それぞれ同表の下欄に掲げる字句とするほか、必要な技術的読替えは、政令で定める。

(2)If a specified trust company provides specified funds transfer services pursuant to the provisions of the preceding paragraph, specified funds transfer services are deemed to be funds transfer services and the relevant specified trust company is deemed to be a funds transfer service provider, respectively, and the provisions of Article 2, paragraphs (24) and (25), Article 39, Article 40-2, Article 41 (excluding paragraphs (1) and (2)), Article 42, Articles 49 through 51, Article 51-4 through Article 53 (excluding the items of paragraph (2) and the items of paragraph (3)), Article 54 through Article 56, paragraph (1), Article 58, Article 61, Article 62, paragraph (1), Article 62-8, Chapter V, Chapter VI, Article 102, and Article 103, and the provisions of Chapter VIII that are relevant to those provisions apply. In this case, the terms or phrases listed in the middle column of the table below in the provisions as listed in the left-hand column of that table are deemed to be replaced with the respective terms or phrases listed in the right-hand column of that table; and any other necessary technical replacement of terms is specified by Cabinet Order:

３特定信託会社は、第一項の規定により特定資金移動業を営もうとするときは、内閣府令で定めるところにより、第四十条第一項第七号及び第八号に該当しないことを誓約する書面、特定資金移動業を適正かつ確実に遂行する体制の整備に関する事項を記載した書類その他の内閣府令で定める書類を添付して、その旨、特定資金移動業の内容及び方法その他内閣府令で定める事項を内閣総理大臣に届け出なければならない。

(3)When a specified trust company intends to provide specified funds transfer services pursuant to the provisions of paragraph (1), the specified trust company must notify the Prime Minister of this intention, the details and method of the specified funds transfer services, and other particulars specified by Cabinet Office Order, by attaching a document in which the company pledges that it does not fall under Article 40, paragraph (1), items (vii) and (viii), documents containing particulars concerning the establishment of a system for ensuring the provision of specified funds transfer services in a proper and steady manner, and other documents specified by Cabinet Office Order, pursuant to the provisions of Cabinet Office Order.

４第一項の規定により特定資金移動業を営む特定信託会社は、当該特定資金移動業に係る特定信託受益権の受益者が信託契約期間中に当該特定信託受益権について信託の元本の全部又は一部の償還を請求した場合には、遅滞なく、当該特定信託受益権に係る信託契約の一部を解約することによりその請求に応じなければならない。ただし、利用者の保護に欠けるおそれが少ない場合として内閣府令で定める場合は、この限りでない。

(4)If a beneficiary of beneficial interest in a specified trust involved in specified funds transfer services requests the full or partial redemption of the principal of the trust for the beneficial interest in the specified trust during the term of the trust agreement, a specified trust company that provides the specified funds transfer services pursuant to the provisions of paragraph (1) must meet the request without delay by cancelling part of the trust agreement for the beneficial interest in the specified trust; provided, however, that this does not apply in cases specified by Cabinet Office Order as being less likely to weaken the protection of users.

第三十八条第三十七条の登録を受けようとする者は、内閣府令で定めるところにより、次に掲げる事項を記載した登録申請書を内閣総理大臣に提出しなければならない。

Article 38(1)A person who intends to be registered as referred to in Article 37 must, pursuant to the provisions of Cabinet Office Order, submit a written application for registration containing the following particulars to the Prime Minister:

２前項の登録申請書には、第四十条第一項各号に該当しないことを誓約する書面、財務に関する書類、資金移動業を適正かつ確実に遂行する体制の整備に関する事項を記載した書類その他の内閣府令で定める書類を添付しなければならない。

(2)A document in which the applicant pledges that the applicant does not fall under any of the items of Article 40, paragraph (1), documents concerning finance, documents containing particulars concerning the establishment of a system for ensuring the provision of funds transfer services in a proper and steady manner, and other documents specified by Cabinet Office Order must be attached to the application for registration referred to in the preceding paragraph.

第三十九条内閣総理大臣は、第三十七条の登録の申請があったときは、次条第一項の規定によりその登録を拒否する場合を除くほか、次に掲げる事項を資金移動業者登録簿に登録しなければならない。

Article 39(1)The Prime Minister must, when an application for registration referred to in Article 37 is filed, register the following particulars in the register of funds transfer service providers, except when refusing the registration pursuant to the provisions of paragraph (1) of the following Article:

２内閣総理大臣は、前項の規定による登録をしたときは、遅滞なく、その旨を登録申請者に通知しなければならない。

(2)When the Prime Minister registered the particulars under the provisions of the preceding paragraph, the Minister must notify the applicant to that effect without delay.

３内閣総理大臣は、資金移動業者登録簿を公衆の縦覧に供しなければならない。

(3)The Prime Minister must make the register of funds transfer service providers available for public inspection.

第四十条内閣総理大臣は、登録申請者が次の各号のいずれかに該当するとき、又は登録申請書若しくはその添付書類のうちに重要な事項について虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、その登録を拒否しなければならない。

Article 40(1)The Prime Minister must refuse registration when an applicant falls under any of the following items, or a written application for registration or its accompanying documents contain false statements about important particulars, or lack any statement about important particulars:

２内閣総理大臣は、前項の規定により登録を拒否したときは、遅滞なく、その理由を示して、その旨を登録申請者に通知しなければならない。

(2)When the Prime Minister refuses the registration pursuant to the provisions of the preceding paragraph, the Minister must notify the applicant to that effect by indicating the reason without delay.

第四十条の二資金移動業者は、第一種資金移動業を営もうとするときは、次に掲げる事項を記載した業務実施計画を定め、内閣府令で定めるところにより、内閣総理大臣の認可を受けなければならない。その変更（内閣府令で定める軽微な変更を除く。）をしようとするときも、同様とする。

Article 40-2(1)When a funds transfer service provider intends to provide type I funds transfer services, the funds transfer service provider must formulate a business implementation plan containing the following particulars and obtain authorization of the Prime Minister, pursuant to the provisions of Cabinet Office Order. The same applies when a funds transfer service provider intends to change the business implementation plan (excluding minor changes specified by Cabinet Office Order):

２資金移動業者は、前項に規定する内閣府令で定める軽微な変更をしたときは、遅滞なく、その旨を内閣総理大臣に届け出なければならない。

(2)When a funds transfer service provider has made any minor change specified by Cabinet Office Order as prescribed in the preceding paragraph, the funds transfer service provider must notify the Prime Minister to that effect.

３内閣総理大臣は、その必要の限度において、第一項の認可に条件を付し、及びこれを変更することができる。

(3)The Prime Minister may set requirements for the approval referred to in paragraph (1) and change those requirements, to the extent necessary for the approval.

第四十一条資金移動業者は、第三十八条第一項第七号に掲げる事項の変更（新たな種別の資金移動業を営もうとすることによるものに限る。）をしようとするときは、内閣府令で定めるところにより、内閣総理大臣の変更登録を受けなければならない。

Article 41(1)When a funds transfer service provider intends to change any of the particulars set forth in Article 38, paragraph (1), item (vii) (limited to changes due to its intention to provide a new type of funds transfer service), the funds transfer service provider must have the change registered by the Prime Minister, pursuant to the provisions of Cabinet Office Order.

２第三十八条から第四十条までの規定は、前項の変更登録について準用する。この場合において、第三十八条第一項中「次に掲げる」とあるのは「変更に係る」と、同条第二項中「第四十条第一項各号」とあるのは「第四十条第一項各号（第一号、第二号及び第六号から第十一号までを除く。）」と、第三十九条第一項中「次に掲げる」とあるのは「変更に係る」と、第四十条第一項中「次の各号」とあるのは「次の各号（第一号、第二号及び第六号から第十一号までを除く。）」と読み替えるものとする。

(2)The provisions of Articles 38 through 40 apply mutatis mutandis to the registration of change referred to in the preceding paragraph. In this case, the term the "following particulars" in Article 38, paragraph (1) is replaced with the "particulars pertaining to the change", the term "any of the items of Article 40, paragraph (1)" in paragraph (2) of that Article is replaced with "any of the items of Article 40, paragraph (1) (excluding items (i), (ii) and (vi) through (xi))", the term the "following particulars" in Article 39, paragraph (1) is replaced with the "particulars pertaining to the change", and the term "any of the following items" in Article 40, paragraph (1) is replaced with "any of the items of Article 40, paragraph (1) (excluding items (i), (ii) and (vi) through (xi))".

３資金移動業者は、第三十八条第一項第八号に掲げる事項の変更のうち資金移動業の利用者の保護に欠け、又は資金移動業の適正かつ確実な遂行に支障を及ぼすおそれが大きいものとして内閣府令で定める変更（次項において「特定業務内容等の変更」という。）をしようとするときは、あらかじめ、その旨を内閣総理大臣に届け出なければならない。

(3)When a funds transfer service provider intends to make any changes that are specified by Cabinet Office Order as those that are likely to weaken the protection of users of funds transfer services or hinder the proper and steady provision of funds transfer services (referred to "changes to the details of specified business, etc." in the following paragraph) which are the particulars set forth in Article 38, paragraph (1), item (viii), the funds transfer service provider must notify the Prime Minister to that effect in advance.

４資金移動業者は、第三十八条第一項各号に掲げる事項のいずれかに変更（特定業務内容等の変更を除き、同項第七号に掲げる事項の変更にあっては、一の種別の資金移動業の全部を廃止したことによるものに限る。）があったときは、遅滞なく、その旨を内閣総理大臣に届け出なければならない。

(4)When any of the particulars set forth in the items of Article 38, paragraph (1) (excluding changes to the details of the specified business, etc., and in the case of a change in the particulars set forth in item (vii) of that paragraph, limited to the change due to the discontinuation of the whole funds transfer service of the same category) are changed, the funds transfer service provider must notify the Prime Minister to that effect without delay.

５内閣総理大臣は、前二項の規定による届出を受理したときは、届出があった事項を資金移動業者登録簿に登録しなければならない。

(5)When the Prime Minister accepts a notification under the provisions of the preceding two paragraphs, the Minister must register the informed particulars in the register of funds transfer service providers.

第四十二条資金移動業者は、自己の名義をもって、他人に資金移動業を営ませてはならない。

Article 42A funds transfer service provider must not have another person provide the funds transfer services in the name of the funds transfer service provider.

第四十三条資金移動業者は、次の各号に掲げる資金移動業の種別に応じ、当該各号に定めるところにより、資金移動業の種別ごとに履行保証金をその本店（外国資金移動業者である資金移動業者にあっては、国内における主たる営業所。第四十八条において同じ。）の最寄りの供託所に供託しなければならない。

Article 43(1)A funds transfer service provider must make security deposits for providing funds transfer services to the official depository nearest to its head office (in cases of a funds transfer service provider that is a foreign funds transfer service provider, its principal business office in Japan; the same applies in Article 48) for each category of funds transfer services set forth in the following items as specified therein in accordance with the category of funds transfer service:

２前項各号の「要履行保証額」とは、資金移動業の種別ごとの各営業日における未達債務の額（資金移動業者がその行う為替取引に関し負担する債務の額であって内閣府令で定めるところにより算出した額をいう。以下この章において同じ。）と第五十九条第一項の権利の実行の手続に関する費用の額として内閣府令で定めるところにより算出した額の合計額（第四十五条の二第一項の規定の適用を受けている資金移動業者が営む第三種資金移動業にあっては、第三種資金移動業に係る各営業日における未達債務の額から当該各営業日における未達債務の額に同項に規定する預貯金等管理割合を乗じて得た額を控除した額と第五十九条第一項の権利の実行の手続に関する費用の額として内閣府令で定めるところにより算出した額の合計額）をいう。ただし、当該合計額が小規模な資金移動業者がその行う為替取引に関し負担する債務の履行を確保するために必要な額として政令で定める額以下である場合には、当該政令で定める額とする。

(2)The term "amount required for security deposit for providing funds transfer services" as used in the items of the preceding paragraph means the total amount of outstanding obligations in the process of being transferred (meaning an amount, calculated pursuant to the provisions of Cabinet Office Order, of obligations borne by a funds transfer service provider in relation to funds transfer transactions carried out by the funds transfer service provider; hereinafter the same applies in this Chapter) as of each business day for each category of funds transfer service and an amount calculated pursuant to the provisions of Cabinet Office Order as the amount of costs pertaining to the procedure for the fulfillment of the right specified in Article 59, paragraph (1) (for type III funds transfer services by a funds transfer service provider to whom the provisions of Article 45-2, paragraph (1) are applied, the total amount obtained by deducting the amount of outstanding obligations in the process of being transferred pertaining to type III funds transfer services as of each business day multiplied by the rate of management by bank deposits or savings specified in that paragraph from the amount of outstanding obligations in the process of being transferred as of each of those business days, and the amount calculated pursuant to the provisions of Cabinet Office Order as the amount of costs pertaining to the procedure for the fulfillment of the right specified in Article 59, paragraph (1)); provided, however, that if the total is not more than the amount specified by Cabinet Order as being necessary for ensuring the performance of obligations borne by a small-scale funds transfer service provider in relation to funds transfer transactions carried out by the small-scale funds transfer service provider, the amount required for security deposit for providing funds transfer services is the amount specified by the relevant Cabinet Order.

３履行保証金は、国債証券、地方債証券その他の内閣府令で定める債券（社債、株式等の振替に関する法律第二百七十八条第一項に規定する振替債を含む。第四十五条第三項において同じ。）をもってこれに充てることができる。この場合において、当該債券の評価額は、内閣府令で定めるところによる。

(3)National government bond certificates, local government bond certificates or other bond certificates specified by Cabinet Office Order (including transfer bonds prescribed in Article 278, paragraph (1) of the Act on Book-Entry Transfer of Corporate Bonds and Shares; the same applies in Article 45, paragraph (3)) may be deposited to fulfill the security deposits for providing funds transfer services requirement. In this case, the appraised value of those bond certificates is determined pursuant to the provisions of Cabinet Office Order.

第四十四条資金移動業者は、政令で定めるところにより、その営む資金移動業の種別ごとに履行保証金保全契約（政令で定める要件を満たす銀行等その他政令で定める者が資金移動業者のために内閣総理大臣の命令に応じて履行保証金を供託する旨の契約をいう。以下この章において同じ。）を締結し、その旨を内閣総理大臣に届け出たときは、当該履行保証金保全契約の効力の存する間、保全金額（当該履行保証金保全契約において供託されることとなっている金額をいう。以下この章において同じ。）につき、当該種別の資金移動業に係る履行保証金の全部又は一部の供託をしないことができる。

Article 44When a funds transfer service provider concludes a guarantee contract for security deposits of providing funds transfer services (meaning a contract in which a deposit-taking institution satisfying the requirements specified by Cabinet Order or any other person specified by Cabinet Order promises that security deposits for providing funds transfer services will be made on behalf of the funds transfer service provider in response to an order by the Prime Minister; the same applies in this Chapter) for each category of funds transfer service that it provides and has notified the Minister to that effect, pursuant to the provisions of Cabinet Order, it may choose not to make all or part of the security deposits for providing funds transfer services for the relevant category of funds transfer service with regard to the secured amount (meaning the amount of money to be deposited under the guarantee contract for security deposits for providing funds transfer services; hereinafter the same applies in this Chapter) limited to the period during which the contract remains in force.

第四十五条資金移動業者は、信託会社等との間で、その営む資金移動業の種別ごとに履行保証金信託契約（当該信託会社等が内閣総理大臣の命令に応じて信託財産を履行保証金の供託に充てることを信託の目的として当該信託財産の管理その他の当該目的の達成のために必要な行為をすべき旨の信託契約をいう。以下この章において同じ。）を締結し、その旨を内閣総理大臣に届け出たときは、当該履行保証金信託契約に基づき信託財産が信託されている間、当該信託財産の額につき、当該種別の資金移動業に係る履行保証金の全部又は一部の供託をしないことができる。

Article 45(1)If a funds transfer service provider concludes a trust agreement for security deposits for providing funds transfer services with a trust company, etc. (meaning a trust agreement whose purpose is to apply trust property to security deposits for providing funds transfer services in response to an order by the Prime Minister, which states that the trust company, etc. carries out necessary acts including the management of trust property for achieving the purpose of the trust; the same applies hereinafter in this Chapter) for each category of funds transfer service that it provides and has notified the Minister to that effect, it may choose not to make all or part of the security deposits for providing funds transfer services for the relevant category of funds transfer service with regard to the amount of trust property during the period in which the trust property is entrusted pursuant to the trust agreement for security deposits for providing funds transfer services.

２履行保証金信託契約は、次に掲げる事項をその内容とするものでなければならない。

(2)A trust agreement for security deposits for providing funds transfer services must provide the following particulars:

３履行保証金信託契約に基づき信託される信託財産の種類は、金銭若しくは預貯金（内閣府令で定めるものに限る。）又は国債証券、地方債証券その他の内閣府令で定める債券に限るものとする。この場合において、当該債券の評価額は、内閣府令で定めるところによる。

(3)The types of the trust properties entrusted pursuant to a trust agreement for security deposits for providing funds transfer services are to be limited to money, bank deposits and savings (limited to those specified by Cabinet Office Order), or national government bond certificates, local government bond certificates or other bond certificates specified by Cabinet Office Order. In this case, the appraised value of those bond certificates is determined pursuant to the provisions of Cabinet Office Order.

第四十五条の二資金移動業者（第三種資金移動業を営む者に限る。）は、内閣府令で定めるところにより、次に掲げる事項を記載した届出書を内閣総理大臣に提出したときは、第一号に掲げる日以後、第三種資金移動業に係る履行保証金の全部又は一部の供託をしないことができる。この場合において、当該資金移動業者は、第三種資金移動業に係る各営業日における未達債務の額に第二号に掲げる割合（当該割合を変更したときは、その変更後のもの。以下この条及び第五十九条第一項において「預貯金等管理割合」という。）を乗じて得た額以上の額に相当する額の金銭を第一号に規定する預貯金等管理方法により管理しなければならない。

Article 45-2(1)When a funds transfer service provider (limited to a person providing type III funds transfer services) has submitted a written notice containing the following particulars to the Prime Minister, pursuant to the provisions of Cabinet Office Order, it may choose not to make all or part of the security deposits for providing type III funds transfer services on or after the day set forth in item (i). In this case, the funds transfer service provider must manage money in the amount equivalent to the amount not less than the amount obtained by multiplying the amount of outstanding obligations in the process of being transferred pertaining to type III funds transfer services as of each business day by the rate set forth in item (ii) (when the rate is changed, the rate that has been changed; hereinafter referred to as the "rate for managing bank deposits or savings" in this Article and Article 59, paragraph (1)) by using the method for managing bank deposits or savings specified in item (i):

２前項の規定の適用を受けている資金移動業者は、預貯金等管理方法による管理の状況について、内閣府令で定めるところにより、定期に、公認会計士（公認会計士法（昭和二十三年法律第百三号）第十六条の二第五項に規定する外国公認会計士を含む。以下同じ。）又は監査法人の監査を受けなければならない。

(2)A funds transfer service provider to whom the provisions of the preceding paragraph are applied must undergo a periodic audit by a certified public accountant (including foreign certified public accountant specified in Article 16-2, paragraph (5) of the Certified Public Accountants Act (Act No. 103 of 1948); the same applies hereinafter) or by an audit corporation, with regard to the aspects of management by using the method for managing bank deposits or savings, pursuant to the provisions of Cabinet Office Order.

３第一項の規定の適用を受けている資金移動業者は、預貯金等管理割合その他内閣府令で定める事項の変更をしようとするときは、内閣府令で定めるところにより、あらかじめ、当該変更を行う日その他内閣府令で定める事項を記載した届出書を内閣総理大臣に提出しなければならない。

(3)When a funds transfer service provider to whom the provisions of paragraph (1) are applied intends to change the rate of management by bank deposits or savings or other particulars specified by Cabinet Office Order, the funds transfer service provider must submit a written notice containing the day on which the change is to be made and other particulars specified by Cabinet Office Order to the Prime Minister in advance, pursuant to the provisions of Cabinet Office Order.

