第一条この府令において「銀行」、「銀行業」、「定期積金」、「定期積金等」、「預金者等」、「総株主等の議決権」、「株式等」、「子会社」、「主要株主基準値」、「銀行主要株主」、「持株会社」、「銀行持株会社」、「銀行代理業」、「銀行代理業者」、「所属銀行」、「電子決済等代行業」、「電子決済等代行業者」、「認定電子決済等代行事業者協会」、「指定紛争解決機関」、「銀行業務」、「苦情処理手続」、「紛争解決手続」、「紛争解決等業務」又は「手続実施基本契約」とは、それぞれ銀行法（昭和五十六年法律第五十九号。以下「法」という。）第二条に規定する銀行、銀行業、定期積金、定期積金等、預金者等、総株主等の議決権、株式等、子会社、主要株主基準値、銀行主要株主、持株会社、銀行持株会社、銀行代理業、銀行代理業者、所属銀行、電子決済等代行業、電子決済等代行業者、認定電子決済等代行事業者協会、指定紛争解決機関、銀行業務、苦情処理手続、紛争解決手続、紛争解決等業務又は手続実施基本契約をいう。

Article 1The terms "bank", "banking", "installment savings", "installment savings, etc.", "depositor, etc.", "total shareholder or investor voting rights", "shares or equity", "subsidiary company", "major shareholder threshold", "bank's major shareholder", "holding company", "bank holding company", "bank agency services", "bank agent", "principal bank", "electronic payment services", "electronic payment service provider", "certified association of electronic payment service providers", "designated dispute resolution organization", "banking services", "complaint processing procedures", "dispute resolution procedures", "dispute resolution services", and "basic contract for the implementation of dispute resolution procedures" as used in this Cabinet Office Order means a bank, banking, installment savings, installment savings, etc., depositor, etc., total shareholder or investor voting rights, shares or equity, subsidiary company, major shareholder threshold, bank's major shareholder, holding company, bank holding company, bank agency services, bank agent, principal bank, electronic payment services, electronic payment service provider, certified association of electronic payment service providers, designated dispute resolution organization, banking services, complaint processing procedures, dispute resolution procedures, dispute resolution services, and basic contract for the implementation of dispute resolution procedures, respectively, as provided in Article 2 of the Banking Act (Act No. 59 of 1981; hereinafter referred to as "the Act").

第一条の二法第二条第九項に規定する内閣府令で定める要件は、財務諸表等の用語、様式及び作成方法に関する規則（昭和三十八年大蔵省令第五十九号。以下「財務諸表等規則」という。）第八条第六項第二号イからホまでに掲げる要件とする。

Article 1-2The requirements specified by Cabinet Office Order that are provided for in Article 2, paragraph (9) of the Act means the requirements set forth in Article 8, paragraph (6), item (ii), (a) through (e) of the Regulation on Terminology, Forms, and Preparation Methods of Financial Statements, etc. (Ministry of Finance Order No. 59 of 1963; hereinafter referred to as the "Regulation on Financial Statements, etc.").

第一条の三法第二条第十一項（法第三条の二第二項、第十六条の四第九項、第五十二条の二の十一第二項、第五十二条の三第五項、第五十二条の四第四項、第五十二条の二十四第九項及び第五十三条第六項並びに銀行法施行令（昭和五十七年政令第四十号。以下「令」という。）第四条第四項並びに第十七条の二第十五項、第十七条の五第六項、第十七条の七第三項、第十七条の七の三第四項、第三十四条の十第六項、第三十四条の十六第十三項、第三十四条の十九第六項、第三十四条の二十一第三項、第三十四条の二十三の二第四項、第三十四条の二十九第三項、第三十四条の三十第三項、第三十四条の三十一第三項及び第三十五条第十一項において準用する場合を含む。次項において同じ。）の規定により、会社又は議決権の保有者が保有する議決権に含まないものとされる内閣府令で定める議決権は、次に掲げる株式等に係る議決権（法第二条第六項に規定する議決権をいう。第二号、次項、第一条の五から第一条の八まで、第三条、第三章、第五章、第八章（第三十四条の二十六を除く。）、第八章の四及び第九章において同じ。）とする。

Article 1-3(1)Voting rights specified by Cabinet Office Order, which is not to be included in the voting rights held by a company or a holder of voting rights pursuant to the provisions of Article 2, paragraph (11) of the Act (including as applied mutatis mutandis pursuant to the provisions of Article 3-2, paragraph (2); Article 16-4, paragraph (9); Article 52-2-11, paragraph (2); Article 52-3, paragraph (5); Article 52-4, paragraph (4); Article 52-24, paragraph (9), and Article 53, paragraph (6) of the Act, and Article 4, paragraph (4); Article 17-2, paragraph (15); Article 17-5, paragraph (6); Article 17-7, paragraph (3); Article 17-7-3, paragraph (4); Article 34-10, paragraph (6); Article 34-16, paragraph (13); Article 34-19, paragraph (6); Article 34-21, paragraph (3); Article 34-23-2, paragraph (4); Article 34-29, paragraph (3); Article 34-30, paragraph (3); Article 34-31, paragraph (3); and Article 35, paragraph (11) of the Enforcement Order of the Banking Act (Cabinet Order No. 40 of 1982; hereinafter referred to as "the Order"; hereinafter the same applies in the following paragraph)) are the voting rights for the following shares, etc. (meaning the voting rights prescribed in Article 2, paragraph (6) of the Act; the same applies to item (ii) of this paragraph, the following paragraph, Articles 1-5 through 1-8, Article 3, and Chapter III, Chapter V, Chapter VIII (excluding Article 34-26), Chapter VIII-4 and Chapter IX):

２法第二条第十一項の規定により、信託財産である株式等に係る議決権で、会社又は当該議決権の保有者が委託者若しくは受益者として行使し、又はその行使について指図を行うことができるものから除かれる内閣府令で定める議決権は、投資信託及び投資法人に関する法律（昭和二十六年法律第百九十八号）第十条の規定により当該会社が投資信託委託会社（同法第二条第十一項に規定する投資信託委託会社をいう。以下同じ。）としてその行使について指図を行う株式等に係る議決権及び同法第十条の規定に相当する外国の法令の規定により当該会社が同法に相当する外国の法令の規定により投資信託委託会社に相当する者としてその行使について指図を行う株式等に係る議決権とする。

(2)The voting rights specified by Cabinet Office Order that, pursuant to the provisions of Article 2, paragraph (11) of the Act, are excluded from those considered as voting rights for shares or equity constituting trust property that a company or the person holding those voting rights may exercise, as the settler or beneficiary, or with regard to whose exercise the company or person may give instructions, as the settlor or beneficiary, means voting rights for shares or equity with regard to whose exercise the company may give instructions, pursuant to the provisions of Article 10 of the Act on Investment Trusts and Investment Corporations (Act No. 198 of 1951), as the settlor company of an investment trust (meaning the settlor company of an investment trust as prescribed in Article 2, paragraph (11) of that Act; the same applies hereinafter), and voting rights for shares or equity with regard to whose exercise that company may give instructions, pursuant to the provisions of foreign laws or regulations that are equivalent to the provisions of Article 10 of that Act, as a person that, pursuant to the provisions of foreign laws or regulations equivalent to that Act, is equivalent to an investment trust management company.

３銀行は、第一項第五号の承認を受けようとするときは、承認申請書に理由書を添付して金融庁長官に提出しなければならない。

(3)When seeking the approval referred to in Article 1, item (v), a bank must attach a written statement of reasons to a written application for approval and submit them to the Commissioner of the Financial Services Agency.

４金融庁長官は、前項の規定による承認の申請があつたときは、当該申請に係る株式等について、当該申請をした銀行が議決権を行使し、又はその行使について指図を行うことができないものであるかどうかを審査するものとする。

(4)When an application for approval under the provisions of the preceding paragraph is filed, the Commissioner of the Financial Services Agency is to investigate whether it is impermissible for the bank filing the application to exercise voting rights, or to give instructions concerning the exercise of voting rights, in connection with the shares, etc. to which the application pertains.

第一条の三の二法第二条第十二項に規定する内閣府令で定める方法による資産の合計金額は、会社の最終の貸借対照表（当該会社の設立後最初の事業年度が終了していない場合にあつては、当該会社の成立の日における貸借対照表）による資産の合計金額とし、当該貸借対照表に係る事業年度終了の日（当該会社の設立後最初の事業年度が終了していない場合にあつては、当該会社の成立の日）後において会社法（平成十七年法律第八十六号）第百九十九条第一項に規定する募集株式の発行、新株予約権の行使による株式の交付、社債の発行、株式交換、合併、会社分割、事業の譲受け、事業の譲渡その他当該会社の資産に重要な変更があつた場合には、これらによる総資産の額の変動を加え、又は除いた額とする。

Article 1-3-2(1)The total amount of assets calculated by a method specified by Cabinet Office Order, as provided in Article 2, paragraph (12) of the Act, is the total amount of assets on the latest balance sheet of a company (if the first business year after the incorporation of the company is not completed, the balance sheet on the day of the company's incorporation), and if an issuance of shares for subscription as prescribed in Article 199, paragraph (1) of the Companies Act (Act No. 86 of 2005), delivery of shares as a result of the exercise of share options, issuance of corporate bonds, share exchange, merger, company split, acquisition of business, transfer of business or any other significant change in the company's assets has occurred after the last day of the business year that the balance sheet is for (or, after the day of the company's incorporation if the first business year after the incorporation of the company is not completed), the total amount of assets is the amount arrived at after adding or deducting the fluctuation in the total asset amount that resulted from these changes.

２法第二条第十二項に規定する内閣府令で定める資産は、銀行持株会社（金融庁長官が指定するものに限る。）の子会社（金融庁長官が指定するものに限る。）に対する貸付金その他金融庁長官が定める資産とする。

(2)The assets specified by Cabinet Office Order that are provided for in Article 2, paragraph (12) of the Act are loans to subsidiary companies (limited to those designated by the Commissioner of the Financial Services Agency) of a bank holding company (limited to those designated by the Commissioner of the Financial Services Agency) and any other assets prescribed by the Commissioner of the Financial Services Agency.

３法第二条第十二項に規定する内閣府令で定めるところにより算出した額は、会社が会社法第四百三十五条第二項の規定により作成した最終の事業年度に係る計算書類の附属明細書に別紙様式第十五号に基づき記載された前項に規定する資産の合計金額（当該会社の設立後最初の事業年度が終了していない場合にあつては、当該会社の成立時の貸借対照表に記載された前項に規定する資産の合計金額）とする。

(3)The amount calculated by the method specified by Cabinet Office Order, as provided in Article 2, paragraph (12) of the Act, is the total amount of assets prescribed in the preceding paragraph, as stated according to Appended Form No. 15 in annexed detailed statements associated with the financial statements for the most recent business year that a company has prepared pursuant to the provisions of Article 435, paragraph (2) of the Companies Act (if the first business year after the incorporation of the company is not completed, the total amount of assets prescribed in the preceding paragraph as stated in the balance sheet as of the time of the company's incorporation).

第一条の三の三法第二条第十七項に規定する内閣府令で定める行為は、同項第一号に掲げる行為であつて、次に掲げるものとする。ただし、預金者（法第二条第十七項第一号に規定する預金者をいう。以下この条、次条、第三十四条の六十四の九第三項第一号及び第三十四条の六十四の十一において同じ。）から当該預金者に係る識別符号等（銀行が、電子情報処理組織を利用して行う役務の提供に際し、その役務の提供を受ける者を他の者と区別して識別するために用いる符号その他の情報をいう。第三十四条の六十四の九第四項第五号において同じ。）を取得して行うものを除く。

Article 1-3-3The acts specified by Cabinet Office Order that are provided in Article 2, paragraph (17) of the Act are the following acts that are set forth in item (i) of that paragraph; provided, however, that this excludes acts that the person in question undertakes after having acquired the identification code or other such information (meaning a code or other such information that is used by a bank when providing services using an electronic data processing system in order to identify a person receiving the services, as distinguished from other persons; the same applies in Article 34-64-9, paragraph (4), item (v)) of a depositor (meaning a depositor as prescribed in Article 2, paragraph (17), item (i) of the Act; hereinafter the same applies in this Article, the following Article, Article 34-64-9, paragraph (3), item (i), and Article 34-64-11) from that depositor:

第一条の三の四法第二条第十七項第一号に規定する内閣府令で定める方法は、預金者の使用に係る電子機器の映像面に当該預金者が同号の銀行に開設している口座に係る資金を移動させる為替取引を行うことについて当該銀行に対する指図を行うための画像を表示させることを目的として、当該為替取引の相手方及び金額に係る情報を当該銀行に対して伝達する方法とする。

Article 1-3-4The means specified by Cabinet Office Order that is provided for in Article 2, paragraph (17), item (i) of the Act is a means of providing a bank as referred to in that item with information on the other party to a fund transfer and the amount of the transaction, with the purpose of causing an image that will allow a depositor to instruct that bank to execute a fund transfer transaction in which funds will be transferred from an account that the depositor holds at that bank, to be displayed on the screen of the electronic device used by the depositor.

第一条の四法第三条の二第一項第一号に規定する法人に準ずるものとして内閣府令で定めるものは、法人でない社団又は財団で代表者又は管理人の定めがあるものとする。

Article 1-4The organization specified by Cabinet Office Order as being equivalent to a corporation that is provided for in Article 3-2, paragraph (1), item (i) of the Act, means an unincorporated association or foundation that has rules concerning its representative or administrator.

第一条の五法第三条の二第一項第二号に規定する内閣府令で定めるところにより連結してその計算書類その他の書類を作成するものとされる会社は、連結財務諸表の用語、様式及び作成方法に関する規則（昭和五十一年大蔵省令第二十八号。以下「連結財務諸表規則」という。）第二条第一号に規定する連結財務諸表提出会社とする。

Article 1-5(1)A company that is required to prepare financial statements or other documents on a consolidated basis pursuant to the provisions of Cabinet Office Order, as provided in Article 3-2, paragraph (1), item (ii) of the Act, means a company that submits consolidated financial statements prescribed in Article 2, item (i) of the Regulation on Terminology, Forms, and Preparation Methods of Consolidated Financial Statements (Ministry of Finance Order No. 28 of 1976; hereinafter referred to as the "Regulation on Consolidated Financial Statements").

２法第三条の二第一項第二号に規定する内閣府令で定めるところにより計算される数は、当該会社の保有する当該銀行の特定議決権（法第二条第六項に規定する議決権から会社法第八百七十九条第三項の規定により議決権を有するものとみなされる株式についての議決権を除いたものをいう。以下この条において同じ。）の数に、その連結する会社等（同号に規定する会社等をいう。以下この条から第一条の七までにおいて同じ。）について、次の各号に掲げる区分に従い、それぞれ当該各号に定める当該銀行の特定議決権の数を合算した数に係る特定議決権比率（その保有する一の銀行の特定議決権の数を当該銀行の総株主の特定議決権の数で除して得た数をいう。）を当該銀行の総株主の議決権の数に乗じて得た数とする。

(2)The number calculated pursuant to the provisions of Cabinet Office Order prescribed in Article 3-2, paragraph (1), item (ii) of the Act is the number arrived at when the number of specified voting rights (meaning voting rights as prescribed in Article 2, paragraph (6) of the Act other than any voting rights from shares that are deemed to carry voting rights pursuant to the provisions of Article 879, paragraph (3) of the Companies Act; hereinafter the same applies in this Article) in the bank in question that each of the following items prescribes in line with the categories set forth in those items for the relevant company's consolidated companies, etc. (meaning companies, etc. as prescribed in Article 3-2, paragraph (1), item (ii) of the Act; hereinafter the same applies in this Article through Article 1-7) is combined with the number of specified voting rights in that bank that the relevant company holds, and the specified voting rights percentage (meaning the number arrived at when the number of specified voting rights in a single bank that they hold is divided by the number of specified voting rights for all of the bank's shareholders) associated with that number is multiplied by the total number of shareholder voting rights:

第一条の六法第三条の二第一項第三号に規定する内閣府令で定める会社等は、次に掲げる会社等とする。

Article 1-6(1)The company, etc. specified by Cabinet Office Order as provided for in Article 3-2, paragraph (1), item (iii) of the Act means any of the following companies, etc.:

２前項の場合において、他の会社等によつてその総株主又は総出資者の議決権の過半数を保有されている会社等が保有する議決権は、当該他の会社等が保有する議決権とみなす。

(2)In a case as referred to in the preceding paragraph, the voting rights held by a first company, etc. in which a second company, etc. holds a majority of the total shareholder or total investor voting rights are deemed to be voting rights that the second company, etc. holds.

３前二項の場合において、会社等又は他の会社等が保有する議決権には、社債、株式等の振替に関する法律（平成十三年法律第七十五号）第百四十七条第一項又は第百四十八条第一項（これらの規定を同法第二百二十八条第一項、第二百三十五条第一項、第二百三十九条第一項及び第二百七十六条（第二号に係る部分に限る。）において準用する場合を含む。）の規定により発行者に対抗することができない株式又は出資に係る議決権を含むものとする。

(3)In a case as referred to in one of the preceding two paragraphs, the voting rights held by a first company, etc. or a second company, etc. are to include shares or voting rights from a contribution which may not be asserted against the issuer pursuant to the provisions of Article 147, paragraph (1) or Article 148, paragraph (1) of the Act on Book-Entry of Corporate Bonds and Shares (Act No. 75 of 2001) (including as applied mutatis mutandis pursuant to Article 228, paragraph (1), Article 235, paragraph (1), Article 239, paragraph (1), and Article 276 (limited to the part pertaining to item (ii)) of that Act).

第一条の七法第三条の二第一項第七号に規定する内閣府令で定める者及び内閣府令で定めるところにより計算される数は、次の各号に掲げる者の区分に応じ当該各号に定める数とする。

Article 1-7The person specified by Cabinet Office Order and the number calculated pursuant to the provisions of Cabinet Office Order as provided for in Article 3-2, paragraph (1), item (vii) of the Act means the numbers specified in any of the following items in accordance with the categories of the persons set forth in the items:

第一条の八法第四条第一項の規定による営業の免許を受けようとする株式会社は、取締役（指名委員会等設置会社にあつては、取締役及び執行役）全員が署名した免許申請書に次に掲げる書面を添付して金融庁長官を経由して内閣総理大臣に提出しなければならない。

Article 1-8(1)A stock company seeking a business license under Article 4, paragraph (1) of the Act must attach the following documents to the written application for licensing that all of the directors (for a company with nominating committee, etc., directors and executive officers) have signed and submit the documents to the Prime Minister through the Commissioner of the Financial Services Agency:

２銀行以外の株式会社が従前の目的を変更して銀行業を営むため法第四条第一項の規定による営業の免許を受けようとするときは、前項各号に掲げる書面（同項第二号ハに掲げる書面を除く。）のほか、次に掲げる書面を免許申請書に添付しなければならない。

(2)If a stock company other than a bank seeks to obtain a business license under Article 4, paragraph (1) of the Act by changing its prior purposes in order to carry out banking, in addition to the documents set forth in the preceding items (except for documents set forth in item (ii), (c) of that paragraph), the following documents must be attached to the written application for license:

３内閣総理大臣は、前二項の規定による免許の申請に係る法第四条第二項の規定による審査をするときは、次に掲げる事項に配慮するものとする。

(3)When implementing an examination under Article 4, paragraph (2) of the Act pertaining to an application for license under the preceding two paragraphs, the Prime Minister is to take inot consideration of the following particulars:

第二条法第四条第一項の規定による営業の免許を受けようとする者は、前条に定めるところに準じた書面を金融庁長官を経由して内閣総理大臣に提出して予備審査を求めることができる。

Article 2A person that seeks to obtain a business license under Article 4, paragraph (1) of the Act may request a preliminary examination by submitting the documents equivalent to those provided in the provisions of the preceding Article to the Prime Minister through the Commissioner of the Financial Services Agency.

第三条令第一条の二第七号に規定する内閣府令で定める者は、次に掲げる者とする。

Article 3The person specified by Cabinet Office Order that is provided for in Article 1-2, item (vii) of the Order means those specified in the following items:

第四条法第四条第三項に規定する内閣府令で定める率は、百分の五十とする。

Article 4The percentage specified by Cabinet Office Order that is provided for in Article 4, paragraph (3) of the Act is fifty percent.

