第十八条相互会社は、法人とする。

Article 18A mutual company is to be a corporation.

第十九条相互会社の住所は、その主たる事務所の所在地にあるものとする。

Article 19The address of a mutual company is to be at the location of its principal office.

第二十条相互会社は、その名称中にという文字を用いなければならない。

Article 20A mutual company must use the letters "相互会社 (Sogo-Kaisha)" (which means "mutual company") in its name.

第二十一条会社法第八条（会社と誤認させる名称等の使用の禁止）の規定は相互会社であると誤認されるおそれのある商号又は名称の使用について、同法第九条（自己の商号の使用を他人に許諾した会社の責任）の規定は相互会社について、同法第一編第三章第一節（会社の使用人）の規定は相互会社の使用人について、同章第二節（第十八条を除く。）（会社の代理商）の規定は相互会社のために取引の代理又は媒介をする者について、同編第四章（第二十四条を除く。）（事業の譲渡をした場合の競業の禁止等）の規定は相互会社が事業を譲渡し、又は事業若しくは営業を譲り受けた場合について、それぞれ準用する。この場合において、同法第十条（支配人）中「会社（外国会社を含む。以下この編において同じ。）」とあるのは「相互会社」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。

Article 21(1)The provisions of Article 8 (Prohibition on the Use of a Name, etc. That is Likely to Be Mistaken for That of a Company) of the Companies Act apply mutatis mutandis to the use of a trade name or any other name that may be misunderstood as a mutual company; the provisions of Article 9 (Liability of a Company That Permits Others to Use Its Trade Name) of that Act apply mutatis mutandis to a mutual company; the provisions of Part I, Chapter III, Section 1 (Employees of a Company) of that Act apply mutatis mutandis to the employees of a mutual company; the provisions of Section 2 of the relevant Chapter (excluding Article 18) (Commercial Agents of a Company) apply mutatis mutandis to a person acting as an agent or intermediary in transactions for a mutual company; and the provisions of Chapter IV of that Part (excluding Article 24) (Non-Competition after Business Transfer) apply mutatis mutandis to the cases if a mutual company either transfers its business, or takes over any business or operations, respectively.In this case, the term "company (including a foreign company, hereinafter the same applies in this Part)" in Article 10 (Managers) of that Act is deemed to be replaced with "mutual company"; any other necessary technical replacement of terms is specified by Cabinet Order.

２商法（明治三十二年法律第四十八号）第二編第一章（第五百一条から第五百三条までを除く。）（総則）の規定は相互会社の行う行為について、同編第二章（売買）の規定は相互会社が商人又は相互会社（外国相互会社を含む。）との間で行う売買について、同編第三章（交互計算）の規定は相互会社が平常取引をする者との間で行う相殺に係る契約について、同編第五章（第五百四十五条を除く。）（仲立営業）の規定は相互会社が行う他人間の商行為の媒介について、同編第六章（第五百五十八条を除く。）（問屋営業）及び同法第五百九十五条（受寄者の注意義務）の規定は相互会社について、それぞれ準用する。この場合において、必要な技術的読替えは、政令で定める。

(2)The provisions of Part II, Chapter I (excluding Articles 501 to 503) (General Provisions) of the Commercial Code (Act No. 48 of 1899) apply mutatis mutandis to the actions taken by a mutual company; the provisions of Chapter II of that Part (Buying and Selling) apply mutatis mutandis to the buying and selling carried out by a mutual company with a merchant or another mutual company (including any foreign mutual company); the provisions of Chapter III of that Part (Current Account) apply mutatis mutandis to the contracts pertaining to set-offs carried out by a mutual company with its usual counterparties; the provisions of Chapter V of that Part (excluding Article 545) (Brokerage Services) apply mutatis mutandis to a mutual company's actions as an intermediary with regard to commercial transactions between third parties; and the provisions of Chapter VI of that Part (excluding Article 558) (Commission Agent Services) and Article 595 (Duty of Care of Bailees) of the that Code apply mutatis mutandis to a mutual company, respectively.In this case, any necessary technical replacement of terms is specified by Cabinet Order.

３この編（前節、第一項、第六十七条の二及び第二百十七条第三項を除く。）及び第六編（第三百三十二条の二を除く。）の規定において会社法の規定を準用する場合には、同法の規定（当該規定において準用する同法の他の規定を含む。）中「電磁的記録」とあるのは「電磁的記録（保険業法第四条第三項に規定する電磁的記録をいう。）」と、「電磁的方法」とあるのは「電磁的方法（保険業法第十六条第二項第四号に規定する電磁的方法をいう。）」と、「法務省令」とあるのは「内閣府令」と読み替えるものとする。

(3)For the purpose of applying mutatis mutandis the provisions of the Companies Act to the provisions of this Part (excluding the preceding Section, paragraph (1), Article 67-2 and Article 217, paragraph (3)) and Part VI (excluding Article 332-2), the term "electronic or magnetic record" in the provisions of that Act (including other provisions of that Act as applied mutatis mutandis pursuant to the relevant provisions) is deemed to be replaced with "electronic or magnetic record (meaning the electronic or magnetic record prescribed in Article 4, paragraph (3) of the Insurance Business Act)"; the term "electronic or magnetic means" in that Act is deemed to be replaced with "electronic or magnetic means (meaning the electronic or magnetic means prescribed in Article 16, paragraph (2), item (iv) of the Insurance Business Act)"; and the term "Order of the Ministry of Justice" in that Act is deemed to be replaced with "Cabinet Office Order", respectively.

４この節（第一項、第四款第一目及び第二目並びに第六十七条の二を除く。）及び第八章第四節の規定において会社法の規定を準用する場合には、特別の定めがある場合を除き、同法の規定（当該規定において準用する同法の他の規定を含む。）中「株式会社」とあり、及び「取締役会設置会社」とあるのは「相互会社」と、「株主」とあるのは「社員」と、「子会社」とあるのは「実質子会社（保険業法第三十三条の二第一項に規定する実質子会社をいう。）」と、「本店」とあるのは「主たる事務所」と、「支店」とあるのは「従たる事務所」と、「営業時間」とあるのは「事業時間」と、「株主総会」とあるのは「社員総会（総代会を設けているときは、総代会）」と、「定時株主総会」とあるのは「定時社員総会（総代会を設けているときは、定時総代会）」と読み替えるものとする。

(4)For the purpose of applying mutatis mutandis the provisions of the Companies Act to the provisions of this Section (excluding paragraph (1), Divisions 1 and 2 of Subsection 4, and Article 67-2) and Chapter VIII, Section 4, the terms "stock company" and "company with a board of directors" in the provisions of that Act (including other provisions of that Act as applied mutatis mutandis pursuant to the relevant provisions) is deemed to be replaced with "mutual company"; the term "shareholder" in that Act is deemed to be replaced with "member"; the term "subsidiary company" in that Act is deemed to be replaced with "substantive subsidiary companies (meaning a substantive subsidiary companies prescribed in Article 33-2, paragraph (1) of the Insurance Business Act)"; the term "head office" in that Act is deemed to be replaced with "principal office"; the term "branch office" in that Act is deemed to be replaced with "secondary office"; the term "operating hours" in that Act is deemed to be replaced with "business hours"; the term "shareholders' meeting" in that Act is deemed to be replaced with "general meeting (or, a member representatives meeting, if the company has such a meeting)"; and the term "annual shareholders' meeting" in that Act is deemed to be replaced with "annual general meeting (or the annual member representatives meeting, if the company has a member representatives meeting)", respectively, unless provided otherwise.

第二十二条相互会社を設立するには、発起人が定款を作成し、その全員がこれに署名し、又は記名押印しなければならない。

Article 22(1)In order to incorporate a mutual company, the incorporators are to prepare its articles of incorporation, and all the incorporators must sign or affix their names and seals to the articles of incorporation.