４預貯金等管理割合を引き下げる変更は、前項の届出書に記載された当該変更を行う日における第三種資金移動業に係る履行保証金の額、保全金額及び前条第一項に規定する信託財産の額の合計額が、当該日の直前の基準日における第三種資金移動業に係る要供託額（第一項の規定の適用を受けている資金移動業者が当該変更をする場合にその営む第三種資金移動業について第四十三条第一項の規定により供託しなければならないこととなる履行保証金の額をいう。）以上である場合に限り、行うことができる。

(4)A change to lower the rate of management by bank deposits or savings may be made only in the case where the total amount of security deposits for providing funds transfer services, the secured amount and the amount of trust property specified in paragraph (1) of the preceding Article pertaining to type III funds transfer services as of the day on which the change to be made that is notified in a written notice referred to in the preceding paragraph exceeds the amount required for deposit pertaining to type III funds transfer services (meaning the amount of security deposits for providing type III funds transfer services, which must be made by a funds transfer service provider to whom the provisions of paragraph (1) are applied must deposit for type III funds transfer services it provides, when making the relevant change, under the provisions of Article 43, paragraph (1)) as of the base date immediately preceding that day.

５第一項の規定の適用を受けている資金移動業者は、内閣府令で定めるところにより、同項の規定の適用を受けることをやめる日（以下この項において「預貯金等管理終了日」という。）その他内閣府令で定める事項を記載した届出書を内閣総理大臣に提出して、第一項の規定の適用を受けることをやめることができる。ただし、預貯金等管理終了日における第三種資金移動業に係る履行保証金の額、保全金額及び前条第一項に規定する信託財産の額の合計額が、当該預貯金等管理終了日の直前の基準日における第三種資金移動業に係る要供託額（当該資金移動業者が第一項の規定の適用を受けることをやめる場合にその営む第三種資金移動業について第四十三条第一項の規定により供託しなければならないこととなる履行保証金の額をいう。）を下回るときは、この限りでない。

(5)A funds transfer service provider to whom the provisions of the preceding paragraph are applied may terminate the application of the provisions of that paragraph by submitting a written notice containing the day on which the application of the provisions of that paragraph ends (hereinafter referred to as the "day on which the management by bank deposits or savings ends" in this paragraph) and other particulars specified by Cabinet Office Order to the Prime Minister, pursuant to the provisions of Cabinet Office Order; provided, however, that this does not apply when the total amount of security deposits for providing funds transfer services, the secured amount and the amount of trust property specified in paragraph (1) of the preceding Article pertaining to type III funds transfer services as of the day on which the management by bank deposits or savings ends is less than the amount required for deposit pertaining to type III funds transfer services (meaning the amount of security deposits for providing type III funds transfer services that the funds transfer service provider must deposit for type III funds transfer services it provides, when terminating the application of the provisions of paragraph (1), under the provisions of Article 43, paragraph (1)) as of a base date immediately preceding that day on which the management by bank deposits or savings ends.

第四十六条内閣総理大臣は、資金移動業の利用者の利益の保護のために必要があると認めるときは、履行保証金保全契約若しくは履行保証金信託契約を締結した資金移動業者又はこれらの契約の相手方に対し、保全金額又は信託財産を換価した額の全部又は一部を供託すべき旨を命ずることができる。

Article 46When the Prime Minister finds it necessary for the protection of the interests of users of funds transfer services, the Minister may order a funds transfer service provider who has concluded a guarantee contract for security deposits for providing funds transfer services or trust agreement for security deposits for providing funds transfer services or the counterparty thereto to deposit all or part of the secured amount or the amount of proceeds from the trust property that has been realized.

第四十七条一の種別の資金移動業に係る履行保証金は、次の各号のいずれかに該当する場合には、政令で定めるところにより、その全部又は一部を取り戻すことができる。

Article 47All or part of the security deposits for providing only one type of funds transfer service may be recovered, pursuant to the provisions of Cabinet Order, if any of the requirements specified in the following items are satisfied:

第四十八条この節に規定するもののほか、資金移動業者の本店の所在地の変更に伴う履行保証金の保管替えその他履行保証金の供託に関し必要な事項は、内閣府令・法務省令で定める。

Article 48Beyond what is provided for in this Section, a change of official depository for security deposits for providing funds transfer services due to the change of the location of the head office of a funds transfer service provider and other particulars necessary for making the security deposits for providing funds transfer services are prescribed by Cabinet Office Order and Ministry of Justice Order.

第四十九条資金移動業者は、内閣府令で定めるところにより、資金移動業に係る情報の漏えい、滅失又はき損の防止その他の当該情報の安全管理のために必要な措置を講じなければならない。

Article 49A funds transfer service provider must, pursuant to the provisions of Cabinet Office Order, take necessary measures for preventing leakage, loss, or damage of information pertaining to the funds transfer services and otherwise ensuring safe control of the handling of that information.

第五十条資金移動業者は、資金移動業の一部を第三者に委託（二以上の段階にわたる委託を含む。）をした場合には、内閣府令で定めるところにより、当該委託に係る業務の委託先に対する指導その他の当該業務の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。

Article 50If a funds transfer service provider entrusts (including the case under multi-tier entrustment arrangements) part of the funds transfer service to a third party, the funds transfer service provider must provide guidance to the third party to whom the relevant business has been entrusted and take other measures necessary for ensuring the operation of the business in a proper and steady manner pursuant to the provisions of Cabinet Office Order.

第五十一条資金移動業者は、内閣府令で定めるところにより、銀行等が行う為替取引との誤認を防止するための説明、手数料その他の資金移動業に係る契約の内容についての情報の提供、利用者から受け入れた資金のうち為替取引に用いられることがないと認められるものを保有しないための措置その他の資金移動業の利用者の保護を図り、及び資金移動業の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。

Article 51A funds transfer service provider must, pursuant to the provisions of Cabinet Office Order, provide explanation to prevent users from mistaking its business for funds transfer transactions carried out by a Deposit-Taking Institution, and provide information about fees and other terms and conditions of contracts related to the funds transfer services and take measures not to hold part of funds received from users that is found unlikely to be used for funds transfer transactions or other measures necessary for protecting the users of funds transfer services and ensuring the proper and secure conduct of funds transfer services.

第五十一条の二資金移動業者（第一種資金移動業を営む者に限る。次項において同じ。）は、第一種資金移動業の各利用者に対し、移動する資金の額、資金を移動する日その他の内閣府令で定める事項が明らかでない為替取引（第一種資金移動業に係るものに限る。同項において同じ。）に関する債務を負担してはならない。

Article 51-2(1)A funds transfer service provider (limited to a person providing type I funds transfer services; the same applies in the following paragraph) must not bear obligations in relation to funds transfer transactions (limited to funds transfer transactions pertaining to type I funds transfer services; the same applies in the following paragraph) for which the amount of funds to be transferred, the day on which the funds are transferred, and other particulars specified by Cabinet Office Order are not clear to users of type I funds transfer services.

２資金移動業者は、資金の移動に関する事務を処理するために必要な期間その他の内閣府令で定める期間を超えて為替取引に関する債務を負担してはならない。

(2)A funds transfer service provider must not bear obligations in relation to funds transfer transactions beyond the period necessary for processing the transfer of funds or another period specified by Cabinet Office Order.

第五十一条の三資金移動業者（第三種資金移動業を営む者に限る。）は、第三種資金移動業の各利用者に対し、政令で定める額を超える額の債務（第三種資金移動業に係る為替取引に関し負担する債務に限る。）を負担してはならない。

Article 51-3A funds transfer service provider (limited to a person providing type III funds transfer services) must not bear obligations (limited to obligations borne in relation to funds transfer transactions pertaining to type III funds transfer services) in an amount exceeding the amount for users of type III funds transfer services specified by Cabinet Order.

第五十一条の四資金移動業者は、次の各号に掲げる場合の区分に応じ、当該各号に定める措置を講じなければならない。

Article 51-4(1)A funds transfer service provider must take the measures specified in the following items according to the categories of cases set forth therein:

２資金移動業者は、前項の規定により手続実施基本契約を締結する措置を講じた場合には、当該手続実施基本契約の相手方である指定資金移動業務紛争解決機関の商号又は名称を公表しなければならない。

(2)If a funds transfer service provider implements measures to conclude a basic contract for execution of procedures pursuant to the provisions of the preceding paragraph, the funds transfer service provider must publicly announce the trade name or other name of the designated dispute resolution organization for funds transfer services that is the counterparty to the basic contract for execution of procedures.

３第一項の規定は、次の各号に掲げる場合の区分に応じ、当該各号に定める期間においては、適用しない。

(3)The provisions of paragraph (1) do not apply during the period specified in the following items according to the respective categories of cases prescribed therein:

４第一項第二号の「苦情処理措置」とは、利用者からの苦情の処理の業務に従事する使用人その他の従業者に対する助言若しくは指導を消費生活に関する消費者と事業者との間に生じた苦情に係る相談その他の消費生活に関する事項について専門的な知識経験を有する者として内閣府令で定める者に行わせること又はこれに準ずるものとして内閣府令で定める措置をいう。

(4)The term "complaint processing measures" as used in paragraph (1), item (ii) means having a person specified by Cabinet Office Order as one who has expert knowledge and experience with regard to consultation regarding complaints on consumer affairs that the consumer made against the service provider or in other areas of consumer affairs, to provide advice or guidance to employees or other workers who engage in the business of processing complaints from the users or any other measures specified by Cabinet Office Order as similar thereto.

５第一項第二号の「紛争解決措置」とは、利用者との紛争の解決を認証紛争解決手続（裁判外紛争解決手続の利用の促進に関する法律（平成十六年法律第百五十一号）第二条第三号に規定する認証紛争解決手続をいう。第六十二条の十六第五項及び第六十三条の十二第五項において同じ。）により図ること又はこれに準ずるものとして内閣府令で定める措置をいう。

(5)The term "dispute resolution measures" as used in paragraph (1), item (ii) means seeking resolution of a dispute with the user through the authorized dispute resolution procedures (meaning the authorized dispute resolution procedures prescribed in Article 2, item (iii) of the Act on Promoting the Use of Alternative Dispute Resolution (Act No. 151 of 2004); the same applies in Article 62-16, paragraph (5) and Article 63-12, paragraph (5)) or any other measures specified by Cabinet Office Order as similar thereto.

第五十二条資金移動業者は、内閣府令で定めるところにより、その資金移動業に関する帳簿書類を作成し、これを保存しなければならない。

Article 52A funds transfer service provider must, pursuant to the provisions of Cabinet Office Order, prepare and maintain the books and documents on its funds transfer service.

第五十三条資金移動業者は、事業年度ごとに、内閣府令で定めるところにより、資金移動業に関する報告書を作成し、内閣総理大臣に提出しなければならない。

Article 53(1)A funds transfer service provider must, pursuant to the provisions of Cabinet Office Order, prepare a written report on its funds transfer services for each business year and submit it to the Prime Minister.

２資金移動業者は、前項の報告書のほか、六月を超えない範囲内で内閣府令で定める期間（第二号において単に「期間」という。）ごとに、内閣府令で定めるところにより、次の各号に掲げる資金移動業者の区分に応じ、当該各号に定める報告書を作成し、内閣総理大臣に提出しなければならない。

(2)In addition to the written reports prescribed in the preceding paragraph, a funds transfer service provider must prepare a written report specified in the following items in accordance with the respective types of funds transfer service providers set forth therein for each period specified by Cabinet Office Order not exceeding six months (simply referred to as the "period" in item (ii)), and submit it to the Prime Minister, pursuant to the provisions of Cabinet Office Order:

３前二項の報告書には、次の各号に掲げる資金移動業者の区分に応じ、当該各号に定める書類を添付しなければならない。

(3)Documents specified in the following items in accordance with the respective types of funds transfer service providers set forth therein must be attached to the written report referred to in the preceding two paragraphs:

第五十四条内閣総理大臣は、資金移動業の適正かつ確実な遂行のために必要があると認めるときは、資金移動業者に対し当該資金移動業者の業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該資金移動業者の営業所その他の施設に立ち入らせ、その業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。

Article 54(1)When the Prime Minister finds it necessary for the provision of funds transfer service in a proper and steady manner, the Minister may order a funds transfer service provider to submit reports or materials that can be used as reference for its business or property, or have officials enter the business office or other facility of that funds transfer service provider, ask questions about the status of its business or property or inspect its books and documents or other items.

２内閣総理大臣は、資金移動業の適正かつ確実な遂行のため特に必要があると認めるときは、その必要の限度において、当該資金移動業者から業務の委託を受けた者（その者から委託（二以上の段階にわたる委託を含む。）を受けた者を含む。以下この条及び第六十条において同じ。）に対し当該資金移動業者の業務若しくは財産の状況に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該資金移動業者から業務の委託を受けた者の施設に立ち入らせ、当該資金移動業者の業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。

(2)When the Prime Minister finds it particularly necessary for the provision of funds transfer service in a proper and steady manner, the Minister may order a person to whom business has been entrusted by the funds transfer service provider (including persons to whom the business has been entrusted by the entrusted person (including those under multi-tier entrustment arrangements); hereinafter the same applies in this Article and Article 60) to submit reports or materials that can be used as reference for the business or property of the funds transfer service provider, or have officials enter the facility of the person to whom business has been entrusted by the funds transfer service provider, ask questions about the status of the business or property of the funds transfer service provider or inspect its books and documents or other items, to the extent necessary for the order.

３前項の資金移動業者から業務の委託を受けた者は、正当な理由があるときは、同項の規定による報告若しくは資料の提出又は質問若しくは検査を拒むことができる。

(3)A person to whom business has been entrusted by a funds transfer service provider referred to in the preceding paragraph may refuse the submission of reports or materials, or the inquiry or inspection under the provisions of that paragraph if there are reasonable grounds for doing so.

第五十五条内閣総理大臣は、資金移動業の適正かつ確実な遂行のために必要があると認めるときは、その必要の限度において、資金移動業者に対し、業務の運営又は財産の状況の改善に必要な措置その他監督上必要な措置をとるべきことを命ずることができる。

Article 55When the Prime Minister finds it necessary for the provision of funds transfer service in a proper and steady manner, the Minister may order a funds transfer service provider to take necessary measures to improve the operation of its business or its financial status or other measures necessary for the purpose of supervision, to the extent necessary for the order.

第五十六条内閣総理大臣は、資金移動業者が次の各号のいずれかに該当するときは、第三十七条の登録を取り消し、又は六月以内の期間を定めて資金移動業の全部若しくは一部の停止を命ずることができる。

Article 56(1)When a funds transfer service provider falls under any of the following items, the Prime Minister may revoke its registration referred to in Article 37 or order the funds transfer service provider to suspend all or part of its funds transfer service, by setting a period for suspension not exceeding six months:

２内閣総理大臣は、資金移動業者の営業所の所在地を確知できないとき、又は資金移動業者を代表する取締役若しくは執行役（外国資金移動業者である資金移動業者にあっては、国内における代表者）の所在を確知できないときは、内閣府令で定めるところにより、その事実を公告し、その公告の日から三十日を経過しても当該資金移動業者から申出がないときは、当該資金移動業者の第三十七条の登録を取り消すことができる。

(2)If the Prime Minister is unable to ascertain the locations of business offices of a funds transfer service provider or the whereabouts of the company director or executive officer representing the funds transfer service provider (in cases of a funds transfer service provider that is a foreign funds transfer service provider, the representative person in Japan), the Prime Minister, pursuant to the provisions of Cabinet Office Order, may issue public notice of that fact and revoke the registration of the funds transfer service provider under Article 37 if no application is made by the service provider after thirty days have passed since the day of the public notice.

３前項の規定による処分については、行政手続法第三章の規定は、適用しない。

(3)The provisions of Chapter III of the Administrative Procedure Act do not apply to the disposition under the provisions of the preceding paragraph.

第五十七条内閣総理大臣は、前条第一項若しくは第二項の規定により第三十七条の登録を取り消したとき、又は第六十一条第二項の規定により第三十七条の登録がその効力を失ったときは、当該登録を抹消しなければならない。

Article 57When the Prime Minister revokes the registration referred to in Article 37 pursuant to provisions of paragraph (1) or (2) of the preceding Article or when the registration referred to in Article 37 has ceased to be effective pursuant to the provisions of Article 61, paragraph (2), the Minister must delete the registration.

第五十八条内閣総理大臣は、第五十六条第一項又は第二項の規定による処分をしたときは、内閣府令で定めるところにより、その旨を公告しなければならない。

Article 58When the Prime Minister implements a disposition under the provisions of Article 56, paragraph (1) or (2), the Minister must give public notice to that effect pursuant to the provisions of Cabinet Office Order.

第五十八条の二二以上の種別の資金移動業を営む資金移動業者であって、その営む資金移動業の種別の全部又は一部について第四十三条第一項の規定による履行保証金の供託に係る当該資金移動業の種別ごとの算定期間、基準日等及び供託期限が同一である者は、内閣府令で定めるところにより、次に掲げる事項を記載した届出書を内閣総理大臣に提出したときは、第一号に掲げる日（次項において「特例適用開始日」という。）以後、第二号に掲げる資金移動業の種別（以下この項及び次項において「特例対象資金移動業」という。）について一括供託をすることができる。この場合における特例対象資金移動業についての同条第一項及び第二項、第四十四条、第四十五条第一項及び第二項第一号、第四十七条並びに次条第一項の規定の適用については、第四十三条第一項中「資金移動業の種別ごとに履行保証金」とあるのは「履行保証金」と、「ならない」とあるのは「ならない。ただし、当該資金移動業者が営む資金移動業に係る要履行保証額の総額が、小規模な資金移動業者がその行う為替取引に関し負担する債務の履行を確保するために必要な額として政令で定める額以下である場合には、当該政令で定める額以上の額に相当する額の履行保証金を、その本店の最寄りの供託所に供託しなければならない」と、同条第二項中「をいう。ただし、当該合計額が小規模な資金移動業者がその行う為替取引に関し負担する債務の履行を確保するために必要な額として政令で定める額以下である場合には、当該政令で定める額とする」とあるのは「をいう」と、第四十四条中「その営む資金移動業の種別ごとに履行保証金保全契約」とあるのは「履行保証金保全契約」と、「当該種別の資金移動業に係る履行保証金」とあるのは「履行保証金」と、第四十五条第一項中「その営む資金移動業の種別ごとに履行保証金信託契約」とあるのは「履行保証金信託契約」と、「当該種別の資金移動業に係る履行保証金」とあるのは「履行保証金」と、同号中「為替取引（当該履行保証金信託契約に係る種別の資金移動業に係るものに限る。）」とあるのは「為替取引」と、第四十七条中「一の種別の資金移動業に係る履行保証金」とあるのは「履行保証金」と、同条第一号中「第四十三条第一項」とあるのは「第四十三条第一項本文」と、次条第一項中「営む一の種別の資金移動業に係る」とあるのは「行う」と、「当該種別の資金移動業に係る履行保証金」とあるのは「履行保証金」とするほか、必要な技術的読替えは、政令で定める。

Article 58-2(1)In the case where a funds transfer service provider provides two or more types of funds transfer services and the calculation period, the base date, etc. and the due date for deposit according to the respective types of funds transfer services provided by it, for which security deposits are to be made pursuant to the provisions of Article 43, paragraph (1), are the same for all or part of the respective types of funds transfer services provided by it, and when the funds transfer service provider has submitted a written notice containing the following particulars to the Prime Minister, pursuant to the provisions of Cabinet Office Order, the funds transfer service provider may make a lump sum deposit according to the respective types of funds transfer services set forth in item (ii) (hereinafter referred to as "funds transfer services under the special provisions" in this paragraph and the following paragraph) on or after the day set forth in item (i) (referred to as the "day on which the application of special provisions commences" in the following paragraph). With regard to the application of the provisions of Article 43, paragraphs (1) and (2), Article 44, Article 45, paragraph (1) and paragraph (2), item (i), Article 47 and paragraph (1) of the following Article to funds transfer services subject to special provisions in this case, the phrase "for the respective types of funds transfer services set forth in the following items specified therein in accordance with the types of funds transfer services" in Article 43, paragraph (1) is deemed to be replaced with "as specified in the following items in accordance with the respective types of funds transfer services specified therein" and at the end of the provisions of that paragraph, the phrase "; provided, however, that in the case where the total amount required for security deposit for providing funds transfer services pertaining to the funds transfer services provided by the funds transfer service provider is not more than the amount specified by Cabinet Order as being necessary for ensuring performance of obligations borne by a small-scale funds transfer service provider in relation to funds transfer transactions carried out by the small-scale funds transfer service provider, the funds transfer service provider must make security deposits for providing funds transfer services in the amount equivalent to the amount not less than the amount specified by the relevant Cabinet Order" is to be added; in paragraph (2) of that Article, the proviso is to be deleted; in Article 44, the phrases "for each type of funds transfer services provided by it" and "for the relevant type of funds transfer service" are to be deleted; in Article 45, paragraph (1), the phrases "for respective types of funds transfer services provided by it" and "for the relevant category of funds transfer services" are to be deleted, and in Article 45, paragraph (2), item (i), the phrase "(limited to funds transfer transactions for the category of funds transfer services pertaining to the trust agreement of security deposits for providing funds transfer services)" is to be deleted; in Article 47, the phrase "a single category of" is to be deleted, and in item (i) of that Article, the phrase "Article 43, paragraph (1)" is to be replaced with "the main clause of Article 43, paragraph (1)"; in paragraph (1) of the following Article, the phrase "for a single type of funds transfer services provided by" is to be replaced with "carried out" and the phrase "the type of" is to be deleted; and any other necessary technical replacement of terms is specified by Cabinet Order:

２前項の届出書を提出した資金移動業者が特例適用開始日において第四十三条第一項の規定によりその営む特例対象資金移動業ごとに供託していた履行保証金については、当該資金移動業者が前項の規定により読み替えて適用する第四十三条第一項の規定により供託した履行保証金とみなす。

(2)Security deposits for providing funds transfer services made by a funds transfer service provider that has submitted a written notice referred to in the preceding paragraph has made for each of the funds transfer services under the special provisions pursuant to the provisions of Article 43, paragraph (1) as of the day on which the special provisions commence to apply are deemed to be security deposits for providing funds transfer services made by the funds transfer service provider pursuant to the provisions of Article 43, paragraph (1) as applied following the deemed replacement of terms pursuant to the provisions of the preceding paragraph.

３第一項の届出書を提出した資金移動業者が、内閣府令で定めるところにより、一括供託をやめる資金移動業の種別（以下この項及び次項において「特例適用終了資金移動業」という。）、特例適用終了資金移動業について一括供託をやめる日（以下この項及び次項において「特例適用終了日」という。）その他内閣府令で定める事項を記載した届出書を内閣総理大臣に提出したときは、特例適用終了日以後、当該特例適用終了資金移動業については、第一項の規定は、適用しない。

(3)When a funds transfer service provider that has submitted a written notice referred to in paragraph (1) submits a written notice containing the type of funds transfer service for which it terminates a lump sum deposit (hereinafter referred to as the "funds transfer services for which the application of special provisions is terminated" in this paragraph and the following paragraph), the day on which it terminates a lump sum deposit for the funds transfer services for which the application of special provisions is terminated (hereinafter referred to as the "day on which the application of special provisions is terminated" in this paragraph and the following paragraph), and other particulars specified by Cabinet Office Order to the Prime Minister, pursuant to the provisions of Cabinet Office Order, the provisions of paragraph (1) do not apply to the funds transfer services for which the application of special provisions is terminated on or after the day on which the application of special provisions is terminated.

４前項の届出書を提出した資金移動業者が特例適用終了日において第一項の規定により読み替えて適用する第四十三条第一項の規定により供託していた履行保証金（第二項の規定により、第一項の規定により読み替えて適用する第四十三条第一項の規定により供託したとみなされた履行保証金を含む。）については、特例適用終了日の直前の基準日等における特例適用終了資金移動業ごとの要供託額（当該資金移動業者が特例適用終了資金移動業について一括供託をやめる場合に当該特例適用終了資金移動業ごとに第四十三条第一項の規定により供託しなければならないこととなる履行保証金の額をいう。）に応じて、内閣府令で定めるところにより、その営む特例適用終了資金移動業ごとに供託した履行保証金とみなす。

(4)Security deposits for providing funds transfer services made by a funds transfer service provider that submitted a written notice referred to in the preceding paragraph pursuant to the provisions of Article 43, paragraph (1) as applied following the deemed replacement of terms pursuant to the provisions of paragraph (1) as of the day on which the application of special provisions is terminated (including security deposits for providing funds transfer services that are deemed to have been made pursuant to the provisions of Article 43, paragraph (1) as applied following the deemed replacement of terms pursuant to the provisions of paragraph (1), pursuant to the provisions of paragraph (2)) are deemed to be security deposits for providing funds transfer services made by the funds transfer service provider for each of the funds transfer services for which the application of special provisions is terminated, pursuant to the provisions of Cabinet Office Order, in accordance with the amount required for deposit for each of the funds transfer services for which the application of special provisions is terminated (meaning the amount of security deposits made by the funds transfer service provider, when intending to terminate a lump sum deposit for funds transfer services for which the application of special provisions is terminated, must deposit for each of those funds transfer services for which the application of special provisions is terminated pursuant to the provisions of Article 43, paragraph (1)) as of the base date, etc. immediately preceding the day on which the application of special provisions is terminated.

５この条において、次の各号に掲げる用語の意義は、それぞれ当該各号に定めるところによる。

(5)In this Article, the terms set forth in the following items mean as specified respectively therein:

第五十九条資金移動業者がその営む一の種別の資金移動業に係る為替取引に関し負担する債務に係る債権者は、当該種別の資金移動業に係る履行保証金について、他の債権者に先立ち弁済を受ける権利を有する。ただし、第四十五条の二第一項の規定の適用を受けている資金移動業者がその行う為替取引（第三種資金移動業に係るものに限る。）に関し負担する債務に係る債権者は、当該債務に係る債権については、当該債権の額から当該債権の額に預貯金等管理割合を乗じて得た額を控除した額を限度として、当該権利を有するものとする。

Article 59(1)A creditor of obligations borne by a funds transfer service provider in relation to the funds transfer transactions for a single category of funds transfer services provided by the funds transfer service provider has the right to receive, in preference over other creditors, payments for the return of security deposits for providing that category of funds transfer services; provided, however, that creditors of obligations that a funds transfer service provider to whom the provisions of Article 45-2, paragraph (1) are applied bears in relation to the funds transfer transactions (limited to funds transfer transactions pertaining to type III funds transfer services) carried out thereby are to have the right up to the amount deducting the amount obtained by multiplying the claimed amount by the rate of management by bank deposits or savings from the amount of the claim.

２内閣総理大臣は、次の各号のいずれかに該当する場合において、資金移動業の利用者の利益の保護を図るために必要があると認めるときは、前項の権利を有する者に対し、六十日を下らない一定の期間内に内閣総理大臣に債権の申出をすべきこと及びその期間内に債権の申出をしないときは当該公示に係る履行保証金についての権利の実行の手続から除斥されるべきことを公示する措置その他の同項の権利の実行のために必要な措置をとらなければならない。

(2)In the cases falling under any of the following items, when the Prime Minister finds it necessary for the protection of the interests of users of funds transfer services, the Minister must give public notice to the effect that persons holding the right specified in the preceding paragraph must file their claims with the Prime Minister within a certain period of not less than sixty days and that they are excluded from the procedure for the fulfillment of the right to the return of the security deposits for providing funds transfer services pertaining to the public notice unless they file their claims within the notified period and take other measures necessary for the fulfillment of the right prescribed in that paragraph:

３内閣総理大臣は、内閣府令で定めるところにより、第一項の権利の実行に関する事務を銀行等その他の政令で定める者（次項及び第五項において「権利実行事務代行者」という。）に委託することができる。

(3)The Prime Minister may, pursuant to the provisions of Cabinet Office Order, entrust the administrative functions related to the fulfillment of the right prescribed in paragraph (1) to a deposit-taking institution or any other person specified by Cabinet Order (referred to as "agents for a regional finance office that distributes security deposits to holders of prepaid payment instruments" in the following paragraph and in paragraph (5)).

４権利実行事務代行者は、他の法律の規定にかかわらず、前項の規定により委託を受けた業務を行うことができる。

(4)Notwithstanding the provisions of any other Acts, an agent for a regional finance office that distributes security deposits to holders of prepaid payment instruments may engage in the business entrusted to the agent pursuant to the provisions of the preceding paragraph.

５第三項の規定により業務の委託を受けた権利実行事務代行者又はその役員若しくは職員であって当該委託を受けた業務に従事する者は、刑法その他の罰則の適用については、法令により公務に従事する職員とみなす。

(5)With regard to the application of the Penal Code and other penal provisions, an agent for a regional finance office that distributes security deposits to holders of prepaid payment instruments to whom business has been entrusted pursuant to the provisions of paragraph (3) or its officers or employees engaging in the entrusted business are deemed to be officials engaged in public service pursuant to laws and regulations.

６第二項から前項までに規定するもののほか、第一項の権利の実行に関し必要な事項は、政令で定める。

(6)Beyond what is provided for in paragraph (2) through the preceding paragraph, particulars necessary for the fulfillment of the right prescribed in paragraph (1) are specified by Cabinet Order.

第六十条資金移動業者から資金移動業の委託を受けた者その他の当該資金移動業者の関係者は、当該資金移動業者の為替取引に係る前条第一項の権利の実行に関し内閣総理大臣から必要な協力を求められた場合には、これに応ずるよう努めるものとする。

Article 60If a person to whom funds transfer services have been entrusted by a funds transfer service provider or any other related person of the funds transfer service provider is requested by the Prime Minister to extend their cooperation necessary for the fulfillment of the right prescribed in paragraph (1) of the preceding Article pertaining to funds transfer transactions carried out by the funds transfer service provider, the person is to endeavor to respond to the request.

第六十一条資金移動業者は、次の各号のいずれかに該当する場合には、遅滞なく、内閣総理大臣に届け出なければならない。

Article 61(1)If a funds transfer service provider falls under any of the following items, it must notify the Prime Minister to that effect without delay:

２資金移動業者が資金移動業の全部を廃止したときは、当該資金移動業者の第三十七条の登録は、その効力を失う。この場合において、当該資金移動業者であった者は、その行う為替取引に関し負担する債務の履行を完了する目的の範囲内においては、なお資金移動業者とみなす。

(2)If a funds transfer service provider discontinues all of the funds transfer service, the registration of the funds transfer service provider referred to in Article 37 ceases to be effective. In this case, a person who has been the funds transfer service provider is deemed to be a funds transfer service provider within the scope of the purpose of completing the performance of obligations borne by the service provider in relation to the funds transfer transactions carried out by it.

３資金移動業者は、資金移動業の全部又は一部を廃止しようとするときは、その日の三十日前までに、内閣府令で定めるところにより、その旨を公告するとともに、全ての営業所の公衆の目につきやすい場所に掲示しなければならない。

(3)When intending to discontinue all or part of the funds transfer services, a funds transfer service provider must, pursuant to the provisions of Cabinet Office Order, give public notice to that effect and post a notice to that effect in a place easily seen by the public at all of its business offices at least thirty days prior to the relevant date.

４資金移動業者は、前項の規定による公告をしたときは、直ちに、その旨を内閣総理大臣に届け出なければならない。

(4)Having given public notice pursuant to the provisions of the preceding paragraph, a funds transfer service provider must notify the Prime Minister to that effect immediately.

５資金移動業者は、第三項の規定による公告をした場合（事業譲渡、合併又は会社分割その他の事由により当該業務の承継に係る公告をした場合を除く。）には、廃止しようとする資金移動業として行う為替取引に関し負担する債務の履行を速やかに完了しなければならない。

(5)Having given public notice pursuant to the provisions of paragraph (3) (excluding cases where it has given public notice concerning the succession of the relevant business by way of transfer of business, merger or company split, or for other reasons) a funds transfer service provider must, promptly complete the performance of obligations that it has borne in relation to the funds transfer transactions carried out by it in the course of the funds transfer services that the service provider intends to discontinue.

６会社法第九百四十条第一項（第一号に係る部分に限る。）及び第三項の規定は、資金移動業者（外国資金移動業者を除く。）が電子公告（同法第二条第三十四号に規定する電子公告をいう。次項において同じ。）により第三項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。

(6)The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (i)) and Article 940, paragraph (3) of the Companies Act applies mutatis mutandis to cases where a funds transfer service provider (excluding a foreign funds transfer service provider) gives public notice under the provisions of paragraph (3) by way of electronic public notice (meaning electronic public notice specified in Article 2, item (xxxiv) of that Act; the same applies in the following paragraph). In this case, any necessary technical replacement of terms is specified by Cabinet Order.

７会社法第九百四十条第一項（第一号に係る部分に限る。）及び第三項、第九百四十一条、第九百四十六条、第九百四十七条、第九百五十一条第二項、第九百五十三条並びに第九百五十五条の規定は、外国資金移動業者である資金移動業者が電子公告により第三項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。

(7)The provisions of Article 940, (1) (limited to the part pertaining to item (i)) and Article 940, (3), Article 941, Article 946, Article 947, Article 951 (2), Article 953, and Article 955 of the Companies Act apply mutatis mutandis to cases where a funds transfer service provider that is a foreign funds transfer service provider gives public notice under the provisions of paragraph (3) by way of electronic public notice. In this case, any necessary technical replacement of terms is specified by Cabinet Order.

第六十二条資金移動業者について、第五十六条第一項又は第二項の規定により第三十七条の登録が取り消されたとき（資金移動業の利用者の保護に欠け、又は資金移動業の適正かつ確実な遂行に支障を及ぼすおそれが少ない場合として内閣府令で定める場合を除く。）は、当該資金移動業者であった者は、その行う為替取引に関し負担する債務の履行を速やかに完了しなければならない。この場合において、当該資金移動業者であった者は、当該債務の履行を完了する目的の範囲内においては、なお資金移動業者とみなす。

Article 62(1)With regard to a funds transfer service provider, when the registration referred to in Article 37 has been revoked pursuant to provisions of Article 56, paragraph (1) or (2) (excluding cases specified by Cabinet Office Order as being less likely to weaken the protection of users of funds transfer services or hinder the provision of funds transfer services in a proper and steady manner), the person who has been the funds transfer service provider must promptly complete the performance of obligations borne by the service provider in relation to the funds transfer transactions carried out by it. In this case, the person who has been the funds transfer service provider is deemed to be a funds transfer service provider within the scope of the purpose of completing the performance of these obligations.

２二以上の種別の資金移動業を営む資金移動業者について、第四十一条第五項の規定により一の種別の資金移動業の全部の廃止による資金移動業の種別の変更が資金移動業者登録簿に登録されたときは、当該資金移動業者は、廃止した種別の資金移動業に係る為替取引に関し負担する債務の履行を速やかに完了しなければならない。この場合において、当該資金移動業者は、当該債務の履行を完了する目的の範囲内においては、なお当該種別の資金移動業を営む資金移動業者として第三十七条の登録を受けているものとみなす。

(2)With regard to a funds transfer service provider providing two or more types of funds transfer services, when a change of type of funds transfer service due to the discontinuation of one type of whole funds transfer services has been registered in the register of funds transfer service providers pursuant to the provisions of Article 41, paragraph (5), the funds transfer service provider must promptly complete the performance of obligations borne by it in relation to the funds transfer transactions for the types of funds transfer services that it has discontinued. In this case, the funds transfer service provider is deemed to be registered as a funds transfer service provider providing those types of funds transfer services referred to in Article 37 within the scope of the purpose of completing the performance of these obligations.

第六十二条の二第三十七条の登録を受けていない外国資金移動業者及び信託業法第二条第五項に規定する外国信託業者（第三十七条の二第三項の規定による届出をしている外国信託会社（同法第二条第六項に規定する外国信託会社をいう。）を除く。）は、法令に別段の定めがある場合を除き、国内にある者に対して、為替取引の勧誘をしてはならない。

Article 62-2Unless otherwise prescribed by laws and regulations, a foreign funds transfer service provider that has not been registered as referred to in Article 37 and a foreign trust business operator prescribed in Article 2, paragraph (5) of the Trust Business Act (excluding a foreign trust company (meaning the foreign trust company prescribed in Article 2, paragraph (6) of that Act) that has filed a notification under the provisions of Article 37-2, paragraph (3)) must not solicit a person in Japan for funds transfer transactions.

第六十二条の三電子決済手段等取引業は、内閣総理大臣の登録を受けた者でなければ、行ってはならない。

Article 62-3No person may provide electronic payment instruments services unless the person is registered by the Prime Minister.

第六十二条の四前条の登録を受けようとする者は、内閣府令で定めるところにより、次に掲げる事項を記載した登録申請書を内閣総理大臣に提出しなければならない。

Article 62-4(1)Pursuant to the provisions of Cabinet Office Order, a person who intends to be registered referred to in the preceding Article must submit a written application for registration containing the following particulars to the Prime Minister:

２前項の登録申請書には、第六十二条の六第一項各号に該当しないことを誓約する書面、財務に関する書類、電子決済手段等取引業を適正かつ確実に遂行する体制の整備に関する事項を記載した書類その他の内閣府令で定める書類を添付しなければならない。

(2)A document in which the applicant pledges that the applicant does not fall under any of the items of Article 62-6, paragraph (1), documents concerning finance, documents containing particulars concerning the establishment of a system for ensuring the provision of the electronic payment instruments services in a proper and steady manner, and other documents specified by Cabinet Office Order must be attached to the written application for registration referred to in the preceding paragraph.

第六十二条の五内閣総理大臣は、第六十二条の三の登録の申請があったときは、次条第一項の規定によりその登録を拒否する場合を除くほか、次に掲げる事項を電子決済手段等取引業者登録簿に登録しなければならない。

Article 62-5(1)The Prime Minister must, when an application for registration referred to in Article 62-3 is filed, register the following particulars in the register of electronic payment instruments service providers, except when refusing the registration pursuant to the provisions of paragraph (1) of the following Article:

２内閣総理大臣は、前項の規定による登録をしたときは、遅滞なく、その旨を登録申請者に通知しなければならない。

(2)If the Prime Minister registers the particulars under the provisions of the preceding paragraph, the Minister must notify the applicant to that effect without delay.

３内閣総理大臣は、電子決済手段等取引業者登録簿を公衆の縦覧に供しなければならない。

(3)The Prime Minister must make the register of electronic payment instruments service providers available for public inspection.

第六十二条の六内閣総理大臣は、登録申請者が次の各号のいずれかに該当するとき、又は登録申請書若しくはその添付書類のうちに重要な事項について虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、その登録を拒否しなければならない。

Article 62-6(1)The Prime Minister must refuse registration when an applicant falls under any of the following items, or a written application for registration or its accompanying documents contain false statements about important particulars, or lack any statement about important particulars:

２内閣総理大臣は、前項の規定により登録を拒否したときは、遅滞なく、その理由を示して、その旨を登録申請者に通知しなければならない。

(2)When the Prime Minister refuses the registration pursuant to the provisions of the preceding paragraph, the Minister must notify the applicant to that effect by indicating the reason without delay.