第四条の二法第四条第五項に規定する内閣府令で定める金融機関は、次に掲げるものとする。

Article 4-2Financial institutions specified by Cabinet Office Order that are provided for in Article 4, paragraph (5) of the Act mean those specified in the following items:

第五条銀行は、法第五条第三項の規定による資本金の額の減少の認可を受けようとするときは、認可申請書に次に掲げる書面を添付して金融庁長官、財務局長又は福岡財務支局長（以下「金融庁長官等」という。）に提出しなければならない。

Article 5When seeking authorization for a reduction of stated capital amount under Article 5, paragraph (3) of the Act, a bank must attach the following documents to a written application for authorization and submit them to the Commissioner of the Financial Services Agency, the Director General of Local Finance Bureau or Fukuoka Local Finance Branch Bureau (hereinafter referred to as the "Commissioner of the Financial Services Agency or other competent authority"):

第六条銀行は、法第六条第三項の規定による商号変更の認可を受けようとするときは、認可申請書に次に掲げる書面を添付して金融庁長官等に提出しなければならない。

Article 6(1)When seeking authorization for a change of trade name under Article 6, paragraph (3) of the Act, a bank must attach the following documents to a written application for authorization and submit them to the Commissioner of the Financial Services Agency or other competent authority:

２金融庁長官等は、前項の規定による認可の申請があつたときは、当該申請に係る商号が他の銀行の商号と同一又は類似の商号でないかどうかを審査するものとする。

(2)When an application for authorization is filed pursuant to the provisions of the preceding paragraph, the Commissioner of the Financial Services Agency or other competent authority is to examine whether the trade name to which the application pertains is not the same as or similar to the trade name of another bank.

第七条銀行の常務に従事する取締役（指名委員会等設置会社にあつては、執行役。次項において同じ。）は、法第七条第一項の規定により、他の会社の常務に従事することについて認可を受けようとするときは、認可申請書に次に掲げる書面を添付し、当該銀行を経由して金融庁長官等に提出しなければならない。

Article 7(1)A director who engages in ordinary business of a bank (the executive officer in the case of a company with nominating committee, etc.; the same applies in the following paragraph) must attach the following documents to a written application for authorization and submit them to the Commissioner of the Financial Services Agency or other competent authority via that bank pursuant to the provisions of Article 7, paragraph (1) of the Act, if seeking to obtain an authorization with regard to engaging in ordinary business of another company:

２金融庁長官等は、前項の規定による認可の申請があつたときは、当該申請に係る取締役が銀行の常務に従事することに対し、当該申請に係る兼職を行うことが何らの支障を及ぼすおそれのないものであるかどうかを審査するものとする。

(2)When an application for authorization under the provisions of the preceding paragraph is filed, with regard to the engagement of the director to whom the application pertains in ordinary business of a bank, the Commissioner of the Financial Services Agency or other competent authority is to examine whether the concurrent holding of positions to which the application pertains may not cause any concern.

第八条法第八条第一項及び第二項に規定する営業所とは、銀行が法第十条第一項各号に掲げる業務の全部又は一部を営む施設又は設備（携帯型の設備及び銀行以外の者が占有し又は管理する設備を除く。以下同じ。）をいう。

Article 8(1)A business office as prescribed in Article 8, paragraph (1) and paragraph (2) of the Act means facilities or equipment (excluding portable equipment and equipment which is possessed or managed by a person other than the bank; the same applies hereinafter) where a bank carries out all or part of business set forth in each item of Article 10, paragraph (1) of the Act.

２法第八条第一項に規定する本店とは、銀行の業務を統括する施設であつて、本店として登記がなされているものをいう。

(2)A head office as prescribed in Article 8, paragraph (1) of the Act means a facility that presides over the bank's services and is registered as the head office.

３法第八条第一項及び第二項に規定する支店とは、営業所のうち本店に従属し、当該営業所の名において、かつ、その計算において、銀行の業務を営む施設をいう。

(3)A branch office as prescribed in Article 8, paragraph (1) and paragraph (2) of the Act means a facility constituting a business office that is subordinate to a head office, at which a bank's services are carried out in the name of and under the account of the business office in question.

４法第八条第一項及び第二項に規定する種類の変更とは、銀行の本店（第二項に規定する本店をいう。以下同じ。）及び支店（前項に規定する支店をいう。以下同じ。）以外の営業所（以下「出張所」という。）から支店へ並びに支店から出張所への変更をいう。

(4)A change of type as prescribed in Article 8, paragraph (1) and paragraph (2) of the Act means a change from a business office other than a head office (a head office as prescribed in paragraph (2); the same applies hereinafter) and a branch office (a branch office as prescribed in the preceding paragraph; the same applies hereinafter) of a bank (hereinafter referred to as a "sub-office") to a branch office, and a change from a branch office to a sub-office.

第九条法第八条第一項に規定する内閣府令で定める場合は、次に掲げる場合とする。

Article 9(1)The cases specified by Cabinet Office Order that are provided for in Article 8, paragraph (1) of the Act are the following cases:

２銀行は、法第八条第一項の規定による営業所の設置、位置の変更、種類の変更又は廃止の届出をしようとするときは、届出書に理由書その他金融庁長官が必要と認める事項を記載した書面を添付して金融庁長官等に提出しなければならない。

(2)When a bank seeks to submit a notification of the establishment, change of location, change of type, or closure of a business office pursuant to the provisions of Article 8, paragraph (1) of the Act, it must attach a written statement of reasons and other documents giving particulars found to be necessary by the Commissioner of the Financial Services Agency to the written notification and submit them to the Commissioner of the Financial Services Agency or other competent authority

第九条の二銀行は、法第八条第二項の規定による外国における営業所の設置、種類の変更又は廃止の認可を受けようとするときは、認可申請書に次に掲げる書面を添付して金融庁長官等に提出しなければならない。

Article 9-2(1)When a bank intends to obtain an authorization for the establishment, change of type, or closure of a business office in a foreign state pursuant to the provisions of Article 8, paragraph (2) of the Act, it must attach the following documents to a written application for authorization and submit them to the Commissioner of the Financial Services Agency or other competent authority:

２金融庁長官等は、前項の規定による営業所の設置又は種類の変更の認可の申請があつたときは、次に掲げる基準に適合するかどうかを審査するものとする。

(2)When an application for authorization to establish or change the type of a business office under the preceding paragraph is filed, the Commissioner of the Financial Services Agency or other competent authority is to examine whether it conforms to the following standards:

３法第八条第二項に規定する内閣府令で定める場合は、次に掲げる場合とする。

(3)The case specified by Cabinet Office Order that is provided for in Article 8, paragraph (2) of the Act means those specified in the following items:

４金融庁長官等は、第一項の規定による営業所の廃止の認可の申請があつたときは、当該営業所の顧客に係る取引が当該申請をした銀行の他の営業所又は他の金融機関へ支障なく引き継がれるなど当該営業所の顧客に著しい影響を及ぼさないものであるかどうかを審査するものとする。

(4)When an application for authorization to close a business office under paragraph (1) is filed, the Commissioner of the Financial Services Agency or other competent authority is to examine whether the closure will not cause substantial effects to the customers of the business office, including things such as whether transactions involving the customers of that business office will be taken over by another of the applying bank's business offices or by another financial institution without any hindrance.

第十条銀行は、法第八条第三項の規定により法第二条第十四項各号に掲げる行為を外国において委託する旨の契約（以下この条及び次条第三項において「委託契約」という。）の締結又は当該委託契約の終了の認可を受けようとするときは、認可申請書に次に掲げる書面を添付して金融庁長官等に提出しなければならない。

Article 10(1)When a bank seeks to obtain an authorization to conclude a contract to entrust acts set forth in each item of Article 2, paragraph (14) of the Act in a foreign state pursuant to the provisions of Article 8, paragraph (3) of the Act (hereinafter referred to as an "outsourcing contract" in this Article and paragraph (3) of the following Article) or to terminate that outsourcing contract, it must attach the following documents to a written application for authorization and submit them to the Commissioner of the Financial Services Agency or other competent authority:

２金融庁長官等は、前項の規定による委託契約の締結の認可の申請があつたときは、次に掲げる基準に適合するかどうかを審査するものとする。

(2)When an application for authorization to conclude an outsourcing contract under the preceding paragraph is filed, the Commissioner of the Financial Services Agency or other competent authority is to examine whether it conforms to the following standards:

３前項第二号に掲げる基準に適合するか審査をするときは、第三十四条の三十七各号に掲げる事項に配慮するものとする。

(3)When examining whether the relevant other party conforms to the standards set forth in item (ii) of the preceding paragraph, the Commissioner of the Financial Services Agency or other competent authority is to take into consideration of the particulars set forth in each item of Article 34-37.

４金融庁長官等は、第一項の規定による委託契約の終了の認可の申請があつたときは、当該外国銀行代理業者の委託業務に関する顧客に係る取引が当該申請をした銀行の他の営業所又は他の金融機関等へ支障なく引き継がれる等、当該外国銀行代理業者の委託業務に関する顧客に著しい影響を及ぼさないものであるかどうかを審査するものとする。

(4)When an application for authorization to terminate an outsourcing contract under paragraph (1) is filed, the Commissioner of the Financial Services Agency or other competent authority is to examine whether the termination will not cause substantial effects to the customers concerning the entrusted business of the foreign bank agent, such as transactions pertaining to those customers will be succeeded to another business office of the bank which filed the application or other financial institution without any hindrance.

第十条の二法第八条第四項に規定する内閣府令で定める者は、次に掲げる者とする。

Article 10-2(1)The persons specified by Cabinet Office Order that are provided for in Article 8, paragraph (4) of the Act are those specified in the following items:

２前項第四号に規定する「親会社等」とは、他の法人等（令第四条第一項第一号ロに規定する法人等をいう。以下同じ。）の総株主等の議決権の百分の五十を超える議決権を保有する法人等をいい、前項各号に規定する「子会社等」とは、親会社等によりその総株主等の議決権の百分の五十を超える議決権を保有されている他の法人等をいう。この場合において、子会社等が保有する議決権は、当該子会社等の親会社等が保有する議決権とみなす。

(2)The term "parent company, etc." as prescribed in item (iv) of the preceding paragraph means a corporation, etc. holding voting rights exceeding fifty percent of the total shareholder or investor voting rights in another corporation, etc. (meaning a corporation, etc. prescribed in Article 4, paragraph (1), item (i), (b) of the Order; the same applies hereinafter); the term "subsidiary company, etc." as prescribed in the items of the preceding paragraph means a corporation, etc. in which a parent company, etc. holds voting rights accounting for over fifty percent of the total shareholder or investor voting rights.In this case, voting rights held by a subsidiary company, etc. are deemed to be voting rights held by the parent company, etc. of that subsidiary company, etc.

３銀行は、法第八条第四項の規定による届出をしようとするときは、届出書に、次の各号に掲げる場合の区分に応じ当該各号に定める書面を添付して金融庁長官等に提出しなければならない。

(3)In seeking to give a notification under Article 8, paragraph (4) of the Act, a bank must attach the documents specified in the following items to a written notification in accordance with the categories set forth in those items and submit them to the Commissioner of the Financial Services Agency or other competent authority:

第十一条削除

Article 11Deleted

第十二条法第十条第二項第五号に規定する内閣府令で定める証書をもつて表示されるものは、次に掲げるものとする。

Article 12Monetary claims indicated in the form of certificates specified by Cabinet Office Order that are provided for in Article 10, paragraph (2), item (v) of the Act are those specified in the following items:

第十二条の二法第十条第二項第五号の二に規定する有価証券として内閣府令で定めるものは、金融商品取引法施行令（昭和四十年政令第三百二十一号）第十五条の十七第一項第二号又は同条第三項に規定する有価証券（同項に規定する有価証券については、金融商品取引法第二条第一項第四号又は第五号に掲げるものの性質を有するものに限る。）であつて、金融商品取引業等に関する内閣府令（平成十九年内閣府令第五十二号）第四十条第一号に規定する譲渡資産が、指名金銭債権又は指名金銭債権を信託する信託の受益権であるものとする。

Article 12-2The things specified by Cabinet Office Order as securities prescribed in Article 10, paragraph (2), item (v)-2 of the Act are securities prescribed in Article 15-17, paragraph (1), item (ii) or item (iii) of the Order for Enforcement of the Financial Instruments and Exchange Act (Act No. 321 of 1965) (with regard to securities prescribed in that paragraph, limited to those that have the characteristics as set forth in Article 2, paragraph (1), item (iv) or item (v) of the Financial Instruments and Exchange Act) in which the assigned assets set forth in Article 40, item (i) of the Cabinet Office Order on Financial Instruments Business (Cabinet Office Order No. 52 of 2007) are a nominative monetary claim or a beneficiary right to the trust in which the nominative monetary claim is placed.

第十三条法第十条第二項第八号に規定する業務の代理又は媒介で内閣府令で定めるものは、次に掲げるものとする。

Article 13Acting as an agent or intermediary for services which is specified by Cabinet Office Order, as provided in Article 10, paragraph (2), item (viii) of the Act means those specified in the following items:

第十三条の二法第十条第二項第八号の二に規定する内閣府令で定めるものは、次に掲げるものとする。

Article 13-2(1)The services specified by Cabinet Office Order, as provided in Article 10, paragraph (2), item (viii)-2 of the Act, mean those specified in the following items:

２前項の規定にかかわらず、外国銀行支店（法第四十七条第二項に規定する外国銀行支店をいう。以下同じ。）に係る法第十条第二項第八号の二に規定する内閣府令で定めるものは、次に掲げるものとする。

(2)Notwithstanding the provisions of the preceding paragraph, the services specified by Cabinet Office Order that are provided for in Article 10, paragraph (2), item (viii)-2 of the Act pertaining to a foreign bank branch (meaning a foreign bank branch prescribed in Article 47, paragraph (2) of the Act; the same applies hereinafter) means those specified in the following items:

第十三条の二の二法第十条第二項第十二号及び第十三号に規定する内閣府令で定めるものは、金融商品取引法第二条第二十項に規定するデリバティブ取引（有価証券関連デリバティブ取引（同法第二十八条第八項第六号に規定する有価証券関連デリバティブ取引をいう。以下同じ。）に該当するものを除く。）とする。

Article 13-2-2Derivative transactions as specified by Cabinet Office Order that are provided for in Article 10, paragraph (2), item (xii) and item (xiii) of the Act are a derivative transaction as prescribed in Article 2, paragraph (20) of the Financial Instruments and Exchange Act (excluding a derivative transaction corresponding to the securities-related derivative transactions (meaning the securities-related derivative transactions as prescribed in Article 28, paragraph (8), item (vi) of that Act; the same applies hereinafter)).

第十三条の二の三法第十条第二項第十四号に規定する内閣府令で定めるものは、次に掲げるものとする。

Article 13-2-3(1)The transaction specified by Cabinet Office Order that is provided for in Article 10, paragraph (2), item (xiv) of the Act means any of the following:

２法第十条第二項第十四号に規定する銀行の経営の健全性を損なうおそれがないと認められる取引として内閣府令で定めるものは、前項各号に掲げるものとする。

(2)A transaction specified by Cabinet Office Order as a transaction that it is found to be unlikely to damage the sound management of a bank, as provided in Article 10, paragraph (2), item (xiv) of the Act, means those transactions as set forth in the items of the preceding paragraph.

３法第十条第二項第十五号に規定する内閣府令で定めるものは、上場商品構成物品等（商品先物取引法（昭和二十五年法律第二百三十九号）第十五条第一項第一号に規定する上場商品構成物品等をいう。）について商品市場（同法第二条第九項に規定する商品市場をいう。）における相場を利用して行う同法第二条第十四項第一号から第三号まで及び第四号（ニを除く。）に掲げる取引の媒介、取次ぎ又は代理とする。

(3)Acting as the intermediary, broker, or agent as specified by Cabinet Office Order, that is provided in Article 10, paragraph (2), item (xv) of the Act means acting as the intermediary, broker, or agent in transactions set forth in Article 2, paragraph (14), items (i) through (iii) of the Commodity Futures Act (Act No. 239 of 1950) and item (iv) of that paragraph (excluding sub-item (d)), for listed commodity component products, etc. (meaning the listed commodity component products, etc. prescribed in Article 15, paragraph (1), item (i) of that Act) by using quotations on a commodity market (meaning the commodity market prescribed in Article 2, paragraph (9) of that Act).

第十三条の二の四法第十条第二項第十八号イに規定する内閣府令で定めるものは、機械類その他の物件を使用させる契約のうち使用期間（同号イに規定する使用期間をいう。以下この項において同じ。）の中途において契約の解除をすることができない旨の定めがないものであつて、相手方が、当該契約に係る使用期間の中途において当該契約に基づく義務に違反し、又は当該契約を解除する場合において、未経過期間に係る使用料のおおむね全部を支払うこととされているものとする。

Article 13-2-4(1)The contract that is specified by Cabinet Office Order, as provided for in Article 10, paragraph (2), item (xviii), sub-item (a) of the Act means a contract for allowing the use of machinery and other objects which does not contain a provision to the effect that the parties may not cancel the contract before the end of the period of use (meaning the period of use prescribed in sub-item (a) of that item; hereinafter the same applies in this paragraph), and under which the other party to the contract is to pay almost all of the use fees for the unpaid period of use if that other party breaches the obligations based on the contract or cancels the contract before the end of the period of use specified in the contract.

２法第十条第二項第十八号ロに規定する内閣府令で定める費用は、利子及び手数料の額とする。

(2)The costs specified by Cabinet Office Order that are provided for in Article 10, paragraph (2), item (xviii), (b) of the Act are the amounts of interest and fees.

第十三条の二の五法第十一条第四号に規定する内閣府令で定めるものは、算定割当量を取得し、若しくは譲渡することを内容とする契約の締結又はその媒介、取次ぎ若しくは代理を行う業務とする。

Article 13-2-5The services specified by Cabinet Office Order that are provided for in Article 11, item (iv) of the Act means services for concluding a contract involving the acquisition or transfer of a carbon dioxide equivalent quota, or for acting as intermediary, broker, or agent in the conclusion of such a contract.

第十三条の三銀行は、法第十二条の二第一項の規定により預金者等に対する情報の提供を行う場合には、次に掲げる方法により行うものとする。

Article 13-3(1)When a bank provides information to a depositor, etc. pursuant to the provisions of Article 12-2, paragraph (1) of the Act, it is to do so through the following means:

２銀行は、前項第四号の規定による書面の交付に代えて、次項で定めるところにより、当該預金者等の承諾を得て、商品情報を電磁的方法（法第二十条第六項に規定する電磁的方法をいう。以下同じ。）により提供することができる。この場合において、当該銀行は、当該書面を交付したものとみなす。

(2)In lieu of delivering a document under item (iv) of the preceding paragraph a bank may provide a depositor, etc. with financial instruments information by electronic or magnetic means (meaning electronic or magnetic means as prescribed in Article 20, paragraph (6) of the Act; the same applies hereinafter) after obtaining the consent of the depositor, etc., pursuant to the provisions of the following paragraph.In this case, the bank is deemed to have delivered the document.

３銀行は、前項の規定により商品情報を提供しようとするときは、あらかじめ、当該預金者等に対し、その用いる次に掲げる電磁的方法の種類及び内容を示し、書面又は電磁的方法による承諾を得なければならない。

(3)When a bank seeks to provide financial instruments information pursuant to the provisions of the preceding paragraph, that bank must indicate to the depositor, etc. the type and content of the following electronic or magnetic means that the bank will use, and must obtain consent in writing or by electronic or magnetic means in advance:

４前項の規定による承諾を得た銀行は、当該預金者等から書面又は電磁的方法により電磁的方法による提供を受けない旨の申出があつたときは、当該預金者等に対し、商品情報の提供を電磁的方法によつてしてはならない。ただし、当該預金者等が再び同項の規定による承諾をした場合は、この限りでない。

(4)If a bank that has obtained the consent under the preceding paragraph receives a notice from the depositor, etc., either in written form or by electronic or magnetic means, indicating that the depositor, etc. is not willing to be provided with information by electronic or magnetic means, the bank must not use electronic or magnetic means to provide financial instruments information to that depositor, etc.; provided, however, that this does not apply if the depositor, etc. has once again given the consent under that paragraph.

第十三条の四銀行は、金融機関の合併及び転換に関する法律（昭和四十三年法律第八十六号）第八条第一項（同法第五十五条第四項において準用する場合を含む。）の規定に基づき特定社債（会社法の施行に伴う関係法律の整備等に関する法律（平成十七年法律第八十七号）第百九十九条の規定による改正前の金融機関の合併及び転換に関する法律（以下この条において「旧合併転換法」という。）第十七条の二第一項（旧合併転換法第二十四条第一項第七号において準用する場合を含む。以下この条において同じ。）に規定する普通銀行で旧合併転換法第十七条の二第一項の認可を受けたものが発行する債券及び金融システム改革のための関係法律の整備等に関する法律（平成十年法律第百七号）附則第百六十九条の規定によりなおその効力を有するものとされる同法附則第百六十八条の規定による改正前の金融機関の合併及び転換に関する法律第十七条の二第一項に規定する普通銀行で同項の認可を受けたもの（同項に規定する消滅金融機関が外国為替銀行であるものに限る。）が発行する債券を含む。）を取り扱う場合には、前条に定めるところに準じた方法により顧客に対する情報の提供を行うものとする。

Article 13-4A bank is to provide information to a customer by a method equivalent to that prescribed in the preceding Article in cases of handling specified corporate bonds (including, a bond issued by an ordinary bank which is prescribed in Article 17-2, paragraph (1) of the Act on Financial Institutions' Merger and Conversion prior to the amendment (hereinafter referred to as "the former Act on Merger and Conversion" in this Article) (including as applied mutatis mutandis pursuant to the provisions of Article 24, paragraph (1), item (vii) of the former Act on Merger and Conversion; hereinafter the same applies in this Article) by the provisions of Article 199 of the Act on Arrangement of Relevant Acts Incidental to Enforcement of the Companies Act (Act No. 87 of 2005) and which is authorized pursuant to the provisions of Article 17-2, paragraph (1) of the former Act on Merger and Conversion; and a bond which is issued by an ordinary bank which is prescribed in Article 17-2, paragraph (1) of the Act on Financial Institutions' Merger and Conversion prior to amendment by the provisions of Article 168 of the Supplementary Provisions of the Act on Revision of Related Acts for the Financial System Reform (Act No. 107 of 1998) which are to remain in force pursuant to the provisions of Article 169 of the same Supplementary Provisions, and which is authorized pursuant to the provisions of Article 17-2, paragraph (1) of the Act on Financial Institutions' Merger and Conversion prior to amendment (limited to a case in which a financial institution ceasing to exist as prescribed in that paragraph is a foreign exchange bank)) according to the provisions of Article 8, paragraph (1) of the Act on Financial Institutions' Merger and Conversion (Act No. 86 of 1968) (including as applied mutatis mutandis pursuant to Article 55, paragraph (4) of that Act).

第十三条の五銀行は、次に掲げる商品を取り扱う場合には、業務の方法に応じ、顧客の知識、経験、財産の状況及び取引を行う目的を踏まえ、顧客に対し、書面の交付その他の適切な方法により、預金等との誤認を防止するための説明を行わなければならない。

Article 13-5(1)If a bank handles the following financial instruments, the bank must provide to a customer an explanation for preventing the customer from misidentifying those financial instruments as deposits, etc., by delivering documents or other appropriate methods, according to the method of their business and based on the customer's knowledge, experience, financial status, and purpose of conducting the transaction:

２銀行は、前項に規定する説明を行う場合には、次に掲げる事項（当該銀行が発行する社債（法第十条第三項第一号に掲げる短期社債を除く。）にあつては、第三号及び第四号に掲げるものを除く。）を説明するものとする。

(2)If a bank provides the explanation as prescribed in the preceding paragraph, the bank is to explain the following particulars (excluding what is set forth in item (iii) and item (iv) in a case of corporate bonds (other than short-term bonds as set forth in Article 10, paragraph (3), item (i) of the Act) issued by the bank)

３銀行は、その営業所において、第一項に掲げる商品を取り扱う場合には、前項第一号から第三号までに掲げる事項を当該営業所内において顧客の目につきやすい場所に適切に掲示しなければならない。

(3)If a bank handles the financial instruments set forth in paragraph (1) at its business office, the bank must display those particulars set forth in items (i) through (iii) of the preceding paragraph in a place easily seen by customers.

４銀行は、法第十条第二項第八号又は法第十二条の規定に基づき元本の補填の契約をしていない信託契約の締結又はその代理若しくは媒介を行う場合には、元本の補填の契約をしていないことを当該営業所内において顧客の目につきやすい場所に適切に掲示し、元本の補填の契約をしていない金銭信託に係る信託契約の締結又はその代理若しくは媒介を行う場合（信託業法施行規則（平成十六年内閣府令第百七号）第七十八条各号に掲げる場合を除く。）には、第二項各号に掲げる事項を説明しなければならない。

(4)If a bank concludes a trust contract without agreement for compensation of the principal based on the provisions of Article 10, paragraph (2), item (viii) of or Article 12 of the Act, or acts as an agent or intermediary in the conclusion of such a contract, the bank must display that the trust contract does not have an agreement for compensation of the principal in a place easily seen by customers; and, if a bank concludes a trust contract pertaining to a monetary trust without agreement for compensation of the principal, or acts as an agent or intermediary in the conclusion of such a contract (excluding cases set forth in each item of Article 78 of the Order for Enforcement of Trust Business Act (Cabinet Office Order No. 107 of 2004)), the bank must explain those particulars set forth in each item of paragraph (2).

第十三条の六銀行は、投資信託委託会社又は資産運用会社（投資信託及び投資法人に関する法律第二条第十九項に規定する資産運用会社をいう。以下同じ。）が当該銀行の営業所の一部を使用して同法に規定する投資信託若しくは外国投資信託の受益証券、投資証券、投資法人債券又は外国投資証券（以下この条において「受益証券等」という。）を取り扱う場合には、銀行が預金等を取り扱う場所と投資信託委託会社又は資産運用会社が受益証券等を取り扱う場所とを明確に区分するとともに、顧客の誤解を招くおそれのある掲示を行わない等の適切な措置を講じなければならない。

Article 13-6If an investment trust management company or an asset management company (meaning an asset management company as prescribed in Article 2, paragraph (19) of the Act on Investment Trusts and Investment Corporations; the same applies hereinafter) handles beneficiary certificates of investment trusts or foreign investment trusts, investment certificates, investment corporation bonds, or foreign mutual funds (hereinafter referred to as "beneficiary certificates, etc." in this Article) as prescribed in that Act by using part of a business office of a bank, the bank must clearly divide the location where the bank handles deposits, etc. from the location where the investment trust management company or the asset management company handles the beneficiary certificates, etc., and must take appropriate measures such as not placing displays that may cause misunderstanding for customers.

第十三条の六の二銀行は、電気通信回線に接続している電子計算機を利用してその業務を営む場合には、顧客が当該銀行と他の者を誤認することを防止するための適切な措置を講じなければならない。

Article 13-6-2When a bank engages in its business by using a computer connected to a telecommunications line, the bank must take appropriate measures to prevent customers from misidentifying the bank as another person.

第十三条の六の三銀行は、特定取引を行う場合であつて、次に掲げる要件の全てに該当するときは、特定取引及び特定取引の対象となる財産をその他の取引及び財産と区分して経理するため、特別の勘定（以下「特定取引勘定」という。）を設けなければならない。この場合において、当該要件のいずれかに該当しない銀行又は当該要件のいずれにも該当しない銀行が特定取引勘定を設けることを妨げない。

Article 13-6-3(1)If a bank conducts a specified transaction and corresponds to all of the following requirements, the bank must establish a special account (hereinafter referred to as a "specified transaction account") in order to separate accounting for specified transactions and assets subject to specified transactions from accounting for other transactions and assets. Such a case does not preclude a bank which does not correspond to either of those requirements or a bank which does not correspond to any of those requirements from establishing a specified transaction account:

２前項の特定取引とは、銀行が金利、通貨の価格、金融商品市場（金融商品取引法第二条第十四項に規定する金融商品市場をいう。以下同じ。）における相場その他の指標（第五項において「指標」という。）に係る短期的な変動、市場間の格差等を利用して利益を得る目的又は当該目的で行う取引により生じ得る損失を減少させる目的で自己の計算において行う市場デリバティブ取引及び外国市場デリバティブ取引のうち有価証券関連デリバティブ取引に該当するもの以外のもの並びに次に掲げる取引をいう。

(2)The term "specified transaction" as used in the preceding paragraph means transactions other than those which correspond to securities-related derivative transactions out of market derivative transactions and foreign market derivative transactions that the bank conducts on the bank's own account; with the purpose of obtaining profit by using short-term changes in money rate, value of currencies, quotations on a financial instruments market (meaning a financial instruments market as prescribed in Article 2, paragraph (14) of the Financial Instruments and Exchange Act; the same applies hereinafter) and any other indicator (which is referred to as an "indicator" in paragraph (5)), by using differences among markets, or by using other means; or with the purpose of reducing loss that may be generated from transactions for that purpose, and the following transactions:

３特定取引勘定を設けた銀行（以下「特定取引勘定設置銀行」という。）は、次に掲げる行為をしてはならない。ただし、第三十五条第六項第一号ホに掲げる書面に記載された事項の範囲内で行う場合は、この限りでない。

(3)A bank which has established a specified transaction account (hereinafter referred to as a "bank with a specified transaction account") must not perform the following acts; provided, however, this does not apply when the bank performs the acts within the scope stated in the documents set forth in Article 35, paragraph (6), item (i), (e):

４前項の行為には、一の銀行において、特定取引勘定とその他の勘定との間で行う第二項第一号から第四号の二まで及び第十五号に掲げる取引（当該取引に類似し、又は密接に関連する取引として同項第十七号の規定により特定取引とされる取引を含む。）を含むものとする。

(4)Acts prescribed in the preceding paragraph are to include transactions set forth in paragraph (2), items (i) through (iv)-2 and item (xv) that are conducted between a specified transaction account and other accounts (including transactions which are defined to be a specified transaction pursuant to the provisions of item (xvii) of that paragraph as a transaction similar to or having a close relationship with those transactions) within a single bank.

５特定取引勘定設置銀行は、特定取引のうち事業年度終了の時において決済されていないものに係る利益相当額又は損失相当額の計算については、次の各号に掲げる取引の区分に応じ当該各号に定める額とする等、その会計を適正に処理するために必要な措置を講じなければならない。

(5)A bank with a specified transaction account must take the necessary measures to conduct the accounting appropriately, with regard to calculations of the amount equivalent to profit or the amount equivalent to loss pertaining to unsettled specified transactions at the end of a business year, such as specifying those amounts as specified in the following items in accordance with the transaction categories set forth in those items:

第十三条の六の四銀行は、預金又は資金の貸付けの業務に係る金銭の受入れ又は払出しに関する事務を第三者に委託する場合（銀行代理業者に銀行代理業に係る業務として委託する場合を除く。）には、次の各号のいずれかの措置を講じなければならない。

Article 13-6-4If a bank entrusts a third party with the administrative processes involved in receiving or paying out money in relation to deposit or fund lending services (excluding cases in which a bank entrusts these services to a bank agent as bank agency services), it must take any measures listed in the following items:

第十三条の六の五銀行は、その取り扱う個人である顧客に関する情報の安全管理、従業者の監督及び当該情報の取扱いを委託する場合にはその委託先の監督について、当該情報の漏えい、滅失又は毀損の防止を図るために必要かつ適切な措置を講じなければならない。

Article 13-6-5If a bank entrusts the safety management of information handled by the bank concerning individual customers, the supervision of employees, and the handling of that information, the bank must take necessary and appropriate measures on the supervision of the outsourced contractor in order to prevent leakage, loss, or damage of that information.

第十三条の六の六銀行は、信用情報に関する機関（資金需要者の借入金返済能力に関する情報の収集及び銀行に対する当該情報の提供を行うものをいう。）から提供を受けた情報であつて個人である資金需要者の借入金返済能力に関するものを、資金需要者の返済能力の調査以外の目的のために利用しないことを確保するための措置を講じなければならない。

Article 13-6-6A bank must take measures to ensure that information which is provided by an institution (meaning an institution that collects information on debt-paying ability of consumers seeking funds and provides the information to a bank) on credit information and that concerns the debt-paying ability of individual consumers seeking funds is not used for purposes other than investigation of debt-paying ability of the consumers seeking funds.

第十三条の六の七銀行は、その取り扱う個人である顧客に関する人種、信条、門地、本籍地、保健医療又は犯罪経歴についての情報その他の特別の非公開情報（その業務上知り得た公表されていない情報をいう。）を、適切な業務の運営の確保その他必要と認められる目的以外の目的のために利用しないことを確保するための措置を講じなければならない。

Article 13-6-7A bank must take measures to ensure that information handled by the bank about race, creed, family status, registered domicile, health and medical, or criminal recordson individual customers, and other special non-disclosure information (meaning information which is obtained in the course of its business and not publicly disclosed) are not used for purposes other than those for securing appropriate management of the business and other necessary purposes.

第十三条の六の八銀行は、その業務を第三者に委託する場合（次項の規定により当該銀行の属する銀行持株会社グループ（法第十二条の二第三項第一号に規定する銀行持株会社グループをいう。以下同じ。）に属する銀行持株会社が当該業務の的確な遂行を確保するための措置を講ずる場合を除く。）には、当該業務の内容に応じ、次に掲げる措置を講じなければならない。

Article 13-6-8(1)If a bank entrusts a third party with its business (excluding a case in which the bank holding company belonging to the bank holding company group (meaning the bank holding company group prescribed in Article 12-2, paragraph (3), item (i) of the Act; the same applies hereinafter) to which the bank belongs takes measures to ensure the precise execution of the business pursuant to the provisions of the following paragraph), it must take the following measures in accordance with the contents of the business:

２法第十二条の二第三項第一号の規定により当該業務の的確な遂行を確保するための措置を講ずる銀行持株会社は、次に掲げる内容の当該持株会社における経営管理に係る方針の策定及びその実施を確保するための措置を講じなければならない。

(2)A bank holding company that takes measures to ensure the precise execution of the relevant business pursuant to the provisions of Article 12-2, paragraph (3), item (i) of the Act must take measures to ensure the formulation and implementation of a policy on business management at the bank holding company with the following particulars:

第十三条の七銀行は、その営む業務の内容及び方法に応じ、顧客の知識、経験、財産の状況及び取引を行う目的を踏まえた重要な事項の顧客に対する説明その他の健全かつ適切な業務の運営を確保するための措置（書面の交付その他の適切な方法による商品又は取引の内容及びリスク並びに当該銀行が講ずる法第十二条の三第一項に定める措置の内容の説明並びに犯罪を防止するための措置を含む。）に関する社内規則等（社内規則その他これに準ずるものをいう。以下同じ。）を定めるとともに、従業員に対する研修その他の当該社内規則等に基づいて業務が運営されるための十分な体制を整備しなければならない。

Article 13-7A bank, in accordance with the content and method of its business, must set up internal regulations, etc. (meaning internal regulations and other things that are equivalent; the same applies hereinafter) on measures to provide customers with an explanation of important particulars taking into account of a customer's knowledge, experience, status of assets, and purposes of conducting a transaction and other measures in order to secure sound and appropriate business management (including the explanation of financial instruments, transactions, and their risks and measures taken by the bank as prescribed in Article 12-3, paragraph (1) of the Act by delivery of documents and other appropriate means, and measures to prevent crime), and must develop training programs for employees and other system to adequately manage its business based on the internal regulations, etc.

第十三条の八法第十二条の三第一項第二号に規定する苦情処理措置として内閣府令で定める措置は、次の各号のいずれかとする。

Article 13-8(1)The measures specified by Cabinet Office Order as complaint processing measures, provided in Article 12-3, paragraph (1), item (ii) of the Act means measures as in one of the following items:

２法第十二条の三第一項第二号に規定する紛争解決措置として内閣府令で定める措置は、次の各号のいずれかとする。

(2)The measures specified by Cabinet Office Order as dispute resolution measures, provided in Article 12-3, paragraph (1), item (ii) of the Act means any of the following items:

３前二項（第一項第五号及び前項第五号に限る。）の規定にかかわらず、銀行は、次の各号のいずれかに該当する法人が実施する手続により銀行業務関連苦情の処理又は銀行業務関連紛争の解決を図つてはならない。

(3)Notwithstanding the provisions of the preceding two paragraphs (limited to paragraph (1), item (v) and item (v) of the preceding paragraph), a bank must not handle complaints related to banking services or resolve disputes related to banking services through procedures performed by a corporation that falls under any of the following items:

第十三条の九令第四条第一項第一号ロに規定する内閣府令で定める者は、会社である同一人自身（同項に規定する同一人自身をいう。）又は当該同一人自身を合算子法人等（同条第二項に規定する合算子法人等をいう。以下この条において同じ。）とする法人等（当該同一人自身又は当該法人等が連結財務諸表提出会社（連結財務諸表規則第二条第一号に規定する者をいう。以下この条、次条第一号及び第十三条の十一第一項第一号において同じ。）に該当する場合に限る。）の親会社（財務諸表等規則第八条第三項に規定する親会社をいい、当該同一人自身（連結財務諸表提出会社に限る。）を合算子法人等とする法人等を除く。）とする。

Article 13-9The person specified by Cabinet Office Order that is provided for in Article 4, paragraph (1), item (i), (b) of the Order is the single person itself (meaning the single person itself prescribed in that paragraph) that is a company, or the parent company of a corporation, etc. that holds the single person itself as a combined subsidiary corporation, etc. (meaning the combined subsidiary corporation, etc. prescribed in paragraph (2) of that Article; hereinafter the same applies in this Article) (limited to the cases in which the single person itself or the corporation, etc. falls under the category of a company submitting consolidated financial statements (meaning the person prescribed in Article 2, item (i) of the Regulation on Consolidated Financial Statements; hereinafter the same applies in this Article, item (i) of the following Article, and Article 13-11, paragraph (1), item (i))) (the parent company mentioned herein means the parent company prescribed in Article 8, paragraph (3) of the Regulation on Financial Statements, etc.; excluding a corporation, etc. that holds the single person itself (limited to one that is a company submitting consolidated financial statements) as a combined subsidiary corporation, etc.).

第十三条の十令第四条第二項第一号括弧書に規定する連結してその計算書類その他の書類を作成するものとされる法人等として内閣府令で定めるものは、次の各号のいずれかに該当する法人等とする。

Article 13-10The person specified by Cabinet Office Order as a corporation, etc. that is required to prepare its financial statements and any other documents on a consolidated basis, as prescribed in the parentheses in Article 4, paragraph (2), item (i) of the Order, means a corporation, etc. that falls under any of the following items:

第十三条の十一令第四条第二項第一号に規定する内閣府令で定める他の法人等の意思決定機関を支配している法人等は、次の各号に掲げる受信者連結基準法人等（同項第一号に規定する受信者連結基準法人等をいう。以下この条において同じ。）の区分に応じ、当該各号に定める者とする。

Article 13-11(1)The first corporation, etc. that controls the decision-making organ of a second corporation which is specified by Cabinet Office Order, as provided for in Article 4, paragraph (2), item (i) of the Order, means a person as specified in the following items in accordance with the category of corporation, etc. subject to consolidated accounting approach for debtors (meaning the corporation, etc. subject to consolidated accounting approach for debtors prescribed in item (i) of that paragraph; hereinafter the same applies in this Article) set forth in each item:

２令第四条第三項に規定する内閣府令で定めるものは、次の各号に掲げる場合の区分に応じ、当該各号に定める者（受信合算対象者（同条第一項に規定する受信合算対象者をいう。）にあつては、金融庁長官が定める者を除く。）とする。

(2)The person specified by Cabinet Office Order that is provided for in Article 4, paragraph (3) of the Order means a person as specified in the following items in accordance with the category set forth in each item (in the case of a person subject to consolidated credit amount (meaning the person subject to consolidated credit amount prescribed in paragraph (1) of that Article), excluding the person specified by the Commissioner of the Financial Services Agency):

第十四条令第四条第四項第一号に規定する貸出金として内閣府令で定めるものは、資金の貸付け又は手形の割引のうち別紙様式第三号（特定取引勘定設置銀行にあつては別紙様式第三号の二、外国銀行支店にあつては別紙様式第四号（第三十五条第一項第十八号に掲げる場合に該当し、法第五十三条の規定による届出を行つた外国銀行支店（以下「特定取引勘定届出外国銀行支店」という。）にあつては別紙様式第四号の二））中の貸借対照表（以下この条において「貸借対照表」という。）の貸出金勘定に計上されるものとする。

Article 14(1)Those specified by Cabinet Office Order as loans which are provided for in Article 4, paragraph (4), item (i) of the Order means lending of funds or discounting of bills and notes that have been recorded in the loan account of a balance sheet (hereinafter referred to as a "balance sheet" in this Article) as prescribed in item (iii) of the Appended Form (the Appended Form No. 3-2, in the case of a bank with a specified transaction account; or the Appended Form No. 4, in the case of a foreign bank branch (the Appended Form No. 4-2, in the case in which that foreign bank branch that falls under Article 35, paragraph (1), item (xviii) and submitted a notification under Article 53 of the Act (hereinafter referred to as a "foreign bank branch that submitted a notification of specified transaction account"))).

２令第四条第四項第二号に規定する債務の保証として内閣府令で定めるものは、貸借対照表の支払承諾見返勘定に計上されるものとする。

(2)Those specified by Cabinet Office Order as guarantee of obligations as provided in Article 4, paragraph (4), item (ii) of the Order means the accounts to be recorded in the customers' liabilities for acceptances and guarantees account item of the balance sheet.

３令第四条第四項第三号に規定する出資として内閣府令で定めるものは、貸借対照表の有価証券勘定に株式又は出資（外国法人の発行する証券又は証書に表示される権利で株式又は出資の性質を有するものを含む。）として計上されるものとする。

(3)Those specified by Cabinet Office Order as making of contribution as provided in Article 4, paragraph (4), item (iii) of the Order means the accounts to be recorded as shares or contribution (including rights indicated on securities or certificates issued by a foreign corporation that have the nature of shares or a contribution) in the securities account item of the balance sheet.