２前項の定款は、電磁的記録をもって作成することができる。この場合において、当該電磁的記録に記録された情報については、内閣府令で定める署名又は記名押印に代わる措置をとらなければならない。

(2)The articles of incorporation set forth in the preceding paragraph may be prepared in the form of an electronic or magnetic record.In this case, actions specified by Cabinet Office Order must be taken in lieu of signing or affixing the names and seals, with respect to the information recorded in the electronic or magnetic record.

第二十三条相互会社の定款には、次に掲げる事項を記載し、又は記録しなければならない。

Article 23(1)The following particulars must be stated or recorded in the articles of incorporation of a mutual company:

２前項第八号に掲げる公告方法は、次に掲げる方法のいずれかとする。

(2)The means of the public notice listed in item (viii) of the preceding paragraph is one of the following methods:

３相互会社が前項第二号に掲げる方法を公告方法とする旨を定款で定める場合には、その定款には、電子公告を公告方法とする旨を定めれば足りる。この場合においては、事故その他やむを得ない事由によって電子公告による公告をすることができない場合の公告方法として、同項第一号に掲げる方法を定めることができる。

(3)Provisions in the articles of incorporation to the effect that electronic public notice is to be the means of public notice are to suffice for a mutual company to designate the means listed in item (ii) of the preceding paragraph as its means of public notice in its articles of incorporation.In this case, the company may designate the means listed in item (i) of the preceding paragraph as the means of public notice in case the electronic means is not available for public notice due to an accident or for any other compelling reason.

４会社法第三十条（定款の認証）の規定は、前条第一項の定款の認証について準用する。この場合において、同法第三十条第二項中「第三十三条第七項若しくは第九項又は第三十七条第一項若しくは第二項」とあるのは「保険業法第二十四条第二項において準用する第三十三条第七項又は第九項」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。

(4)The provisions of Article 30 (Certification of the Articles of Incorporation) of the Companies Act apply mutatis mutandis to certification of the articles of incorporation set forth in paragraph (1) of the preceding Article.In this case, the term "Article 33, paragraph (7) or (9), or Article 37, paragraph (1) or (2)" in Article 30, paragraph (2) of that Act is deemed to be replaced with "Article 33, paragraph (7) or (9) as applied mutatis mutandis pursuant to Article 24, paragraph (2) of the Insurance Business Act"; any other necessary technical replacement of terms is specified by Cabinet Order.

第二十四条相互会社を設立する場合には、次に掲げる事項は、第二十二条第一項の定款に記載し、又は記録しなければ、その効力を生じない。

Article 24(1)If a mutual company is to be incorporated, the following particulars do not become effective unless they are stated or recorded in the articles of incorporation referred to in Article 22, paragraph (1):

２会社法第三十三条（定款の記載又は記録事項に関する検査役の選任）、第八百六十八条第一項（非訟事件の管轄）、第八百七十条第一項（第一号及び第三号に係る部分に限る。）（陳述の聴取）、第八百七十一条（理由の付記）、第八百七十二条（第四号に係る部分に限る。）（即時抗告）、第八百七十四条（第一号に係る部分に限る。）（不服申立ての制限）、第八百七十五条（非訟事件手続法の規定の適用除外）及び第八百七十六条（最高裁判所規則）の規定は、相互会社の定款に前項各号に掲げる事項についての記載又は記録があるときの検査役による当該事項の調査について準用する。この場合において、同法第三十三条第八項中「その設立時発行株式の引受けに係る意思表示を取り消す」とあるのは「その職を辞する」と、同条第十項第一号中「第二十八条第一号及び第二号」とあり、並びに同項第二号及び第三号中「第二十八条第一号又は第二号」とあるのは「保険業法第二十四条第一項第一号」と、同項第一号中「同条第一号及び第二号」とあるのは「同号」と、同条第十一項第三号中「第三十八条第一項」とあるのは「保険業法第三十条の十第一項」と、「同条第三項第二号」とあるのは「同項」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。

(2)The provisions of Article 33 (Election of an Inspector of Particulars Stated or Recorded in the Articles of Incorporation), Article 868, paragraph (1) (Jurisdiction over Non-Contentious Cases), Article 870, paragraph (1) (limited to the part involving items (i) and (iii)) (Hearing of Statements), Article 871 (Appending of Reasons), Article 872 (limited to the part involving item (iv)) (Immediate Appeals), Article 874 (limited to the part involving item (i)) (Restrictions on Appeal), Article 875 (Exclusion from Application of the Provisions of the Non-Contentious Cases Procedures Act) and Article 876 (Supreme Court Rules) of the Companies Act apply mutatis mutandis to investigations by an inspector of any of the particulars listed in the items of the preceding paragraph where the Article of incorporation of a mutual company include any entry or record of that particular.In this case, the term "rescind the manifestation of the intention to subscribe for the relevant shares issued at incorporation" in Article 33, paragraph (8) of that Act is deemed to be replaced with "resign from the office"; the term "Article 28, items (i) and (ii)" in paragraph (10), item (i) and the term "Article 28, item (i) or (ii)" in items (ii) and (iii) of that Article is deemed to be replaced with "Article 24, paragraph (1), item (i) of the Insurance Business Act", the term "items (i) and (ii) of that Article" in Article 33, paragraph (10), item (i) of that Act is deemed to be replaced with "that item", and the terms "Article 38, paragraph (1)" and "paragraph (3), item (ii) of the same Article" in Article 33, paragraph (11), item (iii) of that Act are deemed to be replaced with "Article 30-10, paragraph (1) of the Insurance Business Act" and "that paragraph", respectively; any other necessary technical replacement of terms is specified by Cabinet Order.

第二十五条第二十三条第一項各号及び前条第一項各号に掲げる事項のほか、相互会社の定款には、この法律の規定により定款の定めがなければその効力を生じない事項及びその他の事項でこの法律の規定に違反しないものを記載し、又は記録することができる。

Article 25In addition to the particulars listed in the items of Article 23, paragraph (1) and the items of paragraph (1) of the preceding Article, any other particulars may be stated or recorded in the articles of incorporation of a mutual company, including those which, pursuant to the provisions of this Act, do not take effect unless prescribed in the articles of incorporation, so long as they do not violate the provisions of this Act.

第二十六条発起人（相互会社の成立後にあっては、当該相互会社）は、定款を発起人が定めた場所（相互会社の成立後にあっては、各事務所）に備え置かなければならない。

Article 26(1)The incorporators (or the mutual company after the establishment of the mutual company) must keep the articles of incorporation at the place designated by the incorporators (or each office of the mutual company after the establishment of the mutual company).

２発起人（相互会社の成立後にあっては、その社員及び債権者）は、発起人が定めた時間（相互会社の成立後にあっては、その事業時間）内は、いつでも、次に掲げる請求をすることができる。ただし、第二号又は第四号に掲げる請求をするには、発起人（相互会社の成立後にあっては、当該相互会社）の定めた費用を支払わなければならない。

(2)The incorporators (after the establishment of the mutual company, the members and creditors of the mutual company) may make the following requests at any time during the hours designated by the incorporators (after the establishment of the mutual company, during its business hours); provided, however, that they must pay the fees determined by the incorporators (after the establishment of the mutual company, the mutual company) if making a request set forth in item (ii) or (iv):

３定款が電磁的記録をもって作成されている場合であって、従たる事務所における前項第三号及び第四号に掲げる請求に応じることを可能とするための措置として内閣府令で定めるものをとっている相互会社についての第一項の規定の適用については、同項中「各事務所」とあるのは、「主たる事務所」とする。

(3)If the articles of incorporation are prepared in the form of an electronic or magnetic record, for the purpose of applying the provisions of paragraph (1) to a mutual company that is taking the measures specified by Cabinet Office Order as the measures that enable its secondary offices to respond to the requests listed in items (iii) and (iv) of the preceding paragraph, the term "each office" is deemed to be replaced with "principal office".

第二十七条発起人は、この款の定めるところにより、相互会社の設立に際して基金の総額を募集しなければならない。

Article 27The incorporators must solicit contributions to the total amount of funds in incorporating a mutual company pursuant to the provisions of this Subsection.

第二十八条発起人は、前条の募集に応じて基金の拠出の申込みをしようとする者に対し、次に掲げる事項を通知しなければならない。

Article 28(1)The incorporators must notify those who seek to offer contributions of funds in response to the solicitation under the preceding Article of the following particulars:

２前条の募集に応じて基金の拠出の申込みをする者は、次に掲げる事項を記載した書面を発起人に交付しなければならない。

(2)A person who offers to contribute funds in response to the solicitation under the preceding Article must deliver a document stating the following particulars to the incorporators:

３前項の申込みをする者は、同項の書面の交付に代えて、政令で定めるところにより、発起人の承諾を得て、同項の書面に記載すべき事項を電磁的方法により提供することができる。この場合において、当該申込みをした者は、同項の書面を交付したものとみなす。

(3)A person who makes an offer under the preceding paragraph may, in lieu of delivering the document prescribed in that paragraph, and pursuant to the provisions of Cabinet Order, provide the particulars that are required to be stated in the document by electronic or magnetic means, with the consent of the incorporators.In this case, the person who has made the offer is deemed to have delivered the document prescribed in that paragraph.

４発起人は、第一項各号に掲げる事項について変更があったときは、直ちに、その旨及び当該変更があった事項を第二項の申込みをした者（以下この款において「申込者」という。）に通知しなければならない。

(4)The incorporators must immediately notify a person who has made an offer under paragraph (2) (hereinafter referred to as "offeror" in this Subsection) of any changes in the particulars listed in the items of paragraph (1) and of the particulars affected by the changes.

５発起人が申込者に対してする通知又は催告は、第二項第一号の住所（当該申込者が別に通知又は催告を受ける場所又は連絡先を発起人に通知した場合にあっては、その場所又は連絡先）にあてて発すれば足りる。

(5)It is sufficient for a notice or demand to be sent by the incorporators to an offeror at the address specified under paragraph (2), item (i) (where the offeror has notified the incorporators of a different place or contact address for the receipt of notices or demands, to that place or contact address).

６前項の通知又は催告は、その通知又は催告が通常到達すべきであった時に、到達したものとみなす。

(6)The notice or demand under the preceding paragraph is deemed to have arrived at the time the notice or demand would normally have arrived.

第二十九条発起人は、申込者の中から基金を拠出すべき者を定め、かつ、その者に割り当てる拠出すべき基金の額を定めなければならない。この場合において、発起人は、当該申込者が拠出すべき基金の額を、前条第二項第二号の額よりも減少することができる。

Article 29(1)The incorporators are to select among the offerors the persons who must contribute funds, and must determine the amount of contribution to be allocated to each of them.In this case, the incorporators may reduce the amounts of the contributions of funds to be made by such offerors from the amount prescribed in paragraph (2), item (ii) of the preceding Article.

２発起人は、前項の規定による定めをした後遅滞なく、申込者に対し、当該申込者が拠出すべき基金の額を通知しなければならない。

(2)The incorporators, without delay following any decision under the preceding paragraph, must notify the offerors of the amount of contributions of funds to be made by each of them.

第三十条前二条の規定は、設立時に募集をする基金を拠出しようとする者がその総額の拠出を行う契約を締結する場合には、適用しない。

Article 30The provisions of the preceding two Articles do not apply to the cases if a person who seeks to contribute funds as solicited at incorporation concludes a contract stipulating the contribution of the total amount of such funds.

第三十条の二次の各号に掲げる者は、当該各号に定める基金の額について設立時に募集をする基金の引受人となる。

Article 30-2The persons listed in the following items are to be fund subscribers solicited at incorporation in the amounts specified in the items:

第三十条の三設立時に募集をする基金の引受人は、第二十九条第二項の規定による通知を受けた後遅滞なく、第二十八条第一項第三号に掲げる払込みの取扱いの場所において、それぞれ、設立時に募集をする基金の拠出に係る金銭の全額の払込みを行わなければならない。

Article 30-3(1)Each fund subscriber solicited at incorporation must, without delay following the receipt of the notice under Article 29, paragraph (2), pay the full amount of money pertaining to their contribution of funds solicited at incorporation, at the place payment is handled that is listed in Article 28, paragraph (1), item (iii).

２設立時に募集をする基金の引受人のうち前項の払込みをしていないものがある場合には、発起人は、当該払込みをしていない設立時に募集をする基金の引受人に対して、期日を定め、その期日までに当該払込みをしなければならない旨を通知しなければならない。

(2)The incorporators must notify any fund subscriber solicited at incorporation who has not made the payment set forth in the preceding paragraph that the payment is to be made by the date designated thereby.

３前項の規定による通知は、同項に規定する期日の二週間前までにしなければならない。

(3)The notice under the preceding paragraph must be given no later than two weeks before the date prescribed in that paragraph.

４第一項の規定による払込みをすることにより相互会社の設立時の基金の拠出者となる権利の譲渡は、成立後の相互会社に対抗することができない。

(4)No assignment of the right to become a fund subscriber of a mutual company at its incorporation by making a payment pursuant to the provisions of paragraph (1) may be duly asserted against the mutual company thus established.

５第二項の規定による通知を受けた設立時に募集をする基金の引受人は、同項に規定する期日までに払込みをしないときは、当該払込みをすることにより相互会社の設立時の基金の拠出者となる権利を失う。

(5)A fund subscriber solicited at incorporation who has received the notice under paragraph (2), if they fail to make the payment by the date prescribed in that paragraph, loses their right to become a fund contributor of a mutual company at incorporation by making the payment.

第三十条の四発起人は、前条第一項の規定による払込みの取扱いをした銀行等に対し、同項の規定により払い込まれた金額に相当する金銭の保管に関する証明書の交付を請求することができる。

Article 30-4(1)The incorporators may request the bank, etc. that handled the payment pursuant to the provisions of paragraph (1) of the preceding Article to issue a certificate of deposit for monies equivalent to the amount paid in pursuant to the provisions of that paragraph.

２前項の証明書を交付した銀行等は、当該証明書の記載が事実と異なること又は前条第一項の規定により払い込まれた金銭の返還に関する制限があることをもって成立後の相互会社に対抗することができない。

(2)The bank, etc. that issued the certificate referred to in the preceding paragraph may not assert against the mutual company after its establishment due to anything stated on the certificate which differs from the fact or due to the existence of restrictions regarding the return of money paid in pursuant to the provisions of paragraph (1) of the preceding Article.

第三十条の五設立時に募集をする基金の引受人は、発起人が定めた時間内は、いつでも、第二十六条第二項各号に掲げる請求をすることができる。ただし、同項第二号又は第四号に掲げる請求をするには、発起人の定めた費用を支払わなければならない。

Article 30-5(1)Fund subscribers solicited at incorporation may make the requests listed in the items of Article 26, paragraph (2) at any time during the hours designated by the incorporators; provided, however, that they must pay the fees determined by the incorporators if making a request set forth in item (ii) or (iv) of that paragraph.

２民法（明治二十九年法律第八十九号）第九十三条第一項ただし書（心裡留保）及び第九十四条第一項（虚偽表示）の規定は、設立時に募集をする基金の拠出の申込み及び割当て並びに第三十条の契約に係る意思表示については、適用しない。

(2)The proviso to Article 93, paragraph (1) (Concealment of True Intent) and the provisions of Article 94, paragraph (1) (Fictitious Manifestation of Intention) of the Civil Code (Act No. 89 of 1896) do not apply to the manifestation of an intention to offer or allocate contributions of funds solicited at incorporation, and of a contract under Article 30.

３設立時に募集をする基金の引受人は、相互会社の成立後は、錯誤、詐欺又は強迫を理由として設立時に募集をする基金の拠出の取消しをすることができない。

(3)After the establishment of the mutual company, a fund subscriber solicited at incorporation may not cancel their contribution of funds solicited at incorporation on the grounds of an error, fraud or duress.

第三十条の六発起人は、この款の定めるところにより、相互会社の設立に際して社員を募集しなければならない。

Article 30-6(1)The incorporators, pursuant to the provisions of this Subsection, must solicit members in incorporating a mutual company.

２相互会社の設立に必要な社員の数は、百人以上とする。

(2)One hundred or more members are required for incorporating a mutual company.

第三十条の七発起人は、前条第一項の募集に応じて入社の申込みをしようとする者に対し、次に掲げる事項を通知しなければならない。

Article 30-7(1)The incorporators must notify those who are seeking to apply for membership in response to the solicitation under paragraph (1) of the preceding Article of the following particulars:

２前条第一項の募集に応じて入社の申込みをする者は、次に掲げる事項を記載して署名した書面を二通作成し、発起人に交付しなければならない。

(2)A person who applies for membership in response to the solicitation under paragraph (1) of the preceding Article must prepare and submit two copies of the signed document stating the following particulars to the incorporators:

３前項の申込みをする者は、同項の書面の交付に代えて、政令で定めるところにより、発起人の承諾を得て、同項の書面に記載すべき事項を電磁的方法により提供することができる。この場合において、当該申込みをした者は、同項の書面を交付したものとみなす。

(3)A person who files an application under the preceding paragraph may, in lieu of submitting the document prescribed in that paragraph, and pursuant to the provisions of Cabinet Order, provide the particulars that are required to be stated in the document by electronic or magnetic means, with the consent of the incorporators.In this case, the person who has filed the application is deemed to have submitted the document prescribed in that paragraph.

４第三十条の五第二項の規定は、相互会社の成立前における入社の申込みに係る意思表示について準用する。この場合において、必要な技術的読替えは、政令で定める。

(4)The provisions of Article 30-5, paragraph (2) apply mutatis mutandis to the manifestation of an intention to apply for membership prior to the establishment of a mutual company.In this case, any necessary technical replacement of terms is specified by Cabinet Order.

第三十条の八発起人は、基金の総額についてその拠出に係る払込みが終了し、かつ、前条第二項の書面を発起人に交付した者の数が同条第一項第四号に掲げる数に達したとき（次項において「払込等完了時」という。）は、遅滞なく、相互会社の社員になろうとする者の総会（以下この節において「創立総会」という。）を招集しなければならない。

Article 30-8(1)If all the payments have been completed for contributions comprising the total amount of funds, and the number of persons who have submitted to the incorporators the documents set forth in paragraph (2) of the preceding Article has reached the number set forth in paragraph (1), item (iv) of the same Article (referred to as "completion of payments, etc." in the following paragraph), the incorporators, without delay, must convene a meeting of the prospective members of the mutual company (hereinafter referred to as an "organizational meeting" in this Section).

２発起人は、払込等完了時以後は、必要があると認めるときは、いつでも、創立総会を招集することができる。

(2)After the completion of payments, etc., the incorporators may convene an organizational meeting at any time when they find it necessary.

３創立総会は、この節に規定する事項及び相互会社の設立の廃止、創立総会の終結その他相互会社の設立に関する事項に限り、決議をすることができる。

(3)An organizational meeting may adopt resolutions only on the particulars provided for in this Section, the discontinuation of the incorporation of the mutual company, the conclusion of organizational meetings, and other particulars regarding the incorporation of the mutual company.

４社員になろうとする者は、創立総会において、各々一個の議決権を有する。

(4)Each prospective member is entitled to one vote at an organizational meeting.

５創立総会の決議は、社員になろうとする者の半数以上が出席し、その議決権の四分の三以上の多数により行う。

(5)Resolutions at an organizational meeting are adopted by a three-quarters majority of the votes, provided that at least half of the prospective members are present.

６会社法第六十七条（創立総会の招集の決定）、第六十八条（第二項各号を除く。）（創立総会の招集の通知）、第七十条、第七十一条（創立総会参考書類及び議決権行使書面の交付等）、第七十三条第四項（創立総会の決議）、第七十四条から第七十六条まで（議決権の代理行使、書面による議決権の行使、電磁的方法による議決権の行使）、第七十八条から第八十条まで（発起人の説明義務、議長の権限、延期又は続行の決議）及び第八十一条（第四項を除く。）（議事録）の規定は相互会社の創立総会について、同法第八百三十条（株主総会等の決議の不存在又は無効の確認の訴え）、第八百三十一条（株主総会等の決議の取消しの訴え）、第八百三十四条（第十六号及び第十七号に係る部分に限る。）（被告）、第八百三十五条第一項（訴えの管轄）、第八百三十六条第一項及び第三項（担保提供命令）、第八百三十七条（弁論等の必要的併合）、第八百三十八条（認容判決の効力が及ぶ者の範囲）、第八百四十六条（原告が敗訴した場合の損害賠償責任）並びに第九百三十七条第一項（第一号トに係る部分に限る。）（裁判による登記の嘱託）の規定は相互会社の創立総会の決議の不存在若しくは無効の確認又は取消しの訴えについて、それぞれ準用する。この場合において、これらの規定（同法第六十七条第二項及び第八百三十一条第一項を除く。）中「設立時株主」とあり、及び同法第六十七条第二項中「設立時株主（創立総会において決議をすることができる事項の全部につき議決権を行使することができない設立時株主を除く。次条から第七十一条までにおいて同じ。）」とあるのは「社員になろうとする者」と、同法第六十八条第一項中「二週間（前条第一項第三号又は第四号に掲げる事項を定めたときを除き、設立しようとする株式会社が公開会社でない場合にあっては、一週間（当該設立しようとする株式会社が取締役会設置会社以外の株式会社である場合において、これを下回る期間を定款で定めた場合にあっては、その期間））」とあるのは「二週間」と、同条第二項中「次に掲げる場合には、前項」とあるのは「前項」と、同条第五項中「第二十七条第五号又は第五十九条第三項第一号」とあるのは「保険業法第三十条の七第二項第一号」と、同法第八百三十一条第一項中「株主等（当該各号の株主総会等が創立総会又は種類創立総会である場合にあっては、株主等、設立時株主、設立時取締役又は設立時監査役）」とあるのは「相互会社の社員、取締役、監査役若しくは清算人（監査等委員会設置会社にあっては社員、取締役又は清算人、指名委員会等設置会社にあっては、社員、取締役、執行役又は清算人）又は社員になろうとする者、設立時取締役（保険業法第三十条の十第一項に規定する設立時取締役をいう。以下この項において同じ。）若しくは設立時監査役（同条第一項に規定する設立時監査役をいう。以下この項において同じ。）」と、「株主（当該決議が創立総会の決議である場合にあっては、設立時株主）又は取締役（監査等委員会設置会社にあっては、監査等委員である取締役又はそれ以外の取締役。以下この項において同じ。）、監査役若しくは清算人（当該決議が株主総会又は種類株主総会の決議である場合にあっては第三百四十六条第一項（第四百七十九条第四項において準用する場合を含む。）の規定により取締役、監査役又は清算人としての権利義務を有する者を含み、当該決議が創立総会又は種類創立総会の決議である場合にあっては設立時取締役（設立しようとする株式会社が監査等委員会設置会社である場合にあっては、設立時監査等委員である設立時取締役又はそれ以外の設立時取締役）又は設立時監査役を含む。）」とあるのは「取締役（監査等委員会設置会社にあっては、監査等委員である取締役又はそれ以外の取締役）、監査役若しくは清算人又は社員になろうとする者、設立時取締役（設立しようとする相互会社が監査等委員会設置会社である場合にあっては、設立時監査等委員（保険業法第三十条の十第二項に規定する設立時監査等委員をいう。）である設立時取締役又はそれ以外の設立時取締役）若しくは設立時監査役」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。

(6)The provisions of Article 67 (Determination to Convene an Organizational Meeting), Article 68 (excluding items in paragraph (2)) (Notices of Convocation for Organizational Meetings), Articles 70 and Article 71 (Delivery of Voting Forms and Reference Documents for an Organizational Meeting), Article 73, paragraph (4) (Resolutions at Organizational Meetings), Articles 74 through 76 (Proxy Voting, Voting in Writing, and Voting by Electronic or Magnetic Means), Articles 78 through 80 (Accountability of Incorporators, Authority of the Chairperson, and Resolutions for Postponement or Adjournment), and Article 81 (excluding paragraph (4)) (Minutes) of the Companies Act apply mutatis mutandis to organizational meetings of a mutual company; and the provisions of Article 830 (Action for a Declaratory Judgment as to the Absence or Invalidity of a Resolution of a Shareholders' Meeting, etc.), Article 831 (Action to Revoke a Resolution of a Shareholders' Meeting, etc.), Article 834 (limited to the part pertaining to items (xvi) and (xvii)) (Defendant), Article 835, paragraph (1) (Jurisdiction over Actions), Article 836, paragraphs (1) and (3) (Order to Provide Security), Article 837 (Mandatory Consolidation of Oral Arguments, etc.), Article 838 (Persons Affected by a Judgment Being Upheld), Article 846 (Liability for Damages If a Judgment Is Entered Against the Plaintiff), and Article 937, paragraph (1) (limited to the part pertaining to item (i), (g)) (Commissioning of Registration by Judicial Decision) of that Act apply mutatis mutandis to an action for a declaratory judgment as to the absence or invalidity of a resolution of a mutual company's organizational meeting and to an action to rescind a resolution of a mutual company's organizational meeting, respectively.In this case, the terms "shareholders at incorporation" in those provisions (excluding Article 67, paragraph (2) and Article 831, paragraph (1) of that Act), and "shareholders at incorporation (excluding shareholders at incorporation who may not exercise their voting rights on all matters which may be resolved at organizational meetings. The same applies in the following Article to Article 71)" in Article 67, paragraph (2) of that Act is deemed to be replaced with "prospective members"; the term "two weeks (or one week if the stock company to be incorporated is not a public company, except if the particulars listed in paragraph (1), item (iii) or item (iv) of the preceding Article are decided, (or if a shorter period of time is provided for in the articles of incorporation if the stock company to be incorporated is a stock company other than a company with board of directors, the shorter period of time))" in Article 68, paragraph (1) of that Act is deemed to be replaced with "two weeks"; the term "in writing in the following cases" in Article 68, paragraph (2) is deemed to be replaced with "in writing"; the term "Article 27, item (v), or Article 59, paragraph (3), item (i)" in Article 68, paragraph (5) is deemed to be replaced with "Article 30-7, paragraph (2), item (i) of the Insurance Business Act"; the term "a shareholder, etc. (or, if the shareholders' meeting, etc. set forth in each such item is an organizational meeting or a class organizational meeting, a shareholder, etc., a shareholder at incorporation, a director at incorporation, or a company auditor at incorporation)" in Article 831, paragraph (1) is deemed to be replaced with "members, directors, auditors, or liquidators ( members, directors or liquidators, in the case of a company with an audit and supervisory committee, or members, directors, executive officers or liquidators, in the case of a company with a nominating committee, etc.), or prospective members, directors at incorporation (meaning directors at incorporation as set forth in Article 30-10, paragraph (1) of the Insurance Business Act; hereinafter the same applies in this paragraph) or company auditors at incorporation (meaning the company auditors at incorporation set forth in paragraph (1) of that Article; hereinafter the same applies in this paragraph) of a mutual company"; and the term "a shareholder (or, if the relevant resolution is the resolution of an organizational meeting, shareholders at incorporation) or director (or, in cases of a company with an audit and supervisory committee, directors who are audit and supervisory committee members or other directors; the same applies hereinafter in this paragraph), company auditor or liquidator pursuant to the provisions of Article 346 (1) (including as applied mutatis mutandis pursuant to Article 479 (4)), and if such resolution is a resolution at an organizational meeting or class organizational meeting, this is to include a director at incorporation (if a stock company to be incorporated is a company with an audit and supervisory committee, directors at incorporation who are audit and supervisory committee members at incorporation or other directors at incorporation) or a company auditor at incorporation" in the same paragraph of the Companies Act is deemed to be replaced with "directors (in the case of a company with an audit and supervisory committee, directors who are audit and supervisory committee members or other directors), company auditors, liquidators, prospective members, directors at incorporation (if a mutual company to be incorporated is a company with an audit and supervisory committee, directors at incorporation who are audit and supervisory committee members at incorporation (meaning an audit and supervisory committee member at incorporation prescribed in Article 30-10, paragraph (2) of the Insurance Business Act) or other directors at incorporation) or company auditors at incorporation"; and any other necessary technical replacement of terms is specified by Cabinet Order.

第三十条の九発起人は、相互会社の設立に関する事項を創立総会に報告しなければならない。

Article 30-9(1)The incorporators must report the particulars of the incorporation of a mutual company at the organizational meeting.

２発起人は、次の各号に掲げる場合には、当該各号に定める事項を記載し、又は記録した書面又は電磁的記録を創立総会に提出し、又は提供しなければならない。

(2)In the cases listed in the following items, the incorporators must submit or provide at the organizational meeting the document or electronic or magnetic records in which the particulars specified in the relevant items are stated or recorded:

第三十条の十設立時取締役（相互会社の設立に際して取締役となる者をいう。以下同じ。）、設立時会計参与（相互会社の設立に際して会計参与となる者をいう。以下同じ。）、設立時監査役（相互会社の設立に際して監査役となる者をいう。以下同じ。）又は設立時会計監査人（相互会社の設立に際して会計監査人となる者をいう。以下同じ。）の選任は、創立総会の決議によって行わなければならない。

Article 30-10(1)The election of the directors at incorporation (meaning the persons who become directors at the incorporation of a mutual company; the same applies hereinafter), accounting advisors at incorporation (meaning the persons who become accounting advisors at the incorporation of a mutual company; the same applies hereinafter), auditors at incorporation (meaning the persons who become company auditors at the incorporation of a mutual company; the same applies hereinafter) and accounting auditors at incorporation (meaning the persons who become accounting auditors at the incorporation of a mutual company; the same applies hereinafter) must be made by a resolution of the organizational meeting.

２設立しようとする相互会社が監査等委員会設置会社である場合には、前項の規定による設立時取締役の選任は、設立時監査等委員（相互会社の設立に際して監査等委員となる者をいう。以下同じ。）である設立時取締役とそれ以外の設立時取締役とを区別してしなければならない。

(2)If a mutual company to be incorporated is a company with an audit and supervisory committee, the directors at incorporation under the preceding paragraph must be elected separately for directors at incorporation who are audit and supervisory committee members at incorporation (meaning a person who is to become an audit and supervisory committee member at the time of incorporation of a mutual company; the same applies hereinafter) and other directors at incorporation.

３設立時取締役は、三人以上でなければならない。

(3)Three or more persons must be elected as directors at incorporation.

４設立しようとする相互会社が監査役会設置会社（監査役会を置く株式会社又は相互会社をいう。以下同じ。）である場合には、設立時監査役は、三人以上でなければならない。

(4)Three or more persons must be elected as auditors at incorporation if the mutual company to be incorporated is a company with a board of company auditors (meaning a stock company or mutual company which has a board of company auditors; the same applies hereinafter).

５設立しようとする相互会社が監査等委員会設置会社である場合には、設立時監査等委員である設立時取締役は、三人以上でなければならない。

(5)If a mutual company to be incorporated is a company with an audit and supervisory committee, three or more persons must be elected as directors at incorporation who are audit and supervisory committee members at incorporation.

６第八条の二第二項、第五十三条の二第一項（第五十三条の五第一項において準用する場合を含む。）、第五十三条の四において準用する会社法第三百三十三条第一項若しくは第三項又は第五十三条の七において準用する同法第三百三十七条第一項若しくは第三項の規定により成立後の相互会社の取締役（監査等委員会設置会社にあっては、鑑査等委員である取締役又はそれ以外の取締役）、会計参与、監査役又は会計監査人となることができない者は、それぞれ設立時取締役（成立後の相互会社が監査等委員会設置会社である場合にあっては、設立時監査等委員である設立時取締役又はそれ以外の設立時取締役）、設立時会計参与、設立時監査役又は設立時会計監査人となることができない。

(6)A person who is precluded from being a director (in case of a company with an audit and supervisory committee, a director who is an audit and supervisory committee member or other director), accounting advisor, company auditor or accounting auditors of the mutual company after its establishment, pursuant to the provisions of Article 8-2, paragraph (2), Article 53-2, paragraph (1) (including as applied mutatis mutandis pursuant to Article 53-5, paragraph (1)), Article 333, paragraph (1) or (3) of the Companies Act as applied mutatis mutandis pursuant to Article 53-4, or Article 337, paragraph (1) or (3) of that Act as applied mutatis mutandis pursuant to Article 53-7 may not be elected as director at incorporation (in case where the incorporated mutual company is a company with an audit and supervisory committee, a director at incorporation who is an audit and supervisory committee member at incorporation and other director at incorporation), accounting advisor at incorporation, auditor at incorporation or accounting auditors at incorporation, respectively.

７第一項及び第二項の規定により選任された設立時取締役、設立時会計参与、設立時監査役又は設立時会計監査人は、相互会社の成立の時までの間、創立総会の決議によって解任することができる。

(7)Directors at incorporation, accounting advisors at incorporation, auditors at incorporation or accounting auditors at incorporation who are elected pursuant to the provisions of paragraphs (1) and (2) may be dismissed by a resolution of the organizational meeting at any time prior to the establishment of the mutual company.

８会社法第四十七条（設立時代表取締役の選定等）の規定は相互会社（指名委員会等設置会社を除く。）の設立時代表取締役（相互会社の設立に際して代表取締役となる者をいう。以下同じ。）の選定及び解職について、同法第四十八条（設立時委員の選定等）の規定は相互会社（指名委員会等設置会社に限る。）の設立時委員（相互会社の設立に際して指名委員会等の委員となる者をいう。以下同じ。）の選定、設立時執行役（相互会社の設立に際して執行役となる者をいう。以下同じ。）の選任及び設立時代表執行役（相互会社の設立に際して代表執行役となる者をいう。以下同じ。）の選定並びにこれらの者の解職及び解任について、それぞれ準用する。この場合において、必要な技術的読替えは、政令で定める。

(8)The provisions of Article 47 (Appointment, etc. of Representative Directors at Incorporation) of the Companies Act apply mutatis mutandis to the appointment and removal of the representative director at incorporation (meaning the person who becomes representative director at the incorporation of a mutual company; the same applies hereinafter) of a mutual company (other than a company with a nominating committee, etc.); and the provisions of Article 48 (Appointment of Committee Members at Incorporation) of that Act apply mutatis mutandis to the appointment of committee members at incorporation (meaning the persons who become members of the nominating committee, etc. at the incorporation of a mutual company; the same applies hereinafter) of a mutual company (limited to a company with a nominating committee, etc.), the election of its executive officers at incorporation (meaning the persons who become executive officers at the incorporation of a mutual company; the same applies hereinafter) and the appointment of its representative executive officer at incorporation (meaning the person who becomes the representative executive officer at the incorporation of a mutual company; the same applies hereinafter), and the removal and dismissal of those persons, respectively.In this case, any necessary technical replacement of terms is specified by Cabinet Order.

第三十条の十一設立時取締役（設立しようとする相互会社が監査役設置会社（監査役を置く株式会社又は相互会社をいう。以下同じ。）である場合にあっては、設立時取締役及び設立時監査役）は、その選任後遅滞なく、次に掲げる事項を調査しなければならない。

Article 30-11(1)The directors at incorporation (meaning the directors at incorporation and auditors at incorporation where the mutual company to be incorporated is a company with auditors (meaning a stock company or mutual company that has company auditors; the same applies hereinafter)) must investigate the following particulars without delay after their election:

２会社法第九十三条第二項及び第三項（設立時取締役等による調査）並びに第九十四条（設立時取締役等が発起人である場合の特則）の規定は、前項の規定による調査について準用する。この場合において、必要な技術的読替えは、政令で定める。

(2)The provisions of Article 93, paragraphs (2) and (3) (Investigation by Directors at Incorporation), and Article 94 (Special Provisions in Case Directors at Incorporation are Incorporators) of the Companies Act apply mutatis mutandis to the investigation under the preceding paragraph.In this case, any necessary technical replacement of terms is specified by Cabinet Order.

第三十条の十二発起人は、第二十九条第二項の規定による通知をした以後は、第二十四条第二項において準用する会社法第三十三条第九項の規定にかかわらず、定款の変更をすることができない。

Article 30-12(1)The incorporators may not make any amendment to the articles of incorporation once the notice under Article 29, paragraph (2) has been given, notwithstanding the provisions of Article 33, paragraph (9) of the Companies Act as applied mutatis mutandis pursuant to Article 24, paragraph (2).

２第二十三条第四項において準用する会社法第三十条第二項の規定にかかわらず、創立総会においては、その決議によって、定款の変更をすることができる。

(2)Notwithstanding the provisions of Article 30, paragraph (2) of the Companies Act as applied mutatis mutandis pursuant to Article 23, paragraph (4), the articles of incorporation may be amended by a resolution at an organizational meeting.

３創立総会において、第二十四条第一項各号に掲げる事項を変更する定款の変更の決議をした場合には、発起人は、当該決議後二週間以内に限り、その職を辞することができる。

(3)If an organizational meeting has adopted a resolution to amend the articles of incorporation in a manner that changes any of the particulars listed in the items of Article 24, paragraph (1), the incorporators may resign from their offices, provided that they do so within two weeks of the adoption of the resolution.

第三十条の十三相互会社は、その主たる事務所の所在地において設立の登記をすることによって成立する。

Article 30-13(1)A mutual company is established by registering its incorporation at the locality of its principal office.

２第三十条の七第二項の書面を発起人に交付した者は、相互会社が成立し、かつ、当該相互会社が第三条第一項の免許又は第二百七十二条第一項の登録を受けた後、遅滞なく、当該相互会社に保険契約の申込みをしなければならない。

(2)A person who has submitted the document set forth in Article 30-7, paragraph (2) to the incorporators, without delay following the establishment of the mutual company and after the mutual company has received the license prescribed in Article 3, paragraph (1) or made a registration under Article 272, paragraph (1), must apply for an insurance contract with the mutual company.

第三十条の十四会社法第二編第一章第八節（第五十二条第二項第二号及び第五十二条の二を除く。）（発起人等の責任等）及び第百三条第四項（発起人の責任等）の規定は、相互会社の発起人、設立時取締役又は設立時監査役の責任について準用する。この場合において、同法第五十二条第二項（出資された財産等の価額が不足する場合の責任）中「（第二十八条第一号の財産を給付した者又は同条第二号の財産の譲渡人を除く。第二号において同じ。）」とあるのは「（保険業法第二十四条第一項第一号の財産の譲渡人を除く。）」と、同項第一号中「第二十八条第一号又は第二号」とあるのは「保険業法第二十四条第一項第一号」と、同条第三項中「第三十三条第十項第三号」とあるのは「保険業法第二十四条第二項において準用する第三十三条第十項第三号」と、同法第百三条第四項中「第五十七条第一項の募集をした場合において、当該募集」とあるのは「保険業法第二十七条又は第三十条の六第一項の募集」と、「及び前三項」とあるのは「（第五十二条第二項第二号及び第五十二条の二を除く。）」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。

Article 30-14The provisions of Part II, Chapter I, Section 8 (excluding Article 52, paragraph (2), item (ii) and Article 52-2) (Liability of the Incorporators) and Article 103, paragraph (4) (Liability of the Incorporators) of the Companies Act apply mutatis mutandis to the liabilities of incorporators, directors at incorporation or auditors at incorporation of a mutual company.In this case, the term "(in this paragraph and in item (ii), excluding those who contributed in kind under Article 28, item (i) or the assignor of the properties under item (ii) of the same Article)" in Article 52, paragraph (2) (Liability for Insufficiency of Value of Properties Contributed) of that Act is deemed to be replaced with "(excluding the assignor of the properties under Article 24, paragraph (1), item (i) of the Insurance Business Act)"; the term "Article 28, item (i) or (ii)" in Article 52, paragraph (2), item (i) is deemed to be replaced with "Article 24, paragraph (1), item (i) of the Insurance Business Act"; the term "Article 33, paragraph (10), item (iii)" in Article 52, paragraph (3) is deemed to be replaced with "Article 33, paragraph (10), item (iii) as applied mutatis mutandis pursuant to Article 24, paragraph (2) of the Insurance Business Act"; and in Article 103, paragraph (4) of that Act, the phrase "In cases where the solicitation under Article 57, paragraph (1) is carried out", is deemed to be deleted, and the terms "the solicitation" and "the preceding paragraph" are deemed to be replaced with "solicitation under Article 27 or Article 30-6, paragraph (1) of the Insurance Business Act" and "(excluding Article 52, paragraph (2), item (ii) and Article 52-2)", respectively; any other necessary technical replacement of terms is specified by Cabinet Order.

第三十条の十五会社法第八百二十八条第一項（第一号に係る部分に限る。）及び第二項（第一号に係る部分に限る。）（会社の組織に関する行為の無効の訴え）、第八百三十四条（第一号に係る部分に限る。）（被告）、第八百三十五条第一項（訴えの管轄）、第八百三十六条第一項及び第三項（担保提供命令）、第八百三十七条から第八百三十九条まで（弁論等の必要的併合、認容判決の効力が及ぶ者の範囲、無効又は取消しの判決の効力）、第八百四十六条（原告が敗訴した場合の損害賠償責任）並びに第九百三十七条第一項（第一号イに係る部分に限る。）（裁判による登記の嘱託）の規定は、相互会社の設立の無効の訴えについて準用する。この場合において、同法第八百二十八条第二項第一号中「株主等（株主、取締役又は清算人（監査役設置会社にあっては株主、取締役、監査役又は清算人、指名委員会等設置会社にあっては株主、取締役、執行役又は清算人）をいう。以下この節において同じ。）」とあるのは「社員、取締役、監査役又は清算人（監査等委員会設置会社にあっては社員、取締役又は清算人、指名委員会等設置会社にあっては社員、取締役、執行役又は清算人）」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。

Article 30-15The provisions of Article 828, paragraph (1) (limited to the part involving item (i)) and paragraph (2) (limited to the part pertaining to item (i)) (Actions to Invalidate Acts Concerning the Organization of a Company), Article 834 (limited to the part involving item (i)) (Defendant), Article 835, paragraph (1) (Jurisdiction over Actions), Article 836, paragraphs (1) and (3) (Order to Provide Security), Articles 837 through 839 (Mandatory Consolidation of Oral Arguments, etc., Persons Affected by a Judgment Being Upheld, Effects of a Judgment of Invalidity, Revocation or Rescission), Article 846 (Liability for Damages If a Judgment Is Entered Against the Plaintiff), and Article 937, paragraph (1) (limited to the part involving item (i), (a)) (Commissioning of Registration by a Judicial Decision) of the Companies Act apply mutatis mutandis to an action to invalidate the incorporation of a mutual company.In this case, the term "a shareholder, etc. (meaning a shareholder, director or liquidator (or, for a company with company auditors, it means a shareholder, director, company auditor or liquidator, and for a company with a nominating committee, etc., it means a shareholder, director, executive officer or liquidator); hereinafter the same applies in this Section)" in Article 828, paragraph (2), item (i) of that Act is deemed to be replaced with "members, directors, liquidators, in case of a company with an audit and supervisory committee, or members, directors or liquidators (or members, directors, executive officers, or liquidators, in the case of a company with an audit and supervisory committee)"; any other necessary technical replacement of terms is specified by Cabinet Order.

第三十一条社員の責任は、保険料を限度とする。

Article 31The obligations of a member are limited to the amount of their insurance premium payments.

第三十二条相互会社への入社の申込みをした者又は社員に対する通知又は催告は、その者が発起人又は相互会社に通知した場所又は連絡先にあてて発すれば足りる。ただし、保険関係に属する事項の通知又は催告については、この限りでない。

Article 32(1)It is sufficient for any notice or demand to an applicant for membership, or member of a mutual company to be sent to the place or contact address of which the applicant or member has notified the incorporators or mutual company; provided, however, that this does not apply to a notice or demand on any particular pertaining to the insurance relationship.

２前項本文の通知又は催告は、その通知又は催告が通常到達すべきであった時に、到達したものとみなす。

(2)The notice or demand in the main text of the preceding paragraph is deemed to have arrived at the time when the notice or demand would normally have arrived.

３第一項本文及び前項の規定は、第四十一条第一項において準用する会社法第二百九十九条第一項の通知に際して社員に書面を交付し、又は当該書面に記載すべき事項を電磁的方法により提供する場合について準用する。この場合において、前項中「到達したもの」とあるのは「当該書面の交付又は当該事項の電磁的方法による提供があったもの」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。

(3)The provisions of the main text of paragraph (1) and the preceding paragraph apply mutatis mutandis to the cases if a document is delivered to the members in giving a notice under Article 299, paragraph (1) of the Companies Act as applied mutatis mutandis pursuant to Article 41, paragraph (1) or if the particulars that are required to be stated in the document are provided by electronic or magnetic means.In this case, the term "to have arrived" in the preceding paragraph is deemed to be replaced with "to have been effected by delivery of the document or provision of the particulars by electronic or magnetic means"; and any other necessary technical replacement of terms is specified by Cabinet Order.

第三十二条の二相互会社は、内閣府令で定めるところにより、社員の名簿を作成し、これに社員の名簿に関し必要な事項として内閣府令で定める事項を記載し、又は記録しなければならない。

Article 32-2(1)A mutual company, pursuant to the provisions of Cabinet Office Order, must prepare a members list in which it states or records the particulars specified by Cabinet Office Order as particulars required for the members list.

２相互会社は、社員の名簿をその主たる事務所に備え置かなければならない。

(2)A mutual company must keep its members list at its principal office.

３社員及び債権者は、相互会社の事業時間内は、いつでも、次に掲げる請求をすることができる。この場合においては、当該請求の理由を明らかにしてしなければならない。

(3)A member or creditor may make the following requests at any time during the business hours of the mutual company.In this case, the member or creditor must disclose the reason for their request:

４相互会社は、前項の請求があったときは、次のいずれかに該当する場合を除き、これを拒むことができない。

(4)A mutual company may not reject a request made under the preceding paragraph unless it falls under any of the following cases:

第三十三条相互会社は、社員として権利を行使すべき者を定めるため、その権利を行使すべき日の前四月以内の一定の日における社員をもって、その権利を行使すべき社員とみなすことができる。

Article 33(1)For the purpose of specifying the persons who exercise their rights as members, a mutual company may deem the persons who are members on a certain date within four months prior to the date of exercising the rights as the members who are to enforce the rights.

２相互会社は、前項の一定の日を定めた場合には、その日をその二週間前に公告しなければならない。ただし、定款でその日を指定した場合は、この限りでない。

(2)A mutual company that has fixed the "certain date" set forth in the preceding paragraph must give public notice of that date no later than two weeks before the date; provided, however, that this does not apply to the cases in which the date is designated by the articles of incorporation.

３第一項に規定する権利には、この法律に別段の定めがあるもの及び剰余金の分配を受ける権利その他の政令で定める権利を含まないものとする。

(3)The rights set forth in paragraph (1) do not include any right provided for otherwise in this Act or the rights specified by Cabinet Order such as the right to distribution of surplus.

第三十三条の二相互会社は、何人に対しても、社員又は総代の権利の行使に関し、財産上の利益の供与（当該相互会社又はその実質子会社（相互会社がその総株主の議決権の過半数を有する株式会社その他の当該相互会社がその経営を支配している法人として内閣府令で定めるものをいう。以下同じ。）の計算においてするものに限る。）をしてはならない。

Article 33-2(1)A mutual company must not provide a person with economic benefits for the exercise of their member's rights or representative member's rights (limited to benefits given on the account of the mutual company or its substantive subsidiary companies (meaning a corporation whose management is deemed to be controlled by the mutual company pursuant to the provisions of Cabinet Office Order, such as a stock company in which the mutual company holds the majority of all shareholders' voting rights; the same applies hereinafter)).

２会社法第百二十条第二項から第五項まで（株主等の権利の行使に関する利益の供与）の規定は前項の場合について、同法第七編第二章第二節（第八百四十七条第二項、第八百四十七条の二、第八百四十七条の三、第八百四十九条第二項及び第六項から第十一項まで、並びに第八百五十一条第一項第一号及び第二項並びに第八百五十三条第一項第二号及び第三号を除く。）（株式会社における責任追及等の訴え）の規定はこの項において準用する同法第百二十条第三項の利益の返還を求める訴えについて、それぞれ準用する。この場合において、これらの規定（同法第八百四十七条の四第二項、第八百四十八条及び第八百四十九条第三項を除く。）中「株主等」とあるのは「社員」と、「株式会社等」とあるのは「相互会社」と、同法第百二十条第三項及び第四項中「第一項」とあるのは「保険業法第三十三条の二第一項」と、同条第五項中「総株主」とあるのは「総社員」と、同法第八百四十七条第一項（株主による責任追及等の訴え）中「株式を有する株主（第百八十九条第二項の定款の定めによりその権利を行使することができない単元未満株主を除く。）」とあるのは「社員である者」と、同条第八百四十七条の四第二項（責任追及等の訴えに係る訴訟費用等）中「株主等（株主、適格旧株主又は最終完全親会社等の株主をいう。以下この節において同じ。）」とあるのは「社員」と、「当該株主等」とあるのは「当該社員」と、同法第八百四十八条（訴えの管轄）中「株式会社又は株式交換等完全子会社（以下この節において「株式会社等」という。）」とあるのは「相互会社」と、同法第八百四十九条第一項（訴訟参加）中「（適格旧株主にあっては第八百四十七条の二第一項各号に掲げる行為の効力が生じた時までにその原因となった事実が生じた責任又は義務に係るものに限り、最終完全親会社等の株主にあっては特定責任追及の訴えに限る。）に係る」とあるのは「に係る」と、同条第三項中「株式会社等、株式交換等完全親会社又は最終完全親会社等が、当該株式会社等、当該株式交換等完全親会社の株式交換等完全子会社又は当該最終完全親会社等の完全子会社等である株式会社の」とあるのは「相互会社が、」と読み替えるものとするほか、必要な技術的読替えは、政令で定める。

(2)The provisions of Article 120, paragraphs (2) through (5) (Benefits Provided for the Exercise of a Shareholder's Right) of the Companies Act apply mutatis mutandis to the case set forth in the preceding paragraph; and the provisions of Part VII, Chapter II, Section 2 (excluding Article 847, paragraph (2), Article 847-2, Article 847-3, Article 849, paragraph (2), and paragraphs (6) through (11), Article 851, paragraph (1), item (i) and paragraph (2), and Article 853, paragraph (1), items (ii) and (iii)) (Liability Actions, etc. Against a Stock Company) of that Act apply mutatis mutandis to an action for the return of benefits under Article 120, paragraph (3) of that Act as applied mutatis mutandis pursuant to this paragraph, respectively.In this case, the term "shareholder, etc." and "stock company, etc." in these provisions (excluding Article 847-4, paragraph (2), Article 848 and Article 849, paragraph (3) of that Act) are deemed to be replaced with "members" and "mutual company", respectively; the term "paragraph (1)" in Article 120, paragraphs (3) and (4) of that Act is deemed to be replaced with "Article 33-2, paragraph (1) of the Insurance Business Act"; the term "all shareholders" in Article 120, paragraph (5) is deemed to be replaced with "all members"; the term "A shareholder (excluding a holder of shares less than one unit who is unable to exercise rights pursuant to the provisions of the articles of incorporation) having the shares" in Article 847, paragraph (1) (Liability Actions, etc. by Shareholders) of that Act is deemed to be replaced with "person who has been a member"; the term "a shareholder, etc. (meaning a shareholder, a qualified former shareholder or a shareholder of an ultimate, wholly owning parent company, etc.; the same applies hereinafter in this Section)" and "the shareholder, etc." in Article 847-4, paragraph (2) (Court Costs for an Action Pursuing Liability) is deemed to be replaced with "member" and "the member", respectively; the phrase "the stock company or the wholly owned subsidiary company resulting from the share exchange, etc. (hereinafter referred to as "stock company, etc." in this Section)" in Article 848 (Jurisdiction of an Action) of that Act is deemed to be replaced with "mutual company"; the phrase "relating to an action for pursuing liability, etc. (in cases of a qualified former shareholder, limited to one related to the liabilities or obligations for which the fact causing them occurs by the time when the act listed in the items of Article 847-2 (1) becomes effective; in cases of a shareholder of an ultimate, wholly owning parent company, etc., limited to the action pursuing specific liability)" in Article 849, paragraph (1) (Intervention) of that Act is deemed to be replaced with "relating to an action for pursuing liability, etc."; the phrase "In order for a stock company, etc., wholly owning parent company resulting from the share exchange, etc., or ultimate, wholly owning parent company, etc. to intervene in a suit relating to an action for pursuing liability, etc. to assist a director (excluding an audit and supervisory committee member and audit committee member), executive officer, liquidator or a person who was formerly in such a position of a stock company that is the relevant stock company, etc., wholly owned subsidiary company resulting from the share exchange, etc. of the relevant wholly owning parent company resulting from the share exchange, etc., or wholly owned subsidiary company, etc. of the relevant ultimate, wholly owning parent company, etc." in paragraph (3) of that Article is deemed to be replaced with "In order to intervene in a suit relating to an action for pursuing liability, etc. to assist a director (excluding an audit and supervisory committee member and audit committee member), executive officer, liquidator or a person who was formerly in such a position of a mutual company", and any other necessary technical replacement of terms is specified by Cabinet Order.

第三十四条社員は、次に掲げる事由により退社する。

Article 34(1)A member is to withdraw their membership on any of the following grounds:

２社員が死亡した場合（当該死亡が前項各号に掲げる事由のいずれかに該当する場合を除く。）又は合併により消滅した場合における当該社員の相続人その他の一般承継人は、当該社員の権利及び義務を承継する。

(2)In the event of a member's death (excluding where the death falls under the any of the grounds set forth in the items of the preceding paragraph) or for a member that has ceased to exist in a merger, the heir or any other general successor assumes the right and obligations of the member.

３前項の一般承継人（相続による一般承継人であって、保険料の払込みの全部又は一部を履行していないものに限る。以下この項において同じ。）が二人以上ある場合には、各一般承継人は、連帯して当該保険料の払込みの履行をする責任を負う。

(3)If there are two or more general successors for the general successor referred to in the preceding paragraph (meaning general successors by inheritance and limited to those who have not made the payment of insurance premiums in whole or in part; hereinafter the same applies in this paragraph), the general successors assume the obligations of making the insurance premium payments jointly and severally.

４一般承継人（相続による一般承継人に限る。以下この項において同じ。）が二人以上ある場合には、各一般承継人は、承継した社員としての権利を行使する者一人を定めなければ、当該権利を行使することができない。

(4)If there are two or more general successors (limited to general successors by inheritance; hereinafter the same applies in this paragraph), the general successors may not exercise the member's rights that they have assumed, unless they designate one person to exercise the rights.

第三十五条退社員は、定款又は保険約款の定めるところにより、その権利に属する金額の払戻しを請求することができる。ただし、その者に代わって社員となる者がある場合は、この限りでない。

Article 35A withdrawn member may, pursuant to the terms of the articles of incorporation or insurance contract, claim refund of the money associated with their rights; provided, however, that this does not apply to the cases in which the withdrawn member is replaced by another person as a member.

第三十六条前条の払戻しを請求する権利は、これを行使することができる時から三年間行使しないときは、時効によって消滅する。

Article 36If a claim for refund set forth in the preceding Article has not been exercised for three years from the time when it becomes exercisable, it is extinguished by prescription.