第六十二条の七電子決済手段等取引業者は、第六十二条の四第一項第七号に掲げる事項の変更（新たな種別の業務を行おうとすることによるものに限る。）をしようとするときは、内閣府令で定めるところにより、内閣総理大臣の変更登録を受けなければならない。

Article 62-7(1)When an electronic payment instruments service provider intends to change any of the particulars set forth in Article 62-4, paragraph (1), item (vii) (limited to changes due to its intention to provide a new type of business), the electronic payment instruments service provider must have the change registered by the Prime Minister, pursuant to the provisions of Cabinet Office Order.

２前三条の規定は、前項の変更登録について準用する。この場合において、第六十二条の四第一項中「次に掲げる」とあるのは「変更に係る」と、同条第二項中「第六十二条の六第一項各号」とあるのは「第六十二条の六第一項各号（第一号、第二号及び第七号から第十二号までを除く。）」と、第六十二条の五第一項中「次に掲げる」とあるのは「前条第一項第七号に掲げる事項の変更に係る」と、前条第一項中「次の各号」とあるのは「次の各号（第一号、第二号及び第七号から第十二号までを除く。）」と読み替えるものとする。

(2)The provisions of the preceding three Articles apply mutatis mutandis to the registration of change referred to in the preceding paragraph. In this case, the term the "following particulars" in Article 62-4, paragraph (1) is replaced with the "particulars pertaining to the change", the term "any of the items of Article 62-6, paragraph (1)" in paragraph (2) of that Article is replaced with "any of the items of Article 62-6, paragraph (1) (excluding items (i), (ii) and (vii) through (xii))", the term the "following particulars" in Article 62-5, paragraph (1) is replaced with the "particulars pertaining to the change to the particulars set forth in paragraph (1), item (vii) of the preceding Article," and the term "any of the following items" in paragraph (1) of the preceding Article is replaced with "any of the following items (excluding items (i), (ii) and (vii) through (xii))".

３電子決済手段等取引業者は、第六十二条の四第一項第八号から第十号までに掲げる事項のいずれかを変更しようとするとき（電子決済手段等取引業の利用者の保護に欠け、又は電子決済手段等取引業の適正かつ確実な遂行に支障を及ぼすおそれが少ない場合として内閣府令で定める場合を除く。）は、あらかじめ、その旨を内閣総理大臣に届け出なければならない。

(3)When an electronic payment instruments service provider intends to change any of the particulars set forth in Article 62-4, paragraph (1), item (viii) through (x) (excluding cases specified by Cabinet Office Order as being less likely to weaken the protection of users of electronic payment instruments services or hinder the provision of electronic payment instruments services in a proper and steady manner), the electronic payment instruments service provider must notify the Prime Minister to that effect in advance.

４電子決済手段等取引業者は、第六十二条の四第一項各号に掲げる事項のいずれかに変更があったとき（第一項の規定による変更登録を受けた場合及び前項の規定による届出をした場合を除く。）は、遅滞なく、その旨を内閣総理大臣に届け出なければならない。

(4)If any of the particulars set forth in the items of Article 62-4, paragraph (1) are changed (excluding the case in which registration of change has been made under the provisions of paragraph (1) and cases in which a notification has been filed under the provisions of the preceding paragraph), the electronic payment instruments service provider must notify the Prime Minister to that effect without delay.

５内閣総理大臣は、前二項の規定による届出を受理したときは、届出があった事項を電子決済手段等取引業者登録簿に登録しなければならない。

(5)If the Prime Minister accepts a notification under the provisions of the preceding two paragraphs, the Minister must register the particulars of the notification in the register of electronic payment instruments service providers.

第六十二条の八銀行等又は資金移動業者であって、電子決済手段を発行する者（以下この条において「発行者」という。）は、第六十二条の六第一項第八号及び第九号に該当しない場合には、第六十二条の三の規定にかかわらず、その発行する電子決済手段について、電子決済手段等取引業（電子決済手段関連業務に限る。以下この条及び第百十三条第二号において同じ。）を行うことができる。

Article 62-8(1)Notwithstanding the provisions of Article 62-3, if a bank, etc. or funds transfer service provider that issues electronic payment instruments (hereinafter referred to as the "issuer" in this Article) does not fall under Article 62-6, paragraph (1), items (viii) and (ix), it may provide electronic payment instruments services (limited to the electronic payment instruments-related business; hereinafter the same applies in this Article and Article 113, item (ii)) with regard to electronic payment instruments issued thereby.

２発行者が前項の規定により電子決済手段等取引業を行う場合においては、当該発行者を電子決済手段等取引業者とみなして、第二条第二十五項、第六十二条の五、前条第三項から第五項まで、次条から第六十二条の十二まで、第六十二条の十四、第六十二条の十六から第六十二条の二十二第一項まで、第六十二条の二十四から第六十二条の二十六第一項まで、第五章、第六章、第百二条及び第百三条の規定並びにこれらの規定に係る第八章の規定を適用する。この場合において、次の表の上欄に掲げる規定中同表の中欄に掲げる字句は、それぞれ同表の下欄に掲げる字句とするほか、必要な技術的読替えは、政令で定める。

(2)If the issuer provides electronic payment instruments services pursuant to the provisions of the preceding paragraph, the issuer is deemed to be an electronic payment instruments service provider, and the provisions of Article 2, paragraph (25), Article 62-5, paragraphs (3) through (5) of the preceding Article, the following Article through Article 62-12, Article 62-14, Article 62-16 through Article 62-22, paragraph (1), Article 62-24 through Article 62-26, paragraph (1), Chapter V, Chapter VI, Article 102, and Article 103 and the provisions of Chapter VIII that are relevant to those provisions apply. In this case, the terms or phrases listed in the middle column of the table below in the provisions as listed in the left-hand column of that table are deemed to be replaced with the respective terms or phrases listed in the right-hand column of that table; and any other necessary technical replacement of terms is specified by Cabinet Order:

３発行者は、第一項の規定により電子決済手段等取引業を行おうとするときは、第六十二条の四第一項各号（第九号を除く。）に掲げる事項を記載した書類、第六十二条の六第一項第八号及び第九号に該当しないことを誓約する書面その他内閣府令で定める書類を内閣総理大臣に届け出なければならない。

(3)When the issuer intends to provide electronic payment instruments services pursuant to the provisions of paragraph (1), it must submit to the Prime Minister documents containing particulars set forth in the items of Article 62-4, paragraph (1) (excluding item (ix)), a document in which the issuer pledges that it does not fall under Article 62-6, paragraph (1), items (viii) and (ix), and other documents specified by Cabinet Office Order.

第六十二条の九電子決済手段等取引業者は、自己の名義をもって、他人に電子決済手段等取引業を行わせてはならない。

Article 62-9An electronic payment instruments service provider must not have another person provide the electronic payment instruments services in the name of the electronic payment instruments service provider.

第六十二条の十電子決済手段等取引業者は、内閣府令で定めるところにより、電子決済手段等取引業に係る情報の漏えい、滅失又は毀損の防止その他の当該情報の安全管理のために必要な措置を講じなければならない。

Article 62-10Pursuant to the provisions of Cabinet Office Order, an electronic payment instruments service provider must take necessary measures for preventing leakage, loss, or damage of information pertaining to the electronic payment instruments services and other measures for ensuring security management of the relevant information.

第六十二条の十一電子決済手段等取引業者は、電子決済手段等取引業の一部を第三者に委託（二以上の段階にわたる委託を含む。）をした場合には、内閣府令で定めるところにより、当該委託に係る業務の委託先に対する指導その他の当該業務の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。

Article 62-11If an electronic payment instruments service provider entrusts (including the case under multi-tier entrustment arrangements) part of the electronic payment instruments services to a third party, the electronic payment instruments service provider must provide guidance to the third party to whom the relevant business has been entrusted and take other measures necessary for ensuring the operation of the business in a proper and steady manner pursuant to the provisions of Cabinet Office Order.

第六十二条の十二電子決済手段等取引業者は、内閣府令で定めるところにより、電子決済手段等取引業と銀行等、資金移動業者又は特定信託会社が行う業務との誤認を防止するための説明、電子決済手段の内容、手数料その他の電子決済手段等取引業に係る契約の内容についての情報の提供その他の電子決済手段等取引業の利用者の保護を図り、及び電子決済手段等取引業の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。

Article 62-12Pursuant to the provisions of Cabinet Office Order, an electronic payment instruments service provider must provide explanation to prevent users from mistaking its electronic payment instruments services for the business carried out by a bank, etc., funds transfer service provider, or specified trust company, provide information about details of electronic payment instruments, fees and other terms and conditions of contracts related to the electronic payment instruments services, and take other measures necessary for protecting the users of electronic payment instruments services and ensuring the provision of the electronic payment instruments services in a proper and steady manner.

第六十二条の十三電子決済手段等取引業者は、いかなる名目によるかを問わず、その行う電子決済手段等取引業に関して、利用者から金銭その他の財産（電子決済手段を除く。）の預託を受け、又は当該電子決済手段等取引業者と密接な関係を有する者として政令で定める者に利用者の金銭その他の財産を預託させてはならない。ただし、利用者の保護に欠けるおそれが少ない場合として内閣府令で定める場合は、この限りでない。

Article 62-13An electronic payment instruments service provider must not, for any reason, receive a deposit of money or other property (excluding electronic payment instruments) from a user, or have a person specified by Cabinet Order as being closely related to that electronic payment instruments service provider deposit a user's money or other property, in connection with the electronic payment instruments services it provides; provided, however, that this does not apply in cases specified by Cabinet Office Order as being less likely to weaken the protection of users.

第六十二条の十四電子決済手段等取引業者は、その行う電子決済手段等取引業に関して、内閣府令で定めるところにより、電子決済手段等取引業の利用者の電子決済手段を自己の電子決済手段と分別して管理しなければならない。

Article 62-14(1)In connection with its electronic payment instruments services, an electronic payment instruments service provider must manage the electronic payment instruments of the users of electronic payment instruments services separately from its own electronic payment instruments pursuant to the provisions of Cabinet Office Order.

２電子決済手段等取引業者は、前項の規定による管理の状況について、内閣府令で定めるところにより、定期に、公認会計士又は監査法人の監査を受けなければならない。

(2)Pursuant to the provisions of Cabinet Office Order, an electronic payment instruments service provider must undergo a periodic audit by a certified public accountant or by an audit corporation, with regard to the state of management under the provisions of the preceding paragraph.

第六十二条の十五電子決済手段等取引業者は、電子決済手段等取引業を行う場合（電子決済手段等取引業の利用者の保護に欠け、又は電子決済手段等取引業の適正かつ確実な遂行に支障を及ぼすおそれが少ない場合として内閣府令で定める場合を除く。）には、次の各号に掲げる場合の区分に応じ、当該各号に定める者（以下この条において「発行者等」という。）との間で、利用者に損害が生じた場合における当該損害についての当該発行者等と当該電子決済手段等取引業者との賠償責任の分担に関する事項その他の内閣府令で定める事項を定めた電子決済手段等取引業に係る契約を締結し、これに従って当該発行者等に係る電子決済手段等取引業を行わなければならない。

Article 62-15If an electronic payment instruments service provider provides electronic payment instruments services (excluding cases specified by Cabinet Office Order as being less likely to weaken the protection of users of electronic payment instruments services or hinder the provision of electronic payment instruments services in a proper and steady manner), the electronic payment instruments service provider must conclude, with the person specified in the following items (hereinafter referred to as the "issuer, etc." in this Article) according to the categories of cases set forth therein, a contract relating to electronic payment instruments services in which particulars concerning the sharing that will take place between the issuer, etc. and the electronic payment instruments service provider of the liability to compensate users for any loss or damage sustained thereby and other particulars specified by Cabinet Office Order are stipulated, and provide the electronic payment instruments services pertaining to the issuer, etc. under this contract:

第六十二条の十六電子決済手段等取引業者は、次の各号に掲げる場合の区分に応じ、当該各号に定める措置を講じなければならない。

Article 62-16(1)An electronic payment instruments service provider must take the measures specified in the following items according to the categories of cases prescribed therein:

２電子決済手段等取引業者は、前項の規定により手続実施基本契約を締結する措置を講じた場合には、当該手続実施基本契約の相手方である指定電子決済手段等取引業務紛争解決機関の商号又は名称を公表しなければならない。

(2)If an electronic payment instruments service provider implements measures to conclude a basic contract for execution of procedures pursuant to the provisions of the preceding paragraph, the electronic payment instruments service provider must announce the trade name or other name of the designated dispute resolution organization for electronic payment instruments business that is the counterparty to the basic contract for execution of procedures.

３第一項の規定は、次の各号に掲げる場合の区分に応じ、当該各号に定める期間においては、適用しない。

(3)The provisions of paragraph (1) do not apply during the period specified in the following items for the respective categories of cases prescribed therein:

４第一項第二号の「苦情処理措置」とは、利用者からの苦情の処理の業務に従事する使用人その他の従業者に対する助言若しくは指導を消費生活に関する消費者と事業者との間に生じた苦情に係る相談その他の消費生活に関する事項について専門的な知識経験を有する者として内閣府令で定める者に行わせること又はこれに準ずるものとして内閣府令で定める措置をいう。

(4)The term "complaint processing measures" as used in paragraph (1), item (ii) means having a person specified by Cabinet Office Order as one who has expert knowledge and experience with regard to consultation regarding complaints on consumer affairs that the consumer made against the service provider or in other areas of consumer affairs provide advice or guidance to employees or other workers who engage in the business of processing complaints from the users or any other measures specified by Cabinet Office Order as similar thereto.

５第一項第二号の「紛争解決措置」とは、利用者との紛争の解決を認証紛争解決手続により図ること又はこれに準ずるものとして内閣府令で定める措置をいう。

(5)The term "dispute resolution measures" as used in paragraph (1), item (ii) means seeking resolution of a dispute with the user through the authorized dispute resolution procedures or any other measures specified by Cabinet Office Order as similar thereto.

第六十二条の十七金融商品取引法第三章第一節第五款（第三十四条の二第六項から第八項まで並びに第三十四条の三第五項及び第六項を除く。）、同章第二節第一款（第三十五条から第三十六条の四まで、第三十七条の二、第三十七条の三第三項、第三十七条の五、第三十七条の七、第三十八条第七号及び第八号、第三十八条の二、第三十九条並びに第四十条の二から第四十条の七までを除く。）及び第四十五条（第三号及び第四号を除く。）の規定（次項において「金融商品取引法規定」という。）は、特定電子決済手段等取引契約（通貨の価格その他の指標に係る変動によりその価格が変動するおそれがある電子決済手段として内閣府令で定めるものに係る電子決済手段関連業務を行うことを内容とする契約をいう。同項において同じ。）に係る電子決済手段関連業務を行う電子決済手段等取引業者について準用する。この場合において、同項に定める場合を除き、これらの規定中「金融商品取引契約」とあるのは「特定電子決済手段等取引契約」と、「顧客」とあるのは「利用者」と読み替えるものとする。

Article 62-17(1)The provisions of Chapter III, Section 1, Subsection 5 (excluding Article 34-2, paragraphs (6) through (8) and Article 34-3, paragraphs (5) and (6)), Section 2, Subsection 1 of the that Chapter (excluding Articles 35 through 36-4, Article 37-2, Article 37-3, paragraph (3), Article 37-5, Article 37-7, Article 38, items (vii) and (viii), Article 38-2, Article 39, and Articles 40-2 through 40-7) and Article 45 (excluding items (iii) and (iv)) of the Financial Instruments and Exchange Act (referred to as the "provisions of the Financial Instruments and Exchange Act" in the following paragraph) apply mutatis mutandis to an electronic payment instruments service provider that engages in the electronic payment instruments-related business pertaining to a specified contract for electronic payment instruments transaction (meaning a contract for carrying out electronic payment instruments-related business pertaining to what is specified by Cabinet Office Order as electronic payment instruments for which the prices are likely to fluctuate due to fluctuations in indicators such as value of currencies; the same applies in that paragraph). In this case, except in cases prescribed in that paragraph, the term "contract for financial instruments transaction" and the term "customer" in these provisions are deemed to be replaced with "specified contract for electronic payment instruments transaction" and "user", respectively.

２金融商品取引法規定を特定電子決済手段等取引契約に係る電子決済手段関連業務を行う電子決済手段等取引業者について準用する場合において、次の表の上欄に掲げる金融商品取引法規定中同表の中欄に掲げる字句は、それぞれ同表の下欄に掲げる字句と読み替えるものとするほか、必要な技術的読替えは、政令で定める。

(2)If the provisions of the Financial Instruments and Exchange Act apply mutatis mutandis to an electronic payment instruments service provider that engages in the electronic payment instruments-related business pertaining to a specified contract for electronic payment instruments transaction, the terms or phrases listed in the middle column of the table below in the provisions of the Financial Instruments and Exchange Act as listed in the left-hand column of that table are deemed to be replaced with the respective terms or phrases listed in the right-hand column of that table; and any other necessary technical replacement of terms is specified by Cabinet Order:

第六十二条の十八電子決済手段等取引業者は、内閣府令で定めるところにより、その電子決済手段等取引業に関する帳簿書類を作成し、これを保存しなければならない。

Article 62-18Pursuant to the provisions of Cabinet Office Order, an electronic payment instruments service provider must prepare and preserve the books and documents on its electronic payment instruments services.

第六十二条の十九電子決済手段等取引業者は、事業年度ごとに、内閣府令で定めるところにより、電子決済手段等取引業に関する報告書を作成し、内閣総理大臣に提出しなければならない。

Article 62-19(1)Pursuant to the provisions of Cabinet Office Order, an electronic payment instruments service provider must prepare a written report on its electronic payment instruments services for each business year and submit it to the Prime Minister.

２電子決済手段等取引業者（電子決済手段の管理を行う者に限る。）は、前項の報告書のほか、内閣府令で定める期間ごとに、内閣府令で定めるところにより、電子決済手段等取引業に関し管理する利用者の電子決済手段の数量その他当該電子決済手段の管理に関する報告書を作成し、内閣総理大臣に提出しなければならない。

(2)In addition to the written reports specified in the preceding paragraph, pursuant to the provisions of Cabinet Office Order, an electronic payment instruments service provider (limited to one who engages in the management of electronic payment instruments) must prepare a written report on the volumes of users' electronic payment instruments under the management in connection with the electronic payment instruments services and other particulars concerning the management of the electronic payment instruments for each period specified by Cabinet Office Order, and submit it to the Prime Minister.

３第一項の報告書には、財務に関する書類、当該書類についての公認会計士又は監査法人の監査報告書その他の内閣府令で定める書類を添付しなければならない。

(3)Documents concerning finance, an audit report prepared by a certified public accountant or audit corporation regarding these documents, and other documents specified by Cabinet Office Order must be attached to the written report referred to in paragraph (1).

４第二項の報告書には、電子決済手段等取引業に関し管理する利用者の電子決済手段の数量を証する書類その他の内閣府令で定める書類を添付しなければならない。

(4)Documents proving the volumes of users' electronic payment instruments under the management in connection with the electronic payment instruments services and other documents specified by Cabinet Office Order must be attached to the written report referred to in paragraph (2).

第六十二条の二十内閣総理大臣は、電子決済手段等取引業の適正かつ確実な遂行のために必要があると認めるときは、電子決済手段等取引業者に対し当該電子決済手段等取引業者の業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該電子決済手段等取引業者の営業所その他の施設に立ち入らせ、その業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。

Article 62-20(1)When the Prime Minister finds it necessary for the provision of electronic payment instruments services in a proper and steady manner, the Minister may order an electronic payment instruments service provider to submit reports or materials that can be used as reference for its business or property, or have officials enter the business office or other facility of that electronic payment instruments service provider, ask questions about the status of its business or property or inspect its books and documents or other items.

２内閣総理大臣は、電子決済手段等取引業の適正かつ確実な遂行のため特に必要があると認めるときは、その必要の限度において、当該電子決済手段等取引業者から業務の委託を受けた者（その者から委託（二以上の段階にわたる委託を含む。）を受けた者を含む。以下この条において同じ。）に対し当該電子決済手段等取引業者の業務若しくは財産の状況に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該電子決済手段等取引業者から業務の委託を受けた者の施設に立ち入らせ、当該電子決済手段等取引業者の業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。

(2)When the Prime Minister finds it particularly necessary for the provision of electronic payment instruments services in a proper and steady manner, to the extent necessary for this, the Minister may order a person to whom business has been entrusted by the electronic payment instruments service provider (including persons to whom the business has been entrusted by the entrusted person (including those under multi-tier entrustment arrangements); hereinafter the same applies in this Article) to submit reports or materials that can be used as reference for the business or property of the electronic payment instruments service provider, or have officials enter the facility of the person to whom business has been entrusted by the electronic payment instruments service provider, ask questions about the status of the business or property of the electronic payment instruments service provider or inspect its books and documents or other items.

３前項の電子決済手段等取引業者から業務の委託を受けた者は、正当な理由があるときは、同項の規定による報告若しくは資料の提出又は質問若しくは検査を拒むことができる。

(3)A person to whom business has been entrusted by an electronic payment instruments service provider referred to in the preceding paragraph may refuse the submission of reports or materials, or the questions or inspection under the provisions of that paragraph if there are reasonable grounds for doing so.

第六十二条の二十一内閣総理大臣は、電子決済手段等取引業の適正かつ確実な遂行のために必要があると認めるときは、その必要の限度において、電子決済手段等取引業者に対し、業務の運営又は財産の状況の改善に必要な措置その他監督上必要な措置をとるべきことを命ずることができる。

Article 62-21When the Prime Minister finds it necessary for the provision of electronic payment instruments services in a proper and steady manner, to the extent necessary for this, the Minister may order an electronic payment instruments service provider to take necessary measures to improve the operation of its business or its financial status or other measures necessary for the purpose of supervision.

第六十二条の二十二内閣総理大臣は、電子決済手段等取引業者が次の各号のいずれかに該当するときは、第六十二条の三の登録を取り消し、又は六月以内の期間を定めて電子決済手段等取引業の全部若しくは一部の停止を命ずることができる。

Article 62-22(1)When an electronic payment instruments service provider falls under any of the following items, the Prime Minister may revoke its registration referred to in Article 62-3 or order the electronic payment instruments service provider to suspend all or part of its electronic payment instruments services, by setting a period for suspension not exceeding six months:

２内閣総理大臣は、電子決済手段等取引業者の営業所の所在地を確知できないとき、又は電子決済手段等取引業者を代表する取締役若しくは執行役（外国電子決済手段等取引業者である電子決済手段等取引業者にあっては、国内における代表者）の所在を確知できないときは、内閣府令で定めるところにより、その事実を公告し、その公告の日から三十日を経過しても当該電子決済手段等取引業者から申出がないときは、当該電子決済手段等取引業者の第六十二条の三の登録を取り消すことができる。

(2)If the Prime Minister is unable to ascertain the locations of business offices of an electronic payment instruments service provider or the whereabouts of the company director or executive officer representing the electronic payment instruments service provider (in cases of an electronic payment instruments service provider that is a foreign electronic payment instruments service provider, the representative person in Japan), the Prime Minister, pursuant to the provisions of Cabinet Office Order, may issue public notice of that fact and revoke the registration of the electronic payment instruments service provider under Article 62-3 if no application is made by the service provider after thirty days have passed since the day of the public notice.

３前項の規定による処分については、行政手続法第三章の規定は、適用しない。

(3)The provisions of Chapter III of the Administrative Procedure Act do not apply to the disposition under the provisions of the preceding paragraph.

第六十二条の二十三内閣総理大臣は、前条第一項若しくは第二項の規定により第六十二条の三の登録を取り消したとき、又は第六十二条の二十五第二項の規定により第六十二条の三の登録がその効力を失ったときは、当該登録を抹消しなければならない。

Article 62-23When the Prime Minister revokes the registration referred to in Article 62-3 pursuant to provisions of paragraph (1) or (2) of the preceding Article or when the registration referred to in Article 62-3 has ceased to be effective pursuant to the provisions of Article 62-25, paragraph (2), the Minister must delete the registration.

第六十二条の二十四内閣総理大臣は、第六十二条の二十二第一項又は第二項の規定による処分をしたときは、内閣府令で定めるところにより、その旨を公告しなければならない。

Article 62-24When the Prime Minister implements a disposition under the provisions of Article 62-22, paragraph (1) or (2), the Minister must give public notice to that effect pursuant to the provisions of Cabinet Office Order.

第六十二条の二十五電子決済手段等取引業者は、次の各号のいずれかに該当する場合には、遅滞なく、内閣総理大臣に届け出なければならない。

Article 62-25(1)If an electronic payment instruments service provider falls under any of the following items, it must notify the Prime Minister to that effect without delay:

２電子決済手段等取引業者が電子決済手段等取引業の全部を廃止したときは、当該電子決済手段等取引業者の第六十二条の三の登録は、その効力を失う。この場合において、当該電子決済手段等取引業者であった者は、その行う電子決済手段等取引業に関し負担する債務の履行を完了し、かつ、その行う電子決済手段等取引業に関し管理する利用者の財産を返還し、又は利用者に移転する目的の範囲内においては、なお電子決済手段等取引業者とみなす。

(2)If an electronic payment instruments service provider discontinues all of the electronic payment instruments services, the registration of the electronic payment instruments service provider referred to in Article 62-3 ceases to be effective. In this case, a person who has been the electronic payment instruments service provider is deemed to be an electronic payment instruments service provider within the scope of the purpose of completing the performance of obligations borne by the service provider in relation to the electronic payment instruments services carried out by it, and returning the users' property under the management relating to the electronic payment instruments services carried out by it or transferring the property to users.

３電子決済手段等取引業者は、電子決済手段等取引業の全部若しくは一部の廃止をし、電子決済手段等取引業の全部若しくは一部の譲渡をし、合併（当該電子決済手段等取引業者が合併により消滅する場合の当該合併に限る。）をし、合併及び破産手続開始の決定以外の理由による解散をし、又は会社分割による電子決済手段等取引業の全部若しくは一部の承継をさせようとするときは、その日の三十日前までに、内閣府令で定めるところにより、その旨を公告するとともに、全ての営業所の公衆の目につきやすい場所に掲示しなければならない。

(3)If an electronic payment instruments service provider intends to discontinue all or part of the electronic payment instruments services, to transfer all or part of the electronic payment instruments services, to implement a merger (limited to a merger in which the electronic payment instruments service provider disappears), to dissolve for reasons other than a merger or an order to commence bankruptcy proceedings, or to have another service provider succeed all or part of the electronic payment instruments services due to a company split, it must give public notice to that effect at least thirty days prior to the relevant date and post a notice thereof in a place easily seen by the public at all of its business offices, pursuant to the provisions of Cabinet Office Order.

４電子決済手段等取引業者は、前項の規定による公告をしたときは、直ちに、その旨を内閣総理大臣に届け出なければならない。

(4)Having given public notice pursuant to the provisions of the preceding paragraph, an electronic payment instruments service provider must notify the Prime Minister to that effect immediately.

５電子決済手段等取引業者は、第三項の規定による公告をした場合（事業譲渡、合併又は会社分割その他の事由により当該業務の承継に係る公告をした場合を除く。）には、廃止しようとする電子決済手段等取引業に関し負担する債務の履行を速やかに完了し、かつ、当該電子決済手段等取引業に関し管理する利用者の財産を速やかに返還し、又は利用者に移転しなければならない。

(5)Having given public notice pursuant to the provisions of paragraph (3) (excluding cases where an electronic payment instruments service provider has given public notice concerning the succession of the relevant business by way of transfer of business, merger or company split, or for other reasons), the electronic payment instruments service provider must promptly complete the performance of obligations borne by it in relation to the electronic payment instruments services that it intends to discontinue, and promptly return the users' property under the management relating to the electronic payment instruments services or transfer the property to users.

６会社法第九百四十条第一項（第一号に係る部分に限る。）及び第三項の規定は、電子決済手段等取引業者（外国電子決済手段等取引業者を除く。）が電子公告（同法第二条第三十四号に規定する電子公告をいう。次項において同じ。）により第三項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。

(6)The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (i)) and Article 940, paragraph (3) of the Companies Act apply mutatis mutandis to cases where an electronic payment instruments service provider (excluding a foreign electronic payment instruments service provider) gives public notice under the provisions of paragraph (3) by way of electronic public notice (meaning electronic public notice specified in Article 2, item (xxxiv) of that Act; the same applies in the following paragraph). In this case, any necessary technical replacement of terms is specified by Cabinet Order.

７会社法第九百四十条第一項（第一号に係る部分に限る。）及び第三項、第九百四十一条、第九百四十六条、第九百四十七条、第九百五十一条第二項、第九百五十三条並びに第九百五十五条の規定は、外国電子決済手段等取引業者である電子決済手段等取引業者が電子公告により第三項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。

(7)The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (i)) and Article 940, paragraph (3), Article 941, Article 946, Article 947, Article 951, paragraph (2), Article 953, and Article 955 of the Companies Act apply mutatis mutandis to cases where an electronic payment instruments service provider that is a foreign an electronic payment instruments service provider gives public notice under the provisions of paragraph (3) by way of electronic public notice. In this case, any necessary technical replacement of terms is specified by Cabinet Order.

第六十二条の二十六電子決済手段等取引業者について、第六十二条の二十二第一項又は第二項の規定により第六十二条の三の登録が取り消されたとき（電子決済手段等取引業の利用者の保護に欠け、又は電子決済手段等取引業の適正かつ確実な遂行に支障を及ぼすおそれが少ない場合として内閣府令で定める場合を除く。）は、当該電子決済手段等取引業者であった者は、その行う電子決済手段等取引業に関し負担する債務の履行を速やかに完了し、かつ、当該電子決済手段等取引業に関し管理する利用者の財産を速やかに返還し、又は利用者に移転しなければならない。この場合において、当該電子決済手段等取引業者であった者は、当該債務の履行を完了し、かつ、当該財産を返還し、又は利用者に移転する目的の範囲内においては、なお電子決済手段等取引業者とみなす。

Article 62-26(1)With regard to an electronic payment instruments service provider, when the registration referred to in Article 62-3 has been revoked pursuant to provisions of Article 62-22, paragraph (1) or (2) (excluding cases specified by Cabinet Office Order as being less likely to weaken the protection of users of electronic payment instruments services or hinder the provision of electronic payment instruments services in a proper and steady manner), the person who has been the electronic payment instruments service provider must promptly complete the performance of obligations borne by it in relation to the electronic payment instruments services carried out by it, and promptly return the users' property under the management relating to the electronic payment instruments services or transfer the property to users. In this case, the person who has been the electronic payment instruments service provider is deemed to be an electronic payment instruments service provider within the scope of the purpose of completing the performance of these obligations and returning the property or transferring the property to users.

２電子決済手段関連業務及び第二条第十項第四号に掲げる行為に係る業務を併せ行う電子決済手段等取引業者について、第六十二条の七第五項の規定により一の種別の業務の全部の廃止による電子決済手段等取引業の業務の種別の変更が電子決済手段等取引業者登録簿に登録されたときは、当該電子決済手段等取引業者は、廃止した種別の業務に関し負担する債務の履行を速やかに完了し、かつ、当該業務に関し管理する利用者の財産を速やかに返還し、又は利用者に移転しなければならない。この場合において、当該電子決済手段等取引業者は、当該債務の履行を完了し、かつ、当該財産を返還し、又は利用者に移転する目的の範囲内においては、なお当該種別の業務を行う電子決済手段等取引業者として第六十二条の三の登録を受けているものとみなす。

(2)With regard to an electronic payment instruments service provider that carries out both electronic payment instruments-related business and the business related to the acts set forth in Article 2, paragraph (10), item (iv), when a change of type of electronic payment instruments service due to the discontinuation of the entirety of either business has been registered in the register of electronic payment instruments service providers pursuant to the provisions of Article 62-7, paragraph (5), the electronic payment instruments service provider must promptly complete the performance of obligations borne by it in relation to the type of business that it has discontinued, and promptly return the users' property under the management relating to the business or transfer the property to users. In this case, the electronic payment instruments service provider is deemed to be registered as an electronic payment instruments service provider providing the relevant type of business referred to in Article 62-3 within the scope of the purpose of completing the performance of these obligations and returning the property or transferring the property to users.

第六十三条第六十二条の三の登録を受けていない外国電子決済手段等取引業者は、国内にある者に対して、第二条第十項各号に掲げる行為又は同項第四号に掲げる行為に相当する行為の勧誘をしてはならない。

Article 63A foreign electronic payment instruments service provider that has not been registered as referred to in Article 62-3 must not solicit a person in Japan for the acts set forth in the items of Article 2, paragraph (10) or acts equivalent to the act set forth in item (iv) of that paragraph.

第六十三条の二暗号資産交換業は、内閣総理大臣の登録を受けた者でなければ、行ってはならない。

Article 63-2No person may provide a cryptoasset exchange service unless the person is registered by the Prime Minister.

第六十三条の三前条の登録を受けようとする者は、内閣府令で定めるところにより、次に掲げる事項を記載した登録申請書を内閣総理大臣に提出しなければならない。

Article 63-3(1)A person who intends to be registered referred to in the preceding Article must, pursuant to the provisions of Cabinet Office Order, submit a written application for registration containing the following particulars to the Prime Minister:

２前項の登録申請書には、第六十三条の五第一項各号に該当しないことを誓約する書面、財務に関する書類、暗号資産交換業を適正かつ確実に遂行する体制の整備に関する事項を記載した書類その他の内閣府令で定める書類を添付しなければならない。

(2)A document in which the applicant pledges that the applicant does not to fall under any of the items of Article 63-5, paragraph (1), documents concerning finance, documents containing particulars concerning the establishment of a system for ensuring the provision of the cryptoasset exchange service in a proper and steady manner, and other documents specified by Cabinet Office Order must be attached to the application for registration referred to in the preceding paragraph.

第六十三条の四内閣総理大臣は、第六十三条の二の登録の申請があったときは、次条第一項の規定によりその登録を拒否する場合を除くほか、次に掲げる事項を暗号資産交換業者登録簿に登録しなければならない。

Article 63-4(1)The Prime Minister must, when an application for registration referred to in Article 63-2 is filed, register the following particulars in the register of cryptoasset exchange service providers, except when refusing the registration pursuant to the provisions of paragraph (1) of the following Article:

２内閣総理大臣は、前項の規定による登録をしたときは、遅滞なく、その旨を登録申請者に通知しなければならない。

(2)If the Prime Minister registers the particulars under the provisions of the preceding paragraph, the Minister must notify the applicant to that effect without delay.

３内閣総理大臣は、暗号資産交換業者登録簿を公衆の縦覧に供しなければならない。

(3)The Prime Minister must make the register of cryptoasset exchange service providers available for public inspection.

第六十三条の五内閣総理大臣は、登録申請者が次の各号のいずれかに該当するとき、又は登録申請書若しくはその添付書類のうちに重要な事項について虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、その登録を拒否しなければならない。

Article 63-5(1)The Prime Minister must refuse registration when an applicant falls under any of the following items, or a written application for registration or its accompanying documents contain false statements about important particulars, or lack any statement about important particulars:

２内閣総理大臣は、前項の規定により登録を拒否したときは、遅滞なく、その理由を示して、その旨を登録申請者に通知しなければならない。

(2)When the Prime Minister refuses the registration pursuant to the provisions of the preceding paragraph, the Minister must notify the applicant to that effect by indicating the reason therefor without delay.

第六十三条の六暗号資産交換業者は、第六十三条の三第一項第七号又は第八号に掲げる事項のいずれかを変更しようとするとき（暗号資産交換業の利用者の保護に欠け、又は暗号資産交換業の適正かつ確実な遂行に支障を及ぼすおそれが少ない場合として内閣府令で定める場合を除く。）は、あらかじめ、その旨を内閣総理大臣に届け出なければならない。

Article 63-6(1)When a cryptoasset exchange service provider intends to change any of the particulars set forth in Article 63-3, paragraph (1), item (vii) or (viii) (excluding cases specified by Cabinet Office Order as being less likely to weaken the protection of users of cryptoasset exchange services or hinder the provision of cryptoasset exchange services in a proper and steady manner), the cryptoasset exchange service provider must notify the Prime Minister to that effect in advance.

２暗号資産交換業者は、第六十三条の三第一項各号に掲げる事項のいずれかに変更があったとき（前項の規定による届出をした場合を除く。）は、遅滞なく、その旨を内閣総理大臣に届け出なければならない。

(2)If any of the particulars set forth in the items of Article 63-3, paragraph (1) (excluding the case in which a notification has been filed under the provisions of the preceding paragraph) are changed, the cryptoasset exchange service provider must notify the Prime Minister to that effect without delay.

３内閣総理大臣は、前二項の規定による届出を受理したときは、届出があった事項を暗号資産交換業者登録簿に登録しなければならない。

(3)If the Prime Minister accepts a notification under the provisions of the preceding paragraph, the Minister must register the particulars of the notification in the register of cryptoasset exchange service providers.

第六十三条の七暗号資産交換業者は、自己の名義をもって、他人に暗号資産交換業を行わせてはならない。

Article 63-7A cryptoasset exchange service provider must not have another person provide the cryptoasset exchange service in the name of the cryptoasset exchange service provider.

第六十三条の八暗号資産交換業者は、内閣府令で定めるところにより、暗号資産交換業に係る情報の漏えい、滅失又は毀損の防止その他の当該情報の安全管理のために必要な措置を講じなければならない。

Article 63-8A cryptoasset exchange service provider must, pursuant to the provisions of Cabinet Office Order, take necessary measures for preventing leakage, loss, or damage to information pertaining to the cryptoasset exchange services and other measures for the security management of relevant information.

第六十三条の九暗号資産交換業者は、暗号資産交換業の一部を第三者に委託（二以上の段階にわたる委託を含む。）をした場合には、内閣府令で定めるところにより、当該委託に係る業務の委託先に対する指導その他の当該業務の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。

Article 63-9If a cryptoasset exchange service provider entrusts (including cases under multi-tier entrustment arrangements) part of the cryptoasset exchange services to a third party, the cryptoasset exchange service provider must provide guidance to the third party to whom the relevant business has been entrusted and take other measures necessary for ensuring the operation of the business in a proper and steady manner pursuant to the provisions of Cabinet Office Order.

第六十三条の九の二暗号資産交換業者は、その行う暗号資産交換業に関して広告をするときは、内閣府令で定めるところにより、次に掲げる事項を表示しなければならない。

Article 63-9-2When a cryptoasset exchange service provider places an advertisement concerning the cryptoasset exchange service provided by it, the cryptoasset exchange service provider must indicate the following particulars, pursuant to the provisions of Cabinet Office Order:

第六十三条の九の三暗号資産交換業者又はその役員若しくは使用人は、次に掲げる行為をしてはならない。

Article 63-9-3A cryptoasset exchange service provider or its officer or employee must not engage in the following conduct:

第六十三条の十暗号資産交換業者は、内閣府令で定めるところにより、暗号資産の性質に関する説明、手数料その他の暗号資産交換業に係る契約の内容についての情報の提供その他の暗号資産交換業の利用者の保護を図り、及び暗号資産交換業の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。

Article 63-10(1)A cryptoasset exchange service provider must, pursuant to the provisions of Cabinet Office Order, provide explanation concerning the characteristics of cryptoassets, and information about fees and other terms and conditions of contracts pertaining to the cryptoasset exchange service, and take other measures necessary for protecting the users of cryptoasset exchange services and ensuring the provision of the cryptoasset exchange services in a proper and steady manner.

２暗号資産交換業者は、暗号資産交換業の利用者に信用を供与して暗号資産の交換等を行う場合には、前項に規定する措置のほか、内閣府令で定めるところにより、当該暗号資産の交換等に係る契約の内容についての情報の提供その他の当該暗号資産の交換等に係る業務の利用者の保護を図り、及び当該業務の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。

(2)When a cryptoasset exchange service provider exchanges cryptoassets, etc. by granting credit to the user of cryptoasset exchange service, the cryptoasset exchange service provider must provide information on the terms and conditions of contracts pertaining to exchange of cryptoassets, etc. and other measures necessary for protecting the users of business pertaining to exchange of cryptoassets, etc. and ensuring the operation of the business in a proper and steady manner, in addition to the measures prescribed in the preceding paragraph, pursuant to the provisions of Cabinet Office Order.

第六十三条の十一暗号資産交換業者は、その行う暗号資産交換業に関して、暗号資産交換業の利用者の金銭を、自己の金銭と分別して管理し、内閣府令で定めるところにより、信託会社等に信託しなければならない。

Article 63-11(1)A cryptoasset exchange service provider must, in connection with its cryptoasset exchange services, manage the money of the users of cryptoasset exchange services separately from its own money and entrust the users' money with a trust company, etc., pursuant to the provisions of Cabinet Office Order.

２暗号資産交換業者は、その行う暗号資産交換業に関して、内閣府令で定めるところにより、暗号資産交換業の利用者の暗号資産を自己の暗号資産と分別して管理しなければならない。この場合において、当該暗号資産交換業者は、利用者の暗号資産（利用者の利便の確保及び暗号資産交換業の円滑な遂行を図るために必要なものとして内閣府令で定める要件に該当するものを除く。）を利用者の保護に欠けるおそれが少ないものとして内閣府令で定める方法で管理しなければならない。

(2)A cryptoasset exchange service provider must, in connection with its cryptoasset exchange services, manage the cryptoassets of the users of the cryptoasset exchange services separately from its own cryptoassets, pursuant to the provisions of Cabinet Office Order. In this case, the cryptoasset exchange service provider must manage users' cryptoassets (excluding cryptoassets that satisfy the requirements specified by Cabinet Office Order as being necessary for ensuring the convenience of users and achieving smooth provision of cryptoasset exchange services) by the method specified by Cabinet Office Order as being less likely to weaken the protection of users.

３暗号資産交換業者は、前二項の規定による管理の状況について、内閣府令で定めるところにより、定期に、公認会計士又は監査法人の監査を受けなければならない。

(3)A cryptoasset exchange service provider must, pursuant to the provisions of Cabinet Office Order, undergo a periodic audit by a certified public accountant or by an audit corporation, with regard to the state of management under the provisions of the preceding two paragraphs.

第六十三条の十一の二暗号資産交換業者は、前条第二項に規定する内閣府令で定める要件に該当する暗号資産と同じ種類及び数量の暗号資産（以下この項及び第六十三条の十九の二第一項において「履行保証暗号資産」という。）を自己の暗号資産として保有し、内閣府令で定めるところにより、履行保証暗号資産以外の自己の暗号資産と分別して管理しなければならない。この場合において、当該暗号資産交換業者は、履行保証暗号資産を利用者の保護に欠けるおそれが少ないものとして内閣府令で定める方法で管理しなければならない。

Article 63-11-2(1)A cryptoasset exchange service provider must hold cryptoassets of the same type and same volume as the cryptoassets that satisfy the requirements specified by Cabinet Office Order prescribed in paragraph (2) of the preceding Article (hereinafter referred to as the "performance-guarantee cryptoassets" in this paragraph and Article 63-19-2, paragraph (1)) as its own cryptoassets and manage them separately from its own cryptoassets other than the performance-guarantee cryptoassets, pursuant to the provisions of Cabinet Office Order. In this case, the cryptoasset exchange service provider must manage the performance-guarantee cryptoassets by the method specified by Cabinet Office Order as being less likely to weaken the protection of users.

２前条第三項の規定は、前項の規定による管理の状況について準用する。

(2)The provisions of paragraph (3) of the preceding Article apply mutatis mutandis to the status of the management under the provisions of the preceding paragraph.

第六十三条の十二暗号資産交換業者は、次の各号に掲げる場合の区分に応じ、当該各号に定める措置を講じなければならない。

Article 63-12(1)A cryptoasset exchange service provider must take the measures specified in the following items according to the categories of cases prescribed therein:

２暗号資産交換業者は、前項の規定により手続実施基本契約を締結する措置を講じた場合には、当該手続実施基本契約の相手方である指定暗号資産交換業務紛争解決機関の商号又は名称を公表しなければならない。

(2)If a cryptoasset exchange service provider implements measures to conclude a basic contract for execution of procedures pursuant to the provisions of the preceding paragraph, the cryptoasset exchange service provider must announce the trade name or other name of the designated dispute resolution organization for cryptoasset exchange business that is the counterparty to the basic contract for execution of procedures.

３第一項の規定は、次の各号に掲げる場合の区分に応じ、当該各号に定める期間においては、適用しない。

(3)The provisions of paragraph (1) do not apply during the period specified in the following items for the respective categories of cases prescribed therein:

４第一項第二号の「苦情処理措置」とは、利用者からの苦情の処理の業務に従事する使用人その他の従業者に対する助言若しくは指導を消費生活に関する消費者と事業者との間に生じた苦情に係る相談その他の消費生活に関する事項について専門的な知識経験を有する者として内閣府令で定める者に行わせること又はこれに準ずるものとして内閣府令で定める措置をいう。

(4)The term "complaint processing measures" as used in paragraph (1), item (ii) means to have a person specified by Cabinet Office Order as one who has expert knowledge and experience with regard to consultation regarding complaints on consumer affairs that the consumer made against the service provider or in other areas of consumer affairs to engage in the provision of advice or guidance to employees or other workers who engage in the business of processing complaints from the users or any other measures specified by Cabinet Office Order as similar thereto.

５第一項第二号の「紛争解決措置」とは、利用者との紛争の解決を認証紛争解決手続により図ること又はこれに準ずるものとして内閣府令で定める措置をいう。

(5)The term "dispute resolution measures" as used in paragraph (1), item (ii) means to seek resolution of a dispute with the user through the authorized dispute resolution procedures or any other measures specified by Cabinet Office Order as similar thereto.

第六十三条の十三暗号資産交換業者は、内閣府令で定めるところにより、その暗号資産交換業に関する帳簿書類を作成し、これを保存しなければならない。

Article 63-13A cryptoasset exchange service provider must, pursuant to the provisions of Cabinet Office Order, prepare and maintain the books of accounts and documents on its cryptoasset exchange business.

第六十三条の十四暗号資産交換業者は、事業年度ごとに、内閣府令で定めるところにより、暗号資産交換業に関する報告書を作成し、内閣総理大臣に提出しなければならない。

Article 63-14(1)A cryptoasset exchange service provider must, pursuant to the provisions of Cabinet Office Order, prepare a written report on its cryptoasset exchange business for each business year and submit it to the Prime Minister.

２暗号資産交換業者（第二条第十五項第三号又は第四号に掲げる行為を行う者に限る。）は、前項の報告書のほか、内閣府令で定める期間ごとに、内閣府令で定めるところにより、暗号資産交換業に関し管理する利用者の金銭の額及び暗号資産の数量その他これらの管理に関する報告書を作成し、内閣総理大臣に提出しなければならない。

(2)In addition to the written reports specified in the preceding paragraph, a cryptoasset exchange service provider (limited to one who engages in the act set forth in Article 2, paragraph (15), item (iii) or (iv)) must, pursuant to the provisions of Cabinet Office Order, prepare a written report on the amount of users' money and the volumes of users' cryptoassets under the management in connection with the cryptoasset exchange services and other particulars concerning the management of these amounts for each period specified by Cabinet Office Order, and submit it to the Prime Minister.

３第一項の報告書には、財務に関する書類、当該書類についての公認会計士又は監査法人の監査報告書その他の内閣府令で定める書類を添付しなければならない。

(3)Documents concerning finance, an audit report prepared by a certified public accountant or audit corporation regarding these documents, and other documents specified by Cabinet Office Order must be attached to the written report referred to in paragraph (1).

４第二項の報告書には、暗号資産交換業に関し管理する利用者の金銭の額及び暗号資産の数量を証する書類その他の内閣府令で定める書類を添付しなければならない。

(4)Documents proving the amount of users' money and the volumes of users' cryptoassets under the management in connection with the cryptoasset exchange services and other documents specified by Cabinet Office Order must be attached to the written report referred to in paragraph (2).

第六十三条の十五内閣総理大臣は、暗号資産交換業の適正かつ確実な遂行のために必要があると認めるときは、暗号資産交換業者に対し当該暗号資産交換業者の業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該暗号資産交換業者の営業所その他の施設に立ち入らせ、その業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。

Article 63-15(1)When the Prime Minister finds it necessary for the proper and secure conduct of the cryptoasset exchange service, the Minister may order a cryptoasset exchange service provider to submit reports or materials that will be helpful for understanding its business or property, or have officials enter the business office or other facility of that cryptoasset exchange service provider, ask questions about the status of its business or property or inspect its books and documents or other items.

２内閣総理大臣は、暗号資産交換業の適正かつ確実な遂行のため特に必要があると認めるときは、その必要の限度において、当該暗号資産交換業者から業務の委託を受けた者（その者から委託（二以上の段階にわたる委託を含む。）を受けた者を含む。以下この条において同じ。）に対し当該暗号資産交換業者の業務若しくは財産の状況に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該暗号資産交換業者から業務の委託を受けた者の施設に立ち入らせ、当該暗号資産交換業者の業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。

(2)When the Prime Minister finds it particularly necessary for the provision of the cryptoasset exchange service in a proper and steady manner, the Minister may, to the extent necessary for this, order a person to whom business has been entrusted by the cryptoasset exchange service provider (including persons to whom the service has been entrusted by the entrusted person (including those under multi-tier entrustment arrangements); hereinafter the same applies in this Article) to submit reports or materials that can be used as reference for the business or property of that cryptoasset exchange service provider, or have officials enter the facility of the person to whom business has been entrusted by that cryptoasset exchange service provider, ask questions about the status of its business or the property of that cryptoasset exchange service provider or inspect its books and documents or other items.

３前項の暗号資産交換業者から業務の委託を受けた者は、正当な理由があるときは、同項の規定による報告若しくは資料の提出又は質問若しくは検査を拒むことができる。

(3)A person to whom business has been entrusted by a cryptoasset exchange service provider referred to in the preceding paragraph may refuse the submission of reports or materials, or the questions or inspection referred to in that paragraph if there are reasonable grounds for doing so.

第六十三条の十六内閣総理大臣は、暗号資産交換業の適正かつ確実な遂行のために必要があると認めるときは、その必要の限度において、暗号資産交換業者に対し、業務の運営又は財産の状況の改善に必要な措置その他監督上必要な措置をとるべきことを命ずることができる。

Article 63-16When the Prime Minister finds it necessary for the provision of the cryptoasset exchange service in a proper and steady manner, the Minister may, to the extent necessary for this, order a cryptoasset exchange service provider to take necessary measures to improve the operation of its business or its financial status or take other measures necessary for the supervision.

第六十三条の十七内閣総理大臣は、暗号資産交換業者が次の各号のいずれかに該当するときは、第六十三条の二の登録を取り消し、又は六月以内の期間を定めて暗号資産交換業の全部若しくは一部の停止を命ずることができる。

Article 63-17(1)If a cryptoasset exchange service provider falls under any of the following items, the Prime Minister may revoke its registration referred to in Article 63-2 or order the cryptoasset exchange service provider to suspend all or part of its cryptoasset exchange service, specifying a period of suspension not exceeding six months:

２内閣総理大臣は、暗号資産交換業者の営業所の所在地を確知できないとき、又は暗号資産交換業者を代表する取締役若しくは執行役（外国暗号資産交換業者である暗号資産交換業者にあっては、国内における代表者）の所在を確知できないときは、内閣府令で定めるところにより、その事実を公告し、その公告の日から三十日を経過しても当該暗号資産交換業者から申出がないときは、当該暗号資産交換業者の第六十三条の二の登録を取り消すことができる。

(2)If the Prime Minister is unable to ascertain the locations of business offices of a cryptoasset exchange service provider or the whereabouts of the company director or executive officer representing the cryptoasset exchange service provider (in cases of a cryptoasset exchange service provider that is a foreign cryptoasset exchange service provider, the representative person in Japan), the Prime Minister, pursuant to the provisions of Cabinet Office Order, may issue public notice of that fact and revoke the registration of the cryptoasset exchange service provider under Article 63-2 if no application is made by the service provider after thirty days have passed since the day of the public notice.

３前項の規定による処分については、行政手続法第三章の規定は、適用しない。

(3)The provisions of Chapter III of the Administrative Procedure Act do not apply to disposition under the provisions of the preceding paragraph.

第六十三条の十八内閣総理大臣は、前条第一項若しくは第二項の規定により第六十三条の二の登録を取り消したとき、又は第六十三条の二十第二項の規定により第六十三条の二の登録がその効力を失ったときは、当該登録を抹消しなければならない。

Article 63-18If the Prime Minister revokes the registration referred to in Article 63-2 pursuant to provisions of paragraph (1) or (2) of the preceding Article or when the registration referred to in Article 63-2 ceases to be effective pursuant to the provisions of Article 63-20, paragraph (2), the Minister must delete the registration.

第六十三条の十九内閣総理大臣は、第六十三条の十七第一項又は第二項の規定による処分をしたときは、内閣府令で定めるところにより、その旨を公告しなければならない。

Article 63-19If the Prime Minister implements a disposition pursuant to the provisions of Article 63-17, paragraph (1) or (2), the Minister must give public notice to that effect pursuant to the provisions of Cabinet Office Order.

第六十三条の十九の二暗号資産交換業者との間で当該暗号資産交換業者が暗号資産の管理を行うことを内容とする契約を締結した者は、当該暗号資産交換業者に対して有する暗号資産の移転を目的とする債権に関し、対象暗号資産（当該暗号資産交換業者が第六十三条の十一第二項の規定により自己の暗号資産と分別して管理するその暗号資産交換業の利用者の暗号資産及び履行保証暗号資産をいう。）について、他の債権者に先立ち弁済を受ける権利を有する。

Article 63-19-2(1)A person who has concluded a contract for the management of cryptoassets with a cryptoasset exchange service provider has the right to receive, in preference over other creditors, payments with regard to a claim for the transfer of cryptoassets that the person holds against the cryptoasset exchange service provider, for the return of the regulated cryptoassets (meaning the cryptoassets of the users of the cryptoasset exchange services that the cryptoasset exchange service provider manages separately from its own cryptoassets pursuant to the provisions of Article 63-11, paragraph (2) and the performance-guarantee cryptoassets).

２民法（明治二十九年法律第八十九号）第三百三十三条の規定は、前項の権利について準用する。

(2)The provisions of Article 333 of the Civil Code (Act No. 89 of 1896) apply mutatis mutandis to the right referred to in the preceding paragraph.

３第一項の権利の実行に関し必要な事項は、政令で定める。

(3)Particulars necessary for the fulfillment of the right prescribed in paragraph (1) are specified by Cabinet Order.

第六十三条の十九の三暗号資産交換業者から暗号資産の管理の委託を受けた者その他の当該暗号資産交換業者の関係者は、当該暗号資産交換業者がその行う暗号資産交換業に関し管理する利用者の暗号資産に係る前条第一項の権利の実行に関し内閣総理大臣から必要な協力を求められた場合には、これに応ずるよう努めるものとする。

Article 63-19-3If a person to whom a cryptoasset exchange service has been entrusted by a cryptoasset exchange service provider or any other related person of the cryptoasset exchange service provider is requested by the Prime Minister to extend their cooperation necessary for the fulfillment of the right referred to in paragraph (1) of the preceding Article pertaining to users' cryptoassets managed by the person in relation to the cryptoasset exchange service provided by the cryptoasset exchange service provider, the person is to endeavor to respond to the request.

第六十三条の二十暗号資産交換業者は、次の各号のいずれかに該当する場合には、遅滞なく、内閣総理大臣に届け出なければならない。

Article 63-20(1)If a cryptoasset exchange service provider falls under any of the following items, it must notify the Prime Minister to that effect without delay:

２暗号資産交換業者が暗号資産交換業の全部を廃止したときは、当該暗号資産交換業者の第六十三条の二の登録は、その効力を失う。この場合において、当該暗号資産交換業者であった者は、その行う暗号資産の交換等に関し負担する債務の履行を完了し、かつ、その行う暗号資産交換業に関し管理する利用者の財産を返還し、又は利用者に移転する目的の範囲内においては、なお暗号資産交換業者とみなす。

(2)If a cryptoasset exchange service provider discontinues all of the cryptoasset exchange service, the registration of the cryptoasset exchange service provider referred to in Article 63-2 ceases to be effective. In this case, a person who has been the cryptoasset exchange service provider is deemed to be a cryptoasset exchange service provider within the scope of the purpose of completing the performance of obligations borne by the service provider in relation to the exchange of cryptoassets, etc. carried out by it, and returning the users' property under the management relating to the cryptoasset exchange services carried out by it or transferring the property to users.

３暗号資産交換業者は、暗号資産交換業の全部若しくは一部の廃止をし、暗号資産交換業の全部若しくは一部の譲渡をし、合併（当該暗号資産交換業者が合併により消滅する場合の当該合併に限る。）をし、合併及び破産手続開始の決定以外の理由による解散をし、又は会社分割による暗号資産交換業の全部若しくは一部の承継をさせようとするときは、その日の三十日前までに、内閣府令で定めるところにより、その旨を公告するとともに、全ての営業所の公衆の目につきやすい場所に掲示しなければならない。

(3)If a cryptoasset exchange service provider intends to discontinue all or part of the cryptoasset exchange service, to transfer all or part of the cryptoasset exchange service, to implement a merger (limited to a merger in which the cryptoasset exchange service provider disappears), to dissolve for reasons other than a merger or an order to commence bankruptcy proceedings, or to have another service provider succeed all or part of the cryptoasset exchange services due to a company split, it must give public notice to that effect at least thirty days prior to the relevant date and post a notice thereof in a place easily seen by the public at all of its business offices, pursuant to the provisions of Cabinet Office Order.

４暗号資産交換業者は、前項の規定による公告をしたときは、直ちに、その旨を内閣総理大臣に届け出なければならない。

(4)Having given public notice pursuant to the provisions of the preceding paragraph, a cryptoasset exchange service provider must notify the Prime Minister to that effect immediately.

５暗号資産交換業者は、第三項の規定による公告をした場合（事業譲渡、合併又は会社分割その他の事由により当該業務の承継に係る公告をした場合を除く。）には、廃止しようとする暗号資産交換業として行う暗号資産の交換等に関し負担する債務の履行を速やかに完了し、かつ、当該暗号資産交換業に関し管理する利用者の財産を速やかに返還し、又は利用者に移転しなければならない。

(5)Having given public notice pursuant to the provisions of paragraph (3) (excluding cases where a cryptoasset exchange service provider has given public notice concerning the succession of the relevant business by way of transfer of business, merger or company split, or for other reasons), it must promptly complete the performance of obligations borne by it in relation to the exchange of cryptoassets, etc. carried out in the course of the cryptoasset exchange services that it intends to discontinue, and promptly return the users' property under the management relating to the cryptoasset exchange services or transfer the property to users.

６会社法第九百四十条第一項（第一号に係る部分に限る。）及び第三項の規定は、暗号資産交換業者（外国暗号資産交換業者を除く。）が電子公告（同法第二条第三十四号に規定する電子公告をいう。次項において同じ。）により第三項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。

(6)The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (i)) and Article 940, paragraph (3) of the Companies Act apply mutatis mutandis to cases where a cryptoasset exchange service provider (excluding a foreign cryptoasset exchange service provider) gives public notice under the provisions of paragraph (3) by way of electronic public notice (meaning electronic public notice specified in Article 2, item (xxxiv) of that Act; the same applies in the following paragraph). In this case, any necessary technical replacement of terms is specified by Cabinet Order.

７会社法第九百四十条第一項（第一号に係る部分に限る。）及び第三項、第九百四十一条、第九百四十六条、第九百四十七条、第九百五十一条第二項、第九百五十三条並びに第九百五十五条の規定は、外国暗号資産交換業者である暗号資産交換業者が電子公告により第三項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。

(7)The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (i)) and Article 940, paragraph (3), Article 941, Article 946, Article 947, Article 951, paragraph (2), Article 953, and Article 955 of the Companies Act apply mutatis mutandis to cases where a cryptoasset exchange service provider that is a foreign cryptoasset exchange service provider gives public notice under the provisions of paragraph (3) by way of electronic public notice. In this case, any necessary technical replacement of terms is specified by Cabinet Order.

第六十三条の二十一暗号資産交換業者について、第六十三条の十七第一項又は第二項の規定により第六十三条の二の登録が取り消されたとき（暗号資産交換業の利用者の保護に欠け、又は暗号資産交換業の適正かつ確実な遂行に支障を及ぼすおそれが少ない場合として内閣府令で定める場合を除く。）は、当該暗号資産交換業者であった者は、その行う暗号資産の交換等に関し負担する債務の履行を速やかに完了し、かつ、その行う暗号資産交換業に関し管理する利用者の財産を速やかに返還し、又は利用者に移転しなければならない。この場合において、当該暗号資産交換業者であった者は、当該債務の履行を完了し、かつ、当該財産を返還し、又は利用者に移転する目的の範囲内においては、なお暗号資産交換業者とみなす。

Article 63-21With regard to a cryptoasset exchange service provider, when the registration referred to in Article 63-2 has been revoked pursuant to the provisions of Article 63-17, paragraph (1) or (2) (excluding cases specified by Cabinet Office Order as being less likely to weaken the protection of users of cryptoasset exchange services or hinder the provision of cryptoasset exchange services in a proper and steady manner), the person who has been the cryptoasset exchange service provider must promptly complete the performance of obligations borne by it in relation to the exchange of cryptoassets, etc. carried out by it, and promptly return the users' property under the management relating to the cryptoasset exchange services or transfer the property to users. In this case, the person who has been the cryptoasset exchange service provider is deemed to be a cryptoasset exchange service provider within the scope of the purpose of completing the performance of these obligations, and returning the property or transferring the property to users.

第六十三条の二十二第六十三条の二の登録を受けていない外国暗号資産交換業者は、国内にある者に対して、第二条第十五項各号に掲げる行為の勧誘をしてはならない。

Article 63-22A unregistered foreign cryptoasset exchange service provider referred to in Article 63-2 must not engage in acts of solicitation of a person in Japan set forth in the items of Article 2, paragraph (15).

第六十三条の二十三為替取引分析業は、主務大臣の許可を受けた者でなければ、行ってはならない。ただし、その業務の規模及び態様が、当該業務に係る金融機関等（その行う為替取引に関し、為替取引分析業を行う者に第二条第十八項各号に掲げる行為のいずれかに係る業務（以下この章において「為替取引分析業務」という。）を委託する者に限る。）の数その他の事項を勘案して主務省令で定める場合であるときは、この限りでない。

Article 63-23No person may provide funds transfer transaction analysis services unless the person has obtained a license from the competent minister; provided, however, that this does not apply if the scale and manner of carrying out the services fall under cases specified by order of the competent ministry in consideration of the number of financial institutions, etc. involved in the services (limited to those that entrust a person engaging in funds transfer transaction analysis services to carry out the business involved in any of the acts set forth in the items of Article 2, paragraph (xviii) (hereinafter referred to as "funds transfer transaction analysis business" in this Chapter) in connection with funds transfer transactions carried out thereby), and other particulars.

第六十三条の二十四前条の許可を受けようとする者は、主務省令で定めるところにより、次に掲げる事項を記載した許可申請書を主務大臣に提出しなければならない。

Article 63-24(1)A person who intends to obtain a license referred to in the preceding Article must, pursuant to the provisions of Cabinet Office Order, submit a written application for a license containing the following particulars to the competent minister:

２前項の許可申請書には、次に掲げる書類を添付しなければならない。

(2)The following documents must be attached to the written application for a license referred to in the preceding paragraph:

第六十三条の二十五主務大臣は、第六十三条の二十三の許可の申請があったときは、その申請が次に掲げる基準に適合するかどうかを審査しなければならない。

Article 63-25(1)When an application for a license referred to in Article 63-23 is filed, the competent minister must examine whether the application conforms to the following criteria:

２主務大臣は、許可申請者が次の各号のいずれかに該当するとき、又は許可申請書若しくはその添付書類のうちに虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、許可を与えてはならない。

(2)The competent minister must not grant a license when an applicant for a license falls under any of the following items, or a written application for a license or its accompanying documents contain a false statement or lack a statement about important particulars:

第六十三条の二十六為替取引分析業者は、自己の名義をもって、他人に為替取引分析業を行わせてはならない。

Article 63-26A funds transfer transaction analysis service provider must not have another person provide the funds transfer transaction analysis services in the name of the funds transfer transaction analysis service provider.

第六十三条の二十七為替取引分析業者は、為替取引分析業及び為替取引分析関連業務（為替取引分析業に関連する業務として主務省令で定める業務をいう。以下この章において同じ。）のほか、他の業務を行うことができない。ただし、当該為替取引分析業者が為替取引分析業を適正かつ確実に行うにつき支障を生ずるおそれがないと認められる業務について、主務省令で定めるところにより、主務大臣の承認を受けたときは、この限りでない。

Article 63-27(1)A funds transfer transaction analysis service provider must not engage in any business other than the funds transfer transaction analysis services and funds transfer transaction analysis-related business (meaning the business specified by order of the competent ministry as business related to funds transfer transaction analysis services; hereinafter the same applies in this Chapter); provided, however, that this does not apply if a funds transfer transaction analysis service provider has obtained, pursuant to the provisions of order of the competent ministry, the approval from the competent minister for a business that is obviously causing no hindrance to the provision of the funds transfer transaction analysis services in a proper and steady manner by the funds transfer transaction analysis service provider.

２為替取引分析業者は、前項ただし書の承認を受けた業務を廃止したときは、主務省令で定めるところにより、その旨を主務大臣に届け出なければならない。

(2)Having discontinued the approved business referred to in the proviso to the preceding paragraph, a funds transfer transaction analysis service provider must notify the competent minister to that effect pursuant to the provisions of order of the competent ministry.

第六十三条の二十八為替取引分析業者は、為替取引分析業の全部又は一部を他の為替取引分析業者以外の者に委託をしてはならない。

Article 63-28(1)A funds transfer transaction analysis service provider must not entrust all or part of its funds transfer transaction analysis services to a person other than another funds transfer transaction analysis service provider.

２為替取引分析業者は、為替取引分析業の全部若しくは一部を他の為替取引分析業者に委託（二以上の段階にわたる委託を含む。以下この項、次条第二項第一号及び第六号並びに第六十三条の三十一第三項において同じ。）をした場合又は為替取引分析関連業務の全部若しくは一部を第三者に委託をした場合には、主務省令で定めるところにより、これらの委託に係る業務の委託先に対する指導その他の当該業務の適正かつ確実な遂行を確保するために必要な措置を講じなければならない。

(2)If a funds transfer transaction analysis service provider entrusts (including the case under multi-tier entrustment arrangements; hereinafter the same applies in this paragraph, paragraph (2), items (i) and (vi) of the following Article, and Article 63-31, paragraph (3)) all or part of its funds transfer transaction analysis services to another funds transfer transaction analysis service provider or entrusts all or part of its funds transfer transaction analysis-related business to a third party, the funds transfer transaction analysis service provider must, pursuant to the provisions of order of the competent ministry, provide guidance to the other service provider or the third party to whom the relevant services or business has been entrusted and take other measures necessary for ensuring the operation of the services or business in a proper and steady manner.

第六十三条の二十九為替取引分析業者は、業務方法書で定めるところにより、その業務を行わなければならない。

Article 63-29(1)A funds transfer transaction analysis service provider must provide the funds transfer transaction analysis services pursuant to the provisions of its business rules.

２業務方法書には、次に掲げる事項を定めなければならない。

(2)The business rules must specify the following particulars:

第六十三条の三十為替取引分析業者は、主務省令で定めるところにより、為替取引分析業に係る情報の漏えい、滅失又は毀損の防止に関する事項を業務方法書において定めることその他の当該情報の適切な管理のために必要な措置を講じなければならない。

Article 63-30A funds transfer transaction analysis service provider must, pursuant to the provisions of order of the competent ministry, specify particulars concerning the leakage, loss, or damage of information pertaining to the funds transfer transaction analysis services in business rules, and take other measures necessary for the appropriate management of that information.

第六十三条の三十一為替取引分析業者の取締役等（取締役等が法人であるときは、その職務を行うべき者。次項において同じ。）若しくは職員又はこれらの職にあった者は、為替取引分析業又は為替取引分析関連業務に関して知り得た秘密を漏らし、又は盗用してはならない。

Article 63-31(1)A company director, etc. (or, if a company director, etc. is a corporation, a person who is to perform the duties; the same applies in the following paragraph) or an employee of a funds transfer transaction analysis service provider, or a person who was formerly in that position must not divulge or misappropriate any confidential information learned during the course of their duties relating to the funds transfer transaction analysis services or funds transfer transaction analysis-related business to another person.

２為替取引分析業者の取締役等若しくは職員又はこれらの職にあった者は、為替取引分析業及び為替取引分析関連業務の実施に際して知り得た情報を、為替取引分析業及び為替取引分析関連業務の用に供する目的以外に利用してはならない。

(2)A company director, etc. or an employee of a funds transfer transaction analysis service provider, or a person who was formerly in that position must not use any information learned during the course of their duties relating to the funds transfer transaction analysis services and funds transfer transaction analysis-related business for any purpose other than using those for the funds transfer transaction analysis services and funds transfer transaction analysis-related business.

３前二項の規定は、為替取引分析業者から為替取引分析関連業務の委託を受けた者（その者が法人である場合にあっては、その役員）若しくはその職員その他の当該委託を受けた業務に従事する者又はこれらの者であった者について準用する。

(3)The provisions of the preceding two paragraphs apply mutatis mutandis to a person to whom funds transfer transaction analysis-related business is entrusted from a funds transfer transaction analysis service provider (or, if the person is a corporation; its officers) or the person's employees and other persons who engage in the entrusted business, or persons who were formerly in that position.

第六十三条の三十二為替取引分析業者は、定款又は業務方法書を変更しようとするときは、主務大臣の認可を受けなければならない。

Article 63-32When a funds transfer transaction analysis service provider intends to amend the articles of incorporation or business rules, it must obtain the authorization from the competent minister.

第六十三条の三十三為替取引分析業者は、第六十三条の二十四第一項第六号に掲げる事項の変更（新たな種別の為替取引分析業を行おうとすることによるものに限る。）をしようとするときは、主務省令で定めるところにより、主務大臣の許可を受けなければならない。

Article 63-33(1)When a funds transfer transaction analysis service provider intends to change any of the particulars set forth in Article 63-24, paragraph (1), item (vi) (limited to changes due to its intention to provide a new type of funds transfer transaction analysis services), the funds transfer transaction analysis service provider must obtain a license for the change from the competent minister, pursuant to the provisions of order of the competent ministry.

２為替取引分析業者は、第六十三条の二十四第一項第二号に掲げる事項（純資産額を除く。）若しくは同項第三号から第五号まで若しくは第八号に掲げる事項に変更があったとき、又は同項第六号に掲げる事項に変更（新たな種別の為替取引分析業を行おうとすることによるものを除く。）があったときは遅滞なく、同項第七号に掲げる事項の変更をしようとするときはあらかじめ、その旨を主務大臣に届け出なければならない。

(2)When any of the particulars set forth in Article 63-24, paragraph (1), item (ii) (excluding the amount of net assets) or particulars set forth in items (iii) through (v) or item (viii) of that paragraph are changed, a funds transfer transaction analysis service provider must notify the competent minister to that effect without delay, and when any of the particulars set forth in item (vi) of that paragraph (excluding changes due to its intention to provide a new type of funds transfer transaction analysis services) are changed, a funds transfer transaction analysis service provider must notify the competent minister to that effect in advance.

３第六十三条の二十四及び第六十三条の二十五の規定は、第一項の許可について準用する。この場合において、第六十三条の二十四第一項中「次に掲げる」とあるのは、「変更に係る」と読み替えるものとする。

(3)The provisions of Articles 63-24 and 63-25 apply mutatis mutandis to the license referred to in paragraph (1). In this case, the term the "following particulars" in Article 63-24, paragraph (1) is replaced with the "particulars pertaining to the change".

第六十三条の三十四為替取引分析業者は、事業年度ごとに、主務省令で定めるところにより、為替取引分析業に関する報告書を作成し、主務大臣に提出しなければならない。

Article 63-34A funds transfer transaction analysis service provider must, pursuant to the provisions of order of the competent ministry, prepare a written report on its funds transfer transaction analysis services for each business year and submit it to the competent minister.

第六十三条の三十五主務大臣は、為替取引分析業の適正かつ確実な遂行のために必要があると認めるときは、為替取引分析業者に対し当該為替取引分析業者の業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該為替取引分析業者の営業所若しくは事務所その他の施設に立ち入らせ、その業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。

Article 63-35(1)When the competent minister finds it necessary for the provision of the funds transfer transaction analysis services in a proper and steady manner, the competent minister may order a funds transfer transaction analysis service provider to submit reports or materials that can be used as reference for the business or property of the funds transfer transaction analysis service provider, or have officials enter the business office, office or other facility of the funds transfer transaction analysis service provider, ask questions about the status of its business or property or inspect its books and documents or other items.

２主務大臣は、為替取引分析業の適正かつ確実な遂行のため特に必要があると認めるときは、その必要の限度において、当該為替取引分析業者から業務の委託（為替取引分析関連業務及び第六十三条の二十七第一項ただし書の承認を受けた業務の委託に限る。以下この条において同じ。）を受けた者（その者から委託（二以上の段階にわたる委託を含む。）を受けた者を含む。以下この条において同じ。）に対し当該為替取引分析業者の業務若しくは財産の状況に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該為替取引分析業者から業務の委託を受けた者の施設に立ち入らせ、当該為替取引分析業者の業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。

(2)When the competent minister finds it particularly necessary for the provision of the funds transfer transaction analysis services in a proper and steady manner, the minister may, to the extent necessary for this, order a person to whom business has been entrusted (limited to the entrustment of funds transfer transaction analysis-related business and the approved business referred to in the proviso to Article 63-27, paragraph (1); hereinafter the same applies in this Article) by the funds transfer transaction analysis service provider (including persons to whom the business has been entrusted by the entrusted person (including multi-tier entrustment arrangements); hereinafter the same applies in this Article) to submit reports or materials that can be used as reference for the business or property of the funds transfer transaction analysis service provider, or have officials enter the facility of the person to whom business has been entrusted by the funds transfer transaction analysis service provider, ask questions about the status of the business or property of the funds transfer transaction analysis service provider or inspect its books and documents or other items.

３前項の為替取引分析業者から業務の委託を受けた者は、正当な理由があるときは、同項の規定による報告若しくは資料の提出又は質問若しくは検査を拒むことができる。

(3)A person to whom business has been entrusted by a funds transfer transaction analysis service provider referred to in the preceding paragraph may refuse the submission of reports or materials, or the questions or inspection under the provisions of that paragraph if there are reasonable grounds for doing so.

第六十三条の三十六主務大臣は、為替取引分析業の適正かつ確実な遂行のために必要があると認めるときは、その必要の限度において、為替取引分析業者に対し、業務の運営又は財産の状況の改善に必要な措置その他監督上必要な措置をとるべきことを命ずることができる。

Article 63-36When the competent minister finds it necessary for the provision of funds transfer transaction analysis services in a proper and steady manner, the minister may, to the extent necessary for this, order a funds transfer transaction analysis service provider to take necessary measures to improve the operation of its business or its financial status, or other measures necessary for the supervision.

第六十三条の三十七主務大臣は、為替取引分析業者が第六十三条の二十五第二項各号のいずれかに該当するときは、第六十三条の二十三の許可を取り消すことができる。

Article 63-37(1)If a funds transfer transaction analysis service provider falls under any of the items of Article 63-25, paragraph (2), the competent minister may revoke the license referred to in Article 63-23.

２主務大臣は、為替取引分析業者がこの法律若しくはこの法律に基づく命令又はこれらに基づく処分に違反したときは、第六十三条の二十三の許可若しくは第六十三条の二十七第一項ただし書の承認を取り消し、六月以内の期間を定めてその業務の全部若しくは一部の停止を命じ、又はその取締役等の解任を命ずることができる。

(2)When a funds transfer transaction analysis service provider violates this Act or an order under this Act, or a disposition under this Act or the order, the competent minister may revoke the license referred to in Article 63-23 or the approval referred to in the proviso to Article 63-27, paragraph (1), order suspension of all or part of the business of the funds transfer transaction analysis service provider by setting a period not exceeding six months, or order the funds transfer transaction analysis service provider to dismiss its company director, etc.

第六十三条の三十八為替取引分析業者の為替取引分析業の全部若しくは一部の廃止の決議又は解散の決議は、主務大臣の認可を受けなければ、その効力を生じない。

Article 63-38A resolution of discontinuation of all or part of the funds transfer transaction analysis services of a funds transfer transaction analysis service provider or a resolution of dissolution of a funds transfer transaction analysis service provider does not come into effect without the approval of the competent minister.

第六十三条の三十九主務大臣は、次の各号に掲げる者から為替取引分析業務の委託を受けた為替取引分析業者に対し、第六十三条の三十六又は第六十三条の三十七第一項若しくは第二項の規定による処分を行おうとするときは、あらかじめ、当該各号に掲げる者の区分に応じ、当該各号に定める大臣に協議しなければならない。

Article 63-39When the competent minister intends to reach a disposition under the provisions of Article 63-36 or Article 63-37, paragraph (1) or (2) with regard to a funds transfer transaction analysis service provider that has been entrusted with funds transfer transaction analysis business by the person set forth in the following items, the minister must in advance consult with the minister specified in the respective items according to the categories of persons set forth in the respective items:

第六十三条の四十厚生労働大臣、農林水産大臣又は経済産業大臣は、為替取引分析業者（第二条第十八項第一号に掲げる行為を業として行う者に限る。）の行う為替取引分析業の適正かつ確実な遂行が確保されていないと疑うに足りる相当な理由があるため、当該為替取引分析業者に対して適当な措置をとることが必要であると認める場合には、内閣総理大臣及び財務大臣に対し、その旨の意見を述べることができる。

Article 63-40(1)If the Minister of Health, Labour and Welfare, the Minister of Agriculture, Forestry and Fisheries or the Minister of Economy, Trade and Industry has reasonable grounds to suspect that the proper and steady provision of funds transfer transaction analysis services by a funds transfer transaction analysis service provider (limited to one engaging in the act set forth in Article 2, paragraph (18), item (i) in the course of trade) is not ensured, and therefore finds it necessary to take appropriate measures with regard to the funds transfer transaction analysis service provider, the relevant minister may state their opinion to that effect to the Prime Minister and the Minister of Finance.

２財務大臣、厚生労働大臣、農林水産大臣又は経済産業大臣は、為替取引分析業者（第二条第十八項第一号に掲げる行為を業として行う者を除く。）の行う為替取引分析業の適正かつ確実な遂行が確保されていないと疑うに足りる相当な理由があるため、当該為替取引分析業者に対して適当な措置をとることが必要であると認める場合には、内閣総理大臣に対し、その旨の意見を述べることができる。

(2)If the Minister of Finance, the Minister of Health, Labour and Welfare, the Minister of Agriculture, Forestry and Fisheries or the Minister of Economy, Trade and Industry has reasonable grounds to suspect that the proper and steady provision of funds transfer transaction analysis services by a funds transfer transaction analysis service provider (excluding one engaging in the act set forth in Article 2, paragraph (18), item (i) in the course of trade) is not ensured, and therefore finds it necessary to take appropriate measures with regard to the funds transfer transaction analysis service provider, the relevant minister may state their opinion to that effect to the Prime Minister.

第六十三条の四十一この章における主務大臣は、次の各号に掲げる場合の区分に応じ、当該各号に定める大臣とする。

Article 63-41(1)The competent minister in this Chapter is the minister specified in the following items according to the categories of cases set forth therein:

２この章における主務省令は、次の各号に掲げる場合の区分に応じ、当該各号に定める命令とする。

(2)The order of the competent ministry in this Chapter is the order specified in the following items according to the categories of cases set forth therein:

３第一項第一号に掲げる場合において、第六十三条の三十五第一項及び第二項に規定する主務大臣の権限は、内閣総理大臣又は財務大臣がそれぞれ単独に行使することを妨げない。

(3)In the case set forth in paragraph (1), item (i), the Prime Minister or the Minister of Finance is not precluded from exercising the authority of the competent minister prescribed in Article 63-35, paragraphs (1) and (2) independently.

４主務大臣は、前項の規定によりその権限を単独で行使したときは、速やかに、その結果を他の主務大臣に通知するものとする。

(4)If the competent minister exercises the authority independently pursuant to the provisions of the preceding paragraph, the minister is to notify the other competent minister of the results thereof promptly.

第六十三条の四十二この章に定めるもののほか、この章の規定を実施するために必要な事項は、主務省令で定める。

Article 63-42Beyond what is provided for in this Chapter, particulars necessary for the enforcement of this Chapter are specified by order of the competent ministry.

第六十四条資金清算業は、内閣総理大臣の免許を受けた者でなければ、行ってはならない。

Article 64(1)No person may provide clearing services for interbank funds transfers unless the person has obtained a license from the Prime Minister.

２前項の規定は、銀行等及び日本銀行については、適用しない。

(2)The provisions of the preceding paragraph do not apply to deposit-taking institutions and the Bank of Japan.

第六十五条前条第一項の免許を受けようとする者は、内閣府令で定めるところにより、次に掲げる事項を記載した免許申請書を内閣総理大臣に提出しなければならない。

Article 65(1)A person who intends to obtain a license referred to in paragraph (1) of the preceding Article must, pursuant to the provisions of Cabinet Office Order, submit a written application for license containing the following particulars to the Prime Minister:

２前項の免許申請書には、次に掲げる書類を添付しなければならない。

(2)The following documents must be attached to the written application for a license referred to in the preceding paragraph:

第六十六条内閣総理大臣は、第六十四条第一項の免許の申請があったときは、その申請が次に掲げる基準に適合するかどうかを審査しなければならない。

Article 66(1)When an application for license referred to in Article 64, paragraph (1) is filed, the Prime Minister must examine whether the application conforms to the following criteria:

２内閣総理大臣は、免許申請者が次の各号のいずれかに該当するとき、又は免許申請書若しくはその添付書類のうちに虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、免許を与えてはならない。

(2)The Prime Minister must not grant a license when an applicant for a license falls under any of the following items, or a written application for license or its accompanying documents contain a false statement or lack a statement about important particulars:

第六十七条前条第二項第五号イからホまでのいずれかに該当する者は、資金清算機関の取締役等となることができない。

Article 67(1)A person falling under any of paragraph (2), item (v), (a) through (e) of the preceding Article may not become a company director, etc.:

２資金清算機関の取締役等が前項に規定する者に該当することとなったときは、その職を失う。

(2)When a director, etc. of a clearing institution for interbank funds transfer falls under a category of a person prescribed in the preceding paragraph, the company director, etc. loses their position.

３内閣総理大臣は、資金清算機関の取締役等が法令又は法令に基づく行政官庁の処分に違反したときは、当該資金清算機関に対し、当該取締役等の解任を命ずることができる。

(3)When a company director, etc. of a clearing institution for interbank funds transfer violates laws and regulations or a disposition under laws and regulations by government agencies, the Prime Minister may order the clearing institution for interbank funds transfer to dismiss the company director, etc.

第六十八条会社法第三百三十一条第二項ただし書（同法第三百三十五条第一項において準用する場合を含む。）、第三百三十二条第二項（同法第三百三十四条第一項において準用する場合を含む。）、第三百三十六条第二項及び第四百二条第五項ただし書の規定は、資金清算機関が株式会社である場合には、適用しない。

Article 68(1)The provisions of the proviso to Article 331, paragraph (2) (including as applied mutatis mutandis pursuant to Article 335, paragraph (1) of the Companies Act), Article 332, paragraph (2) (including as applied mutatis mutandis pursuant to Article 334, paragraph (1) of that Act), Article 336, paragraph (2), and the proviso to Article 402, paragraph (5) of the Companies Act do not apply to a clearing institution for interbank funds transfer that is a stock company.

２資金清算機関が株式会社である場合における会社法第四百五十八条の規定の適用については、同条中「三百万円」とあるのは、「三百万円を下回らない範囲内において政令で定める金額」とする。

(2)With regard to the application of Article 458 of the Companies Act to a clearing institution for interbank funds transfer that is a stock company, the term "three million yen" in that Article are deemed to be replaced with "an amount specified by Cabinet Order which may not be less than three million yen".

第六十九条資金清算機関は、資金清算業及びこれに関連する業務のほか、他の業務を行うことができない。ただし、当該資金清算機関が資金清算業を適正かつ確実に行うにつき支障を生ずるおそれがないと認められる業務について、内閣府令で定めるところにより、内閣総理大臣の承認を受けたときは、この限りでない。

Article 69(1)A clearing institution for interbank funds transfer must not engage in any business other than the clearing services for interbank funds transfer and business related thereto; provided, however, that this does not apply if a clearing institution for interbank funds transfer has obtained, pursuant to the provisions of Cabinet Office Order, the approval from the Prime Minister for a business that is obviously causing no hindrance to the provision of the clearing services for interbank funds transfer in a proper and steady manner by the clearing institution for interbank funds transfer.

２資金清算機関は、前項ただし書の承認を受けた業務を廃止したときは、内閣府令で定めるところにより、その旨を内閣総理大臣に届け出なければならない。

(2)Having discontinued the approved business referred to in the proviso to the preceding paragraph, a clearing institution for interbank funds transfer must notify the Prime Minister to that effect pursuant to the provisions of Cabinet Office Order.

第七十条資金清算機関は、内閣府令で定めるところにより、資金清算業の一部を、内閣総理大臣の承認を受けて、第三者に委託することができる。

Article 70(1)A clearing institution for interbank funds transfer may, pursuant to the provisions of Cabinet Office Order, entrust part of the clearing services for interbank funds transfer to a third party with the approval of the Prime Minister.

２資金清算機関は、前項の規定による資金清算業の一部の委託に関する契約には、業務を委託する相手方が当該業務を適正かつ確実に遂行するための措置を講ずる旨の条件を付さなければならない。

(2)A clearing institution for interbank funds transfer must set the requirements for a contract for the partial entrustment of the clearing services for interbank funds transfer under the provisions of the preceding paragraph that the party to whom business is entrusted must take measures to conduct the business in a proper and steady manner.

第七十一条資金清算機関は、業務方法書の定めるところにより、資金清算業を行わなければならない。

Article 71(1)A clearing institution for interbank funds transfer must provide the clearing services for interbank funds transfer pursuant to the provisions of its business rules.

２業務方法書には、次に掲げる事項を定めなければならない。

(2)The business rules must specify the following particulars:

第七十二条資金清算機関は、資金清算業により損失が生じた場合に清算参加者が当該損失の全部を負担する旨を業務方法書において定めることその他の資金清算業の適切な遂行を確保するための措置を講じなければならない。

Article 72A clearing institution for interbank funds transfer must prescribe that if any loss is caused by the clearing services for interbank funds transfer, all of the losses are borne by the clearing participant in its business rules and take other measures to ensure appropriate provision of the clearing services for interbank funds transfer.

第七十三条資金清算機関が業務方法書で未決済債務等について差引計算の方法、担保の充当の方法その他の決済の方法を定めている場合において、清算参加者に破産手続、再生手続、更生手続、特別清算手続又は承認援助手続が開始されたときは、これらの手続の関係において、未決済債務等に関する資金清算機関又は当該清算参加者が有する請求権の額の算定その他の決済の方法は、当該業務方法書の定めに従うものとする。

Article 73(1)If a clearing institution for interbank funds transfer prescribes the methods to perform netting calculations, to apply collateral to payment of obligations, and other payment and settlement methods in its business rules, when a bankruptcy proceeding, rehabilitation proceeding, reorganization proceeding, special liquidation proceeding, or recognition and assistance proceeding has been started against a clearing participant, the method used to determine the amount of claims pertaining to outstanding obligations, etc. held by the clearing institution for interbank funds transferor the clearing participant and other payment and settlement methods used in relation to these proceedings are to be governed by those business rules.

２前項の「未決済債務等」とは、資金清算業として清算参加者から引受け、更改その他の方法により負担した債務、当該債務を負担した対価として当該清算参加者に対して取得した債権（当該債務と同一の内容を有するものに限る。）及び担保をいう。

(2)The term "outstanding obligations, etc." as used in the preceding paragraph means obligations borne in the course of the clearing services for interbank funds transfer to a clearing participant by way of assumption, novation, or other means, claims against that clearing participant (limited to those having the same content as those obligations) acquired as consideration for bearing those obligations, and security of those claims.

３破産手続、再生手続又は更生手続において、資金清算機関が有する第一項に規定する請求権は破産債権、再生債権又は更生債権とし、清算参加者が有する同項に規定する請求権は破産財団、再生債務者財産又は更生会社財産若しくは更生協同組織金融機関財産に属する財産とする。

(3)In bankruptcy proceedings, rehabilitation proceedings or reorganization proceedings, the claims specified in paragraph (1) that a clearing institution for interbank funds transfer has, are bankruptcy claims, rehabilitation claims, or reorganization claims, and the claims specified in paragraph (1) that a clearing participant has, are the properties that belong to the bankruptcy estate, rehabilitation debtor's assets, or the property of the reorganization company, or the property of the reorganization cooperative financial institution.

第七十四条資金清算機関の取締役等（取締役等が法人であるときは、その職務を行うべき者。次項において同じ。）若しくは職員又はこれらの職にあった者は、資金清算業又はこれに関連する業務に関して知り得た秘密を漏らし、又は盗用してはならない。

Article 74(1)A company director, etc. (or, if a company director, etc. is a corporation, a person who is to perform the duties; the same applies in the following paragraph) or an employee of a clearing institution for interbank funds transfer, or a person who was formerly in that position must not divulge or misappropriate any confidential information learned during the course of their duties relating to the clearing services for interbank funds transfer or other business related thereto to another person.

２資金清算機関の取締役等若しくは職員又はこれらの職にあった者は、資金清算業及びこれに関連する業務の実施に際して知り得た情報を、資金清算業及びこれに関連する業務の用に供する目的以外に利用してはならない。

(2)A company director, etc. or an employee of a clearing institution for interbank funds transfer, or a person who was formerly in that position must not use any information learned during the course of their duties relating to the clearing services for interbank funds transfer or other business related thereto for any purpose other than using those for the clearing services for interbank funds transfer or other business related thereto.

３前二項の規定は、第七十条第一項の規定により委託を受けた者（その者が法人である場合にあっては、その役員）若しくはその職員その他の当該委託を受けた業務に従事する者又はこれらの者であった者について準用する。

(3)The provisions of the preceding two paragraphs apply mutatis mutandis to a person to whom business is entrusted pursuant to the provisions of Article 70, paragraph (1) (or, if the person is a corporation; its officers) or the person's employees and other persons who engage in the entrusted business, or persons who were formerly in that position.

第七十五条資金清算機関は、資金清算業に関し特定の者に対し不当な差別的取扱いをしてはならない。

Article 75A clearing institution for interbank funds transfer must not provide unjust discriminatory treatment to a particular person in relation to the clearing services for interbank funds transfer.

第七十六条資金清算機関は、定款又は業務方法書を変更しようとするときは、内閣総理大臣の認可を受けなければならない。

Article 76When a clearing institution for interbank funds transfer intends to amend the articles of incorporation or business rules, it must obtain the authorization from the Prime Minister.

第七十七条資金清算機関は、第六十五条第一項第二号に掲げる事項（純資産額を除く。）又は同項第三号から第五号までに掲げる事項のいずれかに変更があったときは、遅滞なく、その旨を内閣総理大臣に届け出なければならない。

Article 77When any of the particulars set forth in Article 65, paragraph (1), item (ii) are changed (excluding the amount of net assets) or items (iii) through (v) of that paragraph, a clearing institution for interbank funds transfer must notify the Prime Minister to that effect without delay.

第七十八条資金清算機関は、内閣府令で定めるところにより、その資金清算業に関する帳簿書類を作成し、これを保存しなければならない。

Article 78A clearing institution for interbank funds transfer must, pursuant to the provisions of Cabinet Office Order, prepare and maintain the books and documents on its clearing services for interbank funds transfer.

第七十九条資金清算機関は、事業年度ごとに、内閣府令で定めるところにより、資金清算業に関する報告書を作成し、内閣総理大臣に提出しなければならない。

Article 79A clearing institution for interbank funds transfer must, pursuant to the provisions of Cabinet Office Order, prepare a written report on its clearing services for interbank funds transfer for each business year and submit it to the Prime Minister.

第八十条内閣総理大臣は、資金清算業の適正かつ確実な遂行のために必要があると認めるときは、資金清算機関に対し当該資金清算機関の業務若しくは財産に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該資金清算機関の営業所若しくは事務所その他の施設に立ち入らせ、その業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。

Article 80(1)When the Prime Minister finds it necessary for the provision of the clearing services for interbank funds transfer in a proper and steady manner, the Prime Minister may order that clearing institution for interbank funds transfer to submit reports or materials that can be used as reference for its business or property, or have officials enter the business office, office or other facility of the clearing institution for interbank funds transfer, ask questions about the status of its business or property or inspect its books and documents or other items.

２内閣総理大臣は、資金清算業の適正かつ確実な遂行のため特に必要があると認めるときは、その必要の限度において、当該資金清算機関から業務の委託を受けた者（その者から委託（二以上の段階にわたる委託を含む。）を受けた者を含む。以下この条において同じ。）に対し当該資金清算機関の業務若しくは財産の状況に関し参考となるべき報告若しくは資料の提出を命じ、又は当該職員に当該資金清算機関から業務の委託を受けた者の施設に立ち入らせ、当該資金清算機関の業務若しくは財産の状況に関して質問させ、若しくは帳簿書類その他の物件を検査させることができる。

(2)When the Prime Minister finds it particularly necessary for the provision of the clearing services for interbank funds transfer in a proper and steady manner, the Minister may, to the extent necessary for this, order a person to whom business has been entrusted by the clearing institution for interbank funds transfer (including persons to whom the service has been entrusted by the entrusted person (including multi-tier entrustment arrangements); hereinafter the same applies in this Article) to submit reports or materials that can be used as reference for the business or property of the clearing institution for interbank funds transfer, or have officials enter the facility of the person to whom business has been entrusted by the clearing institution for interbank funds transfer, ask questions about the status of the business or property of the clearing institution for interbank funds transfer or inspect its books and documents or other items.

３前項の資金清算機関から業務の委託を受けた者は、正当な理由があるときは、同項の規定による報告若しくは資料の提出又は質問若しくは検査を拒むことができる。

(3)A person to whom business has been entrusted by a clearing institution for interbank funds transfer referred to in the preceding paragraph may, if there are reasonable grounds, refuse the submission of reports or materials, or the questions or inspection under the provisions of that paragraph.

第八十一条内閣総理大臣は、資金清算業の適正かつ確実な遂行のために必要があると認めるときは、その必要の限度において、資金清算機関に対し、業務の運営又は財産の状況の改善に必要な措置その他監督上必要な措置をとるべきことを命ずることができる。

Article 81When the Prime Minister finds it necessary for the provision of clearing services for interbank funds transfer in a proper and steady manner, the Minister may, to the extent necessary for this, order a clearing institution for interbank funds transfer to take necessary measures to improve the operation of its business or its financial status, or other measures necessary for the supervision.

第八十二条内閣総理大臣は、資金清算機関が第六十四条第一項の免許を受けた時点において第六十六条第二項各号のいずれかに該当していたことが判明したときは、第六十四条第一項の免許を取り消すことができる。

Article 82(1)If it turned out that a clearing institution for interbank funds transfer already falls under any of the items of Article 66, paragraph (2) when it obtained a license referred to in Article 64, paragraph (1), the Prime Minister may revoke the license referred to in Article 64, paragraph (1).

２内閣総理大臣は、資金清算機関がこの法律若しくはこの法律に基づく命令又はこれらに基づく処分に違反したときは、第六十四条第一項の免許若しくは第六十九条第一項ただし書の承認を取り消し、六月以内の期間を定めてその業務の全部若しくは一部の停止を命じ、又はその取締役等の解任を命ずることができる。

(2)The Prime Minister may, when a clearing institution for interbank funds transfer violates this Act or an order under this Act, or a disposition under this Act or the order, revoke the license referred to in Article 64, paragraph (1) or the approval referred to in the proviso to Article 69, paragraph (1), order suspension of all or part of the business of the clearing institution for interbank funds transfer by setting a period not exceeding six months, or order the clearing institution for interbank funds transfer to dismiss its company directors, etc.

第八十三条資金清算機関の資金清算業の廃止又は解散の決議は、内閣総理大臣の認可を受けなければ、その効力を生じない。

Article 83A resolution to discontinue the clearing services of a clearing institution for interbank funds transfer or a resolution of dissolution of a clearing institution for interbank funds transfer does not come into effect without the approval of the Prime Minister.

第八十四条内閣総理大臣は、資金清算機関に対し次に掲げる処分をすることが信用秩序の維持に重大な影響を与えるおそれがあると認めるときは、あらかじめ、信用秩序の維持を図るために必要な措置に関し、財務大臣に協議しなければならない。

Article 84When the Prime Minister finds that maintenance of an orderly financial system may be materially affected by implementing any of the following dispositions on a clearing institution for interbank funds transfer, the Minister must consult with the Minister of Finance about measures necessary for maintaining of an orderly financial system in advance:

第八十五条内閣総理大臣は、次に掲げる処分をしたときは、速やかに、その旨を財務大臣に通知するものとする。

Article 85The Prime Minister is to, when implementing any of the following dispositions, promptly notify the Minister of Finance to that effect:

第八十六条内閣総理大臣は、この章の規定に基づく処分を行うために必要があると認めるときは、日本銀行に対し、意見を求めることができる。

Article 86If the Prime Minister finds it necessary in order to reach a disposition based on the provisions of this Chapter, the Minister may seek the opinion from the Bank of Japan.