４令第四条第四項第四号に規定する内閣府令で定めるものは、次に掲げるものとする。

(4)Those specified by Cabinet Office Order that are provided for in Article 4, paragraph (4), item (iv) of the Order means the accounts specified in the following items:

５第二項及び前項の規定は、銀行の清算機関（銀行（当該銀行以外の銀行を含む。）に一定の情報を提供している者であつて、金融商品取引清算機関（金融商品取引法第二条第二十九項に規定する金融商品取引清算機関をいう。）、商品取引清算機関（商品先物取引法第二条第十八項に規定する商品取引清算機関をいう。）及びこれらに準ずる外国の機関（設立された国において適切な規制及び監督の枠組みが構築されており、かつ、当該規制及び監督を受けている者に限る。以下この項において同じ。）をいう。以下この項において同じ。）に対する信用の供与等（法第十三条第一項本文に規定する信用の供与等をいう。以下この条から第十四条の三まで、第十四条の五及び第十四条の六において同じ。）であつて、清算機関が行う業務（金融商品取引法第百五十六条の三第一項第六号に規定する金融商品債務引受業等、商品先物取引法第百七十条第二項に規定する商品取引債務引受業等及び外国の機関が行うこれらの業務と同種類の業務をいう。）に係るもの及び金融庁長官が定めるものについては、適用しない。

(5)The provisions of paragraph (2) and the preceding paragraph do not apply to granting of credit or making of contribution (meaning granting of credit or making of contribution as prescribed in the main clause of Article 13, paragraph (1) of the Act; hereinafter the same applies in this Article through Article 14-3, Article 14-5, and Article 14-6) to a bank's clearing organization (meaning an organization which provides certain information to a bank (including a bank other than the relevant bank), a financial instruments clearing organization (meaning a financial instruments clearing organization as prescribed in Article 2, paragraph (29) of the Financial Instruments and Exchange Act), a commodity clearing organization (meaning a commodity clearing organization as prescribed in Article 2, paragraph (18) of the Commodity Futures Act), or a foreign organization equivalent to these organizations (limited to an organization which is established in a foreign state where an appropriate framework of regulations and supervision is established and is subject to the regulations and supervision; hereinafter the same applies in this paragraph); hereinafter the same applies in this paragraph), which is related to the services conducted by the clearing organization (meaning financial instruments obligation assumption services, etc. as prescribed in Article 156-3, paragraph (1), item (vi) of the Financial Instruments and Exchange Act, commodity transaction obligation assumption services, etc. as prescribed in Article 170, paragraph (2) of the Commodity Futures Act, and the same type of services as those services which are conducted by a foreign organization) or which is specified by the Commissioner of the Financial Services Agency.

６一又は複数の資産（以下この項において「原資産」という。）を裏付けとして間接的に行う信用の供与等（以下この項において「間接的信用供与等」という。）のうち、金融庁長官が定める取引を通じた信用の供与等については、当該原資産を構成する個別の資産及び取引（以下この項において「個別資産等」という。）に係る債務を負担する者その他実質的に当該間接的信用供与等を受けている者に対する信用の供与等とみなして、金融庁長官が定める方法により信用の供与等の額を計上し、又は算出するものとする。ただし、当該方法により計上され、又は算出される個別資産等ごとの信用の供与等の額が法第十三条第一項本文に規定する自己資本の額の一万分の二十五に相当する額を下回る場合又は当該方法により信用の供与等の額を計上し、若しくは算出することが不適当である場合として金融庁長官が定める場合は、この限りでない。

(6)Granting of credit or making of contribution conducted indirectly backed by a single asset or multiple assets (referred to as "underlying assets" in this paragraph) as security (referred to as the "indirect grant of credit or making of a contribution" in this paragraph), which is conducted through a transaction specified by the Commissioner of the Financial Services Agency, is deemed to be granting of credit or making of a contribution to a person that assumes an obligation related to each of the individual assets and transactions that constitute the underlying assets (hereinafter referred to as "each underlying asset, etc." in this paragraph) or any other person to which the credit has been indirectly extended or contribution have been indirectly made, and the amount in which credit has been extended or contribution have been made is to be recorded or calculated by a method specified by the Commissioner of the Financial Services Agency; provided, however, that this does not apply if the amount in which credit has been granted or contribution has been made for each underlying asset, etc. as recorded or calculated by that method falls below an amount equivalent to 0.25 percent of the amount of equity capital provided for in the main clause of Article 13, paragraph (1) of the Act, or in the case specified by the Commissioner of the Financial Services Agency as one in which it is inappropriate to apply that method to record or calculate the amount in which credit has been granted or contribution have been made.

第十四条の二銀行の同一人（法第十三条第一項本文に規定する同一人をいう。以下同じ。）に対する信用の供与等の額（次項及び第十四条の五第二項第一号において「単体信用供与等総額」という。）は、同一人に係る前条各項の規定により計上され、又は算出される信用の供与等（銀行その他の金融庁長官が定める者に対する債権債務の決済が同日に行われるものを除く。）の額の合計額から当該同一人に係る次の各号に掲げる額の合計額を控除して計算するものとする。

Article 14-2(1)The amount in which a bank grants credit or makes contribution to a single person (meaning a single person as prescribed in the main clause of Article 13, paragraph (1) of the Act; the same applies hereinafter) (referred to as the "total amount of credit and contribution to a single entity" in the following paragraph and Article 14-5, paragraph (2), item (i)) is to be calculated by deducting the total amount as set forth in the following items in relation to the single person from the total amount in which the relevant bank has granted credit or made contribution (excluding granting of credit or making of contribution for which claims held against and obligations owed to a person specified by the Commissioner of the Financial Services Agency such as a bank are settled on the same day) that is recorded or calculated pursuant to the provisions of each paragraph of the preceding Article in relation to a single person:

２銀行が、自己資本比率（法第十四条の二第一号に掲げる基準に係る算式により得られる比率をいう。）を算出する場合において、担保、保険、債務の保証その他の銀行の同一人に対する信用の供与等に係る債権を保全するために提供された手段として金融庁長官が定める手段（以下この項において「信用リスク削減手法」という。）を適用するときは、前項の規定にかかわらず、当該同一人に対する単体信用供与等総額を計算するに当たり、当該同一人に係る前条各項の規定により計上され、又は算出される信用の供与等の額の合計額から信用リスク削減手法により保全される額を控除するものとする。この場合において、当該信用リスク削減手法により保全される額は、当該信用リスク削減手法により債務を負担する者等（当該信用リスク削減手法に係る発行者がある場合にあつては、当該発行者。以下この項において「担保等提供者」という。）に対する信用の供与等とみなして、当該担保等提供者に対する他の信用の供与等の額と合計して計算するものとする。ただし、信用リスク削減手法のうち金融庁長官が定めるものについては、当該信用リスク削減手法により保全される額を信用の供与等とみなして担保等提供者に対する他の信用の供与等と合計して計算することを要しない。

(2)When a bank calculates the capital adequacy ratio (meaning the ratio arrived at by the formula associated with the criterion set forth in Article 14-2, item (i) of the Act), if it applies a means specified by the Commissioner of the Financial Services Agency as a means provided to secure a bank's claim arising from granting of credit or making of contribution to a single person, such as collateral, insurance, and guarantee of obligations (hereinafter referred to as a "credit risk mitigation technique" in this paragraph), notwithstanding the provisions of the preceding paragraph, the bank is to deduct the amount secured by the credit risk mitigation technique from the total amount in which the bank grants credit or makes a contribution as recorded or calculated pursuant to the provisions of the paragraphs of the preceding Article for the single person in the process of calculating the total amount of credit and contribution to a single entity as it regards that single person. In this case, the amount to be secured by the credit risk mitigation technique is deemed to be granting of credit or making of contribution to a person that assumes an obligation, etc. through the credit risk mitigation technique (if there is an issuer connected with the credit risk mitigation technique, the issuer; hereinafter referred to as a "provider of collateral, etc." in this paragraph), and it is to be aggregated with the amount in which other credit has been granted or other contribution have been made to that provider of collateral, etc.; provided, however, that if a bank applies a credit risk mitigation technique specified by the Commissioner of the Financial Services Agency, the bank is not required to deem the amount secured by that credit risk mitigation technique to be a grant of credit or the making of a contribution and to aggregate the secured amount with the amount in which other credit has been granted or other contribution have been made to the provider of collateral, etc.

３法第十三条第一項本文に規定する自己資本の額は、法第十四条の二第一号に掲げる基準に従い算出される自己資本の額について金融庁長官が定めるところにより必要な調整を加えた額とする。

(3)The amount of equity capital as prescribed in the main clause of Article 13, paragraph (1) of the Act is the amount of equity capital calculated in accordance with the standards set forth in Article 14-2, item (i) of the Act to which the amount of necessary adjustments are added as specified by the Commissioner of the Financial Services Agency.

３銀行は、何らの名義によつてするかを問わず、法第十三条第一項本文の規定による禁止を免れる取引又は行為をしてはならない。

(3)A bank, in whatever name it is performed, must not conduct a transaction or an act in order to evade the prohibitions under the main clause of Article 13, paragraph (1) of the Act.

第十四条の三令第四条第七項第二号に規定する内閣府令で定める国民経済上特に緊要な事業は、電気事業法（昭和三十九年法律第百七十号）第二条第一項第八号に規定する一般送配電事業とする。

Article 14-3(1)A business of vital importance to the national economy as specified by Cabinet Office Order that is provided for in Article 4, paragraph (7), item (ii) of the Order means the general electricity transmission and distribution business prescribed in Article 2, paragraph (1), item (viii) of the Electricity Business Act (Act No. 170 of 1964).

２令第四条第七項第四号に規定する内閣府令で定める理由は、次に掲げる理由とする。

(2)The reason specified by Cabinet Office Order that is provided for in Article 4, paragraph (7), item (iv) of the Order means any of the following reasons:

３銀行は、法第十三条第一項ただし書の規定による同一人に対する信用の供与等の額が同項本文に規定する信用供与等限度額を超えることの承認を受けようとするときは、承認申請書に次に掲げる書面を添付して金融庁長官等に提出しなければならない。

(3)If a bank seeks to obtain an approval to grant credit or make a contribution to a single person pursuant to the proviso of Article 13, paragraph (1) of the Act in an amount that exceeds the limit on credit and contribution as prescribed in the main clause of that paragraph, the bank must attach the following documents to the written application for approval and submit them to the Commissioner of the Financial Services Agency or other competent authorities:

第十四条の四法第十三条第二項前段に規定する当該銀行と内閣府令で定める特殊の関係のある者は、当該銀行の子法人等（令第四条の二第二項に規定する子法人等をいい、金融庁長官が定める者を除く。次条第二項第二号及び第十四条の六の二において同じ。）とする。

Article 14-4A person that has a unique relationship with a bank as specified by Cabinet Office Order that is provided for in the first sentence of Article 13, paragraph (2) of the Act means a subsidiary corporation, etc. of the bank (meaning a subsidiary corporation, etc., as prescribed in Article 4-2, paragraph (2) of the Order, and excluding a person specified by the Commissioner of the Financial Services Agency; the same applies in paragraph (2), item (ii) of the following Article and Article 14-6-2).

第十四条の五法第十三条第二項前段に規定する当該銀行及び当該子会社等又は当該子会社等の同一人に対する信用の供与等の額は、合算信用供与等総額から当該同一人に係る調整対象額を控除して計算するものとする。

Article 14-5(1)The total amount of credit that has been granted or contribution that has been made to a single person by the bank and its subsidiary company, etc., or just by its subsidiary company, etc. as prescribed in the first sentence of Article 13, paragraph (2) of the Act is to be calculated by deducting the amount subject to the adjustment associated with that single person from the total amount of consolidated credit and contribution.

２前項に規定する「合算信用供与等総額」とは、次の各号に掲げる額の合計額をいう。

(2)The term "total amount of consolidated credit and contribution" as prescribed in the preceding paragraph means the total amount of the amounts set forth in each of the following items:

３第一項に規定する「調整対象額」とは、当該子会社等（法第十三条第二項前段に規定する子会社等をいう。以下この条において同じ。）のする資金の貸付けの額のうち当該銀行又は他の子会社等が保証している額その他金融庁長官が定める額をいう。

(3)The term "amount subject to adjustment" as prescribed in paragraph (1) means the amount guaranteed by the bank or other subsidiary company, etc. out of the amount of funds lent by the subsidiary company, etc. (meaning a subsidiary company, etc., as prescribed in the first sentence of Article 13, paragraph (2) of the Act; hereinafter the same applies in this Article) and other amounts as specified by the Commissioner of the Financial Services Agency.

４法第十三条第二項前段に規定する自己資本の純合計額は、法第十四条の二第二号に掲げる基準に従い算出される自己資本の額について金融庁長官が定めるところにより必要な調整を加えた額とする。

(4)The net total amount of equity capital as prescribed in first sentence of Article 13, paragraph (2) of the Act is the amount of equity capital calculated in accordance with the standards set forth in Article 14-2, item (ii) of the Act to which the amount of necessary adjustments are added as specified by the Commissioner of the Financial Services Agency.

５銀行は、何らの名義によつてするかを問わず、法第十三条第二項前段の規定による禁止を免れる取引又は行為をしてはならない。

(5)A bank, in whatever name it is performed, must not conduct a transaction or an act in order to evade the prohibitions pursuant to the provisions of the first sentence of Article 13, paragraph (1) of the Act.

第十四条の六第十四条の三第二項の規定は、令第四条第十二項第五号（令第十六条の二の三第五項において読み替えて準用する場合を含む。）に規定する内閣府令で定める理由について準用する。この場合において、第十四条の三第二項第一号及び第二号中「当該銀行」とあるのは「当該銀行又はその子会社等」と、同項第二号中「自己資本の額」とあるのは「自己資本の純合計額」と、「信用供与等限度額」とあるのは「合算信用供与等限度額」と読み替えるものとする。

Article 14-6(1)The provisions of Article 14-3, paragraph (2) apply mutatis mutandis to reasons as specified by Cabinet Office Order that are provided for in Article 4, paragraph (12), item (v) of the Order (including as applied mutatis mutandis pursuant to Article 16-2-3, paragraph (5) of the Order following the deemed replacement of terms).In this case, the term "the bank" in Article 14-3, paragraph (2), item (i) and item (ii) is deemed to be replaced with "the bank or its subsidiary company, etc."; the term "amount of equity capital" in item (ii) of that paragraph is deemed to be replaced with "net total amount of equity capital"; and the term "limit on credit and contribution" in that item is deemed to be replaced with "consolidated limit on credit and contribution"

２銀行は、法第十三条第二項後段において準用する同条第一項ただし書の規定による当該銀行及び当該子会社等又は当該子会社等の同一人に対する信用の供与等の合計額が同条第二項前段に規定する合算信用供与等限度額を超えることの承認を受けようとするときは、承認申請書に第十四条の三第三項各号に掲げる書面を添付して金融庁長官等に提出しなければならない。

(2)If a bank seeks approval under Article 13, proviso of paragraph (1) of the Act as applied mutatis mutandis pursuant to second sentence of paragraph (2) of that Article, for either the bank and its subsidiary companies, etc. or just its subsidiary company, etc. to extend credit or make a contribution to a single person that exceeds the consolidated limit on credit and contribution as prescribed in the first sentence of paragraph (2) of that Article, the bank must attach the documents as set forth in each item of Article 14-3, paragraph (3) to a written application for approval and submit them to the Commissioner of the Financial Services Agency or other competent authority

第十四条の六の二法第十三条第三項第二号に規定する信用の供与等を行う銀行又はその子会社等と実質的に同一と認められる者とは、当該銀行又は当該銀行の子法人等をいう。

Article 14-6-2A person that is deemed to be identical, in substance, to a bank that itself extends credit and makes contribution or to its subsidiary company, etc., as provided for in Article 13, paragraph (3), item (ii) of the Act, is that bank or a subsidiary company, etc. of that bank.

第十四条の七令第四条の二第二項に規定する内閣府令で定めるものは、次の各号に掲げる法人等（同項に規定する法人等をいう。以下この条において同じ。）とする。ただし、財務上又は営業上若しくは事業上の関係からみて他の法人等の意思決定機関（同項に規定する意思決定機関をいう。以下この項において同じ。）を支配していないことが明らかであると認められるときは、この限りでない。

Article 14-7(1)A person as specified by Cabinet Office Order that is provided for in Article 4-2, paragraph (2) of the Order means a corporation, etc. (meaning a corporation, etc. as prescribed in that paragraph; hereinafter the same applies in this Article) as set forth in the following items; provided, however, that this does not apply when it found to be apparent from the financial or business relationships, that the person does not control the decision-making organ (meaning a decision-making organ as prescribed in that paragraph; hereinafter the same applies in this paragraph) of the second corporation, etc.:

２令第四条の二第三項に規定する内閣府令で定めるものは、次の各号に掲げるものとする。ただし、財務上又は営業上若しくは事業上の関係からみて法人等（当該法人等の子法人等（同条第二項に規定する子法人等をいう。第三十四条の十五第七項並びに第三十五条第一項第十四号及び第三項第十号を除き、以下同じ。）を含む。）が子法人等以外の他の法人等の財務及び営業又は事業の方針の決定に対して重要な影響を与えることができないことが明らかであると認められるときは、この限りでない。

(2)The person specified by Cabinet Office Order that is provided for in Article 4-2, paragraph (3) of the Order means the person as set forth in any of the following items; provided, however, that this does not apply if it is found to be apparent, from the financial or business relationships that the first corporation, etc. (including its subsidiary corporations, etc. (meaning a subsidiary corporation, etc. as prescribed in paragraph (2) of that Article; the same applies hereinafter, except in Article 34-15, paragraph (7) and Article 35, paragraph (1), item (xiv) and paragraph (3), item (x))) is unable to significantly influence the financial and business policy decisions of the second corporation, etc. that is not its subsidiary corporation, etc.:

３第一項の規定にかかわらず、連結財務諸表規則第一条第一項に規定する一般に公正妥当と認められる企業会計の基準によらずに連結財務諸表規則の定めるところにより連結財務諸表を作成する者（以下「特例企業会計基準等適用法人等」という。）に係る令第四条の二第二項に規定する内閣府令で定めるものは、その採用する企業会計の基準において第一項各号に掲げる法人等と同様に取り扱われている法人等とする。

(3)Notwithstanding the provisions of paragraph (1), the person specified by Cabinet Office Order that is provided for in Article 4-2, paragraph (2) of the Order on a person that prepares consolidated financial statements pursuant to the provisions of the Regulation on Consolidated Financial Statements instead of following the business accounting standards that are generally accepted as fair and appropriate prescribed in Article 1, paragraph (1) of the Regulation on Consolidated Financial Statements (hereinafter referred to as a "corporation, etc. subject to special business accounting standards, etc.") means a corporation, etc. that is treated under the business accounting standards adopted thereby in the same manner as the corporation, etc. set forth in the items of paragraph (1).

４第二項の規定にかかわらず、特例企業会計基準等適用法人等に係る令第四条の二第三項に規定する内閣府令で定めるものは、その採用する企業会計の基準において第二項各号に掲げるものと同様に取り扱われている法人等とする。

(4)Notwithstanding the provisions of paragraph (2), the person specified by Cabinet Office Order that is provided for in Article 4-2, paragraph (3) of the Order on a corporation, etc. subject to special business accounting standards, etc. means a corporation, etc. that is treated under the business accounting standards adopted thereby in the same manner as the corporation, etc. set forth in the items of paragraph (2).

５特別目的会社（資産の流動化に関する法律（平成十年法律第百五号）第二条第三項に規定する特定目的会社及び事業内容の変更が制限されているこれと同様の事業を営む事業体をいう。以下この項において同じ。）については、適正な価額で譲り受けた資産から生ずる収益を当該特別目的会社が発行する証券の所有者（同条第十二項に規定する特定借入れに係る債権者を含む。）に享受させることを目的として設立されており、当該特別目的会社の事業がその目的に従つて適切に遂行されているときは、当該特別目的会社に資産を譲渡した法人等（以下この項において「譲渡法人等」という。）から独立しているものと認め、第一項の規定にかかわらず、譲渡法人等の子法人等に該当しないものと推定する。

(5)If a special purpose company (meaning a specified purpose company as prescribed in Article 2, paragraph (3) of the Act on Securitization of Assets (Act No. 105 of 1998) and a business entity that carries out a business similar to the specified purpose company for which a change of content of business is restricted; hereinafter the same applies in this paragraph) is established with a purpose of providing profit generated from an asset accepted at a proper value for an owner (including a creditor of specified borrowing as prescribed in paragraph (12) of that Article) of securities issued by the special purpose company, and the business of the special purpose company is appropriately carried out in accordance with that purpose, the special purpose company is deemed to be independent from the corporation, etc. (hereinafter referred to as the "transferor corporation, etc." in this paragraph) that transferred its assets to the special purpose company, and, notwithstanding the provisions of paragraph (1), is presumed not to correspond to a subsidiary corporation, etc. of the transferor corporation, etc.

第十四条の八法第十三条の二ただし書に規定する内閣府令で定めるやむを得ない理由は、次に掲げる理由とする。

Article 14-8(1)The compelling reason as specified by Cabinet Office Order that is provided for in the proviso to Article 13-2 of the Act means one of the following reasons:

２法第十三条の二ただし書に規定する内閣府令で定める要件は、当該銀行が当該銀行を子会社とする銀行持株会社（他の銀行又は銀行持株会社の子会社でないものに限る。）の子会社（当該銀行以外の銀行に限る。）との間で行う取引又は行為で、その条件が当該銀行の取引の通常の条件に照らして当該銀行に不利益を与えるもの（以下この項において「特定取引等」という。）に関し、次に掲げる要件の全てに該当することとする。

(2)The requirements specified by Cabinet Office Order that is provided for in the proviso to Article 13-2 of the Act is that all of the following requirements be met for transactions and acts undertaken between the bank and a subsidiary company (limited to a bank other than the relevant bank) of the bank holding company (limited to one that is not itself a subsidiary company of another bank or bank holding company) that has the relevant bank as its subsidiary company, which puts the bank at a disadvantage in light of the ordinary conditions of its transactions (hereinafter referred to as a "specified transaction, etc." in this paragraph):

第十四条の九銀行は、法第十三条の二ただし書の規定によるやむを得ない理由があることについての承認を受けようとするときは、承認申請書に理由書その他金融庁長官が必要と認める事項を記載した書面を添付して金融庁長官等に提出しなければならない。

Article 14-9(1)When a bank seeks to obtain an approval on the existence of compelling reasons pursuant to the provisions of the proviso to Article 13-2 of the Act, it must attach a written statement of reasons and other documents giving particulars found to be necessary by the Commissioner of the Financial Services Agency to the written application for approval and submit them to the Commissioner of the Financial Services Agency or other competent authorities.

２金融庁長官等は、前項の規定による承認の申請があつたときは、当該申請をした銀行が法第十三条の二各号に掲げる取引又は行為をすることについて前条第一項に掲げるやむを得ない理由があるかどうかを審査するものとする。

(2)When an application for approval under the provisions of the preceding paragraph is filed, the Commissioner of the Financial Services Agency or other competent authorities are to examine whether the bank that filled the application has a compelling reason as set forth in paragraph (1) of the preceding Article for executing transactions or acts as set forth in each item of Article 13-2 of the Act.

第十四条の九の二銀行は、法第十三条の二ただし書の規定による要件を満たすことについての承認を受けようとするときは、承認申請書に次に掲げる書面を添付して金融庁長官等に提出しなければならない。

Article 14-9-2(1)When a bank seeks to obtain an approval on the satisfaction of the requirements under the proviso to Article 13-2 of the Act, it must attach the following documents to a written application for approval and submit them to the Commissioner of the Financial Services Agency or other competent authorities:

２金融庁長官等は、前項の規定による承認の申請があつたときは、当該申請をした銀行が第十四条の八第二項に掲げる要件の全てに該当するかどうかを審査するものとする。

(2)When an application for approval under the preceding paragraph is filed, the Commissioner of the Financial Services Agency or other competent authorities are to examine whether the bank that filed the application satisfies all of the requirements set forth in Article 14-8, paragraph (2).

第十四条の十法第十三条の二第一号に規定する内閣府令で定める取引は、当該銀行が、その営む業務の種類、規模及び信用度等に照らして当該特定関係者と同様であると認められる当該特定関係者以外の者との間で、当該特定関係者との間で行う取引と同種及び同量の取引を同様の状況の下で行つた場合に成立することとなる取引の条件と比べて、当該銀行に不利な条件で行われる取引をいう。

Article 14-10The transaction specified by Cabinet Office Order that is provided for in Article 13-2, item (i) of the Act means a transaction that the bank executes under conditions that are disadvantageous to the bank in comparison to the conditions of a transaction that would be established if it executed a transaction of the same type and the same size under the same circumstances as the transaction in question with a person other than its specified related party but that is found to be the same in terms of the type, scope, creditworthiness, and other aspects of the business in which it engages.

第十四条の十一法第十三条の二第二号に規定する内閣府令で定める取引又は行為は、次に掲げるものとする。

Article 14-11The transaction or act specified by Cabinet Office Order that is provided for in Article 13-2, item (ii) of the Act means those specified in the following items:

第十四条の十一の二第十三条の三第三号に規定する顧客の保護に欠けるおそれがないものとして内閣府令で定めるものは、銀行が不当に取引を行うことを条件として、信用を供与し、又は信用の供与を約する行為ではないものとする。

Article 14-11-2The act specified by Cabinet Office Order as being unlikely to result in insufficient customer protection that is provided for in Article 13-3, item (iii) of the Act means an act in which a bank wrongfully grants or promises to grant credit on the condition that a customer executes the transaction.

第十四条の十一の三法第十三条の三第四号に規定する内閣府令で定める行為は、次に掲げる行為とする。

Article 14-11-3The act specified by Cabinet Office Order that is provided for in Article 13-3, item (iv) of the Act means the acts specified in the following items:

第十四条の十一の三の二法第十三条の三の二第一項に規定する内閣府令で定める業務は、銀行が営むことができる業務（以下「銀行関連業務」という。）とする。

Article 14-11-3-2The services specified by Cabinet Office Order that are provided for in Article 13-3-2, paragraph (1) of the Act means services that are permissible for a bank to perform (hereinafter referred to as "bank-related services").

第十四条の十一の三の三銀行は、当該銀行、当該銀行を所属銀行とする銀行代理業者又は当該銀行の親金融機関等（法第十三条の三の二第二項に規定する親金融機関等をいう。以下この条において同じ。）若しくは子金融機関等（同条第三項に規定する子金融機関等をいう。以下この条において同じ。）が行う取引に伴い、当該銀行、当該銀行を所属銀行とする銀行代理業者又は当該銀行の子金融機関等が行う銀行関連業務に係る顧客の利益が不当に害されることのないよう、次に掲げる措置を講じなければならない。

Article 14-11-3-3(1)A bank must take the following measures to ensure that a transaction it carries out does not unduly harm the interests of a customer of the bank services it conducts; to ensure that a transaction carried out by a bank agent that has the relevant bank as its principal bank does not unduly harm the interests of a customer of the bank services that bank agent conducts; and to ensure that a transaction carried out by its parent financial institution, etc. (meaning a parent financial institution, etc. as prescribed in Article 13-3-2, paragraph (2) of the Act; the same applies hereinafter in this Article) or subsidiary financial institution, etc. (meaning a subsidiary financial institution, etc. as prescribed in paragraph (3) of that Article; the same applies hereinafter in this Article) does not unduly harm the interests of a customer of the bank services that its subsidiary financial institution, etc. conducts:

２前項第四号に規定する記録は、その作成の日から五年間保存しなければならない。

(2)The record prescribed in item (iv) of the preceding paragraph must be preserved for five years from the date it was created.

３第一項の「対象取引」とは、銀行、当該銀行を所属銀行とする銀行代理業者又は当該銀行の親金融機関等若しくは子金融機関等が行う取引に伴い、当該銀行、当該銀行を所属銀行とする銀行代理業者又は当該銀行の子金融機関等が行う銀行関連業務に係る顧客の利益が不当に害されるおそれがある場合における当該取引をいう。

(3)The term "subject transaction" in paragraph (1) means a transaction carried out by a bank that brings about the risk of unduly harming the interests of a customer of the bank services it conducts; a transaction that is carried out by a bank agent which has that bank in question as its principal bank and that brings about the risk of unduly harming the interests of a customer of the bank services it conducts; or a transaction that is carried out by the parent financial institution, etc. or a subsidiary financial institution, etc. of the relevant bank and that brings about the risk of unduly harming the interests of a customer of the bank services conducted by a subsidiary financial institution, etc. of the relevant bank.

第十四条の十一の四法第十三条の四に規定する内閣府令で定めるものは、次に掲げるものとする。

Article 14-11-4The deposits, etc. specified by Cabinet Office Order that are provided for in Article 13-4 of the Act are those listed in the following items:

第十四条の十一の五法第十三条の四において準用する金融商品取引法第三十四条に規定する内閣府令で定めるものは、特定預金等契約（法第十三条の四に規定する特定預金等契約をいう。以下同じ。）とする。

Article 14-11-5What is specified by Cabinet Office Order as provided in Article 34 of the Financial Instruments and Exchange Act as applied mutatis mutandis pursuant to Article 13-4 of the Act, means a specified deposit, etc. contract (meaning a contract for specified deposit, etc., as prescribed in Article 13-4 of the Act; the same applies hereinafter).

第十四条の十一の六削除

Article 14-11-6Deleted

第十四条の十一の七法第十三条の四において準用する金融商品取引法第三十四条の二第三項第四号に規定する内閣府令で定める事項は、申出者（同項に規定する申出者をいう。）は、同条第二項の規定による承諾を行つた銀行のみから対象契約（同項に規定する対象契約をいう。第十四条の十一の九の二において同じ。）に関して特定投資家（金融商品取引法第二条第三十一項に規定する特定投資家をいう。以下同じ。）以外の顧客として取り扱われることになる旨とする。

Article 14-11-7The particulars specified by Cabinet Office Order as provided in Article 34-2, paragraph (3), item (iv) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act means an indication that the applicant (meaning the applicant prescribed in that paragraph) is to be treated as a customer other than a professional investor (meaning a professional investor prescribed in Article 2, paragraph (31) of the Financial Instruments and Exchange Act; the same applies hereinafter) with regard to the subject contract (meaning a subject contract prescribed in Article 34-2, paragraph (2) of that Act; the same applies in Article 14-11-9-2) only by a bank that accepted the application under that paragraph.

第十四条の十一の八法第十三条の四において準用する金融商品取引法第三十四条の二第四項（法第十三条の四において準用する金融商品取引法第三十四条の三第十二項（法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する場合を含む。）、第三十四条の四第三項、第三十七条の三第二項及び第三十七条の四第二項において準用する場合を含む。以下この条において同じ。）に規定する内閣府令で定めるものは、次に掲げるものとする。

Article 14-11-8(1)The means that is specified by Cabinet Office Order as provided in Article 34-2, paragraph (4) of the Financial Instruments and Exchange Act (including as applied mutatis mutandis pursuant to Article 34-3, paragraph (12) (including as applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act); Article 34-4, paragraph (3); Article 37-3, paragraph (2); or Article 37-4, paragraph (2) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act; hereinafter the same applies in this Article), as applied mutatis mutandis pursuant to Article 13-4 of the Act, is any of the following means:

２前項各号に掲げる方法は、次に掲げる基準に適合するものでなければならない。

(2)The means set forth in each item of the preceding paragraph must conform to the following standards:

３第一項第一号の「電子情報処理組織」とは、銀行の使用に係る電子計算機と、顧客ファイルを備えた顧客等又は銀行の使用に係る電子計算機とを電気通信回線で接続した電子情報処理組織をいう。

(3)The term "electronic data processing system" as used in paragraph (1), item (i) means an electronic data processing system that uses a telecommunications line to connect the computer used by the bank and the computer on which the customer file has been prepared that is used by the customer, etc., or the bank.

第十四条の十一の九令第四条の三第一項及び第四条の四第一項の規定により示すべき方法の種類及び内容は、次に掲げる事項とする。

Article 14-11-9The type and content of the means that the bank is required to indicate pursuant to the provisions of Article 4-3, paragraph (1) and Article 4-4, paragraph (1) of the Order means the following particulars:

第十四条の十一の九の二法第十三条の四において準用する金融商品取引法第三十四条の二第十一項に規定する内閣府令で定める事項は、次に掲げる事項とする。

Article 14-11-9-2The particulars specified by Cabinet Office Order that are provided for in Article 34-2, paragraph (11) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following particulars:

第十四条の十一の九の三法第十三条の四において準用する金融商品取引法第三十四条の二第十二項（法第十三条の四において準用する金融商品取引法第三十四条の三第三項（法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する場合を含む。）において準用する場合を含む。以下この条において同じ。）に規定する内閣府令で定めるものは、次に掲げるものとする。

Article 14-11-9-3(1)The means specified by Cabinet Office Order that is provided for in Article 34-2, paragraph (12) of the Financial Instruments and Exchange Act (including as applied mutatis mutandis pursuant to Article 34-3, paragraph (3) of the Financial Instruments and Exchange Act (including as applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act), as applied mutatis mutandis pursuant to Article 13-4 of the Act; hereinafter the same applies in this Article), as applied mutatis mutandis pursuant to Article 13-4 of the Act, means the following:

２前項各号に掲げる方法は、銀行がファイルへの記録を出力することにより書面を作成することができるものでなければならない。

(2)The means set forth in each item of the preceding paragraph must enable a bank to prepare a document by outputting what has been recorded in the file.

３第一項第一号の「電子情報処理組織」とは、銀行の使用に係る電子計算機と、顧客の使用に係る電子計算機とを電気通信回線で接続した電子情報処理組織をいう。

(3)The term "electronic data processing system" as used in paragraph (1), item (i) means an electronic data processing system that uses a telecommunications line to connect the computer used by the bank and the computer used by the customer.

第十四条の十一の十法第十三条の四において準用する金融商品取引法第三十四条の三第二項に規定する内閣府令で定める場合は、銀行が一定の日を定め、次に掲げる事項を当該銀行の営業所の公衆の見やすい場所への掲示その他の適切な方法により公表している場合とする。

Article 14-11-10(1)The case specified by Cabinet Office Order that is provided for in Article 34-3, paragraph (2) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act means the case in which a bank specifies a certain date and publicly discloses the following particulars by posting in a clearly visible place at a business office of that bank or by other appropriate methods:

２法第十三条の四において準用する金融商品取引法第三十四条の三第二項に規定する内閣府令で定める日は、銀行が前項の規定により定めた日であつて承諾日（同条第二項第一号に規定する承諾日をいう。次条第二項第三号及び第十四条の十一の十二において同じ。）から起算して一年以内の日のうち最も遅い日とする。

(2)The date specified by Cabinet Office Order that is provided for in Article 34-3, paragraph (2) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, is a date that is specified by a bank pursuant to the provisions of the preceding paragraph and that is the last date within one year from the approval date (meaning the approval date prescribed in Article 34-3, paragraph (2), item (i) of the Financial Instruments and Exchange Act; the same applies in paragraph (2), item (iii) of the following Article and Article 14-11-12).

第十四条の十一の十一法第十三条の四において準用する金融商品取引法第三十四条の三第二項第四号イに規定する内閣府令で定める事項は、法第十三条の四において準用する金融商品取引法第四十五条各号（第三号及び第四号を除く。）に掲げる規定は、対象契約（同項第二号に規定する対象契約をいう。次項及び第十四条の十一の十二の二において同じ。）に関して申出者（法第十三条の四において準用する金融商品取引法第三十四条の三第二項に規定する申出者をいう。次項において同じ。）が当該各号に定める者である場合（法第十三条の四において準用する金融商品取引法第四十五条ただし書に規定する場合を除く。）には適用されない旨とする。

Article 14-11-11(1)The particulars specified by Cabinet Office Order that are provided for in Article 34-3, paragraph (2), item (iv), (a) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are that the provisions set forth in each item of Article 45 (excluding item (iii) and item (iv)) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act do not apply if an applicant (meaning an applicant as prescribed in Article 34-3, paragraph (2) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act; the same applies in the following paragraph) in the subject contract (meaning the subject contract as prescribed in Article 45, item (ii) of the Financial Instruments and Exchange Act; the same applies in the following paragraph and Article 14-11-12-2) is a person as prescribed in each of those items of Article 45 of the Financial Instruments and Exchange Act (excluding cases as prescribed in the proviso to Article 45 of that Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act).

２法第十三条の四において準用する金融商品取引法第三十四条の三第二項第七号に規定する内閣府令で定める事項は、次に掲げる事項とする。

(2)The particulars specified by Cabinet Office Order that are provided for in Article 34-3, paragraph (2), item (vii) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following particulars:

第十四条の十一の十二法第十三条の四において準用する金融商品取引法第三十四条の三第七項に規定する内閣府令で定める期間は、十一月（次の各号に掲げる場合にあつては、当該各号に定める期間）とする。

Article 14-11-12(1)The period specified by Cabinet Office Order that is provided for in Article 34-3, paragraph (7) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, is 11 months (the period prescribed in the following items for the cases set forth in each item).

２法第十三条の四において準用する金融商品取引法第三十四条の三第八項に規定する場合における前項の規定の適用については、同項各号中「承諾日」とあるのは、「前回の期限日の翌日」とする。

(2)In applying the provisions of the preceding paragraph in the cases prescribed in Article 34-3, paragraph (8) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, the term "approval date" in the items of that paragraph is deemed to be replaced with "the day immediately following the previous due date".

第十四条の十一の十二の二法第十三条の四において準用する金融商品取引法第三十四条の三第十一項に規定する内閣府令で定める事項は、次に掲げる事項とする。

Article 14-11-12-2The particulars specified by Cabinet Office Order that are provided for in Article 34-3, paragraph (11) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following particulars:

第十四条の十一の十三法第十三条の四において準用する金融商品取引法第三十四条の四第一項第一号に規定する内閣府令で定めるものは、次に掲げる要件のいずれかに該当するものとする。

Article 14-11-13(1)The excluded individuals specified by Cabinet Office Order who are provided for in Article 34-4, paragraph (1), item (i) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, means those that fall under any of the following requirements:

２法第十三条の四において準用する金融商品取引法第三十四条の四第一項第一号に規定する内閣府令で定める個人は、次に掲げる者とする。

(2)The individual specified by Cabinet Office Order who is provided for in Article 34-4, paragraph (1), item (i) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, means any of the following persons:

第十四条の十一の十四法第十三条の四において準用する金融商品取引法第三十四条の四第一項第二号に規定する内閣府令で定める要件は、次に掲げる要件の全てに該当することとする。

Article 14-11-14The requirement specified by Cabinet Office Order that is provided for in Article 34-4, paragraph (1), item (ii) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, is that all of the following requirements must be met:

第十四条の十一の十五法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する同法第三十四条の三第二項に規定する内閣府令で定める場合は、銀行が一定の日を定め、次に掲げる事項を当該銀行の営業所の公衆の見やすい場所への掲示その他の適切な方法により公表している場合とする。

Article 14-11-15(1)The case specified by Cabinet Office Order that is provided for in Article 34-3, paragraph (2) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of that Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, means the case in which a bank specifies a certain date and publicly discloses the following particulars by posting in a place easily seen by the public at a business office of that bank or by other appropriate methods:

２法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する同法第三十四条の三第二項に規定する内閣府令で定める日は、銀行が前項の規定により定めた日であつて承諾日から起算して一年以内の日のうち最も遅い日とする。

(2)The date specified by Cabinet Office Order that is provided for in Article 34-3, paragraph (2) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of that Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, means the latest date specified by a bank pursuant to the provisions of the preceding paragraph that is within one year from the approval date.

第十四条の十一の十六法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する同法第三十四条の三第二項第四号イに規定する内閣府令で定める事項は、法第十三条の四において準用する金融商品取引法第四十五条各号（第三号及び第四号を除く。）に掲げる規定は、対象契約（同項第二号に規定する対象契約をいう。次項及び第十四条の十一の十六の三において同じ。）に関して申出者が当該各号に定める者である場合（法第十三条の四において準用する金融商品取引法第四十五条ただし書に規定する場合を除く。）には適用されない旨とする。

Article 14-11-16(1)The particulars specified by Cabinet Office Order that are provided for in Article 34-3, paragraph (2), item (iv), (a) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of that Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, mean an indication that the provisions set forth in each item of Article 45 (excluding item (iii) and item (iv)) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, do not apply when an applicant in the subject contract (meaning the subject contract as prescribed in Article 34-3, paragraph (2), item (ii) of the Financial Instruments and Exchange Act; the same applies in the following paragraph and Article 14-11-16-3 of the Act) is a person specified in those items of Article 45 of the Financial Instruments and Exchange Act (excluding cases as prescribed in the proviso to Article 45 of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act).

２法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する同法第三十四条の三第二項第七号に規定する内閣府令で定める事項は、次に掲げる事項とする。

(2)The particulars specified by Cabinet Office Order that are provided for in Article 34-3, paragraph (2), item (vii) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of that Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following particulars:

第十四条の十一の十六の二法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する同法第三十四条の三第七項に規定する内閣府令で定める期間は、十一月（次の各号に掲げる場合にあつては、当該各号に定める期間）とする。

Article 14-11-16-2(1)The period specified by Cabinet Office Order that is provided for in Article 34-3, paragraph (7) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of that Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, is 11 months (the periods prescribed in the following items in the cases set forth in each item).

２法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する同法第三十四条の三第八項に規定する場合における前項の規定の適用については、同項中「承諾日」とあるのは、「前回の期限日の翌日」とする。

(2)In applying the provisions of the preceding paragraph in the cases prescribed in Article 34-3, paragraph (8) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of that Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, the term "approval date" in that paragraph is deemed to be replaced with "the day immediately following the previous due date".

第十四条の十一の十六の三法第十三条の四において準用する金融商品取引法第三十四条の四第六項において準用する同法第三十四条の三第十一項に規定する内閣府令で定める事項は、次に掲げる事項とする。

Article 14-11-16-3The particulars specified by Cabinet Office Order that are provided for in Article 34-3, paragraph (11) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 34-4, paragraph (6) of that Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following particulars:

第十四条の十一の十七法第十三条の四において準用する金融商品取引法第三十七条各項に規定する内閣府令で定める行為は、郵便、信書便（民間事業者による信書の送達に関する法律（平成十四年法律第九十九号）第二条第六項に規定する一般信書便事業者又は同条第九項に規定する特定信書便事業者の提供する同条第二項に規定する信書便をいう。第三十四条の二の十七及び第三十四条の五十三の二において同じ。）、ファクシミリ装置を用いて送信する方法、電子メール（特定電子メールの送信の適正化等に関する法律（平成十四年法律第二十六号）第二条第一号に規定する電子メールをいう。第三十四条の二の十七及び第三十四条の五十三の二において同じ。）を送信する方法、ビラ又はパンフレットを配布する方法その他の方法（次に掲げるものを除く。）により多数の者に対して同様の内容で行う情報の提供とする。

Article 14-11-17The acts specified by Cabinet Office Order that are provided for in each paragraph of Article 37 of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, means providing information with the same content to many persons by postal mail, correspondence delivery (meaning correspondence delivery as prescribed in Article 2, paragraph (2) of the Act on Correspondence Delivery by Private Business Operators (Act No. 99 of 2002) provided by a general letter service business operator as prescribed in paragraph (6) of that Article or a specified letter service business operator as prescribed in paragraph (9) of that Article; the same applies in Article 34-2-17 and Article 34-53-2), or using a facsimile device, by electronic mail (meaning electronic mail as prescribed in Article 2, item (i) of the Act on Regulation of Transmission of Specified Electronic Mail (Act No. 26 of 2002); the same applies in Article 34-2-17 and Article 34-53-2), by distributing fliers or pamphlets, or by other means (excluding the following means):

第十四条の十一の十八銀行がその行う特定預金等契約の締結の業務の内容について広告又は前条に規定する行為（次項において「広告等」という。）をするときは、法第十三条の四において準用する金融商品取引法第三十七条第一項各号（第二号を除く。）に掲げる事項について明瞭かつ正確に表示しなければならない。

Article 14-11-18(1)If a bank runs an advertisement or performs an act as prescribed in the preceding Article with regard to the content of its business in concluding contracts of specified deposit, etc. ( referred to as an "advertisement, etc." in the following paragraph), the particulars set forth in each item of Article 37, paragraph (1) (excluding item (ii)) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, must be indicated clearly and properly.

２銀行がその行う特定預金等契約の締結の業務の内容について広告等をするときは、令第四条の五第一項第二号に掲げる事項の文字又は数字を当該事項以外の事項の文字又は数字のうち最も大きなものと著しく異ならない大きさで表示するものとする。

(2)If a bank runs an advertisement, etc. about the content of its business in concluding contracts of specified deposit, etc., characters or numerals that show the information set forth in Article 4-5, paragraph (1), item (ii) of the Order are to be indicated in a size that is not significantly different from the largest size of the characters and numerals that show information other than the information in question.

３銀行がその行う特定預金等契約の締結の業務の内容について基幹放送事業者（放送法（昭和二十五年法律第百三十二号）第二条第二十三号に規定する基幹放送事業者をいい、日本放送協会及び放送大学学園（放送大学学園法（平成十四年法律第百五十六号）第三条に規定する放送大学学園をいう）を除く。以下同じ。）の放送設備により放送をさせる方法又は第十四条の十一の二十一第一項各号に掲げる方法（音声により放送をさせる方法を除く。）により広告をするときは、前項の規定にかかわらず、令第四条の五第二項第一号に掲げる事項の文字又は数字を当該事項以外の事項の文字又は数字のうち最も大きなものと著しく異ならない大きさで表示するものとする。

(3)When a bank runs an advertisement on the content of its business in concluding contracts of specified deposit, etc., by means of broadcasting it using the broadcasting equipment of a basic broadcaster (meaning a basic broadcaster as prescribed in Article 2, item (xxiii) of the Broadcast Act (Act No. 132 of 1950), and excluding the Nippon Hoso Kyokai and the Open University of Japan Foundation (meaning the Open University of Japan Foundation prescribed in Article 3 of the Act on the Open University of Japan (Act No. 156 of 2002)); the same applies hereinafter), or by a menas set forth in any of the items of Article 14-11-21, paragraph (1) (excluding means of broadcasting by sound), notwithstanding the provisions of the preceding paragraph, characters or numerals that show the information set forth in Article 4-5, paragraph (2), item (i) of the Order are to be indicated in a size that is not significantly different from the largest size used to indicate characters and numerals that show information other than the information in question.

第十四条の十一の十九令第四条の五第一項第一号に規定する内閣府令で定めるものは、手数料、報酬、費用その他いかなる名称によるかを問わず、特定預金等契約に関して顧客が支払うべき対価（以下「手数料等」という。）の種類ごとの金額若しくはその上限額又はこれらの計算方法（当該特定預金等契約に係る元本の額に対する割合を含む。以下この条において同じ。）の概要及び当該金額の合計額若しくはその上限額又はこれらの計算方法の概要とする。ただし、これらの表示をすることができない場合にあつては、その旨及びその理由とする。

Article 14-11-19The particulars specified by Cabinet Office Order that are provided for in Article 4-5, paragraph (1), item (i) of the Order, the amount of charges (hereinafter referred to as "fee, etc.") that a customer is to pay in connection with a contract for specified deposit, etc. according to their category, regardless of whether they are referred to as a fee, consideration, expenses, or any other name, or their maximum amount, or an outline of the way these are calculated (including the percentage of the amount of principal pertaining to the contract for specified deposit, etc.) and the total amount or maximum amount of the fee, etc., or an outline of the way these are calculated; provided, however, that if these particulars cannot be indicated, to give an indication of this and the reasons therefor.

第十四条の十一の二十令第四条の五第一項第三号に規定する内閣府令で定める事項は、次に掲げる事項とする。

Article 14-11-20The particulars specified by Cabinet Office Order that are provided for in Article 4-5, paragraph (1), item (iii) of the Order means the following particulars:

第十四条の十一の二十一令第四条の五第二項に規定する内閣府令で定める方法は、次に掲げるものとする。

Article 14-11-21(1)The means specified by Cabinet Office Order that is provided for in Article 4-5, paragraph (2) of the Order are:

２令第四条の五第二項第二号に規定する内閣府令で定める事項は、第十四条の十一の十七第三号ニに掲げる事項とする。

(2)The particulars specified by Cabinet Office Order that are provided for in Article 4-5, paragraph (2), item (ii) of the Order are the particulars set forth in Article 14-11-17, item (iii), (d).

第十四条の十一の二十二法第十三条の四において準用する金融商品取引法第三十七条第二項に規定する内閣府令で定める事項は、次に掲げる事項とする。

Article 14-11-22The particulars specified by Cabinet Office Order that are provided for in Article 37, paragraph (2) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following particulars:

第十四条の十一の二十三契約締結前交付書面には、法第十三条の四において準用する金融商品取引法第三十七条の三第一項各号（第二号及び第六号を除く。）に掲げる事項を産業標準化法（昭和二十四年法律第百八十五号）に基づく日本産業規格（以下「日本産業規格」という。）Ｚ八三〇五に規定する八ポイント以上の大きさの文字及び数字を用いて明瞭かつ正確に記載しなければならない。

Article 14-11-23(1)The particulars set forth in each item of Article 37-3, paragraph (1) (excluding item (ii) and item (vi)) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, must be entered into the document to be delivered prior to the conclusion of a contract clearly and properly by using characters and numerals sized eight points or larger as defined in Japanese Industrial Standard Z 8305 based on the Industrial Standardization Act (Act No. 185 of 1949) (hereinafter referred to as "Japanese Industrial Standard").

２前項の規定にかかわらず、契約締結前交付書面には、次に掲げる事項を枠の中に日本産業規格Ｚ八三〇五に規定する十二ポイント以上の大きさの文字及び数字を用いて明瞭かつ正確に記載し、かつ、次項に規定する事項の次に記載するものとする。

(2)Notwithstanding the provisions of the preceding paragraph, the following particulars are to Be Stated in the document to be delivered prior to the conclusion of a contract clearly and properly in the boxes by using characters and numerals sized 12 points or larger as defined in Japanese Industrial Standard Z 8305, and are to be entered after the particulars prescribed in the following paragraph:

３銀行は、契約締結前交付書面には、第十四条の十一の二十七第一号に掲げる事項及び法第十三条の四において準用する金融商品取引法第三十七条の三第一項各号（第二号及び第六号を除く。）に掲げる事項のうち顧客の判断に影響を及ぼすこととなる特に重要なものを、日本産業規格Ｚ八三〇五に規定する十二ポイント以上の大きさの文字及び数字を用いて当該契約締結前交付書面の最初に平易に記載するものとする。

(3)A bank is to enter in the document to be delivered prior to the conclusion of a contract particulars that are of special importance in influencing customers' judgment out of the particulars set forth in Article 14-11-27, item (i) and each item of Article 37-3, paragraph (1) (excluding item (ii) and item (vi)) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, in plain language, using characters and numerals sized 12 points or larger as defined in Japanese Industrial Standard Z 8305 at the beginning of the document.

第十四条の十一の二十四法第十三条の四において準用する金融商品取引法第三十七の三第一項の規定による情報の提供は、契約締結前交付書面を交付することにより行うものとする。

Article 14-11-24The provision of information as prescribed in Article 37-3, paragraph (1) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, is to be implemented by the delivery of the document to be delivered prior to the conclusion of a contract.

第十四条の十一の二十五法第十三条の四において準用する金融商品取引法第三十七条の三第一項ただし書に規定する内閣府令で定める場合は、次に掲げる場合とする。

Article 14-11-25(1)The case specified by Cabinet Office Order that is provided for in Article 37-3, proviso to paragraph (1) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act means the cases specified in the following items:

２法第十三条の四において準用する金融商品取引法第三十四条の二第四項及び令第四条の三の規定並びに第十四条の十一の八の規定は、前項第一号の規定による外貨預金等書面の交付及び同項第三号ロの規定による契約変更書面の交付について準用する。

(2)The provisions of Article 34-2, paragraph (4) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act; the provisions of Article 4-3 of the Order; and the provisions of Article 14-11-8; apply mutatis mutandis to delivery of the document of foreign currency deposit, etc., under item (i) of the preceding paragraph and delivery of the contract change document under item (iii), (b) of that paragraph.

３外貨預金等書面を交付した日（この項の規定により外貨預金等書面を交付したものとみなされた日を含む。）から一年以内に外貨預金等に係る特定預金等契約の締結を行つた場合（当該顧客から契約締結前交付書面の交付を要しない旨の意思の表明があつた場合に限る。）には、当該締結の日において外貨預金等書面を交付したものとみなして、第一項第一号の規定を適用する。

(3)If the bank concludes a contract for specified deposit, etc. for a foreign currency deposit, etc. within one year from the date when the bank has delivered a document of foreign currency deposit, etc. (including the date when the bank is deemed to have delivered a document of foreign currency deposit, etc. pursuant to the provisions of this paragraph) (limited to the cases in which the customer has expressed the intention not requiring delivery of the document to be delivered prior to the conclusion of a contract), the bank is deemed to have delivered that document of foreign currency deposit, etc. on the date of the conclusion of the contract for specified deposit, etc., and the provisions of paragraph (1), item (i) is applied.

４契約締結前交付書面を交付した日（第一項第一号の規定により特定預金等契約について契約締結前交付書面を交付しない場合における当該特定預金等契約の締結の日及びこの項の規定により契約締結前交付書面を交付したものとみなされた日を含む。）から一年以内に当該契約締結前交付書面に係る特定預金等契約と同一の内容の特定預金等契約の締結を行つた場合には、当該締結の日において契約締結前交付書面を交付したものとみなして、第一項第二号の規定を適用する。

(4)If the bank concludes a contract for specified deposit, etc. that has the same content as the contract for specified deposit, etc. related to the document delivered prior to the conclusion of a contract within one year from the date when the bank has delivered that document (including the date of the conclusion of a contract for specified deposit, etc. if the bank does not deliver a document to be delivered prior to the conclusion of a contract for that contract for specified deposit, etc., pursuant to the provisions of paragraph (1), item (i), and the date when the bank is deemed to have delivered a document to be delivered prior to the conclusion of a contract pursuant to the provisions of this paragraph), the bank is deemed to have delivered that document on the date of the conclusion of that contract having the same content as the other contract, and the provisions of paragraph (1), item (ii) is applied.

第十四条の十一の二十六法第十三条の四において準用する金融商品取引法第三十七条の三第一項第四号に規定する内閣府令で定めるものは、手数料、報酬、費用その他いかなる名称によるかを問わず、特定預金等契約に関して顧客が支払うべき手数料等の種類ごとの金額若しくはその上限額又はこれらの計算方法（当該特定預金等契約に係る元本の額に対する割合を含む。以下この条において同じ。）及び当該金額の合計額若しくはその上限額又はこれらの計算方法とする。ただし、これらの記載をすることができない場合にあつては、その旨及びその理由とする。

Article 14-11-26The particulars specified by Cabinet Office Order that are provided for in Article 37-3, paragraph (1), item (iv) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the amount of fee, etc. that the customer is to pay for a contract for specified deposit, etc. accrding to their category, their maximum amount or the way they are calculated (including the percentage of the amount of principal pertaining to the contract for specified deposit, etc.; hereinafter the same applies in this Article) regardless of whether they are referred to as a fee, compensation, expenses, or any other name, and their total amount or maximum amount, or the way they are calculated; provided, however, that when these cannot be stated, to give an indication of this and the reasons therefor.

第十四条の十一の二十七法第十三条の四において準用する金融商品取引法第三十七条の三第一項第七号に規定する内閣府令で定める事項は、次に掲げる事項とする。

Article 14-11-27The particulars specified by Cabinet Office Order that are provided for in Article 37-3, paragraph (1), item (vii) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following particulars:

第十四条の十一の二十八特定預金等契約が成立したときに作成する法第十三条の四において準用する金融商品取引法第三十七条の四第一項に規定する書面（次条において「契約締結時交付書面」という。）には、次に掲げる事項を記載しなければならない。

Article 14-11-28The following matters must be entered into a document that is prescribed in Article 37-4, paragraph (1) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act (referred to as a "document to be delivered upon the conclusion of a contract" in the following Article) and is to be prepared when a contract for specified deposit, etc. is effected:

第十四条の十一の二十九契約締結時交付書面に係る法第十三条の四において準用する金融商品取引法第三十七条の四第一項ただし書に規定する内閣府令で定める場合は、次に掲げる場合とする。

Article 14-11-29(1)The cases specified by Cabinet Office Order that is provided for in Article 37-4, proviso to paragraph (1) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act regarding a document to be delivered upon the conclusion of a contract are the following cases:

２法第十三条の四において準用する金融商品取引法第三十四条の二第四項及び令第四条の三の規定並びに第十四条の十一の八の規定は、前項第三号ロの規定による書面の交付について準用する。

(2)The provisions of Article 34-2, paragraph (4) of the Financial Instruments and Exchange Act and the provisions of Article 4-3 of the Order as applied mutatis mutandis pursuant to Article 13-4 of the Act; and the provisions of Article 14-11-8 of the Order, apply mutatis mutandis to delivery of documents pursuant to the provisions of item (iii), (b) of the preceding paragraph.

３外貨預金等書面を交付した日（この項の規定により外貨預金等書面を交付したものとみなされた日を含む。）から一年以内に外貨預金等に係る特定預金等契約の締結を行つた場合（当該顧客から契約締結時交付書面の交付を要しない旨の意思の表明があつた場合に限る。）には、当該締結の日において外貨預金等書面を交付したものとみなして、第一項第一号の規定を適用する。

(3)If the bank concludes a contract for specified deposit, etc. in relation to a foreign currency deposit, etc. within one year from the date when the bank has delivered a document of foreign currency deposit, etc. (including the date when the bank is deemed to have delivered a document of foreign currency deposit, etc. pursuant to the provisions of this paragraph) (limited to the cases in which the customer expressed the intention of not requiring delivery of a document to be delivered upon the conclusion of a contract), the bank is deemed to have delivered that document of foreign currency deposit, etc. on the date of the conclusion of the specified deposit, etc. contract, and the provisions of paragraph (1), item (i) are applied.

４契約締結時交付書面を交付した日（第一項第一号の規定により特定預金等契約について契約締結時交付書面を交付しない場合における当該特定預金等契約の締結の日及びこの項の規定により契約締結時交付書面を交付したものとみなされた日を含む。）から一年以内に当該契約締結時交付書面に係る特定預金等契約と同一の内容の特定預金等契約の締結を行つた場合には、当該締結の日において契約締結時交付書面を交付したものとみなして、第一項第二号の規定を適用する。

(4)If he bank concludes a specified deposit, etc. contract that has the same content as another specified deposit, etc. contract in relation to a document to be delivered upon the conclusion of a contract within one year from the date when the bank has delivered that document (including the date of the conclusion of a contract for specified deposit, etc. if the bank does not deliver a document to be delivered upon the conclusion of a contract with regard to that contract for specified deposit, etc., pursuant to the provisions of paragraph (1), item (i); and the date when the bank is deemed to have delivered a document to be delivered upon the conclusion of a contract pursuant to the provisions of this paragraph), the bank is deemed to have delivered that document on the date of the conclusion of that contract that has the same content as the other contract, and the provisions of paragraph (1), item (ii) are applied.

第十四条の十一の三十法第十三条の四において準用する金融商品取引法第三十八条第三号に規定する金融商品取引法第六十六条の二十七の登録の意義その他の事項として内閣府令で定める事項は、次に掲げるものとする。

Article 14-11-30(1)The particulars specified by Cabinet Office Order as the significance of registration in Article 66-27 of the Financial Instruments and Exchange Act and other particulars, that are provided for in Article 38, item (iii) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are those set forth in the following items:

２前項の規定にかかわらず、特定関係法人（金融商品取引業等に関する内閣府令第百十六条の三第二項に規定する特定関係法人をいう。以下この項、第三十四条の二の三十第二項及び第三十四条の五十三の十七第二項において同じ。）の付与した信用格付については、法第十三条の四において準用する金融商品取引法第三十八条第三号に規定する金融商品取引法第六十六条の二十七の登録の意義その他の事項として内閣府令で定める事項は、次に掲げるものとする。

(2)Notwithstanding the provisions of the preceding paragraph, the particulars specified by Cabinet Office Order as significance of registration under Article 66-27 of the Act and other particulars, that are provided for in Article 38, item (iii) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, with regard to credit ratings given by a specified associated corporation (meaning specified associated corporation prescribed in Article 116-3, paragraph (2) of the Cabinet Office Order on Financial Instruments Business; the same applies in this paragraph, Article 34-2-30, paragraph (2) and Article 34-53-17, paragraph (2)) are the following:

第十四条の十一の三十の二法第十三条の四において準用する金融商品取引法第三十八条第九号に規定する内閣府令で定める行為は、次に掲げる行為とする。

Article 14-11-30-2The acts specified by Cabinet Office Order that are provided for in Article 38, item (ix) of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, are the following acts:

第十四条の十一の三十一法第十三条の四において準用する金融商品取引法第四十五条ただし書に規定する内閣府令で定める場合は、第十三条の四において準用する金融商品取引法第三十七条の四の規定の適用について、顧客の締結した特定預金等契約に関する照会に対して速やかに回答できる体制が整備されていない場合とする。

Article 14-11-31The case specified by Cabinet Office Order that is provided for in the proviso to Article 45 of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, with regard to application of provisions of Article 37-4 of the Financial Instruments and Exchange Act, as applied mutatis mutandis pursuant to Article 13-4 of the Act, is when a system for promptly responding to an inquiry concerning a contract for specified deposit, etc. that a customer concluded has not been developed.

第十四条の十二法第十四条の二第二号に規定する内閣府令で定める特殊の関係のある会社は、次に掲げる者とする。

Article 14-12A company in a unique relationship with a bank as specified by Cabinet Office Order as provided in Article 14-2, item (ii) of the Act means the following companies:

第十五条銀行は、令第五条第二項第二号の規定による休日の承認を受けようとするときは、承認申請書に次に掲げる書面を添付して金融庁長官等に提出するものとする。

Article 15(1)When a bank intends to obtain an approval for the non-business days under Article 5, paragraph (2), item (ii) of the Order, the bank is to attach the following documents to a written application for approval and submit them to the Commissioner of the Financial Services Agency or other competent authorities:

２金融庁長官等は、前項の規定による承認の申請があつたときは、次に掲げる基準に適合するかどうかを審査するものとする。

(2)When an application for approval under the provisions of the preceding paragraph is filed, the Commissioner of the Financial Services Agency or other competent authorities are to examine whether it conforms to the following standards:

３銀行は、令第五条第二項第二号の規定による休日の承認を受けたときは、次に掲げる事項を当該承認に係る営業所の店頭に掲示するものとする。

(3)If a bank obtains approval for the non-business days under Article 5, paragraph (2), item (ii) of the Order, it is to display the following particulars in the front-office area of the business office to which the approval pertains:

第十六条銀行の営業時間は、午前九時から午後三時までとする。

Article 16(1)Business hours of a bank are 9:00 a.m. to 3:00 p.m.

２前項の営業時間は、営業の都合により延長することができる。

(2)Business hours as prescribed in the preceding paragraph may be extended due to business reasons.

３銀行は、その営業所が次のいずれにも該当する場合（前項に該当する場合を除く。）は、当該営業所について営業時間の変更をすることができる。

(3)A bank may change business hours with regard to its business office, if that business office corresponds to all of the following cases (excluding cases corresponding to the preceding paragraph):

４銀行は、前項の規定による営業時間の変更をするときは、次に掲げる事項を当該営業所の店頭に掲示しなければならない。

(4)If a bank changes business hours pursuant to the provisions of the preceding paragraph, it must display the following particulars in front-office area of the relevant business office:

５前各項の規定にかかわらず、銀行の外国に所在する営業所の営業時間は、当該営業所の所在地の法令により認められる時間とする。

(5)Notwithstanding the provisions of each item of the preceding paragraph, business hours of a of a bank's business office located in a foreign state are the times to be approved pursuant to laws and regulations of the locality of the business office.

第十七条銀行は、法第十六条第一項の規定によるその業務の全部又は一部の休止又は再開の届出をしようとするときは、届出書に次に掲げる書面を添付して金融庁長官等に提出しなければならない。

Article 17(1)If a bank intends to file a notification to the effect that the bank suspends all or part of its business, or resumes all or part of it pursuant to the provisions of Article 16, paragraph (1) of the Act, the bank must attach the following documents to the written notice and submit them to the Commissioner of the Financial Services Agency or other competent authorities:

２法第十六条第一項に規定する内閣府令で定める場合は、次に掲げる場合とする。

(2)The case specified by Cabinet Office Order that is provided for in Article 16, paragraph (1) of the Act means:

３法第十六条第一項の規定により掲示する場合には、次の各号に掲げる区分に応じ、当該各号に定める日までの間、継続して営業所の店頭に掲示しなければならない。

(3)If a bank posts a notification pursuant to the provisions of Article 16, paragraph (1) of the Act, the bank must have that notification posted in the front-office area of the business office in accordance with the categories as set forth in each item of the following until the day specified in each the item:

４法第十六条第二項に規定する内閣府令で定める場合は、次に掲げる場合とする。

(4)The case specified by Cabinet Office Order that is provided for in Article 16, paragraph (2) of the Act means any of the following cases:

５法第十六条第三項に規定する内閣府令で定める場合は、次に掲げる場合とする。

(5)The case specified by Cabinet Office Order that is provided for in Article 16, paragraph (3) of the Act means any of the following cases:

第十七条の二法第十六条の二第一項第三号に規定する内閣府令で定める業務は、金融商品取引法第三十五条第一項第一号から第十号まで及び第十三号に掲げる行為を行う業務並びに同条第二項第一号から第三号までに掲げる業務のほか、次に掲げるものとする。

Article 17-2(1)The services specified by Cabinet Office Order that are provided for in Article 16-2, paragraph (1), item (iii) of the Act means the following, apart from the services through which the relevant person performs the actions set forth in Article 35, paragraph (1), items (i) through (x) and (xiii) of the Financial Instruments and Exchange Act and the business as set forth in paragraph (2), items (i) through (iii) of that Article:

２法第十六条の二第一項第三号に規定する内閣府令で定める業務は、金融商品取引法第三十五条第一項第一号から第十号まで及び第十三号に掲げる行為を行う業務並びに同条第二項第一号から第三号までに掲げる業務（同項第一号に掲げる業務にあつては、第十三条の二の三第一項第一号及び第三号（同項第一号に係る部分に限る。）に掲げるもの並びに商品先物取引所法第二条第二十一項に規定する商品市場における取引等の委託を受ける業務に限り、金融商品取引法第三十五条第二項第二号に掲げる業務にあつては、第十三条の二の三第一項第一号及び第三号（同項第一号に係る部分に限る。）に掲げるものに限る。）のほか、次に掲げるものとする。

(2)The services specified by Cabinet Office Order that are provided for in Article 16-2, paragraph (1), item (iii) of the Act means the following services, apart from services through which the relevant person performs the acts set forth in Article 35, paragraph (1), items (i) through (x) and item (xiii) of the Financial Instruments and Exchange Act and services set forth in paragraph (2), items (i) through (iii) of that Article (limited to, with regard to the services set forth in item (i) of that paragraph, the services set forth in Article 13-2-3, paragraph (1), item (i) and item (iii) (limited to the part pertaining to item (i) of that paragraph) and the services through which it accepts the outsourcing of a transaction on a commodity market, etc. as prescribed in Article 2, paragraph (21) of the Commodity Derivatives Transaction Act; and limited to, with regard to the business set forth in Article 35, paragraph (2), item (ii) of the Financial Instruments and Exchange Act, the business set forth in Article 13-2-3, paragraph (1), item (i) and item (iii) (limited to the part pertaining to item (i) of that paragraph)):

３法第十六条の二第一項第四号に規定する内閣府令で定める業務は、金融商品取引法第三十五条第一項第十号及び第十三号に掲げる行為を行う業務並びに同条第二項第一号から第三号までに掲げる業務のほか、次に掲げる業務とする。

(3)The services specified by Cabinet Office Order that are provided for in Article 16-2, paragraph (1), item (iv) of the Act means any of the following services, apart from services through which the relevant person performs the actions set forth in Article 35, paragraph (1), item (x) and item (xiii) of the Financial Instruments and Exchange Act and services as set forth in paragraph (2), items (i) through (iii) of that Article:

４法第十六条の二第一項第十一号に規定する内閣府令で定めるものは、次に掲げるものとする。

(4)The entity specified by Cabinet Office Order that is provided for in Article 16-2, paragraph (1), item (xi) of the Act means:

５前項第四号に規定する「銀行等」、「銀行等集団」及び「長期信用銀行持株会社集団」とは、それぞれ次に定めるところによる。

(5)The meaning of the terms "bank, etc.", "group of banks, etc.", and "group of long-term credit bank holding companies of a long-term credit bank" as prescribed in item (iv) of the preceding paragraph are as prescribed in each of the following item:

６法第十六条の二第一項第十二号及び第十六条の三第七項に規定する内閣府令で定める会社は、金融商品取引所に上場されている株式又は金融商品取引法第六十七条の十一第一項の店頭売買有価証券登録原簿に登録されている株式の発行者である会社以外の会社であつて、次の各号のいずれかに該当する会社とする。

(6)The company specified by Cabinet Office Order that is provided for in Article 16-2, paragraph (1), item (xii) and Article 16-3, paragraph (7) of the Act means a company falling under any of the following items, other than one that is an issuer of shares listed on a financial instruments exchange or shares registered in a registry of over-the-counter traded securities as prescribed in Article 67-11, paragraph (1) of the Financial Instruments and Exchange Act:

７法第十六条の二第一項第十二号の二に規定する内閣府令で定める会社は、金融商品取引所に上場されている株式又は金融商品取引法第六十七条の十一第一項の店頭売買有価証券登録原簿に登録されている株式の発行者である会社以外の会社であつて、次の各号のいずれかに該当する会社とする。

(7)The company specified by Cabinet Office Order that is provided for in Article 16-2, paragraph (1), item (xii)-2 of the Act means a company falling under any of the following items, other than one that is an issuer of shares listed on a financial instruments exchange or shares registered in a registry of over-the-counter traded securities referred to in Article 67-11, paragraph (1) of the Financial Instruments and Exchange Act:

８法第十六条の二第一項第十二号の二に規定する内閣府令で定める要件は、銀行又はその子会社が前項に規定する会社（同項第九号に該当するものを除く。）の議決権を取得する場合において、次の各号に掲げる要件のいずれにも該当することとする。

(8)The requirements specified by Cabinet Office Order that are provided for in Article 16-2, paragraph (1), item (xii)-2 of the Act are that if a bank or its subsidiary company acquires voting rights in the company prescribed in the preceding paragraph (excluding one that falls under item (ix) of that paragraph), all of the requirements set forth in the following items are satisfied:

９第六項に規定する会社のほか、会社であつて、その議決権を銀行若しくはその子会社（子会社となる会社を含む。以下この項において同じ。）の担保権の実行による株式等の取得又は第十七条の四第一項第一号に掲げる事由によらずに取得されたとき（当該会社の議決権が当該銀行又はその子会社により二回以上にわたり取得された場合においては、当該銀行若しくはその子会社の担保権の実行による株式等の取得又は同号に掲げる事由によらずに最後に取得されたとき）に第六項に規定する会社に該当していたものも、その議決権が当該銀行若しくはその子会社の担保権の実行による株式等の取得又は同号に掲げる事由によらずに新たに取得されない限り、当該銀行に係る法第十六条の二第一項第十二号に規定する内閣府令で定める会社に該当するものとする。

(9)In addition to a company as prescribed in paragraph (6), a company that was a company as prescribed in paragraph (6) at the time that its voting rights were acquired by a bank or its subsidiary company (including a company that is to become a subsidiary company; hereinafter the same applies in this paragraph) due to grounds other than the acquisition of shares or equity through the exercise of a security right or grounds as set forth in Article 17-4, paragraph (1), item (i) (if the voting rights in the company are acquired by the bank or its subsidiary company on two or more occasions: on the latest occasion of the acquisition due to grounds other than the acquisition of shares or equity through the exercise of the security right and the grounds set forth in that item) is also considered to be a company as specified by Cabinet Office Order that is provided for in Article 16-2, paragraph (1), item (xii) of the Act in relation to that bank, unless the voting rights are newly acquired by the bank or its subsidiary company due to grounds other than the acquisition of shares or equity through the exercise of a security right or the cause set forth in Article 17-4, paragraph (1), item (i).

１０前項の規定は、第七項に規定する会社に該当していたものに準用する。この場合において、前項中「第十六条の二第一項第十二号」とあるのは、「第十六条の二第一項第十二号の二」と読み替えるものとする。

(10)The provisions of the preceding paragraph apply mutatis mutandis to a company that was a company prescribed in paragraph (7).In this case, the phrase "Article 16-2, paragraph (1), item (xii)" in the preceding paragraph is deemed to be replaced with "Article 16-2, paragraph (1), item (xii)-2."

１１第六項から前項まで（第八項を除く。）の規定にかかわらず、特定子会社（第十三項に規定する会社をいう。以下この項及び次項並びに第十七条の七の三第二項において同じ。）がその取得した第六項若しくは第九項に規定する会社（以下この項において「新規事業分野開拓会社」という。）又は第七項に規定する会社若しくは前項において読み替えて準用する第九項の内閣府令で定める会社に該当するもの（以下この章及び第三十五条第一項第十三号において「事業再生会社」という。）の議決権を処分基準日（新規事業分野開拓会社の議決権にあつてはその取得の日から十五年を経過する日をいい、事業再生会社のうち第七項第九号に該当する会社の議決権にあつてはその取得の日から五年を経過する日をいい、同号に該当する会社以外の事業再生会社の議決権にあつてはその取得の日から十年を経過する日（当該議決権が同項に規定する会社（同項第五号又は第六号に該当するものに限る。）の議決権である場合であつて、当該会社が当該支援を受けている期間が当該議決権の取得の日から十年を超えるときは、当該支援が終了する日）をいう。以下この項において同じ。）までに処分しないときは、当該新規事業分野開拓会社及び当該事業再生会社（以下この項、第十七条の六第一項第九号及び第十七条の七の三第三項において「新規事業分野開拓会社等」という。）は、処分基準日の翌日からは新規事業分野開拓会社にあつては当該銀行に係る法第十六条の二第一項第十二号に規定する内閣府令で定める会社に、事業再生会社にあつては当該銀行に係る同項第十二号の二に規定する内閣府令で定める会社にそれぞれ該当しないものとする。ただし、当該処分を行えば当該銀行又はその子会社が保有する当該新規事業分野開拓会社等の議決権の数が当該処分基準日における基礎議決権数（国内の会社（法第十六条の四第一項に規定する国内の会社をいう。以下この章及び第五章において同じ。）及び事業再生会社（第八項に定める要件に該当するものに限る。次項、第十七条の六第一項第九号、第十七条の七の三第三項及び第三十五条第一項第十三号において同じ。）の議決権についてはその総株主等の議決権に百分の五を乗じて得た議決権の数、外国の会社の議決権についてはその総株主等の議決権に百分の五十を乗じて得た議決権の数をいう。以下この項及び次項において同じ。）を下回ることとなる場合において、当該特定子会社が当該取得の日から処分基準日までの間に当該銀行又はその子会社の保有する当該新規事業分野開拓会社等の議決権のうち当該処分基準日における基礎議決権数を超える部分の議決権を処分したときは、この限りでない。

(11)Notwithstanding the provisions of paragraph (6) through the preceding paragraph (excluding paragraph (8)), if a specified subsidiary company (meaning a company prescribed in paragraph (13); hereinafter the same applies in this paragraph, the following paragraph, and Article 17-7-3, paragraph (2)) does not dispose of the voting rights acquired thereby in a company prescribed in paragraph (6) or paragraph (9) (hereinafter referred to as a "company cultivating new business field" in this paragraph), or in a company prescribed in paragraph (7) or company that falls under a company specified by Cabinet Office Order referred to in paragraph (9), as applied mutatis mutandis pursuant to the preceding paragraph following the deemed replacement of terms (hereinafter referred to as a "company in the business revitalization process" in this Chapter and Article 35, paragraph (1), item (xiii)), by the base disposition date (meaning: the day on which fifteen years have elapsed from the date of the acquisition of the voting rights in a company cultivating a new business field; the day on which five years have elapsed from the date of the acquisition of the voting rights in a company in the business revitalization process which falls under paragraph (7), item (ix); or the day on which ten years have elapsed from the date of the acquisition of the voting rights in a company in the business revitalization process other than the company which falls under that item (if the voting rights are voting rights in a company prescribed in paragraph (7) (limited to one that falls under item (v) or item (vi) of that paragraph), and the period during which the company receives the assistance exceeds ten years from the date of the acquisition of the voting rights: the day on which the assistance ends); hereinafter the same applies in this paragraph), the company cultivating new business field or company in the business revitalization process (hereinafter referred to as a "company cultivating new business field, etc." in this paragraph, Article 17-6, paragraph (1), item (ix), and Article 17-7-3, paragraph (3)) is to be considered as a company that does not fall under a company as specified by Cabinet Office Order that is provided for in Article 16-2, paragraph (1), item (xii) of the Act in relation to that bank in the case of a company cultivating new business field, or a company as specified by Cabinet Office Order that is provided for in item (xii)-2 of that paragraph in relation to that bank in the case of a company in the business revitalization process, respectively, from the day following the base disposition date; provided, however, that this does not apply to the case in which; the number of voting rights in the company cultivating new business field, etc. held by the bank or its subsidiary company falls below the base number of voting rights as of the base disposition date (meaning the number of voting rights obtained by multiplying the total shareholder or investor voting rights by five percent, with regard to voting rights in a domestic company (meaning the domestic company prescribed in Article 16-4, paragraph (1) of the Act; the same applies hereinafter in this Chapter and Chapter V) and voting rights in a company in the business revitalization process (limited to one that satisfies the requirements specified in paragraph (8); the same applies in the following paragraph, Article 17-6, paragraph (1), item (ix), Article 17-7-3, paragraph (3), and Article 35, paragraph (1), item (xiii)); and meaning the number of voting rights obtained by multiplying the total shareholder or investor voting rights by fifty percent, with regard to voting rights in a foreign company; hereinafter the same applies in this paragraph and the following paragraph) if the disposition is performed; and the specified subsidiary company disposes of a portion of voting rights exceeding the base number of voting rights as of the base disposition date among the voting rights in the company cultivating new business field, etc. held by the bank or its subsidiary company, during the period from the date of the acquisition to the base disposition date.

１２第七項及び第十項の規定にかかわらず、銀行又はその特定子会社以外の子会社がその取得した事業再生会社の議決権を処分基準日（その取得の日から次の各号に掲げる議決権の区分に応じ、当該各号に定める期間を経過する日をいう。以下この項において同じ。）までに処分しないときは、当該事業再生会社は、処分基準日の翌日からは当該銀行に係る法第十六条の二第一項第十二号の二に規定する内閣府令で定める会社に該当しないものとする。ただし、当該処分を行えば当該銀行又はその特定子会社以外の子会社が保有する当該事業再生会社の議決権の数が当該処分基準日における基礎議決権数を下回ることとなる場合において、当該銀行又はその特定子会社以外の子会社が当該取得の日から処分基準日までの間に当該銀行又はその特定子会社以外の子会社の保有する当該事業再生会社の議決権のうち当該処分基準日における基礎議決権数を超える部分の議決権を処分したときは、この限りでない。

(12)Notwithstanding the provisions of paragraphs (7) and (10), if a bank or its subsidiary company other than a specified subsidiary company does not dispose of the voting rights acquired thereby in a company in the business revitalization process by the base disposition date (meaning the day on which the period specified in the following items has elapsed from the date of the acquisition of the voting rights in accordance with the categories of voting rights set forth in those items; hereinafter the same applies in this paragraph), the company in the business revitalization process is not considered to be a company specified by Cabinet Office Order that is provided for in Article 16-2, paragraph (1), item (xii)-2 of the Act in relation to the bank from the day following the base disposition date; provided, however, that this does not apply to the case in which; the number of voting rights in the company in the business revitalization process held by the bank or its subsidiary company other than a specified subsidiary company falls below the base number of voting rights as of the base disposition date, if the disposition is performed; and the bank or its subsidiary company other than a specified subsidiary company disposes of a portion of voting rights exceeding the base number of voting rights as of the base disposition date among the voting rights in the company in the business revitalization process held by the bank or its subsidiary company other than a specified subsidiary company, during the period from the date of the acquisition to the base disposition date:

１３法第十六条の二第一項第十二号に規定する内閣府令で定めるものは、次条第二項第十二号に掲げる業務及びこれに附帯する業務を専ら営む会社とする。

(13)The company specified by Cabinet Office Order that is provided for in Article 16-2, paragraph (1), item (xii) of the Act means a company that only performs business as set forth in paragraph (2), item (xii) of the following Article and business incidental to this.

１４法第十六条の二第一項第十三号に規定する内閣府令で定めるものは、次に掲げるものとする。ただし、当該持株会社が次条第一項各号に掲げる業務を営む場合にあつては、当該業務は金融庁長官が定める基準により主として銀行、その子会社又は第四項各号に掲げる者の営む業務のために営むものでなければならない。

(14)A holding company as specified by Cabinet Office Order that is provided for in Article 16-2, paragraph (1), item (xiii) of the Act means one as follows; provided, however, that if the relevant holding company performs business as set forth in each item of paragraph (1) of the following Article, it must perform that business, based on the standards specified by the Commissioner of the Financial Services Agency, for the benefit of the business performed mainly by a bank, its subsidiary company, or a person as set forth in each item of paragraph (4):

１５法第二条第十一項の規定は、第八項、第九項（第十項において読み替えて準用する場合を含む。）、第十一項及び第十二項に規定する議決権について準用する。

(15)The provisions of Article 2, paragraph (11) of the Act apply mutatis mutandis to voting rights as prescribed in paragraph (8), paragraph (9) (including as applied mutatis mutandis pursuant to paragraph (10) by replacing terms), paragraph (11) and paragraph (12).

第十七条の三法第十六条の二第二項第一号に規定する内閣府令で定めるものは、次に掲げるものとする。

Article 17-3(1)The services specified by Cabinet Office Order that are provided for in Article 16-2, paragraph (2), item (i) of the Act means:

２法第十六条の二第二項第二号に規定する内閣府令で定めるものは、次に掲げるものとする。

(2)The services specified by Cabinet Office Order that are provided for in Article 16-2, paragraph (2), item (ii) of the Act are as follows:

３法第十六条の二第二項第三号に規定する内閣府令で定めるものは、次に掲げるものとする。

(3)The services specified by Cabinet Office Order that are provided for in Article 16-2, paragraph (2), item (iii) of the Act are as follows:

４法第十六条の二第二項第四号に規定する内閣府令で定めるものは、次に掲げるものとする。

(4)The services specified by Cabinet Office Order that are provided for in Article 16-2, paragraph (2), item (iv) of the Act are as follows:

５法第十六条の二第二項第五号に規定する内閣府令で定めるものは、次に掲げるものとする。

(5)The services as specified by Cabinet Office Order that are provided for in Article 16-2, paragraph (2), item (v) of the Act are as follows:

６法第十六条の二第二項第六号ハに規定する内閣府令で定めるものは、当該銀行の子会社である証券専門会社又は証券仲介専門会社が、その総株主等の議決権の百分の五十を超える議決権を保有する同条第一項第十三号に規定する持株会社とする。

(6)The companies as specified by Cabinet Office Order that are provided for in Article 16-2, paragraph (2), item (vi), (c) of the Act means a holding company as prescribed in paragraph (1), item (xiii) of that Article in which a company specialized in securities or a company specialized in securities intermediation that is a subsidiary company of the relevant bank holds voting rights accounting for over fifty percent of the total shareholder or investor voting rights.

７法第十六条の二第二項第七号ハに規定する内閣府令で定めるものは、当該銀行の子会社である保険会社又は少額短期保険業者が、その総株主等の議決権の百分の五十を超える議決権を保有する同条第一項第十三号に規定する持株会社とする。

(7)The companies as specified by Cabinet Office Order that are provided for in Article 16-2, paragraph (2), item (vii), (c) of the Act means a holding company as prescribed in paragraph (1), item (xiii) of that Article in which an insurance company or a small amount and short-term insurance company that is a subsidiary company of the relevant bank holds voting rights accounting for over fifty percent of the total shareholder or investor voting rights.

８法第十六条の二第二項第八号ニに規定する内閣府令で定めるものは、当該銀行の子会社である信託兼営銀行又は信託専門会社が、その総株主等の議決権の百分の五十を超える議決権を保有する同条第一項第十三号に規定する持株会社とする。

(8)The companies as specified by Cabinet Office Order that are provided for in Article 16-2, paragraph (2), item (viii), (d) of the Act means a holding company as prescribed in paragraph (1), item (xiii) of that Article in which a trust bank or a company specialized in trust business that is a subsidiary company of the relevant bank holds voting rights accounting for over fifty percent of total shareholder or investor voting rights.

９第一条の六第三項の規定は、前三項の場合においてこれらの規定に規定する者が保有する議決権について準用する。この場合において、同条第三項中「第百四十七条第一項又は第百四十八条第一項（これらの規定を同法第二百二十八条第一項、第二百三十五条第一項、第二百三十九条第一項及び第二百七十六条（第二号に係る部分に限る。）において準用する場合を含む。）」とあるのは「第百四十七条第一項又は第百四十八条第一項」と、「株式又は出資」とあるのは「株式」と読み替えるものとする。

(9)The provisions in Article 1-6, paragraph (3) apply mutatis mutandis to the voting rights held by the persons prescribed in these provisions in a case referred to in one of the preceding three paragraphs.In this case, the phrase "Article 147, paragraph (1) or Article 148, paragraph (1) (including as applied mutatis mutandis pursuant to Article 228, paragraph (1), Article 235, paragraph (1), Article 239, paragraph (1), and Article 276 (limited to the part pertaining to item (ii) of the Act))" in paragraph (3) of that Article, and the term "shares or contribution" in that paragraph are deemed to be replaced with "Article 147, paragraph (1) or Article 148, paragraph (1)" and "shares", respectively.

第十七条の四法第十六条の二第三項本文に規定する内閣府令で定める事由は、次に掲げる事由とする。

Article 17-4(1)The ground specified by Cabinet Office Order that is provided for in the main clause of Article 16-2, paragraph (3) of the Act means one of the following grounds:

２法第十六条の二第三項ただし書に規定する内閣府令で定める事由は、前項第七号に掲げる事由とする。

(2)The ground specified by Cabinet Office Order that is provided for in the proviso to Article 16-2, paragraph (3) of the Act means the grounds set forth in item (vii) of the preceding paragraph.

３法第十六条の二第八項に規定する内閣府令で定める事由は、銀行若しくはその子会社の担保権の実行による株式等の取得又は第一項第一号から第六号までに掲げる事由とする。

(3)The ground specified by Cabinet Office Order that is provided for in Article 16-2, paragraph (8) of the Act means the acquisition of shares or equity by a bank or its subsidiary company through the exercise of a security right or any of the grounds as set forth in paragraph (1), items (i) through (vi).

第十七条の四の二法第十六条の二第七項に規定する内閣府令で定めるものは、次に掲げる業務を専ら営む会社とする。

Article 17-4-2The company as specified by Cabinet Office Order that is provided for in Article 16-2, paragraph (7) of the Act means a company exclusively engaged in the following services:

第十七条の五銀行は、子会社対象銀行等（法第十六条の二第七項に規定する子会社対象銀行等をいい、同条第一項第十二号の三に掲げる会社（以下この章及び第五章並びに第三十五条第一項において「銀行業高度化等会社」という。）を除く。以下この条において同じ。）を子会社とすることの認可を受けようとするときは、認可申請書に次に掲げる書面を添付して金融庁長官に提出しなければならない。

Article 17-5(1)If a bank intends to obtain an authorization to make its subsidiary company out of a bank, etc. eligible to be a subsidiary company (meaning a bank, etc. eligible to be a subsidiary company as prescribed in Article 16-2, paragraph (7) of the Act, and excluding a company set forth in paragraph (1), item (xii)-3 of that Article (hereinafter referred to as an "advanced banking service company" in this Chapter, Chapter V, and Article 35, paragraph (1)); hereinafter the same applies in this Article), it must attach the following documents to a written application for authorization and submit them to the Commissioner of the Financial Services Agency:

２金融庁長官は、前項の規定による認可の申請があつたときは、次に掲げる基準に適合するかどうかを審査するものとする。

(2)When an application of authorization pursuant to the provisions of the preceding paragraph is filed, the Commissioner of the Financial Services Agency is to examine whether it conforms to the following standards:

３銀行は、法第十六条の二第五項の規定による子会社対象会社（同条第一項に規定する子会社対象会社をいう。以下この項において同じ。）以外の外国の会社を引き続き子会社とすることについての承認を受けようとするときは、承認申請書に次に掲げる書面を添付して金融庁長官に提出しなければならない。

(3)If a bank seeks to obtain an approval under Article 16-2, paragraph (5) of the Act for continuing to have a foreign company that is not a company eligible to be a subsidiary company (meaning a company eligible to be a subsidiary company as prescribed in paragraph (1) of that Article; hereinafter the same applies in this paragraph) as its subsidiary company, it must attach the following documents to the written application for approval and submit them to the Commissioner of the Financial Services Agency:

４第一項及び第二項の規定は、法第十六条の二第八項ただし書の規定による認可（銀行若しくはその子会社が合算してその基準議決権数を超えて取得し、若しくは保有することとなつた銀行業高度化等会社の議決権について引き続きその基準議決権数を超えて保有すること又は子会社となつた外国の銀行業高度化等会社を引き続き子会社とすることについての認可を除く。）について準用する。

(4)The provisions of paragraph (1) and paragraph (2) apply mutatis mutandis to the authorization under the proviso to Article 16-2, paragraph (8) of the Act (excluding the authorization for a bank or its subsidiary companies to continue to hold more than the maximum threshold for voting rights in respect to the voting rights in an advanced banking service company which they have acquired or come to hold in excess of that threshold if their voting rights are combined, or to continue to have as a subsidiary company a foreign advanced banking service company that has become a subsidiary company).

５第一項の規定は、法第十六条の二第九項の規定による認可について準用する。

(5)The provisions of paragraph (1) apply mutatis mutandis to an authorization pursuant to the provisions of Article 16-2, paragraph (9) of the Act.

６法第二条第十一項の規定は、第一項第五号（前二項において準用する場合を含む。）、第三項第二号及び第四項に規定する議決権について準用する。

(6)The provisions of Article 2, paragraph (11) of the Act apply mutatis mutandis to voting rights as prescribed in paragraph (1), item (v) (including as applied mutatis mutandis pursuant to the preceding two paragraphs), paragraph (3), item (ii), and paragraph (4).

第十七条の五の二銀行は、当該銀行若しくはその子会社が合算して銀行業高度化等会社の議決権をその基準議決権数を超えて取得し、若しくは保有すること又は外国の銀行業高度化等会社を子会社とすることについての認可を受けようとするときは、認可申請書に次に掲げる書面を添付して金融庁長官に提出しなければならない。

Article 17-5-2(1)If a bank seeks to obtain authorization for it or its subsidiary companies to acquire or hold voting rights in an advanced banking service company in excess of the maximum threshold for voting rights if their voting rights are combined, or to make a foreign advanced banking service company into a subsidiary company, it must attach the following documents to a written application for authorization and submit them to the Commissioner of the Financial Services Agency:

２金融庁長官は、前項の規定による認可の申請があつたときは、次に掲げる基準に適合するかどうかを審査するものとする。

(2)When an application of authorization is filed pursuant to the provisions of the preceding paragraph, the Commissioner of the Financial Services Agency is to examine whether it conforms to the following standards:

３前二項の規定は、法第十六条の二第八項ただし書の規定による認可（銀行若しくはその子会社が合算してその基準議決権数を超えて取得し、若しくは保有することとなつた銀行業高度化等会社の議決権について引き続きその基準議決権数を超えて保有すること又は子会社となつた外国の銀行業高度化等会社を引き続き子会社とすることについての認可に限る。）について準用する。

(3)The provisions of the preceding two paragraphs apply mutatis mutandis to the authorization under the provisions of the proviso to Article 16-2, paragraph (8) of the Act (limited to the authorization to continue to hold more than the maximum threshold for voting rights in respect to the voting rights in an advanced banking service company which they have acquired or come to hold in excess of that threshold if their voting rights are combined, or to continue to have as a subsidiary company a foreign advanced banking service company that has become a subsidiary company).

４第一項の規定は、法第十六条の二第十項の規定による認可について準用する。

(4)The provisions of paragraph (1) apply mutatis mutandis to the authorization under Article 16-2, paragraph (10) of the Act.

５法第二条第十一項の規定は、第一項（前二項において準用する場合を含む。）、第二項第四号、第六号及び第七号並びに第三項に規定する議決権について準用する。

(5)The provisions of Article 2, paragraph (11) of the Act apply mutatis mutandis to the voting rights prescribed in paragraph (1) (including as applied mutatis mutandis pursuant to the preceding two paragraphs), paragraph (2), item (iv), item (vi) and item (vii), and paragraph (3).

第十七条の五の三法第十六条の三第二項第一号に規定する方針として内閣府令で定めるものは、次に掲げる方針とする。

Article 17-5-3(1)The policies specified by Cabinet Office Order as the policy prescribed in Article 16-3, paragraph (2), item (i) of the Act are as follows:

２法第十六条の三第二項第三号に規定する内閣府令で定める体制は、当該銀行における当該銀行グループに属する会社の取締役、執行役、業務を執行する社員、会社法第五百九十八条第一項の職務を行うべき者その他これらの者に相当する者及び使用人の職務の執行が法令に適合することを確保するための体制とする。

(2)The systems specified by Cabinet Office Order that are provided for in Article 16-3, paragraph (2), item (iii) of the Act means systems to ensure that the directors, executive officers, members in charge of executing business, persons in charge of performing the duties referred to in Article 598, paragraph (1) of the Companies Act, and other persons equivalent to these persons, and employees, all of whom belong to the companies that belong to the bank group, perform their respective duties in the bank in compliance with laws and regulations.

３法第十六条の三第二項第四号に規定する内閣府令で定めるものは、当該銀行グループ（再建計画（業務の運営又は財産の状況に関し改善が必要な場合における銀行グループの経営の再建のための計画をいう。以下この項において同じ。）の策定が必要なものとして金融庁長官が指定したものに限る。）の再建計画を策定し、その適正な実施を確保することとする。

(3)The acts specified by Cabinet Office Order that are provided for in Article 16-3, paragraph (2), item (iv) of the Act mean formulating a reconstruction plan (meaning a plan for business reconstruction of a bank group that needs to improve the conditions of its business operation or assets; hereinafter the same applies in this paragraph) for the bank group (limited to a bank group designated by the Commissioner of the Financial Services Agency as one that needs to formulate a reconstruction plan), and ensuring the proper implementation thereof.

第十七条の六法第十六条の四第二項に規定する内閣府令で定める事由は、次に掲げる事由とする。

Article 17-6(1)The ground specified by Cabinet Office Order that is provided for in Article 16-4, paragraph (2) of the Act means:

２前項第十号の承認を受けようとするときは、承認申請書に次に掲げる書面を添付して金融庁長官に提出しなければならない。

(2)If the bank or its subsidiary companies seeks to obtain an approval as prescribed in item (x) of the preceding paragraph, the bank or its subsidiary companies must attach the following documents to a written application for approval and submit them to the Commissioner of the Financial Services Agency:

３金融庁長官は、前項の規定による承認の申請があつたときは、当該申請をした銀行が基準議決権数を超えて議決権を所有し、又は保有することについて合理的な理由があるかどうか、及び提出される基準議決権数を超えて取得し、又は保有することとなつた部分の議決権の処分の方法に関する方針が妥当なものであるかどうかを審査するものとする。

(3)When an application for approval under the preceding paragraph is filed, the Commissioner of the Financial Services Agency is to examine whether there are reasonable grounds for the bank filling the application to possess or hold voting rights in excess of the maximum threshold for voting rights held, and whether the policy the bank has submitted concerning the disposition method of a portion of voting rights that it has acquired or held in excess of the maximum threshold for voting rights held is reasonable or not.

第十七条の七銀行は、法第十六条の四第二項ただし書の規定による基準議決権数を超えて議決権を保有することについての承認を受けようとするときは、承認申請書に次に掲げる書面を添付して金融庁長官に提出しなければならない。

Article 17-7(1)If a bank seeks an approval for holding voting rights in excess of the maximum threshold for voting rights held pursuant to the provisions of proviso to Article 16-4, paragraph (2) of the Act, it must attach the following documents to a written application for approval and submit them to the Commissioner of the Financial Services Agency:

２金融庁長官は、前項の規定による承認の申請があつたときは、当該申請をした銀行又はその子会社が基準議決権数を超えて議決権を保有することについてやむを得ないと認められる理由があるかどうかを審査するものとする。

(2)When an application for approval under the preceding paragraph is filed, the Commissioner of the Financial Services Agency is to examine whether the bank filling the application or its subsidiary company has what is found to be a compelling reason for holding voting rights in excess of the maximum threshold for voting rights held.

３法第二条第十一項の規定は、第一項第三号に規定する議決権について準用する。

(3)The provisions of Article 2, paragraph (11) of the Act apply mutatis mutandis to voting rights prescribed in paragraph (1), item (iii).

第十七条の七の二法第十六条の四第四項第一号に規定する内閣府令で定める場合は、当該銀行が法第十六条の二第七項の認可を受けて他の銀行、長期信用銀行、証券専門会社、証券仲介専門会社、保険会社又は少額短期保険業者を子会社とした場合とする。

Article 17-7-2(1)The case specified by Cabinet Office Order that is provided for in Article 16-4, paragraph (4), item (i) of the Act means if the relevant bank makes its subsidiary company out of another bank, a long-term credit bank, a company specialized in securities, a company specialized in securities intermediation, an insurance company, or a small amount and short-term insurance company after obtaining an approval under Article 16-2, item (vii) of the Act.

２法第十六条の四第四項第五号に規定する内閣府令で定める場合は、次に掲げる場合とする。

(2)The cases specified by Cabinet Office Order that are provided for in Article 16-4, paragraph (4), item (v) of the Act are as follows:

３法第十六条の四第四項第六号に規定する内閣府令で定める場合は、次に掲げる場合とする。

(3)The cases specified by Cabinet Office Order that are provided for in Article 16-4, paragraph (4), item (vi) of the Act are as follows:

第十七条の七の三法第十六条の四第八項に規定する内閣府令で定める会社は、次の各号のいずれかに該当する会社又は事業の再生の計画の作成に株式会社地域経済活性化支援機構が関与している会社（銀行の子法人等に該当しないものに限る。次項において「特例事業再生会社」と総称する。）とする。

Article 17-7-3(1)The company specified by Cabinet Office Order that is provided for in Article 16-4, paragraph (8) of the Act means a company which falls under either of the following items or a company which prepares a business revitalization plan with the involvement of regional economy vitalization corporation of Japan (limited to a company that does not fall under a subsidiary company, etc. of a bank; referred to as a "company in the business revitalization process under special provisions" in the following paragraph):

２前項の規定にかかわらず、特定子会社がその取得した特例事業再生会社の議決権を処分基準日（その取得の日から十年を経過する日をいう。以下この項において同じ。）までに処分しないときは、当該特例事業再生会社は、処分基準日の翌日からは当該銀行に係る法第十六条の四第八項に規定する内閣府令で定める会社に該当しないものとする。ただし、当該処分を行えば当該銀行又はその子会社が保有する当該特例事業再生会社の議決権の数が当該処分基準日における基礎議決権数（その総株主等の議決権に百分の五を乗じて得た議決権の数をいう。以下この項において同じ。）を下回ることとなる場合において、当該特定子会社が当該取得の日から処分基準日までの間に当該銀行又はその子会社の保有する当該特例事業再生会社の議決権のうち当該処分基準日における基礎議決権数を超える部分の議決権を処分したときは、この限りでない。

(2)Notwithstanding the provisions of the preceding paragraph, if a specified subsidiary company does not dispose of the voting rights acquired thereby in a company in the business revitalization process under special provisions by the base disposition date (meaning the day on which ten years have elapsed from the day of the acquisition of the voting rights; hereinafter the same applies in this paragraph), the company in the business revitalization process under special provisions is to be considered as not corresponding to a company specified by Cabinet Office Order as prescribed in Article 16-4, paragraph (8) of the Act which pertains to the bank from the day after the base disposition date; provided, however, that this does not apply to a case in which; the number of voting rights in the company in the business revitalization process under special provisions held by the bank or its subsidiary company falls below the base number of voting rights as of the base disposition date, if the disposition is performed (meaning the number of voting rights arrived at when total shareholder or investor voting rights are multiplied by five percent; hereinafter the same applies in this paragraph); and the specified subsidiary company disposes of a portion of voting rights which exceeds the base number of voting rights as of the base disposition among the voting rights in the company in the business revitalization process under special provisions held by the bank or its subsidiary company, during the period from the date of the acquisition to the base disposition date.

３法第十六条の四第八項に規定する内閣府令で定める特殊の関係のある会社は、新規事業分野開拓会社等又は事業再生会社の子会社等（子法人等及び関連法人等をいう。第三十四条の二十三の二第三項において同じ。）であつて、当該会社の議決権を、当該銀行又はその子会社である新規事業分野開拓会社等若しくは事業再生会社以外の子会社が、合算して、当該会社の総株主等の議決権に百分の五を乗じて得た議決権の数を超えて保有していないものとする。

(3)The company that has a unique relationship with the relevant person as specified by Cabinet Office Order that is provided for in Article 16-4, paragraph (8) of the Act means a company which is a subsidiary company, etc. (meaning a subsidiary company, etc. and an affiliated corporation, etc.; the same applies in Article 34-23-2, paragraph (3)) of a company cultivating new business field or company in the business revitalization process, in which the bank or its subsidiary companies other than a company cultivating new business field or company in the business revitalization process do not have the voting rights in excess of the number of voting rights arrived at when total shareholder or investor voting rights is multiplied by five percent if their voting rights are combined.

４法第二条第十一項の規定は、前二項に規定する議決権について準用する。

(4)The provisions of Article 2, paragraph (11) of the Act apply mutatis mutandis to the voting rights prescribed in the preceding two paragraphs.

第十七条の七の四銀行が剰余金の配当をする場合には、剰余金の配当後の資本準備金の額は、当該剰余金の配当の直前の資本準備金の額に、次の各号に掲げる場合の区分に応じ、当該各号に定める額を加算して得た額とする。

Article 17-7-4(1)If a bank pays dividends from surplus, the amount of capital reserve after the payment of dividends from surplus is the amount arrived at when the amount specified in each of the following items in accordance with the category of cases as set forth in those items is added to the amount of capital reserve immediately before the payment of dividends from surplus:

２銀行が剰余金の配当をする場合には、剰余金の配当後の利益準備金の額は、当該剰余金の配当の直前の利益準備金の額に、次の各号に掲げる場合の区分に応じ、当該各号に定める額を加算して得た額とする。

(2)If the bank pays dividends from surplus, the amount of retained earnings reserve after the payment of dividends from surplus is the amount arrived at when the amount specified in each of the following items in accordance with the category of cases as set forth in those items is added to the amount of retained earnings reserve immediately before the payment of dividends from surplus: