第一条この府令において「銀行」、「銀行業」、「定期積金」、「定期積金等」、「預金者等」、「総株主等の議決権」、「株式等」、「子会社」、「主要株主基準値」、「銀行主要株主」、「持株会社」、「銀行持株会社」、「銀行代理業」、「銀行代理業者」、「所属銀行」、「指定紛争解決機関」、「銀行業務」、「苦情処理手続」、「紛争解決手続」、「紛争解決等業務」又は「手続実施基本契約」とは、それぞれ銀行法（昭和五十六年法律第五十九号。以下「法」という。）第二条に規定する銀行、銀行業、定期積金、定期積金等、預金者等、総株主等の議決権、株式等、子会社、主要株主基準値、銀行主要株主、持株会社、銀行持株会社、銀行代理業、銀行代理業者、所属銀行、指定紛争解決機関、銀行業務、苦情処理手続、紛争解決手続、紛争解決等業務又は手続実施基本契約をいう。

Article 1The terms "Bank", "Banking", "Installment Savings", "Installment Savings, etc.", "Depositor, etc.", "All Shareholders', etc. Voting Rights", "Shares, etc.", "Subsidiary Company", "Major Shareholder Threshold", "Bank's Major Shareholder", "Holding Company", "Bank Holding Company", "Bank Agency Services", "Bank Agent", "Principal Bank", "Designated Dispute Resolution Organization", "Banking Services", "Complaint Processing Procedures", "Dispute Resolution Procedures", "Dispute Resolution, etc.", and "Basic Contract for the Implementation of Dispute Resolution Procedures" as used in this Cabinet Office Ordinance means bank, Banking, Installment Savings, Installment Savings, etc., Depositor, etc., All Shareholders', etc. Voting Rights, Shares, etc., Subsidiary Company, Major Shareholder Threshold, Bank's Major Shareholder, Holding Company, Bank Holding Company, Bank Agency Services, Bank Agent, Principal Bank, Designated Dispute Resolution Organization, Banking Services, Complaint Processing Procedures, Dispute Resolution Procedures, Dispute Resolution, etc., and Basic Contract for the Implementation of Dispute Resolution Procedures, respectively, as provided in Article 2 of the Banking Act (Act No. 59 of 1981; hereinafter referred to as "the Act").

第一条の二法第二条第九項に規定する内閣府令で定める要件は、財務諸表等の用語、様式及び作成方法に関する規則（昭和三十八年大蔵省令第五十九号。以下「財務諸表等規則」という。）第八条第六項第二号イからホまでに掲げる要件とする。

Article 1-2Requirements provided by Cabinet Office Ordinance as prescribed in Article 2, paragraph (9) of the Act are the requirements set forth in Article 8, paragraph (6), item (ii), sub-items (a) to (e) of the Ordinance on the Terminology, Forms, and Preparation Methods of Financial Statements (Ministry of Finance Ordinance No. 59 of 1963; hereinafter referred to as "Ordinance of Financial Statements, etc.").

第一条の三法第二条第十一項（法第三条の二第二項、第十六条の三第八項、第五十二条の二の十一第二項、第五十二条の三第五項、第五十二条の四第四項、第五十二条の二十四第八項及び第五十三条第五項並びに銀行法施行令（昭和五十七年政令第四十号。以下「令」という。）第四条第二項並びに第十七条の二第十一項、第十七条の五第五項、第十七条の七第三項、第三十四条の十第六項、第三十四条の十六第九項、第三十四条の十九第五項、第三十四条の二十一第三項、第三十四条の二十九第三項、第三十四条の三十第三項、第三十四条の三十一第三項及び第三十五条第十項において準用する場合を含む。次項において同じ。）の規定により、会社又は議決権の保有者が保有する議決権に含まないものとされる内閣府令で定める議決権は、次に掲げる株式等に係る議決権（法第二条第六項に規定する議決権をいう。次項、第一条の五から第一条の八まで、第三条、第三章、第五章、第八章（第三十四条の二十六を除く。）、第八章の三及び第九章において同じ。）とする。

Article 1-3(1)Pursuant to the provisions of Article 2, paragraph (11) of the Act (including the cases where applied mutatis mutandis pursuant to the provisions of Article 3-2, paragraph (2); Article 16-3, paragraph (8); Article 52-2-11, paragraph (2); Article 52-3, paragraph (5); Article 52-4, paragraph (4); Article 52-24, paragraph (8), and Article 53, paragraph (5) of the Act, and Article 4, paragraph (2); Article 17-2, paragraph (11); Article 17-5, paragraph (5); Article 17-7, paragraph (3); Article 34-10, paragraph (6); Article 34-16, paragraph (9); Article 34-19, paragraph (5); Article 34-21, paragraph (3); Article 34-29, paragraph (3); Article 34-30, paragraph (3); Article 34-31, paragraph (3); and Article 35, paragraph (10) of the Order for Enforcement of the Banking Act (Cabinet Order No. 40 of 1982; hereinafter referred to as "the Oder"; hereinafter the same applies in the following paragraph), a voting right provided by Cabinet Office Ordinance, which is required not to be included in the voting rights held by a company or a holder of voting rights, is the voting rights pertaining to the following Shares, etc. (which means the voting rights prescribed in Article 2, paragraph (6) of the Act; the same applies to the following paragraph, Articles 1-5 to 1-8, Article 3, and Chapters III, V, VIII (excluding Article 34-26), VIII-3 and IX):

２法第二条第十一項の規定により、信託財産である株式等に係る議決権で、会社又は当該議決権の保有者が委託者若しくは受益者として行使し、又はその行使について指図を行うことができるものから除かれる内閣府令で定める議決権は、投資信託及び投資法人に関する法律（昭和二十六年法律第百九十八号）第十条の規定により当該会社が投資信託委託会社（同法第二条第十一項に規定する投資信託委託会社をいう。以下同じ。）としてその行使について指図を行う株式等に係る議決権及び同法第十条の規定に相当する外国の法令の規定により当該会社が同法に相当する外国の法令の規定により投資信託委託会社に相当する者としてその行使について指図を行う株式等に係る議決権とする。

(2)Pursuant to the provisions of Article 2, paragraph (11) of the Act, voting rights provided by Cabinet Office Ordinance, which are pertaining to Shares, etc. held as trust properties, and excluded from those a company or holder of said voting rights may exercise as a settler or a beneficiary or may issue an order concerning the exercise thereof, are voting rights pertaining to Shares, etc. that said company orders concerning the exercise thereof as an investment trust management company (which means an entrusting company of an investment trust prescribed in Article 2, paragraph (11) of the Act on Investment Trusts and Investment Corporations (Act No. 198 of 1951); the same applies hereinafter) pursuant to the provisions of Article 10 of the same Act, and voting rights pertaining to Shares, etc. that said company, pursuant to the provisions of the laws and regulations of a foreign state equivalent to the provisions of Article 10 of the same Act orders concerning the exercise thereof as a person equivalent to an entrusting company of an investment trust pursuant to the laws and regulations of the foreign state equivalent to the same Act.

３銀行は、第一項第四号の承認を受けようとするときは、承認申請書に理由書を添付して金融庁長官に提出しなければならない。

(3)A Bank, when intending to obtain an approval as prescribed in Article 1, item (iv), must attach a written statement of reasons to the written application for approval and submit them to the Commissioner of the Financial Services Agency.

４金融庁長官は、前項の規定による承認の申請があつたときは、当該申請に係る株式等について、当該申請をした銀行が議決権を行使し、又はその行使について指図を行うことができないものであるかどうかを審査するものとする。

(4)The Commissioner of the Financial Services Agency, when an application for approval is filed pursuant to the provisions of the preceding paragraph, with regard to Shares, etc. pertaining to said application, is to examine whether the Bank, which filed said application, may not exercise voting rights or may not issue an order concerning the exercise thereof.

第一条の四法第三条の二第一項第一号に規定する法人に準ずるものとして内閣府令で定めるものは、法人でない社団又は財団で代表者又は管理人の定めがあるものとする。

Article 1-4Those provided by Cabinet Office Ordinance as equivalent to a corporation as prescribed in Article 3-2, paragraph (1), item (i) of the Act, are an unincorporated association or foundation and has rules concerning its representative person or an administrator.

第一条の五法第三条の二第一項第二号に規定する内閣府令で定めるところにより連結してその計算書類その他の書類を作成するものとされる会社は、連結財務諸表の用語、様式及び作成方法に関する規則（昭和五十一年大蔵省令第二十八号）第二条第一号に規定する連結財務諸表提出会社とする。

Article 1-5(1)A company which is required to prepare consolidated financial statements, etc. and other documents pursuant to the provisions of Cabinet Office Ordinance as prescribed in Article 3-2, paragraph (1), item (ii) of the Act is a company subject to submit consolidated financial statements prescribed in Article 2, item (i) of the Ordinance on Terminology, Forms, and Preparation Methods of Consolidated Financial Statements (Ministry of Finance Ordinance No. 28 of 1976).

２法第三条の二第一項第二号に規定する内閣府令で定めるところにより計算される数は、当該会社の保有する当該銀行の特定議決権（法第二条第六項に規定する議決権から会社法（平成十七年法律第八十六号）第八百七十九条第三項の規定により議決権を有するものとみなされる株式についての議決権を除いたものをいう。以下この条において同じ。）の数に、その連結する会社等（同号に規定する会社等をいう。以下この条から第一条の七までにおいて同じ。）について、次の各号に掲げる区分に従い、それぞれ当該各号に定める当該銀行の特定議決権の数を合算した数に係る特定議決権比率（その保有する一の銀行の特定議決権の数を当該銀行の総株主の特定議決権の数で除して得た数をいう。）を当該銀行の総株主の議決権の数に乗じて得た数とする。

(2)The number calculated as pursuant to the provisions of Cabinet Office Ordinance prescribed in Article 3-2, paragraph (1), item (ii) of the Act is a number calculated by multiplying the number of voting rights held by all the shareholders of said Bank by a specified voting rights percentage (which means the number calculated by dividing the number of specified voting rights of a single Bank held by said company by the number of specified voting rights held by all the shareholders of said Bank) pertaining to the total number, of which the number of specified voting rights (which means the voting rights as prescribed in Article 2, paragraph (6) of the Act, excluding voting rights that concern shares which are deemed to have voting rights pursuant to the provisions of Article 879, paragraph (3) of the Companies Act (Act No. 86 of 2005); hereinafter the same applies in this Article) of said Bank held by said company is combined, with regard to consolidated companies, etc. (which means companies, etc. prescribed in the same item of the Act; hereinafter the same applies in this Article to Article 1-7) of said company, in accordance with the categories set forth in the following items, with the number of specified voting rights of said Bank prescribed in said respective items:

第一条の六法第三条の二第一項第三号に規定する内閣府令で定める会社等は、次に掲げる会社等とする。

Article 1-6(1)A Company, etc. provided by Cabinet Office Ordinance as prescribed in Article 3-2, paragraph (1), item (iii) of the Act is the following company, etc.:

２前項の場合において、他の会社等によつてその総株主又は総出資者の議決権の過半数を保有されている会社等が保有する議決権は、当該他の会社等が保有する議決権とみなす。

(2)In the cases of the preceding paragraph, voting rights held by a company, etc., for which the majority of voting rights held by all of shareholders or all of investors are held by another company, etc., are deemed as voting rights held by said other company, etc.

３前二項の場合において、会社等又は他の会社等が保有する議決権には、社債、株式等の振替に関する法律（平成十三年法律第七十五号）第百四十七条第一項又は第百四十八条第一項（これらの規定を同法第二百二十八条第一項、第二百三十五条第一項、第二百三十九条第一項及び第二百七十六条（第二号に係る部分に限る。）において準用する場合を含む。）の規定により発行者に対抗することができない株式又は出資に係る議決権を含むものとする。

(3)In the case of the preceding two paragraphs, the voting rights held by a company, etc. or another company, etc. are to include shares or voting rights pertaining to the contribution which may not be asserted against the issuer pursuant to the provisions of Article 147, paragraph (1) or Article 148, paragraph (1) of the Act on Book-Entry of Corporate Bonds, Shares (Act No. 75 of 2001) (including cases where these provisions are applied mutatis mutandis in Article 228, paragraph (1), Article 235, paragraph (1), Article 239, paragraph (1), and Article 276 (limited to the part pertaining to item (ii) of the same Act).

第一条の七法第三条の二第一項第七号に規定する内閣府令で定める者及び内閣府令で定めるところにより計算される数は、次の各号に掲げる者の区分に応じ当該各号に定める数とする。

Article 1-7A person provided by Cabinet Office Order as prescribed in Article 3-2, paragraph (1), item (vii) of the Act and the number calculated pursuant to the provisions of Cabinet Office Order, in accordance with the categories of persons set forth in the following items, are the number specified in said items:

第一条の八法第四条第一項の規定による営業の免許を受けようとする株式会社は、取締役（委員会設置会社にあつては、取締役及び執行役）全員が署名した免許申請書に次に掲げる書面を添付して金融庁長官を経由して内閣総理大臣に提出しなければならない。

Article 1-8(1)A stock company which intends to obtain a business license pursuant to the provisions of Article 4, paragraph (1) of the Act must attach the following documents to the written application for license on which all directors sign (or, in case of a company with committees, directors and executive officers) and submit the documents to the Prime Minister via the Commissioner of the Financial Services Agency:

２銀行以外の株式会社が従前の目的を変更して銀行業を営むため法第四条第一項の規定による営業の免許を受けようとするときは、前項各号に掲げる書面（同項第二号ハに掲げる書面を除く。）のほか、次に掲げる書面を免許申請書に添付しなければならない。

(2)When a stock company other than a Bank intends to obtain a business license pursuant to the provisions of Article 4, paragraph (1) of the Act by amending its prior purposes in order to carry out Banking, beyond the documents set forth in the preceding items (except for documents set forth in item (ii), sub-item (c) of the same paragraph), the following documents must be attached to the written application for license:

３内閣総理大臣は、前二項の規定による免許の申請に係る法第四条第二項に規定する審査をするときは、次に掲げる事項に配慮するものとする。

(3)The Prime Minister, when implementing an examination as prescribed in Article 4, paragraph (2) of the Act pertaining to an application for license pursuant to the preceding two paragraphs, is to consider the following matters:

第二条法第四条第一項の規定による営業の免許を受けようとする者は、前条に定めるところに準じた書面を金融庁長官を経由して内閣総理大臣に提出して予備審査を求めることができる。

Article 2A person who intends to obtain a business license pursuant to the provisions of Article 4, paragraph (1) of the Act may request a preliminary examination by submitting the equivalent documents pursuant to the provisions of the preceding Article to the Prime Minister via the Commissioner of the Financial Services Agency.

第三条令第一条の二第七号に規定する内閣府令で定める者は、次に掲げる者とする。

Article 3A person provided by Cabinet Office Ordinance as prescribed in Article 1-2, item (vii) of the Order is the following:

第四条法第四条第三項に規定する内閣府令で定める率は、百分の五十とする。

Article 4The percentage provided by Cabinet Office Ordinance as prescribed in Article 4, paragraph (3) of the Act is fifty percent.

第四条の二法第四条第五項に規定する内閣府令で定める金融機関は、次に掲げるものとする。

Article 4-2Financial institutions as provided by Cabinet Office Ordinance as prescribed in Article 4, paragraph (5) of the Act are the following:

第五条銀行は、法第五条第三項の規定による資本金の額の減少の認可を受けようとするときは、認可申請書に次に掲げる書面を添付して金融庁長官、財務局長又は福岡財務支局長（以下「金融庁長官等」という。）に提出しなければならない。

Article 5A Bank, when intending to obtain an authorization for a reduction of stated capital amount pursuant to the provisions of Article 5, paragraph (3) of the Act, must attach the following documents to said written application for authorization and submit them to the Commissioner of the Financial Services Agency, the Director General of Local Finance Bureau or Fukuoka Local Finance Branch Bureau (hereinafter referred to as "Commissioner of the Financial Services Agency, etc."):

第六条銀行は、法第六条第三項の規定による商号変更の認可を受けようとするときは、認可申請書に次に掲げる書面を添付して金融庁長官等に提出しなければならない。

Article 6(1)A Bank, when intending to obtain an authorization for change of trade name pursuant to the provisions of Article 6, paragraph (3) of the Act, must attach the following documents to a written application for authorization and submit them to the Commissioner of the Financial Services Agency, etc.:

２金融庁長官等は、前項の規定による認可の申請があつたときは、当該申請に係る商号が他の銀行の商号と同一又は類似の商号でないかどうかを審査するものとする。

(2)The Commissioner of the Financial Services Agency, etc., when an application for authorization is filed pursuant to the provisions of the preceding paragraph, is to examine whether the trade name pertaining to said application is not the same as or similar to the trade name of another Bank.

第七条銀行の常務に従事する取締役（委員会設置会社にあつては、執行役。次項において同じ。）は、法第七条第一項の規定により、他の会社の常務に従事することについて認可を受けようとするときは、認可申請書に次に掲げる書面を添付し、当該銀行を経由して金融庁長官等に提出しなければならない。

Article 7(1)A director (in the case of a company with committees, the executive officer; the same applies in the following paragraph) who engages in ordinary business of a Bank, pursuant to the provisions of Article 7, paragraph (1) of the Act, when intending to obtain an authorization with regard to engaging in ordinary business of another company, must attach the following documents to an written application for authorization and submit them to the Commissioner of the Financial Services Agency, etc. via said Bank:

２金融庁長官等は、前項の規定による認可の申請があつたときは、当該申請に係る取締役が銀行の常務に従事することに対し、当該申請に係る兼職を行うことが何らの支障を及ぼすおそれのないものであるかどうかを審査するものとする。

(2)The Commissioner of the Financial Services Agency, etc., when an application for authorization is filed pursuant to the provisions of the preceding paragraph, with regard to the director pertaining to said application that engages in ordinary business of a Bank, is to examine whether the concurrent holding of positions pertaining to said application may not cause any concern.

第八条法第八条第一項及び第二項に規定する営業所とは、銀行が法第十条第一項各号に掲げる業務の全部又は一部を営む施設又は設備（携帯型の設備及び銀行以外の者が占有し又は管理する設備を除く。以下同じ。）をいう。

Article 8(1)A business office as prescribed in Article 8, paragraphs (1) and (2) of the Act means facilities or equipment (excluding portable equipment and equipment which is possessed or managed by a person other than the Bank; the same applies hereinafter) where a Bank carries out all or part of business set forth in Article 10, each item of paragraph (1) of the Act.

２法第八条第一項に規定する本店とは、銀行の業務を統括する施設であつて、本店として登記がなされているものをいう。

(2)A head office as prescribed in Article 8, paragraph (1) of the Act means a facility that supervises the Bank services and is registered as the head office.

３法第八条第一項及び第二項に規定する支店とは、営業所のうち本店に従属し、当該営業所の名において、かつ、その計算において、銀行の業務を営む施設をいう。

(3)A branch office as prescribed in Article 8, paragraphs (1) and (2) of the Act means a business office which belongs to a head office and a facility that carries out Bank services in the name of and under the account of said business office.

４法第八条第一項及び第二項に規定する種類の変更とは、銀行の本店（第二項に規定する本店をいう。以下同じ。）及び支店（前項に規定する支店をいう。以下同じ。）以外の営業所（以下「出張所」という。）から支店へ並びに支店から出張所への変更をいう。

(4)A change of type as prescribed in Article 8, paragraphs (1) and (2) of the Act means a change from a business office other than a head office (a head office as prescribed in paragraph (2); the same applies hereinafter) and a branch office (a branch office as prescribed in the preceding paragraph; the same applies hereinafter) of a Bank (hereinafter referred to as "Sub-Office") to a branch office, and from a branch office to a Sub-Office.

第九条法第八条第一項に規定する内閣府令で定める場合は、次に掲げる場合とする。

Article 9(1)Cases provided by Cabinet Office Ordinance as prescribed in Article 8, paragraph (1) of the Act are the following:

２銀行は、法第八条第一項の規定による営業所の設置、位置の変更、種類の変更又は廃止の届出をしようとするときは、届出書に理由書その他金融庁長官が必要と認める事項を記載した書面を添付して金融庁長官等に提出しなければならない。

(2)A Bank, when intending to submit a notification of the establishment, change of location, change of type, or abolishment of a business office pursuant to the provisions of Article 8, paragraph (1) of the Act, must attach a written statement of reasons and other documents stating matters found to be necessary by the Commissioner of the Financial Services Agency to the written notification and submit them to the Commissioner of the Financial Services Agency, etc..

第九条の二銀行は、法第八条第二項の規定による外国における営業所の設置、種類の変更又は廃止の認可を受けようとするときは、認可申請書に次に掲げる書面を添付して金融庁長官等に提出しなければならない。

Article 9-2(1)A Bank, when intending to obtain an authorization for the establishment, change of type, or abolishment of a business office in a foreign state pursuant to the provisions of Article 8, paragraph (2) of the Act, must attach the following documents to a written application for authorization and submit them to the Commissioner of the Financial Services Agency, etc.:

２金融庁長官等は、前項の規定による営業所の設置又は種類の変更の認可の申請があつたときは、次に掲げる基準に適合するかどうかを審査するものとする。

(2)The Commissioner of the Financial Services Agency, etc., when an application of authorization for establishment or change of type of a business office is filed pursuant to the preceding paragraph, is to examine whether it conforms to the following standards:

３法第八条第二項に規定する内閣府令で定める場合は、次に掲げる場合とする。

(3)Cases provided by Cabinet Office Ordinance as prescribed in Article 8, paragraph (2) of the Act are the following cases:

４金融庁長官等は、第一項の規定による営業所の廃止の認可の申請があつたときは、当該営業所の顧客に係る取引が当該申請をした銀行の他の営業所又は他の金融機関へ支障なく引き継がれるなど当該営業所の顧客に著しい影響を及ぼさないものであるかどうかを審査するものとする。

(4)The Commissioner of the Financial Services Agency, etc., when an application is filed for authorization for abolishment of a business office pursuant to the provisions of paragraph (1), is to examine whether the abolishment may not cause substantial effects to the customers of said business office, such as transactions pertaining to a customer of said business office will be succeeded by another business office of the Bank which filed said application or other financial institution without any hindrance.

第十条銀行は、法第八条第三項の規定により法第二条第十四項各号に掲げる行為を外国において委託する旨の契約（以下この条において「委託契約」という。）の締結又は当該委託契約の終了の認可を受けようとするときは、認可申請書に次に掲げる書面を添付して金融庁長官等に提出しなければならない。

Article 10(1)A Bank, when intending to obtain an authorization to conclude a contract (hereinafter referred to as an "Entrustment Contract" in this Article) to entrust acts set forth in Article 2, each item of paragraph (14) of the Act in a foreign state pursuant to the provisions of Article 8, paragraph (3) of the Act or to terminate said Entrustment Contract, must attach the following documents to an written application for authorization and submit them to the Commissioner of the Financial Services Agency, etc.:

２金融庁長官等は、前項の規定による委託契約の締結の認可の申請があつたときは、次に掲げる基準に適合するかどうかを審査するものとする。

(2)The Commissioner of the Financial Services Agency, etc., when an application is filed for authorization of conclusion of an Entrustment Contract pursuant to the preceding paragraph, is to examine whether it conforms to the following standards:

３前項第二号に掲げる基準に適合するか審査をするときは、第三十四条の三十七各号に掲げる事項に配慮するものとする。

(3)When examining whether the business conforms to the standards set forth in item (ii) of the preceding paragraph, the business is to be considered with the matters set forth in each item of Article 34-37.

４金融庁長官等は、第一項の規定による委託契約の終了の認可の申請があつたときは、当該外国銀行代理業者の委託業務に関する顧客に係る取引が当該申請をした銀行の他の営業所又は他の金融機関等へ支障なく引き継がれる等、当該外国銀行代理業者の委託業務に関する顧客に著しい影響を及ぼさないものであるかどうかを審査するものとする。

(4)The Commissioner of the Financial Services Agency, etc., when an application is filed for authorization of termination of an Entrustment Contract pursuant to the provisions of paragraph (1), is to examine whether the termination will not cause substantial effects to the customers of said Foreign Bank Agent, such as transactions pertaining to customers concerning the Entrusted Business of said Foreign Bank Agent will be succeeded to another business office of the Bank which filed said application or other financial institution without any hindrance.

第十一条削除

Article 11[deleted]

第十二条法第十条第二項第五号に規定する内閣府令で定める証書をもつて表示されるものは、次に掲げるものとする。

Article 12Monetary claims indicated in the form of certificates provided by Cabinet Office Ordinance as prescribed in Article 10, paragraph (2), item (v) of the Act are as follows:

第十二条の二法第十条第二項第五号の二に規定する有価証券として内閣府令で定めるものは、金融商品取引法施行令（昭和四十年政令第三百二十一号）第十五条の十七第一項第二号又は同条第三項に規定する有価証券（同項に規定する有価証券については、金融商品取引法第二条第一項第四号又は第五号に掲げるものの性質を有するものに限る。）であつて、金融商品取引業等に関する内閣府令（平成十九年内閣府令第五十二号）第四十条第一号に規定する譲渡資産が、指名金銭債権又は指名金銭債権を信託する信託の受益権であるものとする。

Article 12-2Those as provided by Cabinet Office Ordinance as a security prescribed in Article 10, paragraph (2), item (v)-2 of the Act are a security prescribed in Article 15-17, paragraph (1) of the Order for Enforcement of the Financial Instruments and Exchange Act (Act No. 321 of 1965) (with regard to the security prescribed in the same paragraph, limited to a security which has characteristics as set forth in Article 2, paragraph (1), item (iv) or item (v) of the Financial Instruments and Exchange Act), and which assets subject to transfer as prescribed in Article 40, item (i) of the Cabinet Office Ordinance Concerning Financial Instruments Business (Cabinet Office Ordinance No. 52 of 2007) are a nominative monetary claim or a beneficiary right to the trust to which the nominative monetary claim is entrusted.

第十三条法第十条第二項第八号に規定する業務の代理又は媒介で内閣府令で定めるものは、次に掲げるものとする。

Article 13Agency or intermediary service provided by Cabinet Office Ordinance as prescribed in Article 10, paragraph (2), item (viii) of the Act is the following:

第十三条の二法第十条第二項第八号の二に規定する内閣府令で定めるものは、次の各号に掲げる者の業務（同条第一項及び第二項に規定する業務（代理又は媒介に係る業務及び銀行が同項（第八号及び第八号の二を除く。）の規定により代理又は媒介を行うことができる業務を除く。）に限る。）の代理又は媒介を当該各号に規定する銀行が行う場合における当該代理又は媒介とする。

Article 13-2(1)Agency or intermediary service as provided by Cabinet Office Ordinance as prescribed in Article 10, paragraph (2), item (viii)-2 of the Act is an agency or intermediary service when a Bank prescribed in the following items performs the agency or intermediary service of the business (limited to the business (excluding business pertaining to agency or intermediary service and business for which a Bank may perform an agency or intermediary service pursuant to the provisions of the same paragraphs (excluding items (viii) and (viii)-2) prescribed in paragraphs (1) and (2) of the same Article) of the persons set forth in said items:

２前項の規定にかかわらず、外国銀行支店（法第四十七条第二項に規定する外国銀行支店をいう。以下同じ。）に係る法第十条第二項第八号の二に規定する内閣府令で定めるものは、次の各号に掲げる者の業務（同条第一項及び第二項に規定する業務（代理又は媒介に係る業務及び銀行が同項（第八号及び第八号の二を除く。）の規定により代理又は媒介を行うことができる業務を除く。）に限る。）の代理又は媒介を当該各号に規定する外国銀行支店が行う場合における当該代理又は媒介とする。

(2)Notwithstanding the provisions of the preceding paragraph, an agency or intermediary service as provided by Cabinet Office Ordinance as prescribed in Article 10, paragraph (2), item (viii)-2, of the Act pertaining to a Foreign Bank Branch (which means a Foreign Bank Branch prescribed in Article 47, paragraph (2) of the Act; the same applies hereinafter) is an agency or intermediary service when a Foreign Bank Branch prescribed in the following items performs the agency or intermediary service of the business (limited to the business (excluding business pertaining to agency or intermediary service and business for which a Bank may perform agency or intermediary service pursuant to the provisions of the same paragraphs (excluding items (viii) and (viii)-2)) prescribed in paragraphs (1) and (2) of the same Article)of the persons set forth in said items:

３前二項に規定する「親会社等」とは、他の法人等（令第四条の二第二項に規定する法人等をいう。以下この項において同じ。）の総株主等の議決権の百分の五十を超える議決権を保有する法人等をいい、前二項に規定する「子会社等」とは、親会社等によりその総株主等の議決権の百分の五十を超える議決権を保有されている他の法人等をいう。この場合において、子会社等が保有する議決権は、当該子会社等の親会社等が保有する議決権とみなす。

(3)The term "Parent Company, etc." prescribed in the preceding two paragraphs means corporations, etc. holding voting rights exceeding fifty percent of the All Shareholders', etc. Voting Rights of other corporations, etc. (which means corporations, etc. prescribed in Article 4-2, paragraph (2) of the Order; hereinafter the same applies in this paragraph). The term "Subsidiary Company, etc." prescribed in the preceding two paragraphs means other corporations, etc. of which voting rights exceeding fifty percent of the All Shareholders', etc. Voting Rights are held by a Parent Company, etc.In this case, voting rights held by a Subsidiary Company, etc. are deemed as voting rights held by the Parent Company, etc. of said Subsidiary Company, etc.

第十三条の二の二法第十条第二項第十二号及び第十三号に規定する内閣府令で定めるものは、金融商品取引法第二条第二十項に規定するデリバティブ取引（有価証券関連デリバティブ取引（同法第二十八条第八項第六号に規定する有価証券関連デリバティブ取引をいう。以下同じ。）に該当するものを除く。）とする。

Article 13-2-2Derivatives transactions as provided by Cabinet Office Ordinance as prescribed in Article 10, paragraph (2), items (xii) and (xiii) of the Act are a derivatives transaction as prescribed in Article 2, paragraph (20) of the Financial Instruments and Exchange Act (excluding a derivatives transaction corresponding to the securities-related derivatives transactions (which means the securities-related derivatives transactions as prescribed in Article 28, paragraph (8), item (vi) of the same Act; the same applies hereinafter)).

第十三条の二の三法第十条第二項第十四号に規定する内閣府令で定めるものは、次に掲げるものとする。

Article 13-2-3(1)Financial derivatives transactions provided by Cabinet Office Ordinance as prescribed in Article 10, paragraph (2), item (xiv) of the Act are as follows:

２法第十条第二項第十四号に規定する銀行の経営の健全性を損なうおそれがないと認められる取引として内閣府令で定めるものは、前項各号に掲げるものとする。

(2)The transactions deemed as not having a risk of impairing the sound management of a Bank provided by Cabinet Office Ordinance as prescribed in Article 10, paragraph (2), item (xiv) of the Act are those set forth in the items of the preceding paragraph.

３法第十条第二項第十五号に規定する内閣府令で定めるものは、商品取引所法（昭和二十五年法律第二百三十九号）第三百四十九条第一項に規定する店頭商品先物取引の媒介、取次ぎ又は代理とする。

(3)Those provided by Cabinet Office Ordinance as prescribed in Article 10, paragraph (2), item (xv) of the Act are intermediary, introducing brokerage, or agency services of over-the-counter commodity futures transactions as prescribed in Article 349, paragraph (1) of the Commodity Exchange Act (Act No. 239 of 1950).

第十三条の二の四法第十一条第四号に規定する内閣府令で定めるものは、算定割当量を取得し、若しくは譲渡することを内容とする契約の締結又はその媒介、取次ぎ若しくは代理を行う業務とする。

Article 13-2-4Business as provided by Cabinet Office Ordinance as prescribed in Article 11, item (iv) of the Act is a business for conclusion of a contract concerning acquisition or transfer of a carbon dioxide equivalent quota, or for conducting intermediary, brokerage, or agency services.

第十三条の三銀行は、法第十二条の二第一項の規定により預金者等に対する情報の提供を行う場合には、次に掲げる方法により行うものとする。

Article 13-3(1)A Bank, in cases of providing information to Depositor, etc. pursuant to the provisions of Article 12-2, paragraph (1) of the Act, is to follow the method set forth below:

２銀行は、前項第四号の規定による書面の交付に代えて、次項で定めるところにより、当該預金者等の承諾を得て、商品情報を電磁的方法（法第二十条第六項に規定する電磁的方法をいう。以下同じ。）により提供することができる。この場合において、当該銀行は、当該書面を交付したものとみなす。

(2)A Bank, in place of the delivery of a document pursuant to the provisions of item (iv) of the preceding paragraph, pursuant to the provisions of the following paragraph, may provide the Financial Instruments Information by electronic or magnetic means (which means electronic or magnetic means as prescribed in Article 20, paragraph (6) of the Act; the same applies hereinafter) after obtaining an approval of said Depositor, etc.In this case, said Bank is deemed to have delivered said document.

３銀行は、前項の規定により商品情報を提供しようとするときは、あらかじめ、当該預金者等に対し、その用いる次に掲げる電磁的方法の種類及び内容を示し、書面又は電磁的方法による承諾を得なければならない。

(3)A Bank, when intending to provide Financial Instruments Information pursuant to the provisions of the preceding paragraph, must present the type and contents of the following electronic or magnetic means to be used to said Depositor, etc. and obtain an approval in writing or by electronic or magnetic means in advance:

４前項の規定による承諾を得た銀行は、当該預金者等から書面又は電磁的方法により電磁的方法による提供を受けない旨の申出があつたときは、当該預金者等に対し、商品情報の提供を電磁的方法によつてしてはならない。ただし、当該預金者等が再び同項の規定による承諾をした場合は、この限りでない。

(4)A Bank that has obtained an approval pursuant to the provisions of the preceding paragraph, and after said Depositor, etc. provides notification in writing or by electronic or magnetic means of not accepting the provision of information by using electronic or magnetic means, must not provide Financial Instruments Information to said Depositor, etc. by electronic or magnetic means; provided, however, that this does not apply when said Depositor, etc. provides an approval again pursuant to the provisions of the same paragraph.

第十三条の四銀行は、金融機関の合併及び転換に関する法律（昭和四十三年法律第八十六号）第八条第一項（同法第五十五条第四項において準用する場合を含む。）の規定に基づき特定社債（会社法の施行に伴う関係法律の整備等に関する法律（平成十七年法律第八十七号）第百九十九条の規定による改正前の金融機関の合併及び転換に関する法律（以下この条において「旧合併転換法」という。）第十七条の二第一項（旧合併転換法第二十四条第一項第七号において準用する場合を含む。以下この条において同じ。）に規定する普通銀行で旧合併転換法第十七条の二第一項の認可を受けたものが発行する債券及び金融システム改革のための関係法律の整備等に関する法律（平成十年法律第百七号）附則第百六十九条の規定によりなおその効力を有するものとされる同法附則第百六十八条の規定による改正前の金融機関の合併及び転換に関する法律第十七条の二第一項に規定する普通銀行で同項の認可を受けたもの（同項に規定する消滅金融機関が外国為替銀行であるものに限る。）が発行する債券を含む。）を取り扱う場合には、前条に定めるところに準じた方法により顧客に対する情報の提供を行うものとする。

Article 13-4A Bank, in cases of handling specified corporate bonds (including a bond issued by an ordinary Bank as prescribed in Article 17-2, paragraph (1) of the Act on Financial Institutions' Merger and Conversion prior to revision (hereinafter referred to as "Act (prior to revision) on Merger and Conversion" in this Article) (including the cases where it is applied mutatis mutandis pursuant to the provisions of Article 24, paragraph (1), item (vii) of the Old (prior to revision) Act on Merger and Conversion; hereinafter the same applies in this Article) as prescribed in the provisions of Article 199 of the Act on Arrangement of Relevant Acts Incidental to Enforcement of the Companies Act (Act No. 87 of 2005) and which Bank is authorized pursuant to the provisions of Article 17-2, paragraph (1) of Old (prior to revision) Act on Merger and Conversion, and a bond issued by an ordinary Bank as prescribed in Article 17-2, paragraph (1) of the Act on Financial Institutions' Merger and Conversion prior to revision, as prescribed in the provisions of Article 168 of the Supplementary Provisions of the Act on Revision of Related Acts for the Financial System Reform (Act No. 107 of 1998), which is to remain in force pursuant to the provisions of Article 169 of the same Supplementary Provisions, and which Bank is authorized pursuant to the provisions of Article 17-2, paragraph (1) of the Act on Financial Institutions' Merger and Conversion prior to revision (limited to a financial institution ceasing to exist as prescribed in the same paragraph is a foreign exchange Bank)) according to the provisions of Article 8, paragraph (1) of the Act on Financial Institutions' Merger and Conversion (Act No. 86 of 1968) (including the cases where it is applied mutatis mutandis pursuant to Article 55, paragraph (4) of the same Act), is to provide information to a customer by a method equivalent to that prescribed in the preceding Article.

第十三条の五銀行は、次に掲げる商品を取り扱う場合には、業務の方法に応じ、顧客の知識、経験、財産の状況及び取引を行う目的を踏まえ、顧客に対し、書面の交付その他の適切な方法により、預金等との誤認を防止するための説明を行わなければならない。

Article 13-5(1)A Bank, when handling the following financial instruments, must respond to the method of business and provide an explanation to a customer in order to prevent customers from misidentifying the financial instruments with deposits, etc., based on the knowledge, experience, condition of assets, and purpose for the transaction of the customer, and by delivering documents and other appropriate methods:

２銀行は、前項に規定する説明を行う場合には、次に掲げる事項（当該銀行が発行する社債（法第十条第三項第一号に掲げる短期社債を除く。）にあつては、第三号及び第四号に掲げるものを除く。）を説明するものとする。

(2)A Bank, when providing the explanation as prescribed in the preceding paragraph, is to explain the following matters (in the case of corporate bonds issued by said Bank (excluding short-term bonds as set forth in Article 10, paragraph (3), item (i) of the Act), excluding matters set forth in items (iii) and (iv)):

３銀行は、その営業所において、第一項に掲げる商品を取り扱う場合には、特定の窓口において取り扱うとともに、前項第一号から第三号までに掲げる事項を顧客の目につきやすいように当該窓口に掲示しなければならない。

(3)A Bank, when handling financial instruments set forth in paragraph (1) at its business office, must handle them at a specified counter and display the matters set forth in items (i) to (iii) of the preceding paragraph at said counter for easy identification by customers.

４銀行は、法第十条第二項第八号又は法第十二条の規定に基づき元本の補てんの契約をしていない信託契約の締結又はその代理若しくは媒介を行う場合には、特定の窓口において行うとともに、元本の補てんの契約をしていないことを顧客の目につきやすいように当該窓口に掲示し、元本の補てんの契約をしていない金銭信託に係る信託契約の締結又はその代理若しくは媒介を行う場合（信託業法施行規則（平成十六年内閣府令第百七号）第七十八条各号に掲げる場合を除く。）には、第二項各号に掲げる事項を説明しなければならない。

(4)A Bank, when concluding a trust contract without agreement for compensation of principal based on the provisions of Article 10, paragraph (2), item (viii) of the Act or Article 12 of the Act, or conducting such an agency service or as an intermediary, must conduct said business at a specified counter and display that the trust is without agreement for compensation of principal at said counter for easy identification by customers, and the Bank, when concluding a trust contract pertaining to a monetary trust without agreement for compensation of principal or conducting such an agency service or as an intermediary (excluding cases set forth in each item of Article 78 of the Order for Enforcement of Trust Business Act (Cabinet Office Ordinance No. 107 of 2004)), must explain the matters set forth in each item of paragraph (2).

第十三条の六銀行は、投資信託委託会社又は資産運用会社（投資信託及び投資法人に関する法律第二条第十九項に規定する資産運用会社をいう。以下同じ。）が当該銀行の営業所の一部を使用して同法に規定する投資信託若しくは外国投資信託の受益証券、投資証券、投資法人債券又は外国投資証券（以下この条において「受益証券等」という。）を取り扱う場合には、銀行が預金等を取り扱う場所と投資信託委託会社又は資産運用会社が受益証券等を取り扱う場所とを明確に区分するとともに、顧客の誤解を招くおそれのある掲示を行わない等の適切な措置を講じなければならない。

Article 13-6A Bank, when an investment trust management company or an asset management company (which means an asset management company as prescribed in Article 2, paragraph (19) of the Act on Investment Trusts and Investment Corporations; the same applies hereinafter) handles mutual funds or beneficiary certificates, investment certificates, investment corporation bonds, or foreign mutual funds (hereinafter referred to as "Beneficiary Certificates, etc." in this Article) as prescribed in the same Act by using a portion of a business office of said Bank, must clearly segment the location where the Bank handles deposits, etc. from the location where an investment trust management company or an asset management company handles Beneficiary Certificates, etc., and must take appropriate measures such as by not placing displays, etc. that may cause misidentification by customers.

第十三条の六の二銀行は、電気通信回線に接続している電子計算機を利用してその業務を営む場合には、顧客が当該銀行と他の者を誤認することを防止するための適切な措置を講じなければならない。

Article 13-6-2A Bank, when engaging in its business by using a computer connected to a telecommunications line, must take appropriate measures in order to prevent customers from misidentification of the said Bank as another person.

第十三条の六の三銀行は、特定取引を行う場合であつて、次に掲げる要件のすべてに該当するときは、特定取引及び特定取引の対象となる財産をその他の取引及び財産と区分して経理するため、特別の勘定（以下「特定取引勘定」という。）を設けなければならない。この場合において、当該要件のいずれかに該当しない銀行又は当該要件のいずれにも該当しない銀行が特定取引勘定を設けることを妨げない。

Article 13-6-3(1)A Bank, in cases of implementing a specified transaction, when corresponding to all of the following requirements, must establish a special account (hereinafter referred to as a "Specified Transaction Account") in order to conduct separate accounting of specified transactions and assets subject to specified transactions from other transactions and assets. In this case, this does not preclude a Bank which does not correspond to any of said requirements or a Bank which does not correspond to all of said requirements from establishing a Specified Transaction Account:

２前項の特定取引とは、銀行が金利、通貨の価格、金融商品市場（金融商品取引法第二条第十四項に規定する金融商品市場をいう。以下同じ。）における相場その他の指標（第五項において「指標」という。）に係る短期的な変動、市場間の格差等を利用して利益を得る目的又は当該目的で行う取引により生じ得る損失を減少させる目的で自己の計算において行う市場デリバティブ取引及び外国市場デリバティブ取引のうち有価証券関連デリバティブ取引に該当するもの以外のもの並びに次に掲げる取引をいう。

(2)The term "specified transaction" as used in the preceding paragraph means transactions other than those which correspond to securities-related derivatives transactions and the following transactions among market derivatives transactions and foreign market derivatives transactions that the Bank conducts with the purpose of obtaining profit by using short-term changes in money rate, value of currencies, quotations on a financial instruments market (which means a financial instruments market as prescribed in Article 2, paragraph (14) of the Financial Instruments and Exchange Act; the same applies hereinafter) and other index (which is referred to as "Index" in paragraph (5)), and by using differences among markets, etc. or with the purpose of reducing loss that may be generated from transactions for said purpose, on the Bank's own account:

３特定取引勘定を設けた銀行（以下「特定取引勘定設置銀行」という。）は、次に掲げる行為をしてはならない。ただし、第三十五条第五項第一号ホに掲げる書面に記載された事項の範囲内で行う場合は、この限りでない。

(3)A Bank which has established a Specified Transaction Account (hereinafter referred to as a "Bank with a Specified Transaction Account") must not perform the following acts; however, this does not apply when the Bank performs within the scope stated in the documents as set forth in Article 35, paragraph (5), item (i), sub-item (e):

４前項の行為には、一の銀行において、特定取引勘定とその他の勘定との間で行う第二項第一号から第四号の二まで及び第十五号に掲げる取引（当該取引に類似し、又は密接に関連する取引として同項第十七号の規定により特定取引とされる取引を含む。）を含むものとする。

(4)Acts as stipulated in the preceding paragraph are to include transactions set forth in paragraph (2), items (i) to (iv)-2 and item (xv) that are conducted between a Specified Transaction Account and other accounts (including transactions which are deemed to be a specified transaction pursuant to the provisions of item (xvii) of the same paragraph as a transaction similar to or having a close relationship with said transactions) within a single Bank.

５特定取引勘定設置銀行は、特定取引のうち事業年度終了の時において決済されていないものに係る利益相当額又は損失相当額の計算については、次の各号に掲げる取引の区分に応じ当該各号に定める額とする等、その会計を適正に処理するために必要な措置を講じなければならない。

(5)A Bank with a Specified Transaction Account, with regard to calculations of the amount equivalent to profit or the amount equivalent to loss pertaining to unsettled specified transactions at the end of a business year, must take the necessary measures in order to treat the accounting appropriately, such as specifying those amounts as specified in the following items in accordance with the transaction categories set forth in said items:

第十三条の六の四銀行は、現金自動支払機又は現金自動預入払出兼用機による預金又は資金の貸付けの業務に係る金銭の受入れ又は払出しに関する事務を第三者に委託する場合には、当該事務に支障を及ぼすことがないよう現金自動支払機又は現金自動預入払出兼用機の管理業務に経験を有するものとして金融庁長官が別に定める者（資金の貸付け（銀行が受け入れた顧客の預金等又は国債を担保として行う契約を除く。）の業務に係る金銭の受入れ又は払出しに関する事務を第三者に委託する場合には、金融庁長官が別に定める業務を主たる業務とする者を除く。）に委託するとともに、顧客に関する情報が漏洩しないための的確な措置及び顧客が当該銀行と当該委託を受けた者その他の者を誤認することを防止するための適切な措置を講じなければならない。

Article 13-6-4A Bank, in cases of entrusting services concerning receipt or payment of money pertaining to the business of a deposit or loan by using a cash dispenser or an automatic teller machine to a third person, must entrust to a person specified separately by the Commissioner of the Financial Services Agency as a person who has experience with the business of maintenance of a cash dispenser or an automatic teller machine in order to prevent problems of said services (when entrusting services concerning receipt or payment of money pertaining to the business of loans (excluding a contract which uses as security either a customer's deposit, etc. or national government bonds that a Bank received), excluding a person who engages in the duties specified separately by the Commissioner of the Financial Services Agency as its principal business), and must undertake appropriate measures to prevent leakage of information concerning customers and to prevent the misidentification of said entrusted person with another person.

第十三条の六の五銀行は、その取り扱う個人である顧客に関する情報の安全管理、従業者の監督及び当該情報の取扱いを委託する場合にはその委託先の監督について、当該情報の漏えい、滅失又はき損の防止を図るために必要かつ適切な措置を講じなければならない。

Article 13-6-5A Bank, in cases of entrusting the safety management of information concerning customers, who are individuals and handled by the Bank, the supervision of employees, and handling of said information, with regard to supervision of the entrusted person, must take necessary and appropriate measures in order to prevent leakage, loss, or damage of said information.

第十三条の六の六銀行は、信用情報に関する機関（資金需要者の借入金返済能力に関する情報の収集及び銀行に対する当該情報の提供を行うものをいう。）から提供を受けた情報であつて個人である資金需要者の借入金返済能力に関するものを、資金需要者の返済能力の調査以外の目的のために利用しないことを確保するための措置を講じなければならない。

Article 13-6-6A Bank must take measures in order to ensure that information, which is provided by an institution (which means an institution that collects information concerning debt-paying ability of fund consumers and provides said information to a Bank) concerning credit information and is concerning the debt-paying ability of individual fund consumers, is not used for purposes other than investigation of debt-paying ability of the fund consumers.

第十三条の六の七銀行は、その取り扱う個人である顧客に関する人種、信条、門地、本籍地、保健医療又は犯罪経歴についての情報その他の特別の非公開情報（その業務上知り得た公表されていない情報をいう。）を、適切な業務の運営の確保その他必要と認められる目的以外の目的のために利用しないことを確保するための措置を講じなければならない。

Article 13-6-7A Bank must take measures to ensure that information of race, creed, family origin, registered domicile, health and medical, or criminal records concerning a customer who is an individual and handled by the Bank, and other special non-public information (which means information which is obtained in the course of its business and not publicly disclosed) are not used for purposes other than those for securing appropriate management of the business and other necessary purposes.

第十三条の六の八銀行は、その業務を第三者に委託する場合には、当該業務の内容に応じ、次に掲げる措置を講じなければならない。

Article 13-6-8A Bank, in cases of entrusting a third party with its business, must take the following measures corresponding to the contents of said business:

第十三条の七銀行は、その営む業務の内容及び方法に応じ、顧客の知識、経験、財産の状況及び取引を行う目的を踏まえた重要な事項の顧客に対する説明その他の健全かつ適切な業務の運営を確保するための措置（書面の交付その他の適切な方法による商品又は取引の内容及びリスク並びに当該銀行が講ずる法第十二条の三第一項に定める措置の内容の説明並びに犯罪を防止するための措置を含む。）に関する社内規則等（社内規則その他これに準ずるものをいう。以下同じ。）を定めるとともに、従業員に対する研修その他の当該社内規則等に基づいて業務が運営されるための十分な体制を整備しなければならない。

Article 13-7A Bank, in accordance with the content and method of its business, must stipulate internal regulations, etc. (which means internal regulations and those equivalent; the same applies hereinafter) concerning measures in order to provide to customers an explanation of material matters in consideration of a customer's knowledge, experience, status of assets, and purposes of a transaction and other measures in order to secure sound and appropriate business management (including the explanation of financial instruments, transactions, and their risks and measures taken by said Bank as prescribed in Article 12-3, paragraph (1) of the Act by delivery of documents and other appropriate methods, and measures to prevent crime), and must develop a sufficient system to manage its business based on training employees and other said internal regulations, etc.

第十三条の八法第十二条の三第一項第二号に規定する苦情処理措置として内閣府令で定める措置は、次の各号のいずれかとする。

Article 13-8(1)The measures provided by Cabinet Office Ordinance as complaint handling measures as prescribed in Article 12-3, paragraph (1), item (ii) of the Act are any of the following items:

２法第十二条の三第一項第二号に規定する紛争解決措置として内閣府令で定める措置は、次の各号のいずれかとする。

(2)The measure provided by Cabinet Office Ordinance as prescribed in Article 12-3, paragraph (1), item (ii) of the Act is any of the following items:

３前二項（第一項第五号及び前項第五号に限る。）の規定にかかわらず、銀行は、次の各号のいずれかに該当する法人が実施する手続により銀行業務関連苦情の処理又は銀行業務関連紛争の解決を図つてはならない。

(3)Notwithstanding the provisions of the preceding two paragraphs (limited to paragraph (1), item (v) and item (v) of the preceding paragraph), a Bank must not handle complaints related to banking services or resolve disputes related to banking services through a procedure performed by a corporation who falls under any of the following items:

第十四条令第四条第四項第一号に規定する貸出金として内閣府令で定めるものは、資金の貸付け又は手形の割引のうち別紙様式第三号（特定取引勘定設置銀行にあつては別紙様式第三号の二、外国銀行支店にあつては別紙様式第四号（第三十五条第一項第十八号に掲げる場合に該当し、法第五十三条の規定による届出を行つた外国銀行支店（以下「特定取引勘定届出外国銀行支店」という。）にあつては別紙様式第四号の二））中の貸借対照表（以下この条において「貸借対照表」という。）の貸出金勘定に計上されるものとする。

Article 14(1)Matters as provided by Cabinet Office Ordinance as a loan prescribed in Article 4, paragraph (4), item (i) of the Order are recorded in a loan account of a balance sheet (hereinafter referred to as "Balance Sheet" in this Article) as prescribed in item (iii) of the appended form (in the case of a Bank with a Specified Transaction Account, item (iii)-2 of the appended form; in the case of a Foreign Bank Branch, item (iv) of the appended form (in the case corresponding to a case set forth in Article 35, paragraph (1), item (xviii) and that of a Foreign Bank Branch that submitted a notification pursuant to the provisions of Article 53 of the Act (hereinafter referred to as a "Foreign Bank Branch That Submitted Notification of a Specified Transaction Account"), item (iv)-2 of the appended form)) among the loans of funds or discounting of bills and notes.

２令第四条第四項第二号に規定する債務の保証として内閣府令で定めるものは、貸借対照表の支払承諾見返勘定に計上されるものとする。

(2)Those matters as provided by Cabinet Office Ordinance as a guarantee of obligations prescribed in Article 4, paragraph (4), item (ii) of the Order are recorded in the guarantee endorsements account of the Balance Sheet.

３令第四条第四項第三号に規定する出資として内閣府令で定めるものは、貸借対照表の有価証券勘定に株式又は出資（外国法人の発行する証券又は証書に表示される権利で株式又は出資の性質を有するものを含む。）として計上されるものとする。

(3)Those matters as provided by Cabinet Office Ordinance as a contribution as prescribed in Article 4, paragraph (4), item (iii) of the Order are recorded as shares or contributions (including rights presented on securities or certificates issued by a foreign corporation that has the nature of shares or a contribution) in the securities account of the Balance Sheet.

４令第四条第四項第四号に規定する内閣府令で定めるものは、次に掲げるものとする。

(4)Those matters as provided by Cabinet Office Ordinance as prescribed in Article 4, paragraph (4), item (iv) of the Order are the following:

第十四条の二法第十三条第一項本文に規定する銀行の同一人に対する信用の供与等（同項本文に規定する信用の供与等をいう。以下この条から第十四条の六までにおいて同じ。）の額（第十四条の五第二項において「単体信用供与等総額」という。）は、同一人に係る前条各項の規定により計上又は算出される信用の供与等の額の合計額から当該同一人に係る次の各号に掲げる額の合計額を控除して計算するものとする。

Article 14-2(1)The amount (which is referred to as the "total amount of non-consolidated credit extended, etc." in Article 14-5, paragraph (2)) of credit extended, etc. to a single person of a Bank as prescribed in Article 13, main clause of paragraph (1) of the Act (which means credit extended, etc. as prescribed in the main clause of the same paragraph; hereinafter the same applies in this Article to Article 14-6) is to be calculated by deducting from the total amount of credit extended, etc. that is recorded or calculated pursuant to the provisions of each paragraph of the preceding Article pertaining to a single person, the total amount as set forth in the following items pertaining to said single person:

２法第十三条第一項本文に規定する自己資本の額は、法第十四条の二第一号に掲げる基準に従い算出される自己資本の額について金融庁長官が定めるところにより必要な調整を加えた額とする。

(2)The amount of equity capital as prescribed in Article 13, main clause of paragraph (1) of the Act is the amount of equity capital calculated in accordance with the standards set forth in Article 14-2, item (i) of the Act to which the amount of necessary adjustments are added pursuant to as specified by the Commissioner of the Financial Services Agency.

３銀行は、何らの名義によつてするかを問わず、法第十三条第一項本文の規定による禁止を免れる取引又は行為をしてはならない。

(3)A Bank, in whatever name it is performed, must not transact or act in order to evade the prohibitions pursuant to the provisions of Article 13, main clause of paragraph (1) of the Act.

第十四条の三令第四条第七項第二号に規定する内閣府令で定める国民経済上特に緊要な事業は、次に掲げる事業とする。

Article 14-3(1)Business especially urgent for the national economy as provided by Cabinet Office Ordinance as prescribed in Article 4, paragraph (7), item (ii) of the Order is the following business:

２令第四条第七項第四号に規定する内閣府令で定める理由は、次に掲げる理由とする。

(2)Reasons as provided by Cabinet Office Ordinance as prescribed in Article 4, paragraph (7), item (iv) of the Order are the following:

３銀行は、法第十三条第一項ただし書の規定による同一人に対する信用の供与等の額が同項本文に規定する信用供与等限度額を超えることの承認を受けようとするときは、承認申請書に次に掲げる書面を添付して金融庁長官等に提出しなければならない。

(3)A Bank, when intending to obtain an approval for the amount of credit extended, etc. to a single person pursuant to Article 13, proviso of paragraph (1) of the Act that exceeds the limit on extensions of credit, etc., as prescribed in the main clause of the same paragraph, must attach the following documents to the written application for approval and submit them to the Commissioner of the Financial Services Agency, etc.:

第十四条の四法第十三条第二項前段に規定する当該銀行と内閣府令で定める特殊の関係のある者は、当該銀行の子法人等（令第四条の二第二項に規定する子法人等をいう。以下この章、第二十一条、第三十四条の三十二及び第三十五条第一項において同じ。）及び関連法人等（令第四条の二第三項に規定する関連法人等をいう。以下この章において同じ。）とする。

Article 14-4A person who has a special relationship as provided by Cabinet Office Ordinance with said Bank as prescribed in Article 13, first sentence of paragraph (2) of the Act is a subsidiary corporation, etc. (which means a subsidiary corporation, etc., as prescribed in Article 4-2, paragraph (2) of the Order; hereinafter the same applies in this Chapter, Article 21, Article 34-32, and Article 35, paragraph (1)) and an affiliated corporation, etc. (which means an Affiliated Corporation, etc., as prescribed in Article 4-2, paragraph (3) of the Order; the same applies hereinafter in this Chapter) of said Bank.

第十四条の五法第十三条第二項前段に規定する当該銀行及び当該子会社等又は当該子会社等の同一人に対する信用の供与等の額は、合算信用供与等総額から当該同一人に係る調整対象額を控除して計算するものとする。

Article 14-5(1)The amount of credit extended, etc. to said Bank and said Subsidiary Company, etc. or a single person of a Subsidiary Company, etc. as prescribed in Article 13, first sentence of paragraph (2) of the Act is to be calculated by deducting the amount subject to the adjustment pertaining to said single person from the total amount of the consolidated credit extended, etc.

２前項に規定する「合算信用供与等総額」とは、次の各号に掲げる額の合計額をいう。

(2)The term "total amount of the consolidated credit extended, etc." as prescribed in the preceding paragraph means the total amount of the amounts as set forth in each of the following items:

３第一項に規定する「調整対象額」とは、当該子会社等（法第十三条第二項前段に規定する子会社等をいう。以下この条において同じ。）のする資金の貸付けの額のうち当該銀行又は他の子会社等が保証している額その他金融庁長官が定める額をいう。

(3)The term "amount subject to adjustment" as prescribed in paragraph (1) means the amount secured by said Bank or other Subsidiary Company, etc. among the amount of loans provided by said Subsidiary Company, etc. (which means a Subsidiary Company, etc., as prescribed in Article 13, first sentence of paragraph (2) of the Act; hereinafter the same applies in this Article) and other amounts as specified by the Commissioner of the Financial Services Agency.

４法第十三条第二項前段に規定する自己資本の純合計額は、法第十四条の二第二号に掲げる基準に従い算出される自己資本の額について金融庁長官が定めるところにより必要な調整を加えた額とする。

(4)Net total amount of equity capital as prescribed in Article 13, first sentence of paragraph (2) of the Act is the amount of equity capital calculated in accordance with the standards set forth in Article 14-2, item (ii) of the Act to which the amount of necessary adjustments are added pursuant to as specified by the Commissioner of the Financial Services Agency.

５銀行は、何らの名義によつてするかを問わず、法第十三条第二項前段の規定による禁止を免れる取引又は行為をしてはならない。

(5)A Bank, in whatever name it is performed, must not transact or act in order to evade the prohibitions pursuant to the provisions of Article 13, the first sentence of paragraph (1) of the Act.

第十四条の六第十四条の三第二項の規定は、令第四条第十項第五号（令第十六条の二の二第五項において準用する場合を含む。）に規定する内閣府令で定める理由について準用する。この場合において、第十四条の三第二項第一号及び第二号中「当該銀行」とあるのは「当該銀行又はその子会社等」と、同項第二号中「自己資本の額」とあるのは「自己資本の純合計額」と、「信用供与等限度額」とあるのは「合算信用供与等限度額」と読み替えるものとする。

Article 14-6(1)The provisions of Article 14-3, paragraph (2) apply mutatis mutandis to reasons as provided by Cabinet Office Ordinance as prescribed in Article 4, paragraph (10), item (v) of the Order (including the cases where it is applied mutatis mutandis pursuant to Article 16-2-2, paragraph (5) of the Order).In this case, the term "said Bank" in Article 14-3, paragraph (2), items (i) and (ii) is deemed to be replaced with "said Bank or its Subsidiary Company, etc."; the term "amount of equity capital" in item (ii) of the same paragraph is deemed to be replaced with "net total amount of equity capital"; and the term "limit on extensions of credit, etc." in the same item is deemed to be replaced with "consolidated limit on extensions of credit, etc."

２銀行は、法第十三条第二項後段において準用する同条第一項ただし書の規定による当該銀行及び当該子会社等又は当該子会社等の同一人に対する信用の供与等の合計額が同条第二項前段に規定する合算信用供与等限度額を超えることの承認を受けようとするときは、承認申請書に第十四条の三第三項各号に掲げる書面を添付して金融庁長官等に提出しなければならない。

(2)A Bank, when intending to obtain an approval, pursuant to the provisions of Article 13, proviso of paragraph (1) of the Act as applied mutatis mutandis pursuant to paragraph (2), second sentence of the same Article, for the total amount of credit extended, etc. to said Bank and said Subsidiary Company, etc. or a single person of said Subsidiary Company, etc. that exceeds the consolidated limit on extensions of credit, etc. as prescribed in the first sentence of paragraph (2) of the same Article, must attach the documents as set forth in each item of Article 14-3, paragraph (3) to a written application for approval and submit them to the Commissioner of the Financial Services Agency, etc.

第十四条の七令第四条の二第二項に規定する内閣府令で定めるものは、次の各号に掲げる法人等（同項に規定する法人等をいう。以下この条において同じ。）とする。ただし、財務上又は営業上若しくは事業上の関係からみて他の法人等の意思決定機関（同項に規定する意思決定機関をいう。以下この項において同じ。）を支配していないことが明らかであると認められるときは、この限りでない。

Article 14-7(1)A person as provided by Cabinet Office Ordinance as prescribed in Article 4-2, paragraph (2) of the Order is corporation, etc. (which means a corporation, etc. as prescribed in the same paragraph; hereinafter the same applies in this Article) as set forth in the following items; provided, however, that this does not apply when it is obvious, from the perspective of the relationship of finance, operation, or business, that the person does not control the decision-making organization (which means a decision-making organization as prescribed in the same paragraph; hereinafter the same applies in this paragraph) of the other corporation, etc.:

２令第四条の二第三項に規定する内閣府令で定めるものは、次の各号に掲げるものとする。ただし、財務上又は営業上若しくは事業上の関係からみて法人等（当該法人等の子法人等を含む。）が子法人等以外の他の法人等の財務及び営業又は事業の方針の決定に対して重要な影響を与えることができないことが明らかであると認められるときは、この限りでない。

(2)Matters as provided by Cabinet Office Ordinance as prescribed in Article 4-2, paragraph (3) of the Order are as set forth in the following items;however, this does not apply when it is found to be obvious, from the perspective of the relationship of finance, operation or business, that a corporation, etc. (including a subsidiary corporation, etc. of said corporation, etc.) is unable to have a material effect on decisions of policies of finance and operation or business of another corporation, etc. other than a subsidiary corporation, etc.:

３特別目的会社（資産の流動化に関する法律（平成十年法律第百五号）第二条第三項に規定する特定目的会社及び事業内容の変更が制限されているこれと同様の事業を営む事業体をいう。以下この項において同じ。）については、適正な価額で譲り受けた資産から生ずる収益を当該特別目的会社が発行する証券の所有者（同法第二条第十二項に規定する特定目的借入れに係る債権者を含む。）に享受させることを目的として設立されており、当該特別目的会社の事業がその目的に従つて適切に遂行されているときは、当該特別目的会社に対する出資者及び当該特別目的会社に資産を譲渡した法人等（以下この項において「出資者等」という。）から独立しているものと認め、第一項の規定にかかわらず、出資者等の子法人等に該当しないものと推定する。

(3)With regard to a special purpose company (which means a specified purpose company as prescribed in Article 2, paragraph (3) of the Act on Securitization of Assets (Act No. 105 of 1998) and a business entity that carries out a business similar to the specified purpose company for which a change of content of business is restricted; hereinafter the same applies in this paragraph), when it is incorporated with a purpose to provide an enjoyment of profit generated from an asset that was accepted at a proper value by an owner (including a creditor pertaining to specified purpose borrowing as prescribed in Article 2, paragraph (12) of the same Act) of securities issued by said special purpose company and when the business of said special purpose company is carried out appropriately in accordance with the purpose, the special purpose company is deemed to be independent from a contributory to said special purpose company and a corporation, etc. (hereinafter referred to as "Contributory, etc." in this paragraph) who transferred its assets to said special purpose company, and, notwithstanding the provisions of paragraph (1), is presumed not to correspond to a subsidiary corporation, etc. of the Contributory, etc.

第十四条の八法第十三条の二ただし書に規定する内閣府令で定めるやむを得ない理由は、次に掲げる理由とする。

Article 14-8Compelling reasons as provided by Cabinet Office Ordinance as prescribed in the proviso of Article 13-2 of the Act are the following reasons:

第十四条の九銀行は、法第十三条の二ただし書の規定による承認を受けようとするときは、承認申請書に理由書その他金融庁長官が必要と認める事項を記載した書面を添付して金融庁長官等に提出しなければならない。

Article 14-9(1)A Bank, when intending to obtain an approval pursuant to the provisions of the proviso of Article 13-2 of the Act, must attach a written statement of reasons and other documents stating matters found to be necessary by the Commissioner of the Financial Services Agency to the written application for approval and submit them to the Commissioner of the Financial Services Agency, etc.

２金融庁長官等は、前項の規定による承認の申請があつたときは、当該申請をした銀行が法第十三条の二各号に掲げる取引又は行為をすることについて前条に掲げるやむを得ない理由があるかどうかを審査するものとする。

(2)The Commissioner of the Financial Services Agency, etc., when an application for approval is filed pursuant to the provisions of the preceding paragraph, is to examine whether there are compelling reasons for the Bank that filed said application to carry out transactions or acts as set forth in each item of Article 13-2 of the Act.

第十四条の十法第十三条の二第一号に規定する内閣府令で定める取引は、当該銀行が、その営む業務の種類、規模及び信用度等に照らして当該特定関係者と同様であると認められる当該特定関係者以外の者との間で、当該特定関係者との間で行う取引と同種及び同量の取引を同様の状況の下で行つた場合に成立することとなる取引の条件と比べて、当該銀行に不利な条件で行われる取引をいう。

Article 14-10Transactions as provided by Cabinet Office Ordinance as prescribed in Article 13-2, item (i) of the Act are transactions with a person other than said specified related party found to be the same as said specified related party in light of type, size, and creditworthiness of its business under a disadvantageous condition to said Bank, compared with conditions of a transaction that is to become effective when said Bank carries out a transaction of the same type and same amount under the same conditions as the transaction with said specified related party.

第十四条の十一法第十三条の二第二号に規定する内閣府令で定める取引又は行為は、次に掲げるものとする。

Article 14-11Transactions or acts as provided by Cabinet Office Ordinance as prescribed in Article 13-2, item (ii) of the Act are the following:

第十四条の十一の二第十三条の三第三号に規定する顧客の保護に欠けるおそれがないものとして内閣府令で定めるものは、銀行が不当に取引を行うことを条件として、信用を供与し、又は信用の供与を約する行為ではないものとする。

Article 14-11-2Acts as provided by Cabinet Office Ordinance as those without risk of lacking the protection of customers as prescribed in Article 13-3, item (iii) of the Act are acts that a Bank does not grant or promise to extend credit with a condition to carry out a transaction unjustly.

第十四条の十一の三法第十三条の三第四号に規定する内閣府令で定める行為は、次に掲げる行為とする。

Article 14-11-3Acts as provided by Cabinet Office Ordinance as prescribed in Article 13-3, item (iv) of the Act are the following:

第十四条の十一の三の二法第十三条の三の二第一項に規定する内閣府令で定める業務は、銀行が営むことができる業務（以下「銀行関連業務」という。）とする。

Article 14-11-3-2The business provided by Cabinet Office Ordinance as prescribed in Article 13-3-2, paragraph (1) of the Act is business which may be engaged in by a Bank (hereinafter referred to as "Bank-related Business").

第十四条の十一の三の三銀行は、当該銀行、当該銀行を所属銀行とする銀行代理業者又は当該銀行の親金融機関等（法第十三条の三の二第二項に規定する親金融機関等をいう。以下この条において同じ。）若しくは子金融機関等（同条第三項に規定する子金融機関等をいう。以下この条において同じ。）が行う取引に伴い、当該銀行、当該銀行を所属銀行とする銀行代理業者又は当該銀行の子金融機関等が行う銀行関連業務に係る顧客の利益が不当に害されることのないよう、次に掲げる措置を講じなければならない。

Article 14-11-3-3(1)A Bank must, in connection with transactions conducted by said Bank, Bank Agent having said Bank as its Principal Bank, or a parent financial institution, etc. (which means a parent financial institution, etc. as prescribed in Article 13-3-2, paragraph (2) of the Act; the same applies hereinafter in this Article) or subsidiary financial institution, etc. (which means a subsidiary financial institution, etc. as prescribed in paragraph (3) of the same Article; the same applies hereinafter in this Article) of said Bank, to prevent the customers' interests pertaining to Bank-related Business conducted by said Bank, a Bank Agent having said Bank as its Principal Bank, or a subsidiary financial institution, etc. of said Bank from being unreasonably harmed, take the following measures:

２前項第四号に規定する記録は、その作成の日から五年間保存しなければならない。

(2)The record prescribed in item (iv) of the preceding paragraph must be kept on file for five years from the date of creation.

３第一項の「対象取引」とは、銀行、当該銀行を所属銀行とする銀行代理業者又は当該銀行の親金融機関等若しくは子金融機関等が行う取引に伴い、当該銀行、当該銀行を所属銀行とする銀行代理業者又は当該銀行の子金融機関等が行う銀行関連業務に係る顧客の利益が不当に害されるおそれがある場合における当該取引をいう。

(3)The term "subject transactions" in paragraph (1) means such transactions, when, in connection with transactions conducted by a Bank, a Bank Agent having said Bank as its Principal Bank, or the parent financial institution, etc. or subsidiary financial institution, etc. of said Bank, the interests of the customer pertaining to Bank-Related Business conducted by said Bank, Bank Agent having said Bank as its Principal Bank, or the subsidiary financial institution, etc. of said Bank may be unreasonably harmed.

第十四条の十一の四法第十三条の四に規定する内閣府令で定めるものは、次に掲げるものとする。

Article 14-11-4Deposit, etc. as provided by Cabinet Office Ordinance as prescribed in Article 13-4 of the Act is the following:

第十四条の十一の五法第十三条の四において準用する金融商品取引法第三十四条に規定する内閣府令で定めるものは、特定預金等契約（法第十三条の四に規定する特定預金等契約をいう。以下同じ。）とする。

Article 14-11-5Matters as provided by Cabinet Office Ordinance as prescribed in Article 34 of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are a specified deposit, etc. contract (which means a specified deposit, etc. contract, as prescribed in Article 13-4 of the Act; the same applies hereinafter).

第十四条の十一の六削除

Article 14-11-6Deleted

第十四条の十一の七法第十三条の四において準用する金融商品取引法第三十四条の二第三項第四号に規定する内閣府令で定める事項は、申出者（同項に規定する申出者をいう。）は、同条第二項の規定による承諾を行つた銀行のみから対象契約（同項に規定する対象契約をいう。第十四条の十一の九の二において同じ。）に関して特定投資家（金融商品取引法第二条第三十一項に規定する特定投資家をいう。以下同じ。）以外の顧客として取り扱われることになる旨とする。

Article 14-11-7Matters as provided by Cabinet Office Ordinance as prescribed in Article 34-2, paragraph (3), item (iv) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the fact that the applicant (which means the applicant prescribed in the same paragraph) is to be treated as a customer other than a Professional Investor (which means a Professional Investor prescribed in Article 2, paragraph (31) of the Financial Instruments and Exchange Act; the same applies hereinafter) with regard to the Subject Contract (which means a Subject Contract prescribed in Article 34-2, paragraph (2) of that Act; the same applies in Article 14-11-9-2) only by a Bank who accepted the application pursuant to the provisions of the same paragraph.

第十四条の十一の八法第十三条の四において準用する金融商品取引法第三十四条の二第四項（法第十三条の四において準用する金融商品取引法第三十四条の三第十二項（法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する場合を含む。）、第三十四条の四第三項、第三十七条の三第二項及び第三十七条の四第二項において準用する場合を含む。以下この条において同じ。）に規定する内閣府令で定めるものは、次に掲げるものとする。

Article 14-11-8(1)Matters as provided by Cabinet Office Ordinance as prescribed in Article 34-2, paragraph (4) of the Financial Instruments and Exchange Act (including cases where it is applied mutatis mutandis pursuant to Article 34-3, paragraph (12) (including cases where it is applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act), Article 34-4, paragraph (3); Article 37-3, paragraph (2); or Article 37-4, paragraph (2) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act; hereinafter the same applies in this Article), as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following:

２前項各号に掲げる方法は、次に掲げる基準に適合するものでなければならない。

(2)Methods as set forth in each item of the preceding paragraph must conform to the following standards:

３第一項第一号の「電子情報処理組織」とは、銀行の使用に係る電子計算機と、顧客ファイルを備えた顧客等又は銀行の使用に係る電子計算機とを電気通信回線で接続した電子情報処理組織をいう。

(3)The term "electronic data processing system" as used in paragraph (1), item (i) means an electronic data processing system that is connected a computer pertaining to the use of a Bank and a computer pertaining to the use of a customer, etc., or a Bank that keeps a customer file with a telecommunications line.

第十四条の十一の九令第四条の三第一項及び第四条の四第一項の規定により示すべき方法の種類及び内容は、次に掲げる事項とする。

Article 14-11-9Type and content of a method to be indicated pursuant to the provisions of Article 4-3, paragraph (1) and Article 4-4, paragraph (1) of the Order are the following matters:

第十四条の十一の九の二法第十三条の四において準用する金融商品取引法第三十四条の二第十一項に規定する内閣府令で定める事項は、次に掲げる事項とする。

Article 14-11-9-2The matters provided by Cabinet Office Ordinance as prescribed in Article 34-2, paragraph (11) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following matters:

第十四条の十一の九の三法第十三条の四において準用する金融商品取引法第三十四条の二第十二項（法第十三条の四において準用する金融商品取引法第三十四条の三第三項（法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する場合を含む。）において準用する場合を含む。以下この条において同じ。）に規定する内閣府令で定めるものは、次に掲げるものとする。

Article 14-11-9-3(1)The matters provided by Cabinet Office Ordinance as prescribed in Article 34-2, paragraph (12) of the Financial Instruments and Exchange Act (including the cases where it is applied mutatis mutandis pursuant to Article 34-3, paragraph (3) of the Financial Instruments and Exchange Act (including the cases where it is applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act), as applied mutatis mutandis pursuant to Article 13-4 of the Act; hereinafter the same applies in this Article), as applied mutatis mutandis pursuant to Article 13-4 of the Act, are as follows:

２前項各号に掲げる方法は、銀行がファイルへの記録を出力することにより書面を作成することができるものでなければならない。

(2)The methods set forth in each item of the preceding paragraph must be a method to enable a Bank to prepare documents by outputting records in a file.

３第一項第一号の「電子情報処理組織」とは、銀行の使用に係る電子計算機と、顧客の使用に係る電子計算機とを電気通信回線で接続した電子情報処理組織をいう。

(3)The term "electronic data processing system" as used in paragraph (1), item (i) means an electronic data processing system that is connected with a computer pertaining to the use of a Bank and a computer pertaining to the use of a customer with a telecommunications line.

第十四条の十一の十法第十三条の四において準用する金融商品取引法第三十四条の三第二項に規定する内閣府令で定める場合は、銀行が一定の日を定め、次に掲げる事項を当該銀行の営業所の公衆の見やすい場所への掲示その他の適切な方法により公表している場合とする。

Article 14-11-10(1)Cases that are provided by Cabinet Office Ordinance as prescribed in Article 34-3, paragraph (2) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act are cases where a Bank specifies a certain date and publicly disclosures the following matters by posting in a place that facilitates public viewing in a business office of said Bank or by another appropriate method:

２法第十三条の四において準用する金融商品取引法第三十四条の三第二項に規定する内閣府令で定める日は、銀行が前項の規定により定めた日であつて承諾日（同条第二項第一号に規定する承諾日をいう。次条第二項第三号及び第十四条の十一の十二において同じ。）から起算して一年以内の日のうち最も遅い日とする。

(2)The date as provided by Cabinet Office Ordinance as prescribed in Article 34-3, paragraph (2) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, is a date that is specified by a Bank pursuant to the provisions of the preceding paragraph and that is the last date within one year from the approval date (which means the approval date prescribed in Article 34-3, paragraph (2), item (i) of the Financial Instruments and Exchange Act; the same applies in paragraph (2), item (iii) of the following Article and Article 14-11-12) .

第十四条の十一の十一法第十三条の四において準用する金融商品取引法第三十四条の三第二項第四号イに規定する内閣府令で定める事項は、法第十三条の四において準用する金融商品取引法第四十五条各号に掲げる規定は、対象契約（同項第二号に規定する対象契約をいう。次項及び第十四条の十一の十二の二において同じ。）に関して申出者（法第十三条の四において準用する金融商品取引法第三十四条の三第二項に規定する申出者をいう。次項において同じ。）が当該各号に定める者である場合（法第十三条の四において準用する金融商品取引法第四十五条ただし書に規定する場合を除く。）には適用されない旨とする。

Article 14-11-11(1)Matters as provided by Cabinet Office Ordinance as prescribed in Article 34-3, paragraph (2), item (iv), sub-item (a) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are that the provisions set forth in each item of Article 45 of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act do not apply when an applicant (which means an applicant as prescribed in Article 34-3, paragraph (2) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act; the same applies in the following paragraph) pertaining to a subject contract (which means a subject contract as prescribed in Article 45, item (ii) of the Financial Instruments and Exchange Act; this applies in the following paragraph and Article 14-11-12-2) is a person as prescribed in each said item (excluding cases as prescribed in the proviso of Article 45 of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act).

２法第十三条の四において準用する金融商品取引法第三十四条の三第二項第七号に規定する内閣府令で定める事項は、次に掲げる事項とする。

(2)Matters as provided by Cabinet Office Ordinance as prescribed in Article 34-3, paragraph (2), item (vii) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following matters:

第十四条の十一の十二法第十三条の四において準用する金融商品取引法第三十四条の三第七項に規定する内閣府令で定める期間は、十一月（次の各号に掲げる場合にあつては、当該各号に定める期間）とする。

Article 14-11-12(1)The period provided by Cabinet Office Ordinance as prescribed in Article 34-3, paragraph (7) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, is 11 months (in the cases set forth in the following items, the period prescribed in the respective items).

２法第十三条の四において準用する金融商品取引法第三十四条の三第八項に規定する場合における前項の規定の適用については、同項各号中「承諾日」とあるのは、「前回の期限日の翌日」とする。

(2)In applying the provisions of the preceding paragraph in the cases prescribed in Article 34-3, paragraph (8) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, the term "approval date" in the items of the same paragraph is deemed to read "the day immediately following the previous end date".

第十四条の十一の十二の二法第十三条の四において準用する金融商品取引法第三十四条の三第十一項に規定する内閣府令で定める事項は、次に掲げる事項とする。

Article 14-11-12-2The matters provided by Cabinet Office Ordinance as prescribed in Article 34-3, paragraph (11) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following matters:

第十四条の十一の十三法第十三条の四において準用する金融商品取引法第三十四条の四第一項第一号に規定する内閣府令で定めるものは、次に掲げる要件のいずれかに該当するものとする。

Article 14-11-13(1)Matters as provided by Cabinet Office Ordinance as prescribed in Article 34-4, paragraph (1), item (i) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, correspond to any of the following requirements:

２法第十三条の四において準用する金融商品取引法第三十四条の四第一項第一号に規定する内閣府令で定める個人は、次に掲げる者とする。

(2)Individuals as provided by Cabinet Office Ordinance as prescribed in Article 34-4, paragraph (1), item (i) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following persons:

第十四条の十一の十四法第十三条の四において準用する金融商品取引法第三十四条の四第一項第二号に規定する内閣府令で定める要件は、次に掲げる要件のすべてに該当することとする。

Article 14-11-14Requirements as provided by Cabinet Office Ordinance as prescribed in Article 34-4, paragraph (1), item (ii) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, correspond to all of the following requirements:

第十四条の十一の十五法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する同法第三十四条の三第二項に規定する内閣府令で定める場合は、銀行が一定の日を定め、次に掲げる事項を当該銀行の営業所の公衆の見やすい場所への掲示その他の適切な方法により公表している場合とする。

Article 14-11-15(1)Cases provided by Cabinet Office Ordinance as prescribed in Article 34-3, paragraph (2) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of the same Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are cases where a Bank specifies a certain date and publicly disclosures the following matters by posting in a place that facilitates public viewing in a business office of said Bank or by another appropriate method:

２法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する同法第三十四条の三第二項に規定する内閣府令で定める日は、銀行が前項の規定により定めた日であつて承諾日から起算して一年以内の日のうち最も遅い日とする。

(2)The date as provided by Cabinet Office Ordinance as prescribed in Article 34-3, paragraph (2) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of the same Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, is the date that is specified by a Bank pursuant to the provisions of the preceding paragraph and is the last day within one year from the approval date.

第十四条の十一の十六法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する同法第三十四条の三第二項第四号イに規定する内閣府令で定める事項は、法第十三条の四において準用する金融商品取引法第四十五条各号に掲げる規定は、対象契約（同項第二号に規定する対象契約をいう。次項及び第十四条の十一の十六の三において同じ。）に関して申出者が当該各号に定める者である場合（法第十三条の四において準用する金融商品取引法第四十五条ただし書に規定する場合を除く。）には適用されない旨とする。

Article 14-11-16(1)Matters as provided by Cabinet Office Ordinance as prescribed in Article 34-3, paragraph (2), item (iv), sub-item (a) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of the same Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are that the provisions set forth in each item of Article 45 of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, do not apply when an applicant, with regard to the subject contract (which means a subject contract as prescribed in item (ii) of Article 34-3, paragraph (2) of the Financial Instruments and Exchange Act; the same applies in the following paragraph and Article 14-11-16-3), is a person specified in any said item (excluding cases as prescribed in the proviso of Article 45 of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act).

２法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する同法第三十四条の三第二項第七号に規定する内閣府令で定める事項は、次に掲げる事項とする。

(2)Matters as provided by Cabinet Office Ordinance as prescribed in Article 34-3, paragraph (2), item (vii) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of the same Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following matters:

第十四条の十一の十六の二法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する同法第三十四条の三第七項に規定する内閣府令で定める期間は、十一月（次の各号に掲げる場合にあつては、当該各号に定める期間）とする。

Article 14-11-16-2(1)The period provided by Cabinet Office Ordinance as prescribed in Article 34-3, paragraph (7) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of the same Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, is 11 months (in the cases set forth in the following items, the period prescribed in respective items).

２法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する同法第三十四条の三第八項に規定する場合における前項の規定の適用については、同項中「承諾日」とあるのは、「前回の期限日の翌日」とする。

(2)In applying the provisions of the preceding paragraph in the cases prescribed in Article 34-3, paragraph (8) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of the same Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, the term "approval date" in the same paragraph is deemed to read "the day immediately following the previous end date".

第十四条の十一の十六の三法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する同法第三十四条の三第十一項に規定する内閣府令で定める事項は、次に掲げる事項とする。

Article 14-11-16-3The matters provided by Cabinet Office Ordinance as prescribed in Article 34-3, paragraph (11) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following matters:

第十四条の十一の十七法第十三条の四において準用する金融商品取引法第三十七条各項に規定する内閣府令で定める行為は、郵便、信書便（民間事業者による信書の送達に関する法律（平成十四年法律第九十九号）第二条第六項に規定する一般信書便事業者又は同条第九項に規定する特定信書便事業者の提供する同条第二項に規定する信書便をいう。第三十四条の二の十七及び第三十四条の五十三の二において同じ。）、ファクシミリ装置を用いて送信する方法、電子メール（特定電子メールの送信の適正化等に関する法律（平成十四年法律第二十六号）第二条第一号に規定する電子メールをいう。第三十四条の二の十七及び第三十四条の五十三の二において同じ。）を送信する方法、ビラ又はパンフレットを配布する方法その他の方法（次に掲げるものを除く。）により多数の者に対して同様の内容で行う情報の提供とする。

Article 14-11-17An act as provided by Cabinet Office Ordinance as prescribed in each paragraph of Article 37 of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, is the provision of information with the same content to many persons by mail, letter service (which means a letter service as prescribed in Article 2, paragraph (2) of the Act on Letter service by Private Business operators (Act No. 99 of 2002) provided by a general letter service business operator as prescribed in paragraph (6) of the same Article or a specified letter service business operator as prescribed in paragraph (9) of the same Article; the same applies in Article 34-2-17 and Article 34-53-2), a transmission method using a facsimile device, a transmission method using electronic mail (which means electronic mail as prescribed in Article 2, item (i) of the Act on Regulation of Transmission of Specified Electronic Mail (Act No. 26 of 2002); the same applies in Article 34-2-17 and Article 34-53-2), a method to distribute handouts or brochures and other methods (excluding the following methods):

第十四条の十一の十八銀行がその行う特定預金等契約の締結の業務の内容について広告又は前条に規定する行為（次項において「広告等」という。）をするときは、法第十三条の四において準用する金融商品取引法第三十七条第一項各号に掲げる事項について明瞭かつ正確に表示しなければならない。

Article 14-11-18(1)When a Bank, with regard to the content of business of conclusion of a specified deposit, etc. contract which is carried out by the Bank, advertises or performs an act as prescribed in the preceding Article (which is referred to as "Advertisement, etc." in the following paragraph), the matters set forth in each item of Article 37, paragraph (1) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, must be indicated clearly and properly.

２銀行がその行う特定預金等契約の締結の業務の内容について広告等をするときは、令第四条の五第一項第二号に掲げる事項の文字又は数字を当該事項以外の事項の文字又は数字のうち最も大きなものと著しく異ならない大きさで表示するものとする。

(2)When a Bank carries out Advertisement, etc., with regard to the content of business of conclusion of a specified deposit, etc. contract that is carried out by the Bank, the printed characters and numerals of matters set forth in Article 4-5, paragraph (1), item (ii) of the Order are to be indicated in a size that is not significantly different from the largest size among the printed characters and numerals of matters other than said matter.

３銀行がその行う特定預金等契約の締結の業務の内容について一般放送事業者（放送法（昭和二十五年法律第百三十二号）第二条第三号の二に規定する一般放送事業者をいう。以下同じ。）の放送設備により放送をさせる方法又は第十四条の十一の二十一第一項各号に掲げる方法（音声により放送をさせる方法を除く。）により広告をするときは、前項の規定にかかわらず、令第四条の五第二項第一号に掲げる事項の文字又は数字を当該事項以外の事項の文字又は数字のうち最も大きなものと著しく異ならない大きさで表示するものとする。

(3)When a Bank advertises, with regard to the content of business of conclusion of a specified deposit, etc. contract that is carried out by the Bank, by a method to order broadcast using the broadcasting equipment of a general broadcaster (which means a general broadcaster as prescribed in Article 2, item (iii)-2 of the Broadcast Act; and the same applies hereinafter), or by a method set forth in any of the items of Article 14-11-21, paragraph (1) (excluding a broadcasting method by voice), notwithstanding the provisions of the preceding paragraph, the printed characters and numerals of matters set forth in Article 4-5, paragraph (2), item (i) of the Order are to be indicated in a size that is not significantly different from the largest size among the printed characters and numerals of matters other than said matter.

第十四条の十一の十九令第四条の五第一項第一号に規定する内閣府令で定めるものは、手数料、報酬、費用その他いかなる名称によるかを問わず、特定預金等契約に関して顧客が支払うべき対価（以下「手数料等」という。）の種類ごとの金額若しくはその上限額又はこれらの計算方法（当該特定預金等契約に係る元本の額に対する割合を含む。以下この条において同じ。）の概要及び当該金額の合計額若しくはその上限額又はこれらの計算方法の概要とする。ただし、これらの表示をすることができない場合にあつては、その旨及びその理由とする。

Article 14-11-19Matters as provided by Cabinet Office Ordinance as prescribed in Article 4-5, paragraph (1), item (i) of the Order, under the name of a fee, reward, expense, or whatever name may be, are a description of the amount by category of compensation that a customer is to pay concerning a specified deposit, etc. contract (hereinafter referred to as "Fee, etc."), the maximum limit, or the summary of the calculation method of these matters (including the percentage of Fee, etc. as compared to the principal amount pertaining to said specified deposit, etc. contract) and a description of the total amount of said amounts, the maximum limit, or the summary of the calculation method of these matters; provided, however, that when these matters are unable to be indicated, that effect and the reasons thereof.

第十四条の十一の二十令第四条の五第一項第三号に規定する内閣府令で定める事項は、次に掲げる事項とする。

Article 14-11-20Matters as provided by Cabinet Office Ordinance as prescribed in Article 4-5, paragraph (1), item (iii) of the Order are the following:

第十四条の十一の二十一令第四条の五第二項に規定する内閣府令で定める方法は、次に掲げるものとする。

Article 14-11-21(1)Methods as provided by Cabinet Office Ordinance as prescribed in Article 4-5, paragraph (2) of the Order are as follows:

２令第四条の五第二項第二号に規定する内閣府令で定める事項は、第十四条の十一の十七第三号ニに掲げる事項とする。

(2)Matters as provided by Cabinet Office Ordinance as prescribed in Article 4-5, paragraph (2), item (ii) of the Order are the matters as set forth in Article 14-11-17, item (iii), sub-item (d).

第十四条の十一の二十二法第十三条の四において準用する金融商品取引法第三十七条第二項に規定する内閣府令で定める事項は、次に掲げる事項とする。

Article 14-11-22Matters as provided by Cabinet Office Ordinance as prescribed in Article 37, paragraph (2) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the matters the following:

第十四条の十一の二十三契約締結前交付書面には、法第十三条の四において準用する金融商品取引法第三十七条の三第一項各号に掲げる事項を工業標準化法（昭和二十四年法律第百八十五号）に基づく日本工業規格（以下「日本工業規格」という。）Ｚ八三〇五に規定する八ポイント以上の大きさの文字及び数字を用いて明瞭かつ正確に記載しなければならない。

Article 14-11-23(1)In a Document Delivered Prior to the Conclusion of a Contract, the matters as set forth in each item of Article 37-3, paragraph (1) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, must be entered clearly and properly by using printed characters and numerals of the size of eight points or larger as defined in Japanese Industrial Standard Z 8305 based on the Industrial Standardization Act (Act No. 185 of 1949) (hereinafter referred to as "Japanese Industrial Standard").

２前項の規定にかかわらず、契約締結前交付書面には、次に掲げる事項を枠の中に日本工業規格Ｚ八三〇五に規定する十二ポイント以上の大きさの文字及び数字を用いて明瞭かつ正確に記載し、かつ、次項に規定する事項の次に記載するものとする。

(2)Notwithstanding the provisions of the preceding paragraph, in a Document Delivered Prior to the Conclusion of a Contract, the following matters are to be entered clearly and properly in lines by using printed characters and numerals of the size of 12 points or larger as defined in Japanese Industrial Standard Z 8305, and are to be entered following the matters as prescribed in the following paragraph:

３銀行は、契約締結前交付書面には、第十四条の十一の二十七第一項第一号に掲げる事項及び法第十三条の四において準用する金融商品取引法第三十七条の三第一項各号に掲げる事項のうち顧客の判断に影響を及ぼすこととなる特に重要なものを、日本工業規格Ｚ八三〇五に規定する十二ポイント以上の大きさの文字及び数字を用いて当該契約締結前交付書面の最初に平易に記載するものとする。

(3)A Bank, in a Document Delivered Prior to the Conclusion of a Contract, is to enter particularly material matters using plain expressions that may affect the decision of a customer among the matters as set forth in Article 14-11-27, paragraph (1), item (i) and each item of Article 37-3, paragraph (1) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, by using printed characters and numerals of the size of 12 points or larger as defined in Japanese Industrial Standard Z 8305 at the top of said Document Delivered Prior to the Conclusion of a Contract.

第十四条の十一の二十四法第十三条の四において準用する金融商品取引法第三十七の三第一項の規定による情報の提供は、契約締結前交付書面を交付することにより行うものとする。

Article 14-11-24The provision of information as prescribed in Article 37-3, paragraph (1) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, is to be implemented by the delivery of a Document Delivered Prior to the Conclusion of a Contract.

第十四条の十一の二十五法第十三条の四において準用する金融商品取引法第三十七条の三第一項ただし書に規定する内閣府令で定める場合は、次に掲げる場合とする。

Article 14-11-25(1)The cases as provided by Cabinet Office Ordinance as prescribed in Article 37-3, proviso of paragraph (1) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act are the following cases:

２法第十三条の四において準用する金融商品取引法第三十四条の二第四項及び令第四条の三の規定並びに第十四条の十一の八の規定は、前項第一号の規定による外貨預金等書面の交付及び同項第三号ロの規定による契約変更書面の交付について準用する。

(2)The provisions of Article 34-2, paragraph (4) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, and provisions of Article 4-3 and Article 14-11-8 of the Order, apply mutatis mutandis to delivery of a Document of Foreign Currency Deposit, etc., pursuant to the provisions of item (i) of the preceding paragraph and delivery of a Document for Contract Change pursuant to the provisions of item (iii), sub-item (b) of the same paragraph.

３外貨預金等書面を交付した日（この項の規定により外貨預金等書面を交付したものとみなされた日を含む。）から一年以内に外貨預金等に係る特定預金等契約の締結を行つた場合（当該顧客から契約締結前交付書面の交付を要しない旨の意思の表明があつた場合に限る。）には、当該締結の日において外貨預金等書面を交付したものとみなして、第一項第一号の規定を適用する。

(3)If a specified deposit, etc. contract pertaining to a Foreign Currency Deposit, etc. is concluded within one year from the date when a Document of Foreign Currency Deposit, etc. is delivered (including the date when a Document of Foreign Currency Deposit, etc. is deemed to be delivered pursuant to the provisions of this paragraph) (limited to the cases where said customer declared the intention not to require delivery of a Document Delivered Prior to the Conclusion of a Contract), it is deemed that a Document of Foreign Currency Deposit, etc. is delivered on the date of said conclusion and the provisions of paragraph (1), item (i) apply.

４契約締結前交付書面を交付した日（第一項第一号の規定により特定預金等契約について契約締結前交付書面を交付しない場合における当該特定預金等契約の締結の日及びこの項の規定により契約締結前交付書面を交付したものとみなされた日を含む。）から一年以内に当該契約締結前交付書面に係る特定預金等契約と同一の内容の特定預金等契約の締結を行つた場合には、当該締結の日において契約締結前交付書面を交付したものとみなして、第一項第二号の規定を適用する。

(4)If, within one year from the date (if a Document Delivered Prior to the Conclusion of a Contract is not delivered with regard to a specified deposit, etc. contract pursuant to the provisions of paragraph (1), item (i), including the date of conclusion of said specified deposit, etc. contract and the date when a Document Delivered Prior to the Conclusion of a Contract is deemed to be delivered pursuant to the provisions of this paragraph) when a Document Delivered Prior to the Conclusion of a Contract is delivered, a specified deposit, etc. contract with an identical content to the specified deposit, etc. contract pertaining to said Document Delivered Prior to the Conclusion of a Contract is concluded, the Document Delivered Prior to the Conclusion of a Contract is deemed to be delivered on the date of said conclusion and provisions of paragraph (1), item (ii) apply.

第十四条の十一の二十六法第十三条の四において準用する金融商品取引法第三十七条の三第一項第四号に規定する内閣府令で定めるものは、手数料、報酬、費用その他いかなる名称によるかを問わず、特定預金等契約に関して顧客が支払うべき手数料等の種類ごとの金額若しくはその上限額又はこれらの計算方法（当該特定預金等契約に係る元本の額に対する割合を含む。以下この条において同じ。）及び当該金額の合計額若しくはその上限額又はこれらの計算方法とする。ただし、これらの記載をすることができない場合にあつては、その旨及びその理由とする。

Article 14-11-26Matters as provided by Cabinet Office Ordinance as prescribed in Article 37-3, paragraph (1), item (iv) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, under the name of a fee, reward, expense, or whatever name may be, are a description of the amount by category of Fee, etc. that the customer is to pay concerning a specified deposit, etc. contract, the maximum limit, or the calculation method of the above (including the percentage of Fee, etc. as compared to the principal amount pertaining to said specified deposit, etc. contract; hereinafter the same applies in this Article) and a description of the total amount of said amounts, the maximum limit, or the calculation method of these matters; provided, however, that when these matters are unable to be entered, that effect and the reasons thereof.

第十四条の十一の二十七法第十三条の四において準用する金融商品取引法第三十七条の三第一項第七号に規定する内閣府令で定める事項は、次に掲げる事項とする。

Article 14-11-27(1)Matters as provided by Cabinet Office Ordinance as prescribed in Article 37-3, paragraph (1), item (vii) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following matters:

２一の特定預金等契約の締結について銀行及び銀行代理業者が法第十三条の四及び第五十二条の四十五の二において準用する金融商品取引法第三十七条の三第一項の規定により顧客に対し同項に規定する書面の交付を行わなければならない場合において、当該銀行代理業者が当該交付を行つたときは、当該銀行は、前項の規定にかかわらず、契約締結前交付書面に同項各号に掲げる事項を記載することを要しない。

(2)When a Bank or a Bank Agent must deliver a document as prescribed in the provisions of Article 37-3, paragraph (1) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 and Article 52-45-2 of the Act to a customer, pursuant to the same paragraph with regard to conclusion of a single specified deposit, etc. contract, when said Bank Agent carries out said delivery, said Bank , notwithstanding the provisions of the preceding paragraph, is not required to enter matters as set forth in each item of the same paragraph in the Document Delivered Prior to the Conclusion of a Contract.

第十四条の十一の二十八特定預金等契約が成立したときに作成する法第十三条の四において準用する金融商品取引法第三十七条の四第一項に規定する書面（次項及び次条において「契約締結時交付書面」という。）には、次に掲げる事項を記載しなければならない。

Article 14-11-28(1)The following matters must be entered in a document, as prescribed in Article 37-4, paragraph (1) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act (said document is referred to as a "Document Delivered at Concluding a Contract" in the following paragraph and the following Article), which document is to be prepared when a specified deposit, etc. contract is effected:

２一の特定預金等契約の締結について銀行及び銀行代理業者が法第十三条の四及び第五十二条の四十五の二において準用する金融商品取引法第三十七条の四第一項の規定により顧客に対し同項に規定する書面の交付を行わなければならない場合において、当該銀行代理業者が当該交付を行つたときは、当該銀行は、前項の規定にかかわらず、契約締結時交付書面に同項第二号から第七号までに掲げる事項を記載することを要しない。

(2)When a Bank or a Bank Agent must deliver a document as prescribed in the provisions of Article 37-4, paragraph (1) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 and Article 52-45-2 of the Act to a customer, pursuant to the same paragraph with regard to conclusion of a single specified deposit, etc. contract, when said Bank Agent carries out said delivery, said Bank, notwithstanding the provisions of the preceding paragraph, is not required to enter matters as set forth in items (ii) to (vii) of the same paragraph in the Document Delivered at Concluding a Contract.

第十四条の十一の二十九契約締結時交付書面に係る法第十三条の四において準用する金融商品取引法第三十七条の四第一項ただし書に規定する内閣府令で定める場合は、次に掲げる場合とする。

Article 14-11-29(1)Cases as provided by Cabinet Office Ordinance as prescribed in Article 37-4, proviso of paragraph (1) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act pertaining to a Document Delivered at Concluding a Contract, are the following cases:

２法第十三条の四において準用する金融商品取引法第三十四条の二第四項及び令第四条の三の規定並びに第十四条の十一の八の規定は、前項第三号ロの規定による書面の交付について準用する。

(2)The provisions of Article 34-2, paragraph (4) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, and provisions of Article 4-3 and Article 14-11-8 of the Order, apply mutatis mutandis to delivery of documents pursuant to the provisions of item (iii), sub-item (b) of the preceding paragraph.

３外貨預金等書面を交付した日（この項の規定により外貨預金等書面を交付したものとみなされた日を含む。）から一年以内に外貨預金等に係る特定預金等契約の締結を行つた場合（当該顧客から契約締結時交付書面の交付を要しない旨の意思の表明があつた場合に限る。）には、当該締結の日において外貨預金等書面を交付したものとみなして、第一項第一号の規定を適用する。

(3)If a specified deposit, etc. contract pertaining to a Foreign Currency Deposit, etc. is concluded within one year from the date when a Document of Foreign Currency Deposit, etc. is delivered (including the date when a Document of Foreign Currency Deposit, etc. is deemed to be delivered pursuant to the provisions of this paragraph) (limited to the cases where said customer declared the intention not to require delivery of a Document Delivered at Concluding a Contract), it is deemed that the Document of Foreign Currency Deposit, etc. is delivered on the date of said conclusion and the provisions of paragraph (1), item (i) apply.

４契約締結時交付書面を交付した日（第一項第一号の規定により特定預金等契約について契約締結時交付書面を交付しない場合における当該特定預金等契約の締結の日及びこの項の規定により契約締結時交付書面を交付したものとみなされた日を含む。）から一年以内に当該契約締結時交付書面に係る特定預金等契約と同一の内容の特定預金等契約の締結を行つた場合には、当該締結の日において契約締結時交付書面を交付したものとみなして、第一項第二号の規定を適用する。

(4)If, within one year from the date (if a Document Delivered at Concluding a Contract is not delivered with regard to a specified deposit, etc. contract pursuant to the provisions of paragraph (1), item (i), the date of conclusion of said specified deposit, etc. contract, including the date when a Document Delivered at Concluding a Contract is deemed to be delivered pursuant to the provisions of this paragraph) when a Document Delivered at Concluding a Contract is delivered, a specified deposit, etc. contract with an identical content to the specified deposit, etc. contract pertaining to said Document Delivered at Concluding a Contract, the Document Delivered at Concluding a Contract is deemed to be delivered on the date of said conclusion and the provisions of paragraph (1), item (ii) apply.

第十四条の十一の三十法第十三条の四において準用する金融商品取引法第三十八条第三号に規定する金融商品取引法第六十六条の二十七の登録の意義その他の事項として内閣府令で定める事項は、次に掲げるものとする。

Article 14-11-30(1)The significance of registration pursuant to Article 66-27 of the Financial Instruments and Exchange Act and other matters provided by Cabinet Office Ordinance as prescribed in Article 38, item (iii) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are those set forth in the following:

２前項の規定にかかわらず、特定関係法人（金融商品取引業等に関する内閣府令第百十六条の三第二項に規定する特定関係法人をいう。以下この項、第三十四条の二の三十第二項及び第三十四条の五十三の十七第二項において同じ。）の付与した信用格付については、法第十三条の四において準用する金融商品取引法第三十八条第三号に規定する金融商品取引法第六十六条の二十七の登録の意義その他の事項として内閣府令で定める事項は、次に掲げるものとする。

(2)Notwithstanding the provisions of the preceding paragraph, with regard to Credit Ratings determined by a specified associated corporation (meaning Specified Associated Corporation prescribed in Article 116-3, paragraph (2) of the Cabinet Office Ordinance on Financial Instruments Business; the same applies in this paragraph, Article 34-2-30, paragraph (2) and Article 34-53-17, paragraph (2)), significance of registration under Article 66-27 of the Act and other matters provided by Cabinet Office Ordinance are the following:

第十四条の十一の三十の二法第十三条の四において準用する金融商品取引法第三十八条第七号に規定する内閣府令で定める行為は、次に掲げる行為とする。

Article 14-11-30-2Acts as provided by Cabinet Office Ordinance as prescribed in Article 38, item (vii) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following acts:

第十四条の十一の三十一法第十三条の四において準用する金融商品取引法第四十五条ただし書に規定する内閣府令で定める場合は、第十三条の四において準用する金融商品取引法第三十七条の四の規定の適用について、顧客の締結した特定預金等契約に関する照会に対して速やかに回答できる体制が整備されていない場合とする。

Article 14-11-31The cases as provided by Cabinet Office Ordinance as prescribed in the proviso of Article 45 of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, with regard to application of provisions of Article 37-4 of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the cases of a system for responding immediately to an inquiry concerning a specified deposit, etc. contract that a customer concluded is not developed.

第十四条の十二法第十四条の二第二号に規定する内閣府令で定める特殊の関係のある会社は、次に掲げる者とする。

Article 14-12A company that has a special relationship as provided by Cabinet Office Ordinance as prescribed in Article 14-2, item (ii) of the Act is the following persons:

第十五条銀行は、令第五条第二項第二号の規定による休日の承認を受けようとするときは、承認申請書に次に掲げる書面を添付して金融庁長官等に提出しなければならない。

Article 15(1)A Bank, when intending to obtain an approval for holidays pursuant to the provisions of Article 5, paragraph (2), item (ii) of the Order, must attach the following documents to a written application for approval and submit them to the Commissioner of the Financial Services Agency, etc.:

２金融庁長官等は、前項の規定による承認の申請があつたときは、次に掲げる基準に適合するかどうかを審査するものとする。

(2)The Commissioner of the Financial Services Agency, etc., when an application for approval is filed pursuant to the provisions of the preceding paragraph, is to examine whether it conforms to the following standards:

３当座預金業務を営まない営業所において、令第五条第一項各号及び第二項第一号に掲げる日（次項において「指定休日」という。）以外の日を休日とする旨の記載がある申請書による第三十二条第二項の規定による認可の申請があつたときは、金融庁長官等は、同条第三項に規定する審査のほか、前項各号に掲げる基準に適合するかどうかを審査するものとする。

(3)When a business office that does not carry out current deposit service files an application for approval pursuant to the provisions of Article 32, paragraph (2) by a written application stating that a day other than those as set forth in each item of Article 5, paragraph (1) and paragraph (2), item (i) of the Order (which are referred to as a "Designated Holiday" in the following paragraph) as a holiday, the Commissioner of the Financial Services Agency, etc. is to, beyond examinations as prescribed in paragraph (3) of the same Article, examine whether the day conforms to the standards as set forth in each item of the preceding paragraph.

４銀行が前項に規定する申請書に基づく法第四十七条の二に規定する認可を受けたときは、前項に規定する営業所が指定休日以外の日を休日とすることについて、令第五条第二項第二号の承認を受けたものとみなす。

(4)When a Bank obtains an authorization as prescribed in Article 47-2 of the Act based on a written application, with regard to a business office as prescribed in the preceding paragraph determining a day other than Designated Holiday as a holiday, it is deemed to be approved as prescribed in Article 5, paragraph (2), item (ii) of the Order.

第十六条銀行の営業時間は、午前九時から午後三時までとする。

Article 16(1)Business hours of a Bank are 9:00 a.m. to 3:00 p.m.

２前項の営業時間は、営業の都合により延長することができる。

(2)Business hours as prescribed in the preceding paragraph may be lengthened due to the convenience of business.

３銀行は、その営業所が次のいずれにも該当する場合（前項に該当する場合を除く。）は、当該営業所について営業時間の変更をすることができる。

(3)A Bank, when its business office corresponds to all of the following (excluding cases corresponding to the preceding paragraph), may change business hours with regard to said business office:

４銀行は、前項の規定による営業時間の変更をするときは、その旨を当該営業所の店頭に掲示しなければならない。

(4)A Bank, when changing business hours pursuant to the provisions of the preceding paragraph, must display that effect in front of said business office.

５前各項の規定にかかわらず、銀行の外国に所在する営業所の営業時間は、当該営業所の所在地の法令により認められる時間とする。

(5)Notwithstanding the provisions of each item of the preceding paragraph, business hours of a business office of a Bank that is located in a foreign state are the times to be approved pursuant to laws and regulations of the location of said business office.

第十七条銀行は、法第十六条第一項の規定によるその業務の全部又は一部の休止又は再開の届出をしようとするときは、届出書に次に掲げる書面を添付して金融庁長官等に提出しなければならない。

Article 17(1)A Bank, when intending to notify all concerned of a suspension or recommencement of all or part of its business pursuant to the provisions of Article 16, paragraph (1) of the Act, must attach the following documents to the written notice and submit them to the Commissioner of the Financial Services Agency, etc.:

２法第十六条第一項に規定する内閣府令で定める場合は、次に掲げる場合とする。

(2)Cases as provided by Cabinet Office Ordinance as prescribed in Article 16, paragraph (1) of the Act are following cases:

３法第十六条第一項の規定により掲示する場合には、次の各号に掲げる区分に応じ、当該各号に定める日までの間、継続して営業所の店頭に掲示しなければならない。

(3)In the case of posting a notification pursuant to the provisions of Article 16, paragraph (1) of the Act, the notification must be posted continuously in front of the business office corresponding to the categories as set forth in each item of the following for the period until the day specified in each said item:

４法第十六条第二項に規定する内閣府令で定める場合は、次に掲げる場合とする。

(4)Cases as provided by Cabinet Office Ordinance as prescribed in Article 16, paragraph (2) of the Act are the cases as set forth in the following:

第十七条の二法第十六条の二第一項第三号に規定する内閣府令で定める業務は、金融商品取引法第三十五条第一項第一号から第十号まで及び第十三号に掲げる行為を行う業務並びに同条第二項第一号から第三号までに掲げる業務のほか、次に掲げるものとする。

Article 17-2(1)The business provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (1), item (iii) of the Act is, beyond the business to perform acts as set forth in Article 35, paragraph (1), items (i) to (x) and (xiii) of the Financial Instruments and Exchange Act and business as set forth in paragraph (2), items (i) to (iii) of the same Article, the following:

２法第十六条の二第一項第三号に規定する内閣府令で定める業務は、金融商品取引法第三十五条第一項第一号から第十号まで及び第十三号に掲げる行為を行う業務並びに同条第二項第一号から第三号までに掲げる業務（同項第一号に掲げる業務にあつては、第十三条の二の三第一項第一号及び第三号（同項第一号に係る部分に限る。）に掲げるもの並びに商品取引所法第二条第十六項に規定する商品市場における取引等の委託を受ける業務に限り、金融商品取引法第三十五条第二項第二号に掲げる業務にあつては、第十三条の二の三第一項第一号及び第三号（同項第一号に係る部分に限る。）に掲げるものに限る。）のほか、次に掲げるものとする。

(2)Business as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (1), item (iii) of the Act is, beyond business to perform acts as set forth in Article 35, paragraph (1), items (i) to (x) and (xiii) of the Financial Instruments and Exchange Act and business as set forth in paragraph (2), items (i) to (iii) of the same Article (limited to, with regard to the business set forth in item (i) of the same paragraph, the business set forth in Article 13-2-3, paragraph (1), items (i) and (iii) (limited to the part pertaining to item (i) of the same paragraph) and the business to accept the consignment of a transaction on a commodity market, etc. as prescribed in Article 2, paragraph (16) of the Commodity Exchange Act); and limited to, with regard to the business set forth in Article 35, paragraph (2), item (ii) of the Financial Instruments and Exchange Act, the business set forth in Article 13-2-3, paragraph (1), items (i) and (iii) (limited to the part pertaining to item (i) of the same paragraph)), the following:

３法第十六条の二第一項第四号に規定する内閣府令で定める業務は、金融商品取引法第三十五条第一項第十号及び第十三号に掲げる行為を行う業務並びに同条第二項第一号から第三号までに掲げる業務のほか、次に掲げる業務とする。

(3)Business as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (1), item (iv) is the following business, beyond business to perform acts as set forth in Article 35, paragraph (1), items (x) and (xiii) of the Financial Instruments and Exchange Act, and business as set forth in paragraph (2), items (i) to (iii) of the same Article:

４法第十六条の二第一項第十一号及び第七項に規定する内閣府令で定めるものは、次に掲げるものとする。

(4)A person as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (1), item (xi) and paragraph (7) of the Act is the following:

５前項第四号に規定する「銀行等」、「銀行等集団」及び「長期信用銀行持株会社集団」とは、それぞれ次に定めるところによる。

(5)The terms "Bank, etc.", "group of banks, etc.", and "group of long-term credit bank holding companies of a long-term credit bank" as prescribed in item (iv) of the preceding paragraph mean as provided in the following, respectively:

６法第十六条の二第一項第十二号及び第十六条の三第七項に規定する内閣府令で定める会社は、金融商品取引所に上場されている株式又は金融商品取引法第六十七条の十一第一項の店頭売買有価証券登録原簿に登録されている株式の発行者である会社以外の会社であつて、次の各号のいずれかに該当する株式会社とする。

(6)A company as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (1), item (xii) and Article 16-3, paragraph (7) of the Act is a company other than a company which is an issuer of securities as listed on a financial instruments exchange or securities registered in a securities registry of over-the-counter transactions as prescribed in Article 67-11, paragraph (1) of the Financial Instruments and Exchange Act, which company is a stock company corresponding to any of the following items:

７前項に規定する会社のほか、株式会社であつて、その議決権を銀行又はその子会社（子会社となる会社を含む。以下この項において同じ。）により第十七条の四第一項第一号又は第二号に掲げる事由によらずに取得されたとき（当該株式会社の議決権が当該銀行又はその子会社により二回以上にわたり取得された場合においては、第十七条の四第一項第一号又は第二号に掲げる事由によらずに最後に取得されたとき）に前項に規定する会社に該当していたものも、その議決権が当該銀行又はその子会社により第十七条の四第一項第一号又は第二号に掲げる事由によらずに新たに取得されない限り、当該銀行に係る法第十六条の二第一項第十二号及び第十六条の三第七項に規定する内閣府令で定める会社に該当するものとする。

(7)Beyond companies as prescribed in the preceding paragraph, a person that is a stock company that corresponds to a company as prescribed in the preceding paragraph when its voting rights are acquired by a Bank or its Subsidiary Company (including a company that will become a Subsidiary Company; hereinafter the same applies in this paragraph) not due to reasons as set forth in Article 17-4, paragraph (1), item (i) or (ii), also corresponds to a company as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (1), item (xii) and Article 16-3, paragraph (7) of the Act pertaining to said Bank unless such voting rights are newly acquired by said Bank or its Subsidiary Company not due to reasons as set forth in Article 17-4, paragraph (1), item (i) or (ii).

８前二項の規定にかかわらず、次項に規定する会社（以下この項において「特定子会社」という。）がその取得した前二項に規定する会社（以下この項及び第十七条の六第一項第九号において「新規事業分野開拓会社等」という。）の議決権をその取得の日から十年を経過する日（以下この項において「処分基準日」という。）までに処分しないときは、当該新規事業分野開拓会社等は、処分基準日の翌日からは当該銀行に係る法第十六条の二第一項第十二号及び第十六条の三第七項に規定する内閣府令で定める会社に該当しないものとする。ただし、当該処分を行えば当該銀行又はその子会社が保有する当該新規事業分野開拓会社等の議決権の数が当該処分基準日における基礎議決権数（国内の会社（法第十六条の三第一項に規定する国内の会社をいう。以下この章及び第五章において同じ。）の議決権についてはその総株主の議決権に百分の五を乗じて得た議決権の数、外国の会社の議決権についてはその総株主の議決権に百分の五十を乗じて得た議決権の数をいう。以下この項において同じ。）を下回ることとなる場合において、当該特定子会社が当該取得の日から処分基準日までの間に当該銀行又はその子会社の保有する当該新規事業分野開拓会社等の議決権のうち当該処分基準日における基礎議決権数を超える部分の議決権を処分したときは、この限りでない。

(8)Notwithstanding the provisions of the preceding two paragraphs, when a company (hereinafter referred to as a "Specified Subsidiary Company" in this paragraph) as prescribed in the following paragraph does not dispose of the acquired voting rights of a company (hereinafter referred to as a "Company Cultivating New Business Field, etc." in this paragraph and Article 17-6, paragraph (1), item (ix)) as prescribed in the preceding two paragraphs by the date that ten years elapse from the date of the acquisition (hereinafter referred to as "Base Disposition Day" in this paragraph), said Company Cultivating New Business Field, etc. is not to correspond to a company as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (1), item (xii) and Article 16-3, paragraph (7) of the Act pertaining to said Bank from the date following the Base Disposition Day; provided, however, that this does not apply when, if said disposition is performed, the number of voting rights of said Company Cultivating New Business Field, etc. held by said Bank or its Subsidiary Company declines below the base number of voting rights (with regard to voting rights of a company in Japan (which means a company in Japan as prescribed in Article 16-3, paragraph (1) of the Act; the same applies hereinafter in this Chapter and Chapter V), which means the number of voting rights obtained by multiplying five percent to the voting rights held by all of shareholders, and with regard to voting rights of a foreign company, which means the number of voting rights obtained by multiplying fifty percent to the voting rights held by all of shareholders; hereinafter the same applies in this paragraph) on the said Base Disposition Day, and if said Specified Subsidiary Company disposes of a portion of voting rights exceeding the base number of voting rights as of the Base Disposition Day among the voting rights of said Company Cultivating New Business Field, etc. held by said Bank or its Subsidiary Company, during the period from the date of said acquisition to the Base Disposition Day.

９法第十六条の二第一項第十二号に規定する内閣府令で定めるものは、次条第二項第十二号に掲げる業務及びこれに附帯する業務を専ら営む会社とする。

(9)A company as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (1), item (xii) of the Act is a company that carries out only business as set forth in paragraph (2), item (xii) of the following Article and business incidental to this.

１０法第十六条の二第一項第十三号に規定する内閣府令で定めるものは、次に掲げるものとする。ただし、当該持株会社が次条第一項各号に掲げる業務を営む場合にあつては、当該業務は金融庁長官が定める基準により主として銀行、その子会社又は第四項各号に掲げる者の営む業務のために営むものでなければならない。

(10)A Holding Company as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (1), item (xiii) of the Act is the following; provided, however, that when said Holding Company carries out business as set forth in each item of paragraph (1) of the following Article, said business must, based on the standards specified by the Commissioner of the Financial Services Agency, be carried out for the business, which is carried out mainly by a Bank, its Subsidiary Company, or a person as set forth in each item of paragraph (4):

１１法第二条第十一項の規定は、第六項及び第七項に規定する議決権について準用する。

(11)The provisions of Article 2, paragraph (11) of the Act apply mutatis mutandis to voting rights as prescribed in paragraphs (7) and (8).

第十七条の三法第十六条の二第二項第一号に規定する内閣府令で定めるものは、次に掲げるものとする。

Article 17-3(1)Business as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (2), item (i) of the Act is the following:

２法第十六条の二第二項第二号に規定する内閣府令で定めるものは、次に掲げるものとする。

(2)Business as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (2), item (ii) of the Act is the following:

３法第十六条の二第二項第三号に規定する内閣府令で定めるものは、次に掲げるものとする。

(3)Business as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (2), item (iii) of the Act is the following:

４法第十六条の二第二項第四号に規定する内閣府令で定めるものは、次に掲げるものとする。

(4)Business as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (2), item (iv) of the Act is as set forth in the following:

５法第十六条の二第二項第五号に規定する内閣府令で定めるものは、次に掲げるものとする。

(5)Business as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (2), item (v) of the Act is as set forth in the following:

６法第十六条の二第二項第六号ハに規定する内閣府令で定めるものは、当該銀行の子会社である証券専門会社又は証券仲介専門会社が、その総株主等の議決権の百分の五十を超える議決権を保有する同条第一項第十三号に規定する持株会社とする。

(6)The companies as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (2), item (vi), sub-item (c) of the Act are a Holding Company as prescribed in paragraph (1), item (xiii) of the same Article, of which voting rights exceeding fifty percent of the Holding Company's All Shareholders', etc. Voting Rights are held by a Company Specialized in Securities Business or a Company Specialized in Securities Introducing Brokerage Services that is a Subsidiary Company of said Bank.

７法第十六条の二第二項第七号ハに規定する内閣府令で定めるものは、当該銀行の子会社である保険会社又は少額短期保険業者が、その総株主等の議決権の百分の五十を超える議決権を保有する同条第一項第十三号に規定する持株会社とする。

(7)The companies as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (2), item (vii), sub-item (c) of the Act are a Holding Company as prescribed in paragraph (1), item (xiii) of the same Article, of which voting rights exceeding fifty percent of the Holding Company's All Shareholders', etc. Voting Rights are held by an insurance corporation or a small amount and short-term insurance provider that is a Subsidiary Company of said Bank.

８法第十六条の二第二項第八号ニに規定する内閣府令で定めるものは、当該銀行の子会社である信託兼営銀行又は信託会社が、その総株主等の議決権の百分の五十を超える議決権を保有する同条第一項第十三号に規定する持株会社とする。

(8)The companies as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (2), item (viii), sub-item (d) of the Act are a Holding Company as prescribed in paragraph (1), item (xiii) of the same Article, of which voting rights exceeding fifty percent of the Holding Company's All Shareholders', etc. Voting Rights are held by a Trust Bank or a trust company that is a Subsidiary Company of said Bank.

９第一条の六第三項の規定は、前三項の場合においてこれらの規定に規定する者が保有する議決権について準用する。この場合において、同条第三項中「第百四十七条第一項又は第百四十八条第一項（これらの規定を同法第二百二十八条第一項、第二百三十五条第一項、第二百三十九条第一項及び第二百七十六条（第二号に係る部分に限る。）において準用する場合を含む。）」とあるのは「第百四十七条第一項又は第百四十八条第一項」と、「株式又は出資」とあるのは「株式」と読み替えるものとする。

(9)The provisions in Article 1-6, paragraph (3) are applied mutatis mutandis to the voting rights held by the persons prescribed in these provisions in the case of the preceding three paragraphs.In this case, the phrase "Article 147, paragraph (1) or Article 148, paragraph (1) (including cases where these provisions are applied mutatis mutandis in Article 228, paragraph (1), Article 235, paragraph (1), Article 239, paragraph (1), and Article 276 (limited to the part pertaining to item (ii) of the Act)" and the term "shares or contribution" are deemed to be replaced with "Article 147, paragraph (1) or Article 148, paragraph (1)" and "shares", respectively, in paragraph (3) of that Article.

第十七条の四法第十六条の二第三項に規定する内閣府令で定める事由は、次に掲げる事由とする。

Article 17-4(1)Reasons as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (3) of the Act are the following reasons:

２法第十六条の二第五項に規定する内閣府令で定める事由は、前項各号に掲げる事由とする。

(2)Reasons as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (5) of the Act are reasons as set forth in each item of the preceding paragraph.

第十七条の四の二法第十六条の二第四項に規定する内閣府令で定めるものは、次に掲げる業務を専ら営む会社とする。

Article 17-4-2The companies as provided by Cabinet Office Ordinance as prescribed in Article 16-2, paragraph (4) of the Act are a company that carries out only the following business:

第十七条の五銀行は、子会社対象銀行等（法第十六条の二第四項に規定する子会社対象銀行等をいう。以下この条において同じ。）を子会社とすることの認可を受けようとするときは、認可申請書に次に掲げる書面を添付して金融庁長官に提出しなければならない。

Article 17-5(1)A Bank, when intending to obtain an authorization to make a Bank, etc. subject to Subsidiary Company (which means a Bank, etc. subject to Subsidiary Company as prescribed in Article 16-2, paragraph (4) of the Act; hereinafter the same applies in this Article) as a Subsidiary Company, must attach the following documents to an written application for authorization and submit them to the Commissioner of the Financial Services Agency:

２金融庁長官は、前項の規定による認可の申請があつたときは、次に掲げる基準に適合するかどうかを審査するものとする。

(2)The Commissioner of the Financial Services Agency, when an application of authorization pursuant to the provisions of the preceding paragraph is filed, is to examine whether it conforms to the following standards:

３前二項の規定は、法第十六条の二第五項ただし書の規定による認可について準用する。

(3)The provisions of the preceding two paragraphs apply mutatis mutandis to an authorization pursuant to the provisions of Article 16-2, proviso of paragraph (5) of the Act.

４第一項の規定は、法第十六条の二第六項の規定による認可について準用する。

(4)The provisions of paragraph (1) apply mutatis mutandis to an authorization pursuant to the provisions of Article 16-2, paragraph (6) of the Act.

５法第二条第十一項の規定は、第一項第五号（前二項において準用する場合を含む。）に規定する議決権について準用する。

(5)The provisions of Article 2, paragraph (11) of the Act apply mutatis mutandis to voting rights as prescribed in paragraph (1), item (v) (including the cases where it is applied mutatis mutandis pursuant to the preceding two paragraphs).

第十七条の六法第十六条の三第二項に規定する内閣府令で定める事由は、次に掲げる事由とする。

Article 17-6(1)Reasons as provided by Cabinet Office Ordinance as prescribed in Article 16-3, paragraph (2) of the Act are the following reasons:

２前項第十一号の承認を受けようとするときは、承認申請書に次に掲げる書面を添付して金融庁長官に提出しなければならない。

(2)When intending to obtain an approval as prescribed in item (xi) of the preceding paragraph, a written application for approval attached with the following documents must be submitted to the Commissioner of the Financial Services Agency:

３金融庁長官は、前項の規定による承認の申請があつたときは、当該申請をした銀行が基準議決権数を超えて議決権を所有し、又は保有することについて合理的な理由があるかどうか、及び提出される基準議決権数を超えて取得し、又は保有することとなつた部分の議決権の処分の方法に関する方針が妥当なものであるかどうかを審査するものとする。

(3)The Commissioner of the Financial Services Agency, when an application for approval is filed pursuant to the provisions of the preceding paragraph, is to examine whether there are reasonable causes for the Bank that filed said application to possess or hold voting rights exceeding the maximum threshold for voting rights held, and whether the policy concerning the disposition method of a portion of voting rights that have been acquired or held exceeding the maximum threshold for voting rights held, for which the policy may be submitted, is reasonable or not.

第十七条の七銀行は、法第十六条の三第二項ただし書の規定による基準議決権数を超えて議決権を保有することについての承認を受けようとするときは、承認申請書に次に掲げる書面を添付して金融庁長官に提出しなければならない。

Article 17-7(1)A Bank, when intending to obtain an approval for holding voting rights exceeding the maximum threshold for voting rights held pursuant to the provisions of Article 16-3, proviso of paragraph (2) of the Act, must submit a written application for approval attached with the following documents to the Commissioner of the Financial Services Agency:

２金融庁長官は、前項の規定による承認の申請があつたときは、当該申請をした銀行又はその子会社が基準議決権数を超えて議決権を保有することについてやむを得ないと認められる理由があるかどうかを審査するものとする。

(2)The Commissioner of the Financial Services Agency, when an application for approval is filed pursuant to the provisions of the preceding paragraph, is to examine whether there are reasons, which are found to be compelling, for the Bank that filed said application or its Subsidiary Company to hold voting rights exceeding the maximum threshold for voting rights held.

３法第二条第十一項の規定は、第一項第三号に規定する議決権について準用する。

(3)The provisions of Article 2, paragraph (11) of the Act apply mutatis mutandis to voting rights prescribed in paragraph (1), item (iii).

第十七条の七の二法第十六条の三第四項第一号に規定する内閣府令で定める場合は、当該銀行が法第十六条の二第四項の認可を受けて他の銀行、長期信用銀行、証券専門会社、証券仲介専門会社、保険会社又は少額短期保険業者を子会社とした場合とする。

Article 17-7-2(1)The cases as provided by Cabinet Office Ordinance as prescribed in Article 16-3, paragraph (4), item (i) of the Act are the cases where said Bank makes another Bank, long-term credit bank, a Company Specialized in Securities Business, a Company Specialized in Securities Introducing Brokerage Services, an insurance corporation, or small amount and short-term insurance provider, as its Subsidiary Company after obtaining an approval pursuant to Article 16-2, item (iv) of the Act.

２法第十六条の三第四項第五号に規定する内閣府令で定める場合は、次に掲げる場合とする。

(2)The cases as provided by Cabinet Office Ordinance as prescribed in Article 16-3, paragraph (4), item (v) of the Act are as set forth in the following:

３法第十六条の三第四項第六号に規定する内閣府令で定める場合は、次に掲げる場合とする。

(3)The cases as provided by Cabinet Office Ordinance as prescribed in Article 16-3, paragraph (4), item (vi) of the Act are the following cases:

第十七条の七の三銀行が剰余金の配当をする場合には、剰余金の配当後の資本準備金の額は、当該剰余金の配当の直前の資本準備金の額に、次の各号に掲げる場合の区分に応じ、当該各号に定める額を加算して得た額とする。

Article 17-7-3(1)When a Bank pays dividends from surplus, the amount of capital reserve after the payment of dividends from surplus is the amount obtained by adding, corresponding to the category of cases as set forth in each of the following items, the amount specified in said each item to the amount of capital reserve immediately before said payment of dividends from surplus:

２銀行が剰余金の配当をする場合には、剰余金の配当後の利益準備金の額は、当該剰余金の配当の直前の利益準備金の額に、次の各号に掲げる場合の区分に応じ、当該各号に定める額を加算して得た額とする。

(2)When a Bank pays dividends from surplus, the amount of retained earnings reserve after the payment of dividends from surplus is the amount obtained by adding, corresponding to the category of cases as set forth in each of the following items, the amount specified in said each item to the amount of retained earnings reserve immediately before said payment of dividends from surplus:

第十七条の七の四銀行が剰余金の配当をする場合には、剰余金の配当後の次の各号に掲げる額は、当該剰余金の配当の直前の当該額から、当該各号に定める額を減じて得た額とする。

Article 17-7-4When a Bank pays a dividend payment from surplus, the amount as set forth in each of the following items after the payment of dividends from surplus is the amount obtained by deducting the amount as specified in said each item from said amount immediately before said payment of dividends from surplus:

第十八条法第十九条第一項の規定による中間業務報告書は、事業年度開始の日から当該事業年度の九月三十日までの間の業務及び財産の状況について、中間事業概況書、中間貸借対照表、中間損益計算書、中間株主資本等変動計算書及び中間キャッシュ・フロー計算書（外国銀行支店にあつては中間事業概況書、中間貸借対照表及び中間損益計算書）に分けて、別紙様式第一号（特定取引勘定設置銀行にあつては別紙様式第一号の二、外国銀行支店にあつては別紙様式第二号（特定取引勘定届出外国銀行支店にあつては別紙様式第二号の二））により作成し、当該期間経過後三月以内に金融庁長官等に提出しなければならない。

Article 18(1)An interim business report pursuant to the provisions of Article 19, paragraph (1) of the Act must be prepared, with regard to the condition of business and assets during the period from the beginning date of the business year to September 30 of said business year, by separating data into an interim summary statement of business, interim balance sheet, interim profit and loss statement, interim statement of changes in net assets, and interim cash flow statement (with regard to a Foreign Bank Branch, an interim summary statement of business, interim balance sheet, and interim profit and loss statement) pursuant to item (i) of the appended form (with regard to a Bank with Specified Transaction Account, item (i)-2 of the appended form; with regard to a Foreign Bank Branch, item (ii) of the appended form (with regard to a Foreign Bank Branch That Submitted Notification of a Specified Transaction Account, item (ii)-2 of the appended form)), and must be submitted to the Commissioner of the Financial Services Agency, etc. within three months after the close of said period.

２法第十九条第一項の規定による業務報告書は、事業概況書、貸借対照表、損益計算書、株主資本等変動計算書及びキャッシュ・フロー計算書（外国銀行支店にあつては事業概況書、貸借対照表及び損益計算書）に分けて、別紙様式第三号（特定取引勘定設置銀行にあつては別紙様式第三号の二、外国銀行支店にあつては別紙様式第四号（特定取引勘定届出外国銀行支店にあつては別紙様式第四号の二））により作成し、事業年度経過後三月以内に金融庁長官等に提出しなければならない。

(2)The business report pursuant to the provisions of Article 19, paragraph (1) of the Act must be prepared by separating data into a summary statement of business, balance sheet, profit and loss statement, a statement of changes in net assets, and cash flow statement (with regard to a Foreign Bank Branch, a summary statement of business, balance sheet, and profit and loss statement) pursuant to item (iii) of the appended form (with regard to a Bank with Specified Transaction Account, item (iii)-2 of the appended form; with regard to a Foreign Bank Branch, item (iv) of the appended form (with regard to a Foreign Bank Branch That Submitted Notification of a Specified Transaction Account, item (iv)-2 of the appended form)), and must be submitted to the Commissioner of the Financial Services Agency, etc. within three months after the close of said period.

３法第十九条第二項の規定による中間業務報告書は、事業年度開始の日から当該事業年度の九月三十日までの間の銀行及びその子会社等（法第十四条の二第二号に規定する子会社等をいう。以下この章、次章及び第三十五条第一項において同じ。）の業務及び財産の状況について、中間事業概況書及び中間連結財務諸表に分けて、別紙様式第五号により作成し、当該期間経過後三月以内に金融庁長官等に提出しなければならない。

(3)An interim business report pursuant to the provisions of Article 19, paragraph (2) of the Act must be prepared pursuant to item (v) of the appended form, with regard to the condition of business and assets of a Bank and its Subsidiary Company, etc. (which means a Subsidiary Company, etc., as prescribed in Article 14-2, item (ii) of the Act; hereinafter the same applies in this Chapter, the following Chapter, and Article 35, paragraph (1)) for the period from the beginning date of the business year to September 30 of said business year, by separating data into an interim summary statement of business and interim consolidated financial statements, and must be submitted to the Commissioner of the Financial Services Agency, etc. within three (3) months after the close of said period.

４法第十九条第二項の規定による業務報告書は、事業概況書及び連結財務諸表に分けて、別紙様式第五号の二により作成し、事業年度経過後三月以内に金融庁長官等に提出しなければならない。

(4)The business report pursuant to the provisions of Article 19, paragraph (2) of the Act must be prepared pursuant to item (v)-2 of the appended form by separating data into a summary of business report and consolidated financial statements, and must be submitted to the Commissioner of the Financial Services Agency, etc. within three months after the close of said period.

５銀行は、やむを得ない理由により前各項に規定する期間内に中間業務報告書又は業務報告書の提出をすることができない場合には、あらかじめ金融庁長官（令第十七条の二の規定により当該銀行の本店の所在地を管轄する財務局長（当該所在地が福岡財務支局の管轄区域内にある場合にあつては、福岡財務支局長）が当該報告書を受理する場合にあつては、その財務局長又は福岡財務支局長）の承認を受けて、当該提出を延期することができる。

(5)A Bank, if an interim business report or business report is unable to be reported within the period specified in each of the preceding paragraphs due to compelling reasons, may obtain an approval of the Commissioner of the Financial Services Agency (in a case, pursuant to the provisions of Article 17-2 of the Order, the Director General of the Local Finance Bureau (when said location is within the jurisdictional district of the Fukuoka Local Finance Branch Bureau, the Director General of the Fukuoka Local Finance Branch Bureau) that has jurisdiction over the location of the head office of said Bank receives said reports, its Director General of the Local Finance Bureau or Fukuoka Local Finance Branch Bureau ), in advance, and may postpone said submission.

６銀行は、前項の規定による承認を受けようとするときは、承認申請書に理由書を添付して金融庁長官等に提出しなければならない。

(6)A Bank, when intending to obtain an approval pursuant to the provisions of the preceding paragraph, must submit a written statement of reasons attached to a written application for approval to the Commissioner of the Financial Services Agency, etc.

７金融庁長官等は前項の規定による承認の申請があつたときは、当該申請をした銀行が第五項の規定による提出の延期をすることについてやむを得ないと認められる理由があるかどうかを審査するものとする。

(7)The Commissioner of the Financial Services Agency, etc., when an application of approval is filed pursuant to the provisions of the preceding paragraph, is to examine whether there are reasons that are found to be compelling or not, with regard to said Bank that filed said application, to postpone the submission pursuant to the provisions of paragraph (5).

第十九条法第二十条第一項の規定により作成すべき中間貸借対照表等（同項に規定する中間貸借対照表等をいい、同条第三項の規定により作成された電磁的記録（同項に規定する電磁的記録をいう。以下同じ。）を含む。第六項において同じ。）は別紙様式第六号第一（特定取引勘定設置銀行にあつては別紙様式第六号の二第一、外国銀行支店にあつては別紙様式第七号第一（特定取引勘定届出外国銀行支店にあつては、別紙様式第七号の二第一））により、貸借対照表等（同条第一項に規定する貸借対照表等をいい、同条第三項の規定により作成された電磁的記録を含む。第六項において同じ。）は別紙様式第六号の三第一（特定取引勘定設置銀行にあつては別紙様式第六号の四第一、外国銀行支店にあつては別紙様式第七号の三第一（特定取引勘定届出外国銀行支店にあつては、別紙様式第七号の四第一））により作成しなければならない。

Article 19(1)An interim balance sheet, etc., which is to be prepared pursuant to the provisions of Article 20, paragraph (1) of the Act (which means an interim balance sheet, etc., as prescribed in the same paragraph; including an electronic or magnetic record that is prepared pursuant to the provisions of paragraph (3) of the same Article (which means an electronic or magnetic record as prescribed in the same paragraph; the same applies hereinafter); the same applies in paragraph (6)), must be prepared pursuant to item (vi), 1 of the appended form (with regard to a Bank with Specified Transaction Account, item (vi)-2, 1 of the appended form; with regard to a Foreign Bank Branch, item (vii), 1 of the appended form (with regard to a Foreign Bank Branch That Submitted Notification of a Specified Transaction Account, item (vii)-2, 1 of the appended form)), and balance sheet, etc. (which means a balance sheet, etc., as prescribed in paragraph (1) of the same Article; including an electronic or magnetic record prepared pursuant to the provisions of paragraph (3) of the same Article; the same applies in paragraph (6)) must be prepared pursuant to item (vi)-3, 1 of the appended form (with regard to a Bank with Specified Transaction Account, item (vi)-4, 1 of the appended form; with regard to a Foreign Bank Branch, item (vii)-3, 1 of the appended form (with regard to a Foreign Bank Branch That Submitted Notification of a Specified Transaction Account, item (vii)-4, 1 of the appended form)).

２法第二十条第二項の規定により作成すべき中間連結貸借対照表等（同項に規定する中間連結貸借対照表等をいい、同条第三項の規定により作成された電磁的記録を含む。第六項において同じ。）は別紙様式第八号第一により、連結貸借対照表等（同条第二項に規定する連結貸借対照表等をいい、同条第三項の規定により作成された電磁的記録を含む。第六項において同じ。）は別紙様式第八号の二第一により作成しなければならない。

(2)The interim consolidated balance sheet, etc., which is to be prepared pursuant to the provisions of Article 20, paragraph (2) of the Act (which means the interim consolidated balance sheet, etc., as prescribed in the same paragraph and including an electronic or magnetic record that is prepared pursuant to the provisions of paragraph (3) of the same Article; the same applies in paragraph (6)) must be prepared pursuant to item (viii), 1 of the appended form, and the consolidated balance sheet, etc. (which means the consolidated balance sheet, etc., as prescribed in paragraph (2) of the same Article, and including an electronic or magnetic record prepared pursuant to the provisions of paragraph (3) of the same Article; the same applies in paragraph (6)) must be prepared pursuant to item (viii)-2, 1 of the appended form.

３法第二十条第三項に規定する内閣府令で定めるものは、磁気ディスクその他これに準ずる方法により一定の情報を確実に記録しておくことができる物をもつて調製するファイルに情報を記録したものとする。

(3)Matters as provided by Cabinet Office Ordinance as prescribed in Article 20, paragraph (3) of the Act are a file which is prepared with matters, in which certain matters can be recorded surely by magnetic disk, or other method equivalent to this, and in which information is recorded.

４銀行は、法第二十条第四項ただし書の規定による公告の延期の承認を受けようとするときは、承認申請書に理由書を添付して金融庁長官等に提出しなければならない。

(4)A Bank, when intending to obtain an approval for postponement of public notice pursuant to the provisions of Article 20, proviso of paragraph (4) of the Act, must submit a written application for approval attached with a written statement of reasons to the Commissioner of the Financial Services Agency, etc.

５金融庁長官等は、前項の規定による承認の申請があつたときは、当該申請をした銀行が法第二十条第四項ただし書の規定による公告の延期をすることについてやむを得ないと認められる理由があるかどうかを審査するものとする。

(5)The Commissioner of the Financial Services Agency, etc., when an application for approval is filed pursuant to the provisions of the preceding paragraph, is to examine whether said Bank, which filed said application, has reasons found to be compelling for the postponement of the public notice pursuant to the provisions of Article 20, proviso of paragraph (4) of the Act.

６法第二十条第五項の規定により銀行が公告すべき中間貸借対照表等の要旨は別紙様式第六号第二（特定取引勘定設置銀行にあつては別紙様式第六号の二第二、外国銀行支店にあつては別紙様式第七号第二（特定取引勘定届出外国銀行支店にあつては、別紙様式第七号の二第二））に、貸借対照表等の要旨は別紙様式第六号の三第二（特定取引勘定設置銀行にあつては別紙様式第六号の四第二、外国銀行支店にあつては別紙様式第七号の三第二（特定取引勘定届出外国銀行支店にあつては、別紙様式七号の四第二））に、中間連結貸借対照表等の要旨は別紙様式第八号第二に、連結貸借対照表等の要旨は別紙様式第八号の二第二に定めるものとする。

(6)The gist of an interim balance sheet, etc., which is to be provided by public notice by a Bank pursuant to the provisions of Article 20, paragraph (5) of the Act, is to be as specified in item (vi), 2 of the appended form (with regard to a Bank with Specified Transaction Account, item (vi)-2, 2 of the appended form; with regard to a Foreign Bank Branch, item (vii), 2 of the appended form (with regard to a Foreign Bank Branch That Submitted Notification of a Specified Transaction Account, item (vii)-2, 2 of the appended form)), the gist of the balance sheet, etc. is to be as specified in item (vi)-3, 2 of the appended form (with regard to a Bank with Specified Transaction Account, item (vi)-4, 2 of the appended form; with regard to a Foreign Bank Branch, item (vii)-3, 2 of the appended form (with regard to a Foreign Bank Branch That Submitted Notification of a Specified Transaction Account, item (vii)-4, 2 of the appended form)), the gist of the interim consolidated balance sheet, etc. is to be as specified in item (viii)-2 of the appended form, and the gist of the consolidated balance sheet, etc. is to be as specified in item (viii)-2, 2 of the appended form.

７法第二十条第六項に規定する電子情報処理組織を使用する方法その他の情報通信の技術を利用する方法であつて内閣府令で定めるものは、次に掲げる方法とする。

(7)The method to use as an electronic data processing system as prescribed in Article 20, paragraph (6) of the Act or other method to use information and communications technologies as provided by Cabinet Office Ordinance is the following method:

８前項各号に掲げる方法は、受信者がファイルへの記録を出力することにより書面を作成することができるものでなければならない。

(8)Methods as set forth in each item of the preceding paragraph must enable a receiver to prepare documents by outputting information to a file.

９法第二十条第六項の規定による措置は、第七項第一号ロに掲げる方法のうち、インターネットに接続された自動公衆送信装置（公衆の用に供する電気通信回線に接続することにより、その記録媒体のうち自動公衆送信の用に供する部分に記録され、又は当該装置に入力される情報を自動公衆送信する機能を有する装置をいう。以下同じ。）を使用する方法によつて行うものとする。

(9)Measures pursuant to the provisions of Article 20, paragraph (6) of the Act are to be taken by a method to use an automatic public transmission server (which means a server with functions, by connecting a telecommunications line for the use of the public, to record in the section for the use of automated public transmission in its recording medium or to transmit the information which is input in said server through the automated public transmission server; the same applies hereinafter) that is connected to the Internet, among methods as set forth in paragraph (7), item (i), sub-item (b).

第十九条の二法第二十一条第一項前段に規定する内閣府令で定めるものは、次に掲げる事項（中間事業年度に係る説明書類（以下「中間説明書類」という。）にあつては、第一号イ及びハからトまで、第二号、第三号ロ（１１）、第四号並びに第五号チに掲げる事項を除く。）とする。

Article 19-2(1)Matters as provided by Cabinet Office Ordinance as prescribed in Article 21, first sentence of paragraph (1) of the Act are the matters as set forth in the following (with regard to a written explanation pertaining to an interim period of business year (hereinafter referred to as "Interim Written Explanation"), excluding matters as set forth in item (i), sub-items (a) and (c) to (g), item (ii), item (iii), sub-item (b), 11, item (iv), and item (v), sub-item (h):

２前項の規定にかかわらず、外国銀行支店に係る法第二十一条第一項前段に規定する内閣府令で定めるものは、次に掲げる事項（中間説明書類にあつては、第一号イに掲げる事項を除く。）とする。

(2)Notwithstanding the provisions of the preceding paragraph, matters as provided by Cabinet Office Ordinance as prescribed in Article 21, first sentence of paragraph (1) of the Act pertaining to a Foreign Bank Branch are the following matters (with regard to an Interim Written Explanation, excluding the matters as set forth in item (i), sub-item (a))

３外国銀行支店は、前項に規定する事項を記載した説明書類に加え、当該外国銀行支店に係る外国銀行又は当該外国銀行を子会社とする持株会社であつて外国の法令に準拠して設立された会社（次項において「外国銀行持株会社」という。）の業務及び財産の状況に関する事項を記載した書面（日本語以外で記載されたものを含む。）を当該外国銀行支店（無人の営業所を除く。次項において同じ。）に備え置き、公衆の縦覧に供しなければならない。

(3)A Foreign Bank Branch, in addition to written explanations stating matters as prescribed in the preceding paragraph, must keep documents (including those written in any language other than Japanese) stating matters concerning the condition of business and assets of the company that is a Foreign Bank pertaining to said Foreign Bank Branch or a Holding Company that is a Subsidiary Company of said Foreign Bank and is incorporated based on foreign laws and regulations (which is referred to as "Foreign Bank Holding Company" in the following paragraph) at said Foreign Bank Branch (excluding an unmanned business office; the same applies in the following paragraph), and must make the documents available for public inspection.

４前項に規定する書面が日本語以外で記載されたものである場合には、外国銀行支店は、当該書面に加え、当該外国銀行支店に係る外国銀行又は外国銀行持株会社に係る事業の概況並びに中間貸借対照表又は貸借対照表及び中間損益計算書又は損益計算書について日本語で記載された書面を作成し、当該外国銀行支店に備え置き、公衆の縦覧に供しなければならない。

(4)When documents as prescribed in the preceding paragraph are stated in a language other than Japanese, a Foreign Bank Branch, in addition to said documents, must prepare documents stating in Japanese the summary of business pertaining to a Foreign Bank pertaining to said Foreign Bank Branch or a Foreign Bank Holding Company and interim balance sheet or balance sheet and interim profit and loss statement or profit and loss statement, keep them at said Foreign Bank Branch, and make them available for public inspection.

５法第二十一条第一項前段に規定する内閣府令で定める営業所は、次に掲げる営業所とする。

(5)A business office as provided by Cabinet Office Ordinance as prescribed in Article 21, first sentence of paragraph (1) of the Act is the following business offices:

第十九条の三法第二十一条第二項前段に規定する内閣府令で定めるものは、次に掲げる事項（中間説明書類にあつては、第一号及び第三号ホに掲げる事項を除く。）とする。

Article 19-3Matters as provided by Cabinet Office Ordinance as prescribed in Article 21, first sentence of paragraph (2) of the Act are the following matters (with regard to an Interim Written Explanation, excluding matters as set forth in item (i) and item (iii), sub-item (e)):

第十九条の四銀行は、法第二十条第一項又は第二項及び法第二十一条第一項又は第二項の規定により作成した書面（外国銀行支店にあつては、第十九条の二第三項及び第四項に規定する書面を含み、法第二十条第三項及び法第二十一条第三項の規定により作成された電磁的記録を含む。以下この項及び次項において「縦覧書類」という。）の縦覧を、当該銀行の中間事業年度及び事業年度経過後四月以内（外国銀行支店にあつては、中間事業年度及び事業年度経過後六月以内）に開始し、当該中間事業年度及び事業年度の翌中間事業年度及び翌事業年度に係るそれぞれの縦覧書類の縦覧を開始するまでの間、公衆の縦覧に供しなければならない。

Article 19-4(1)A Bank must commence to make available documents (with regard to a Foreign Bank Branch, including documents prescribed in Article 19-2, paragraphs (3) and (4), and an electronic or magnetic record prepared pursuant to Article 20, paragraph (3) of the Act, and Article 21, paragraph (3) of the Act; hereinafter referred to as "Documents Subject to Public inspection" in this paragraph and the following paragraph) prepared pursuant to the provisions of Article 20, paragraph (1) or paragraph (2) of the Act and Article 21, paragraph (1) or paragraph (2) of the Act, for public inspection within four months after the end of an interim period of business year and business year of said Bank (with regard to a Foreign Bank Branch, within six months after the end of an interim period of business year and business year), and must make the documents available for public inspection until commencement of public inspection of each of the Documents Subject to Public inspection pertaining to the following interim period of business year and the following business year of said interim period of business year and business year.

２銀行は、やむを得ない理由により前項に規定する期間までに縦覧書類の縦覧を開始できない場合には、あらかじめ金融庁長官（金融庁長官の指定する銀行以外の銀行にあつては、当該銀行の本店の所在地を管轄する財務局長（当該所在地が福岡財務支局の管轄区域内にあつては、福岡財務支局長））の承認を受けて、当該縦覧の開始を延期することができる。

(2)If a Bank is unable to commence to make Documents Subject to Public inspection available for public inspection by the period prescribed in the preceding paragraph due to compelling reasons, the Bank may obtain an approval of the Commissioner of the Financial Services Agency in advance (with regard to a Bank other than a Bank as designated by the Commissioner of the Financial Services Agency, the Director General of the Local Finance Bureau that has jurisdiction over the location of the head office of said Bank (with regard to said location within the jurisdictional district of the Fukuoka Local Finance Branch Bureau, the Director General of the Fukuoka Local Finance Branch Bureau)) and may postpone the commencement of said public inspection.

３銀行は、前項の規定による承認を受けようとするときは、承認申請書に理由書を添付して金融庁長官等に提出しなければならない。

(3)A Bank, when intending to obtain an approval pursuant to the provisions of the preceding paragraph, must submit a written statement of reasons attached to a written application for approval to the Commissioner of the Financial Services Agency, etc.

４金融庁長官等は、前項の規定による承認の申請があつたときは、当該申請をした銀行が第一項の規定による縦覧の開始を延期することについてやむを得ない理由があるかどうかを審査するものとする。

(4)The Commissioner of the Financial Services Agency, etc., when an application of approval is filed pursuant to the provisions of the preceding paragraph, is to examine whether there are reasons that are found to be compelling, or not, with regard to the Bank, which filed said application, to postpone commencement of public inspection pursuant to the provisions of paragraph (1).

５法第二十一条第四項（同条第五項において準用する場合を含む。）に規定する内閣府令で定める措置は、電磁的記録に記録された事項を紙面又は映像面に表示する方法とする。

(5)Measures as provided by Cabinet Office Ordinance as prescribed in Article 21, paragraph (4) of the Act (including the cases where it is applied mutatis mutandis pursuant to paragraph (5) of the same Article) are undertaken for a method to display matters recorded in an electronic or magnetic record on paper or screen.

第十九条の五銀行は、四半期ごとに、法第二十一条第七項に規定する預金者その他の顧客が当該銀行及びその子会社等の業務及び財産の状況を知るために参考となるべき事項のうち特に重要なもの（金融庁長官が別に定める事項を含む。）の開示に努めなければならない。

Article 19-5A Bank must conduct the disclosure of especially material matters (including matters as specified separately by the Commissioner of the Financial Services Agency) among matters to be reference for a depositor as prescribed in Article 21, paragraph (7) of the Act and other customers to learn the condition of business and assets of said Bank and its Subsidiary Company, etc.

第二十条法第二十二条の規定による事業報告は、別紙様式第九号（特定取引勘定設置銀行にあつては別紙様式第九号の二）により作成しなければならない。

Article 20(1)Business reports as prescribed in Article 22 of the Act must be prepared pursuant to item (ix) of the appended form (with regard to a Bank with Specified Transaction Account, item (ix)-2 of the appended form).

２法第二十二条の規定による附属明細書は、別紙様式第十号により作成しなければならない。

(2)Annexed detailed statement pursuant to the provisions of Article 22 of the Act must be prepared pursuant to item (x) of the appended form.

第二十一条法第二十四条第二項に規定する内閣府令で定めるものは、当該銀行の子法人等（当該銀行の子会社を除く。）とする。

Article 21Matters as provided by Cabinet Office Ordinance as prescribed in Article 24, paragraph (2) of the Act are a subsidiary corporation, etc. of said Bank (excluding a Subsidiary Company of said Bank).

第二十二条銀行は、法第三十条第一項の規定による合併の認可を受けようとするときは、認可申請書に次に掲げる書面を添付して金融庁長官に提出しなければならない。

Article 22A Bank, when intending to obtain an authorization for merger pursuant to the provisions of Article 30, paragraph (1) of the Act, must submit a written application for authorization attached with the following documents to the Commissioner of the Financial Services Agency:

第二十二条の二銀行は、法第三十条第二項の規定による会社分割の認可を受けようとするときは、認可申請書に次に掲げる書面を添付して金融庁長官等に提出しなければならない。

Article 22-2A Bank, when intending to obtain an authorization for a company split pursuant to the provisions of Article 30, paragraph (2) of the Act, must submit a written application for authorization attached with the following documents to the Commissioner of the Financial Services Agency:

第二十三条銀行は、法第三十条第三項の規定による事業の譲渡又は譲受け（以下この条において「事業譲渡等」という。）の認可を受けようとするときは、認可申請書に次に掲げる書面を添付して金融庁長官等に提出しなければならない。

Article 23A Bank, when intending to obtain an authorization for a business transfer or acquisition (hereinafter referred to as "Transfer, etc. of Business" in this Article) pursuant to the provisions of Article 30, paragraph (3) of the Act, must submit an written application for authorization attached with the following documents to the Commissioner of the Financial Services Agency:

第二十四条令第七条に規定する債権者で内閣府令で定めるものは、次に掲げる債権者とする。ただし、第二号から第六号までに掲げる債権者については、法第三十三条の二第一項に規定する会社分割（会社分割により事業を承継させる場合に限る。）の決議をした場合に限る。

Article 24A creditor as prescribed in Article 7 of the Order as provided by Cabinet Office Ordinance is the following creditors; provided, however that with regard to a creditor as set forth in items (ii) to (vi), limited to the cases of a company split (limited to the case of a succession of business by the company split) as prescribed in Article 33-2, paragraph (1) of the Act, is resolved:

第二十五条銀行は、法第三十七条第一項の規定による銀行業の廃止、合併又は解散の認可を受けようとするときは、認可申請書に、次の各号に掲げる認可事項に応じ、当該各号に掲げる書面を添付して金融庁長官に提出しなければならない。

Article 25A Bank, when intending to obtain an authorization for abolishment, merger, or dissolution of Banking pursuant to the provisions of Article 37, paragraph (1) of the Act, must submit a written application for authorization attached with following documents to the Commissioner of the Financial Services Agency:

第二十六条銀行は、法第三十八条の規定による公告及び掲示をするときは、預金等その他金融庁長官が定める業務に係る取引の処理の方針を示すものとする。

Article 26A Bank, when providing public notice or a display pursuant to the provisions of Article 38 of the Act, is to indicate the policies of disposing of deposits, etc. and other transactions pertaining to business as specified by the Commissioner of the Financial Services Agency.

第二十七条法第四条第一項の内閣総理大臣の免許を受けた者は、法第四十一条第四号の規定による承認を受けようとするときは、承認申請書に理由書を添付して金融庁長官に提出しなければならない。

Article 27(1)A person that obtained a license from the Prime Minister as prescribed in Article 4, paragraph (1) of the Act, when intending to obtain an approval pursuant to the provisions of Article 41, item (iv) of the Act, must submit an written application for approval attached with a written statement of reasons to the Commissioner of the Financial Services Agency.

２金融庁長官は、前項の規定による承認の申請があつたときは、次に掲げる基準に適合するかどうかを審査するものとする。

(2)The Commissioner of the Financial Services Agency, when an application of approval pursuant to the provisions of the preceding paragraph is filed, is to examine whether it conforms to the following standards:

第二十八条外国銀行は、法第四十七条第一項の規定に基づきその主たる外国銀行支店（法第四十七条第一項に規定する主たる外国銀行支店をいう。第三十七条第三項において同じ。）を定めて法第四条第一項の規定による営業の免許を受けようとするときは、当該外国銀行の代表権を有する役員が署名した免許申請書に次に掲げる書面を添付して金融庁長官を経由して内閣総理大臣に提出しなければならない。

Article 28When a Foreign Bank specifies its principal Foreign Bank Branch (which means a Principal Foreign Bank Branch as prescribed in Article 47, paragraph (1) of the Act; the same applies in Article 37, paragraph (3)) based on the provisions of Article 47, paragraph (1) of the Act and intends to obtain a business license pursuant to the provisions of Article 4, paragraph (1) of the Act, the Foreign Bank must submit a written application for license signed by directors who have the authority of representation of said Foreign Bank attached with the following documents to the Prime Minister via the Commissioner of the Financial Services Agency: