(i)a person holding shares or an equity interest (hereinafter referred to as "shares or equity" in this Article, Article 11, and Article 16-2, item (i)) accounting for over fifty percent of the total number of issued shares or the total amount of contribution (hereinafter referred to as "issued shares or contribution" in this Article and Article 11) of a person engaged in banking in a foreign state pursuant to foreign laws and regulations (excluding a bank, etc. as prescribed in Article 4, paragraph (5) of the Act; hereinafter referred to as a "foreign bank");

(ii)a person holding shares or equity accounting for over fifty percent of the issued shares or contribution of the person as set forth in the preceding item;

(iii)a corporation in which the person as set forth in item (i) holds shares or equity accounting for over fifty percent of its issued shares or contribution;

(iv)a corporation in which a foreign bank holds shares or equity accounting for over fifty percent of its issued shares or contribution;

(v)a corporation in which the corporation as set forth in the preceding item holds shares or equity accounting for over fifty percent of its issued shares or contribution;

(vi)any one of the two or more persons whose principal business offices are located in the same state and whose total shares or equity held account for over fifty percent of the issued shares or contribution of a foreign bank;

(vii)a person prescribed by Cabinet Office Order as being equivalent to one of the persons set forth in the preceding items.

(i)the following persons, if the single person itself is a company:

(ii)if the single person itself is a person other than a company, the following persons:

(i)a second corporation, etc. that has a person specified by Cabinet Office Order as a first corporation, etc. that controls an organ which determines the financial and operational or business policies of a second corporation, etc. (hereinafter referred to as a "decision making organ") (limited to a person specified by Cabinet Office Order as a corporation, etc. that is required to prepare its financial statements and any other documents on a consolidated basis (referred to as a "corporation, etc. subject to debtor consolidation standards" in item (iii) and the following paragraph); hereinafter referred to as a "substantial parent corporation, etc." in this paragraph) in control of its decision making organ (hereinafter referred to as a "substantial subsidiary corporation, etc." in this paragraph). In such a case, a second corporation, etc. whose decision making organ is controlled either by a substantial parent corporation, etc. and one or more of its substantial subsidiary corporations, etc. or by just one or more of the substantial subsidiary corporations, etc. of a substantial parent corporation, etc., is deemed to be a substantial subsidiary corporation, etc. of that substantial parent corporation, etc.;

(ii)a subsidiary company (excluding a corporation, etc. as set forth in the preceding item; hereinafter referred to as a "subsidiary company other than a substantial subsidiary corporation, etc." in this item). In such a case, any other company (excluding a corporation, etc. as set forth in the preceding item) in which either a substantial parent corporation, etc. and one or more of its substantial subsidiary corporations, etc., or a substantial parent corporation, etc. and one or more of its subsidiary companies other than substantial subsidiary corporations, etc., or, either just one or more of its substantial subsidiary corporations, etc. or just one or more of its subsidiary companies other than substantial subsidiary corporations, etc. hold voting rights accounting for over fifty percent of the total shareholder or investor voting rights is deemed to be a subsidiary company other than a substantial subsidiary corporation, etc. of that substantial parent corporation, etc.; and

(iii)a substantial subsidiary corporation, etc. (excluding a corporation, etc. as set forth in one of the preceding two items) of a company (limited to a company that is a corporation, etc. subject to debtor consolidation standards) as set forth in the preceding item.

(i)case that Cabinet Office Order prescribes to be loans;

(ii)case that Cabinet Office Order prescribes to be guaranteeing of debts;

(iii)case that Cabinet Office Order prescribes to be making of contribution;

(iv)case that Cabinet Office Order prescribes as being similar to the cases set forth in the preceding three items.

(i)the granting of credit or the making of contribution (excluding the granting of credit or the making of contribution as set forth in item (iii)) to a single person (referred to as a "single person" in item (ix) and paragraph (12)) as prescribed in the main clause of Article 13, paragraph (1) of the Act;

(ii)the granting of credit or the making of contribution to a bank's major shareholder (meaning a bank's major shareholder as prescribed in Article 2, paragraph (10) of the Act; the same applies hereinafter) that holds a number of voting rights in that bank which is equal to or greater than the major shareholder threshold (meaning the major shareholder threshold prescribed in paragraph (9) of that Article; the same applies hereinafter);

(i)the granting of credit or the making of contribution as set forth in item (i) of the preceding paragraph:twenty-five percent;

(ii)the granting of credit or the making of contribution as set forth in item (ii) of the preceding paragraph:fifteen percent.

(i)unforeseeable and urgent funds have become necessary to carry out the business (excluding business as prescribed in the following item; the same applies hereinafter) of a person to which credit has been granted or a contribution has been made (hereinafter referred to as a "debtor, etc." in this paragraph and paragraph (12)), and it is likely that it would significantly hinder the debtor, etc. from continuing business if the bank does not grant credit or make contribution to the person in excess of the limit on credit and contribution prescribed in the main clause of Article 13, paragraph (1) of the Act (hereinafter referred to as "limit on credit and contribution" in this paragraph);

(ii)the debtor, etc. is in the general electricity transmission and distribution business as prescribed in Article 2, paragraph (1), item (viii) of the Electricity Business Act (Act No. 170 of 1964) or in any other business of vital importance to the national economy as specified by Cabinet Office Order, and it is likely that a significant impediment would arise to hinder the debtor, etc. in the stable performance of business if the bank does not grant credit or make contribution to the debtor, etc. in excess of the limit on credit and contribution;

(iii)the addition of a new person subject to consolidated calculation of credit received for a debtor, etc. causes the amount in which the relevant bank has granted credit or has made contribution to a single person to exceed the limit on credit or contribution; and

(iv)a reason specified by Cabinet Office Order as something that would make it likely that a significant impediment would arise to hinder the bank or the debtor, etc. in the performance of business if the bank does not extend credit or make contribution to the debtor, etc. in excess of the limit on credit and contribution, beyond what is set forth in the preceding three items.

(i)the granting of credit or the making of contribution as set forth in paragraph (7), item (i), as applied mutatis mutandis pursuant to the preceding paragraph:twenty-five percent;

(ii)the granting of credit or the making of contribution as set forth in paragraph (7), item (ii), as applied mutatis mutandis pursuant to the preceding paragraph:fifteen percent.

(i)in a case as prescribed in paragraph (9), item (i), it is likely that a significant impediment would arise to hinder the debtor, etc. prescribed in that item from continuing business (excluding the business prescribed in paragraph (9), item (ii); hereinafter the same applies in the following paragraph) if either the bank and its subsidiary companies, etc. (meaning subsidiary companies, etc. as prescribed in the first sentence of Article 13, paragraph (2) of the Act; hereinafter the same applies in this paragraph and paragraph (14)), or just its subsidiary companies, etc. do not grant credit or make contribution to the debtor, etc. in a total amount that exceeds the consolidated limit on credit and contribution prescribed in the first sentence of Article 13, paragraph (2) of the Act (hereinafter referred to as the "consolidated limit on credit and contribution" in this paragraph);

(ii)the total amount in which credit has been granted or contribution has been made to a single person either by the bank and its subsidiary companies, etc., or by just its subsidiary companies, etc. has come to exceed the consolidated limit on credit and contribution due to the bank having come to have a new subsidiary company, etc., and it is likely that a significant impediment would arise to hinder the single person from continuing business if the total amount in which credit has been granted or contribution has been made is decreased to fall at or below the consolidated limit on credit and contribution;

(iii)it is likely that a significant impediment would arise to hinder a debtor, etc. as prescribed in paragraph (9), item (ii), in the stable performance of business if either the bank and its subsidiary companies, etc., or just its subsidiary companies, etc. do not grant credit or make contribution to the debtor, etc. in a total amount that exceeds the consolidated limit on credit and contribution;

(iv)the addition of a new person subject to consolidated calculation of credit received for a debtor, etc. causes the amount in which either the relevant bank and its subsidiary companies, etc., or just its subsidiary companies, etc. have granted credit or have made contribution to a single person to exceed the consolidated limit on credit and contribution;

(v)beyond what is set forth in the preceding paragraph, a reason specified by Cabinet Office Order as something that would make it likely that a significant impediment would arise to hinder the bank and its subsidiary companies, etc., or just its subsidiary company, etc., or the debtor in the performance of business if the bank and its subsidiary companies, etc., or just its subsidiary companies, etc. do not extend credit or make financial contribution to the debtor, etc. in a total amount that exceeds the consolidated limit on credit and contribution.

(i)a corporation whose budget must be subject to a Diet resolution, or that must obtain Diet approval for its budget, pursuant to the provisions of laws;

(ii)a corporation that has been established pursuant to a special law (excluding a corporation that fall under the preceding item); to which no contribution have been made by persons other than the national government, a corporation as set forth in the preceding item, or a local government; and that may issue bonds pursuant to the relevant special law;

(iii)the Bank of Japan; and

(iv)a foreign government, etc. (meaning a foreign government, the central bank of a foreign state or an international organization) specified by the Commissioner of the Financial Services Agency.

(i)a subsidiary company of the bank;

(ii)a bank's major shareholders that holds a number of voting rights in the bank which is equal to or greater than the major shareholder threshold;

(iii)a bank holding company that has the bank as a subsidiary company;

(iv)a subsidiary company of the bank holding company set forth in the preceding item (excluding the bank itself and the person as set forth in item (i));

(v)a subsidiary corporation, etc. of the bank (excluding the person as set forth in item (i));

(vi)a parent corporation, etc. that has the bank as a subsidiary corporation, etc. (excluding the person as set forth in item (ii) and item (iii));

(vii)a subsidiary corporation, etc. of a parent corporation, etc. that has that bank as a subsidiary corporation, etc. (excluding the bank itself and any person as set forth in one of the preceding items);

(viii)an affiliated corporation, etc. of the bank;

(ix)an affiliated corporation, etc. of a parent corporation, etc. that has that bank as a subsidiary corporation, etc. (excluding the person as set forth in the preceding item);

(x)a company, partnership, or other equivalent business entity as follows (including entities equivalent thereto in foreign states; other than the bank itself; hereinafter referred to as a "corporation, etc." in this item) that is connected to any of a bank's major shareholders which, among those holding a number of voting rights in the bank that is equal to or greater than the major shareholder threshold, hold voting rights in the bank accounting for over fifty percent of the total shareholder voting rights in the bank (limited to an individual; hereinafter referred to as "specified individual constituting a bank's major shareholder"):

(xi)a bank agent (meaning a bank agent as prescribed in Article 2, paragraph (15) of the Act; hereinafter the same applies in this paragraph) that has the relevant bank as its principal bank (meaning a principal bank as prescribed in paragraph (16) of that Article; hereinafter the same applies in this paragraph) and the subsidiary corporations, etc. and affiliated corporations, etc. of that bank agent (excluding the bank itself and any person as set forth in one of the preceding items);

(xii)a parent corporation, etc. that has a bank agent as referred to in the preceding item as a subsidiary corporation, etc., and the subsidiary corporations, etc. and affiliated corporations, etc. of that parent corporation, etc. (excluding the bank itself and any person as set forth in one of the preceding items);

(xiii)a company, partnership, or other equivalent business entities as follows (including entities equivalent thereto in foreign states; other than the bank itself and any person as set forth in one of the preceding items; hereinafter referred to as a "corporation, etc." in this item) that is connected to a bank agent (limited to an individual; hereinafter referred to as an "individual constituting a bank agent" in this item) for whom the relevant bank is the principal bank;

(i)the bank's parent corporation, etc. (meaning a parent corporation, etc. as prescribed in paragraph (2) of the preceding Article; the same applies hereinafter in this paragraph, Article 12-2, Article 12-3, paragraph (1) and Article 16-2-2, paragraph (1));

(ii)a subsidiary corporation, etc. of the bank's parent corporation, etc. (excluding the bank itself and the persons as set forth in the preceding item and paragraph (3), item (i) and item (ii) of this Article);

(iii)an affiliated corporation, etc. as prescribed in paragraph (3) of the preceding Article of the bank's parent corporation, etc. (excluding persons as set forth in paragraph (3), item (ii));

(iv)a company, partnership, or other equivalent business entity thereto (including entities equivalent thereto in foreign states; other than the bank itself and any person as set forth in one of the preceding three paragraphs or in paragraph (3), item (i) or item (ii); hereinafter referred to as a "corporation, etc." in this item) that is related to an individual who holds voting rights accounting for over fifty percent of total shareholder voting rights in the bank (hereinafter referred to in this item as a "specified individual shareholder"):

(i)a long-term credit bank (as prescribed in Article 2 of the Long-Term Credit Bank Act (Act No. 187 of 1952); the same applies in Article 12-3, paragraph (2), item (i) and Article 16-8, item (i));

(ii)a federation of credit unions;

(iii)a federation of cooperatives which engages in business as prescribed in Article 9-9, paragraph (1), item (i) of the Small and Medium-Sized Enterprise Cooperatives Act (Act No. 181 of 1949);

(iv)a federation of labor banks;

(v)a federation of agricultural cooperatives which engages in business as prescribed in Article 10, paragraph (1), item (iii) of the Agricultural Cooperatives Act (Act No. 132 of 1947);

(vi)a federation of fisheries cooperatives which engages in business as prescribed in Article 87, paragraph (1), item (iv) of the Fisheries Cooperatives Act (Act No. 242 of 1948);

(vii)a federation of fishery processing cooperatives which engages in business as prescribed in Article 97, paragraph (1), item (ii) of the Fisheries Cooperatives Act;

(viii)the Norinchukin Bank;

(ix)a notifier of specially permitted services (meaning a notifier of specially permitted services as prescribed in Article 63, paragraph (5) of the Financial Instruments and Exchange Act (Act No. 25 of 1948); the same applies in Article 12-3, paragraph (2), item (ii));

(x)a person that is in the business of intermediating in the lending or borrowing of money (including intermediating in the delivery or receipt of money through the discounting of bills and notes, the conditional sale, or any similar means) (excluding a bank, financial instruments business operator (meaning a financial instruments business operator as prescribed in Article 2, paragraph (9) of the Financial Instruments and Exchange Act; the same applies in the following item and Article 12-3, paragraph (2)), or insurance company (meaning an insurance company as prescribed in Article 2, paragraph (2) of the Insurance Business Act (Act No. 105 of 1995); the same applies in that item and Article 12-3, paragraph (2)), or the person as set forth in any of the preceding items);

(xi)a person that is in any of the following businesses in a foreign state pursuant to foreign laws and regulations (excluding a bank, financial instruments business operator, or insurance company, or a person as set forth in any of the preceding items):

(i)a subsidiary corporation, etc. of the bank;

(ii)an affiliated corporation, etc. of the bank;

(iii)a person engaged in bank agency services for the bank (excluding those set forth in the preceding two items).

(i)a person set forth in paragraph (2), items (ix) through (xi);

(ii)a person set forth in the items of Article 16-8.

(i)the bank's parent corporation, etc. (meaning a parent corporation, etc. as prescribed in paragraph (2) of the preceding Article; the same applies hereinafter in this paragraph, Article 12-2, Article 12-3, paragraph (1) and Article 16-2-2, paragraph (1));

(ii)a subsidiary corporation, etc. of the bank's parent corporation, etc. (excluding the bank itself and persons set forth in the preceding item and paragraph (3), item (i) and item (ii) of this Article);

(iii)an affiliated corporation, etc. as prescribed in paragraph (3) of the preceding Article of the bank's parent corporation, etc. (excluding a person as set forth in paragraph (3), item (ii));

(iv)a company, partnership, or other equivalent business entity thereto (including entities equivalent thereto in foreign states; other than the bank itself and any person as set forth in one of the preceding three paragraphs or in paragraph (3), item (i) or item (ii); hereinafter referred to as a "corporation, etc." in this item) that is related to an individual who holds voting rights accounting for over fifty percent of the total shareholder voting rights in the bank (hereinafter referred to in this item as a "specified individual shareholder"):

(i)a long-term credit bank (as prescribed in Article 2 of the Long-Term Credit Bank Act (Act No. 187 of 1952); the same applies in Article 12-3, paragraph (2), item (i) and Article 16-8, item (i));

(ii)a federation of credit unions;

(iii)a federation of cooperatives engaged in business as prescribed in Article 9-9, paragraph (1), item (i) of the Small and Medium-Sized Enterprise Cooperatives Act (Act No. 181 of 1949);

(iv)a federation of labor banks;

(v)a federation of agricultural cooperatives engaged in business as prescribed in Article 10, paragraph (1), item (iii) of the Agricultural Cooperatives Act (Act No. 132 of 1947);

(vi)a federation of fisheries cooperatives engaged in business as prescribed in Article 87, paragraph (1), item (iv) of the Fisheries Cooperatives Act (Act No. 242 of 1948);

(vii)a federation of fishery processing cooperatives engaged in business as prescribed in Article 97, paragraph (1), item (ii) of the Fisheries Cooperatives Act;

(viii)the Norinchukin Bank;

(ix)a person that is in the business of intermediating in the lending or borrowing of money (including intermediating in the delivery or receipt of money through the discounting of bills and notes, the provision of collateral by sale and transfer, or any similar means) (excluding a bank, financial instruments business operator (meaning a financial instruments business operator as prescribed in Article 2, paragraph (9) of the Financial Instruments and Exchange Act (Act No. 25 of 1948); the same applies in the following item and Article 12-3, paragraph (2)), insurance company (meaning an insurance company prescribed in Article 2, paragraph (2) of the Insurance Business Act (Act No. 105 of 1995); the same applies in that item and Article 12-3, paragraph (2)), or a person as set forth in any of the preceding items);

(x)a person that is in any of the following businesses in a foreign state pursuant to foreign laws and regulations (excluding a bank, financial instruments business operator, or insurance company, or a person as set forth in any of the preceding items):

(i)a subsidiary corporation, etc. of the bank;

(ii)an affiliated corporation, etc. of the bank;

(iii)a person engaging in bank agency services for the bank (excluding a person as set forth in one of the preceding two items).

(i)a person as set forth in paragraph (2), item (ix) and item (x);

(ii)a person as set forth in the items of Article 16-8.

(i)the particulars specified by Cabinet Office Order concerning any fee, reward, or other compensation that a customer is to pay concerning a contract of specified deposit, etc. (meaning a contract of specified deposit, etc. as prescribed in Article 13-4 of the Act; the same applies hereinafter);

(ii)the following particulars, if there is a risk for a loss to arise that has as its direct cause fluctuations in the money rate, the value of currencies, quotations on a financial instruments market (meaning a financial instruments market as prescribed in Article 2, paragraph (14) of the Financial Instruments and Exchange Act; the same applies hereinafter), or any other indicator, as regards the contract of specified deposit, etc. into which the customer will enter:

(iii)the particulars specified by Cabinet Office Order as being equivalent to what is set forth in the preceding two items.

(i)the fact that there is a risk for a loss to arise that has as its direct cause fluctuations in the money rate, the value of currencies, quotations on a financial instruments market, or any other indicator, as regards the contract of specified deposit, etc. into which the customer will enter, if such a risk is present;

(ii)the particulars specified by Cabinet Office Order as being equivalent to what is set forth in the preceding item.

(i)a non-business day as prescribed in the Act Concerning National Holidays (Act No. 178 of 1948);

(ii)the days covering the period from December 31 to January 3 of the following year (excluding the days as set forth in the preceding item);

(iii)Saturdays.

(i)a day that falls on a general non-business day in the location of the bank's business and of which the Commissioner of the Financial Services Agency has issued public notice as a non-business day for that business office;

(ii)a day that the Commissioner of the Financial Services Agency approves for that business office as a day whose being set as a non-business day for that business office is not likely to interfere with the sound and appropriate operation of services, in accordance with the special circumstances of the place of the business office of the bank or other circumstances.

(i)money it has deposited with the Bank of Japan;

(ii)its cash and, the deposits, savings, and installment savings it has with a financial institution in Japan as provided separately by the Commissioner of the Financial Services Agency;

(iii)securities as set forth in the items of Article 2, paragraph (1) of the Financial Instruments and Exchange Act;

(iv)loans to and other claims against persons with an address or residence in Japan;

(v)loans to and other claims against persons without an address or residence in Japan, if the principal is to be reimbursed and interest is to be paid at a location in Japan and if these are subject to loan agreements stipulating a court in Japan as the court with jurisdiction;

(vi)tangible fixed assets located in Japan;

(vii)other assets that the Commissioner of the Financial Services Agency finds appropriate.

(i)accepting payments of money and handling the administration of other money matters for the State, local public entities, companies or other entities;

(ii)safe custody of securities, precious metals and other goods;

(iii)money changing.

(i)a person holding shares or equity accounting for over fifty percent of the issued shares or contribution of a foreign bank;

(ii)a person holding shares or equity accounting for over fifty percent of the issued shares of that person as set forth in the preceding item;

(iii)any one of the two or more persons whose principal business offices are located in the same the State and whose total shares or equity held account for over fifty percent of the issued shares or contribution of a foreign bank;

(iv)a person prescribed by Cabinet Office Order as being equivalent to one of the persons set forth in the preceding three items.

(i)a subsidiary corporation, etc. (meaning a subsidiary corporation, etc. as prescribed in Article 4-2, paragraph (2); hereinafter the same applies in this Article) of the foreign bank with which the relevant foreign bank branch is affiliated;

(ii)the parent corporation, etc. that has the foreign bank with which the relevant foreign bank branch is affiliated as a subsidiary corporation, etc.;

(iii)a subsidiary corporation, etc. of a parent corporation, etc. as set forth in the preceding item (excluding the foreign bank itself and any person set forth in the preceding two items);

(iv)an affiliated corporation, etc. (meaning an affiliated corporation, etc. as prescribed in Article 4-2, paragraph (3); hereinafter the same applies in this Article) of the foreign bank with which the relevant foreign bank branch is affiliated;

(v)an affiliated corporation, etc. of a parent corporation, etc. as set forth in item (ii) (excluding a person set forth in the preceding item);

(vi)a bank agent (meaning a bank agent as prescribed in Article 2, paragraph (15) of the Act; hereinafter the same applies in this Article) that has the relevant foreign bank branch as its principal bank (meaning a principal bank as prescribed in Article 2, paragraph (16) of the Act; hereinafter the same applies in this Article), and any subsidiary corporation, etc. or affiliated corporation, etc. of that bank agent (excluding the foreign bank itself and any person set forth in one of the preceding items);

(vii)a parent corporation, etc. that has a bank agent as referred to in the preceding item as a subsidiary corporation, etc., and any subsidiary corporation, etc. or affiliated corporation, etc. of that parent corporation, etc. (excluding the foreign bank itself and any person set forth in one of the preceding items);

(viii)a company, partnership, or other equivalent business entity as follows (including entities equivalent thereto in foreign states; excluding the foreign bank itself and any person set forth in one of the preceding items; hereinafter referred to as a "corporation, etc." in this item) that is related to a bank agent (limited to an individual; hereinafter referred to as "individual bank agent" in this item) for whom the relevant foreign bank branch is the principal bank:

(i)the parent corporation, etc. of the foreign bank with which the relevant foreign bank branch is affiliated;

(ii)a subsidiary corporation, etc. of the parent corporation, etc. of the foreign bank with which the relevant foreign bank branch is affiliated (excluding the foreign bank with which the relevant foreign bank branch is affiliated itself and any person as set forth in the preceding item or in paragraph (3), item (i) or item (ii));

(iii)an affiliated corporation, etc. of the parent corporation, etc. of the foreign bank with which the relevant foreign bank branch is affiliated (excluding any person as set forth in paragraph (3), item (ii));

(iv)a company, partnership, or other equivalent business entity as follows (including entities equivalent thereto in foreign states and excluding the foreign bank with which the relevant foreign bank branch is affiliated itself and any person as set forth in the preceding three paragraphs or in paragraph (3), item (i) or item (ii); hereinafter referred to as "corporation, etc." in this item) that is related to an individual who holds voting rights accounting for over fifty percent of the total shareholder or investor voting rights in the foreign bank with which the relevant foreign bank branch is affiliated (hereinafter referred to in this item and Article 16-2-2, paragraph (1), item (iv) as a "specified individual shareholder, etc."):

(i)a long-term credit bank;

(ii)a notifier of specially permitted services;

(iii)a person that is in the business of intermediating in the lending or borrowing of money (including intermediating in the delivery or receipt of money through the discounting of bills and notes, the provision of collateral by sale and transfer, or any similar means) (excluding a bank, financial instruments business operator, or insurance company, and a person as set forth in the preceding two items);

(iv)a person that conducts any of the following businesses in a foreign state based on foreign laws and regulations (excluding a bank, a financial instruments business operator, an insurance company, and a person as set forth in the preceding three items);

(i)a subsidiary corporation, etc. of the foreign bank with which the foreign bank branch is affiliated;

(ii)an affiliated corporation, etc. of the foreign bank with which the foreign bank branch is affiliated;

(iii)a person engaging in bank agency services for the foreign bank branch (excluding a person as set forth in the preceding two items).

(i)a person as set forth in paragraph (2), items (ii) through (iv);

(ii)a person as set forth in one of the items of Article 16-8.

(i)money it has deposited with the Bank of Japan;

(ii)its cash, and the deposits and savings it has with a financial institution in Japan as provided separately by the Commissioner of the Financial Services Agency (excluding a person as prescribed in Article 12-2 (limited to a person as set forth in items (i) through (v) of that Article) that has a unique relationship with that foreign bank branch);

(iii)national government bonds;

(iv)local government bonds;

(v)bonds issued by a corporation pursuant to a special law;

(vi)investment securities issued by a corporation that has been established pursuant to a special law;

(vii)beneficial interests in any money trust for which a contract for compensation of losses in principal has been concluded pursuant to the provisions of Article 6 of the Act on Engagement in Trust Business Activities by Financial Institutions (Act No. 43 of 1943);

(viii)secured bonds of companies in Japan which issue shares listed on a financial instruments exchange as prescribed in Article 2, paragraph (16) of the Financial Instruments and Exchange Act;

(ix)loans as specified by Cabinet Office Order that are made to any person having an address or residence in Japan; and

(x)other assets that Commissioner of the Financial Services Agency finds appropriate.

(i)the particulars specified by Cabinet Office Order concerning any fee, reward, or other compensation that a customer is to pay in relation to a contract of specified deposit, etc.;

(ii)the following particulars, if there is a risk for a loss to arise that has as its direct cause fluctuations in the money rate, the value of currencies, quotations on a financial instruments market, or any other indicator, for the contract of specified deposit, etc. into which the customer will enter:

(iii)the particulars specified by Cabinet Office Order as being equivalent to those set forth in the preceding two items.

(i)the fact that there is a risk for a loss to arise that has as its direct cause fluctuations in the money rate, the value of currencies, quotations on a financial instruments market, or any other indicator, for the contract of specified deposit, etc. into which the customer will enter, if such a risk is present;

(ii)the particulars specified by Cabinet Office Order as being equivalent to those set forth in the preceding item.

(i)a person holding shares or equity account for over fifty percent of the issued shares or contribution of a principal foreign bank (meaning the principal foreign bank prescribed in Article 52-2, paragraph (1) of the Act; the same applies in item (iv));

(ii)a person holding shares or equity accounting for over fifty percent of the issued shares of the person set forth in the preceding item;

(iii)a corporation in which the person as set forth in item (i) holds shares or equity accounting for over fifty percent of its issued shares or contribution;

(iv)a corporation in which a principal foreign bank holds shares or equity accounting for over fifty percent of its issued shares or contribution;

(v)a corporation in which the corporation as set forth in the preceding item holds shares or equity accounting for over fifty percent of its issued shares or contribution

(i)the investor protection fund prescribed in Article 79-21 of the Financial Instruments and Exchange Act;

(ii)the Deposit Insurance Corporation of Japan;

(iii)the Agricultural and Fishery Cooperation Savings Insurance Corporation;

(iv)the Insurance Policyholders Protection Corporation prescribed in Article 259 of the Insurance Business Act (Act No. 105 of 1995);

(v)the Government Pension Investment Fund;

(vi)the Banks' Shareholding Purchase Corporation;

(vii)a foreign government.

(i)acquisition of voting rights (excluding the acquisition of shares or equity due to the enforcement of a security interest or any other grounds specified by Cabinet Officer Order) in a company, etc. (meaning a company, etc. as prescribed in Article 3-2, paragraph (1), item (ii) of the Act) other than a bank by the person seeking to become a shareholder as referenced;

(ii)a merger to which the person seeking to become a shareholder as referenced (limited to a company; hereinafter referred to as "the company" in this Article) is a party and the company survives the merger;

(iii)a company split to which the company is a party (limited to a company split that results in a part of business being succeeded to);

(iv)the transfer of a part of business by the company.

(i)acquisition of voting rights (excluding the acquisition of shares or equity due to the enforcement of a security interest or any other grounds specified by Cabinet Office Order) in a company other than a bank by the company or its subsidiary company;

(ii)a merger to which the company is a party, and the company survives the merger;

(iii)a company split to which the company is a party (limited to a company split that results in a part of business being succeeded to);

(iv)the transfer of a part of business by the company.

(i)the bank holding company's parent corporation, etc.;

(ii)a subsidiary corporation, etc. of the bank holding company's parent corporation, etc. (excluding the bank holding company itself and any person as set forth in the preceding item or paragraph (3), item (i) or item (ii));

(iii)an affiliated corporation, etc. of the bank holding company's parent corporation, etc. (excluding a person as set forth in paragraph (3), item (ii));

(iv)a company, partnership, or other equivalent business entity as follows (including entities equivalent thereto in foreign states and excluding the bank holding company itself and any person as set forth in the preceding three items or in paragraph (3), item (i) or (ii); hereinafter referred to as "corporation, etc." in this item) that is related to a bank holding company's specified individual shareholder, etc.:

(i)a subsidiary corporation, etc. of that bank holding company;

(ii)an affiliated corporation, etc. of that bank holding company;

(iii)a person engaged in bank agency services for a bank that is a subsidiary company of that bank holding company (excluding a person as set forth in one of the preceding two items).

(i)the grant of credit or the making of contribution (excluding the grant of credit or the making of contribution set forth in the following item) to a single person as prescribed in the main clause of Article 52-22, paragraph (1) of the Act; or

(ii)the grant of credit or the making of contribution to a person designated by the Commissioner of the Financial Services Agency in a case in which the relevant bank holding company is a bank holding company designated by the Commissioner of the Financial Services Agency.

(i)the grant of credit or the making of contribution as set forth in item (i) of the preceding paragraph:twenty-five percent; or

(ii)the grant of credit or the making of contribution as set forth in item (ii) of the preceding paragraph:fifteen percent.

(i)a company split in which both the amount of assets and debts that the bank holding company has another person succeed to in the company split constitutes five percent or less of its total assets and total debts;

(ii)a company split in which both the amount of assets and debts the bank holding company will succeed to in the company split constitutes five percent or less of its total assets or total debts (except for the following company splits):

(i)the transfer of a part of business in which both the amount of assets and debts that the referenced bank holding company will transfer in conjunction with the partial business transfer constitutes five percent or less of its total assets or total debts;

(ii)the acquisition of a part of business in which both the amount of assets and debts the referenced bank holding company will take over in conjunction with the partial business acquisition constitutes five percent or less of its total assets or total debts.

(i)the particulars specified by Cabinet Office Order concerning any fee, reward, or other compensation that a customer is to pay concerning a contract of specified deposit, etc.;

(ii)the following particulars, if there is a risk for a loss to arise that has as its direct cause fluctuations of the money rate, the value of currencies, quotations on a financial instruments market, or any other indicator, for the contract of specified deposit, etc. into which the customer will enter:

(iii)the particulars specified by Cabinet Office Order as being equivalent to what is set forth in the preceding two items.

(i)the fact that there is a risk for a loss to arise that has as its direct cause fluctuations of the money rate, the value of currencies, quotations on a financial instruments market, or any other indicator, as regards the contract of specified deposit, etc. into which the customer will enter, if such a risk is present;

(ii)the particulars specified by Cabinet Office Order as being equivalent to what is set forth in the preceding item.

(i)a business office, etc. of a specified bank agent at which it does not perform its specified activities as a bank agent (meaning the specified activities of a bank agent as prescribed in Article 52-46, paragraph (1) of the Act; hereinafter the same applies in this item) (including facilities that are part of a business office, etc. at which a specified bank agent performs specified activities of a bank agent, other than the facilities in which it performs those specified activities as a bank agent):a day other than one provided in the preceding paragraph; or

(ii)a business office, etc. of a specified bank agent other than the business office, etc. set forth in the preceding item:a day that the Commissioner of the Financial Services Agency gives approval to that business office, etc. as a day whose being set as a non-business day for that business office, etc. is not likely to interfere with the sound and appropriate operation of bank agency services, in accordance with the special circumstances of the locality of the business office, etc. or other circumstances.

(i)a long-term credit bank prescribed in Article 2 (Definition) of the Long-Term Credit Bank Act (Act No. 187 of 1952);

(ii)a Shinkin Bank or the federation of credit unions;

(iii)a credit cooperative or federation of credit cooperatives that conducts a business as prescribed in Article 9-9, paragraph (1), item (i) of the Small and Medium-Sized Enterprise Cooperatives Act (Act No. 181 of 1949);

(iv)a labor bank or the federation of labor banks;

(v)an agricultural cooperative (limited to a cooperative that conducts a business as prescribed in Article 10, paragraph (1), item (iii) of the Agricultural Cooperatives Act (Act No. 132 of 1947)) or the federation of agricultural cooperatives (limited to a federation that conducts a business as prescribed in that item);

(vi)a fisheries cooperative (limited to a cooperative that conducts a business as prescribed in Article 11, paragraph (1), item (iv) of the Fishery Cooperatives Act (Act No. 142 of 1948)) or federation of fisheries cooperatives (limited to a federation that conducts a business as prescribed in Article 87, paragraph (1), item (iv) of that Act), or a fishery processing cooperative (limited to a cooperative conducts a business as prescribed in Article 93, paragraph (1), item (ii) of that Act) or federation of fishery processing cooperatives (limited to an association that conducts a business prescribed in Article 97, paragraph (1), item (ii) of that Act);

(vii)the Norinchukin Bank.

(i)the Small and Medium-Sized Enterprise Cooperatives Act; or

(ii)the Long-Term Credit Bank Act.

(i)the name of the association;

(ii)the location of its office;

(iii)the names of its officers; and

(iv)the names of its members as prescribed in Article 52-61-19, item (ii) of the Act.

(i)certification under Article 92-5-6 of the Agricultural Cooperatives Act;

(ii)certification under Article 121-5-6 of the Fishery Cooperatives Act;

(iii)certification under Article 6-5-7 of the Act on Financial Businesses by Cooperative (Act No. 183 of 1949);

(iv)certification under Article 89-10 of the Labor Bank Act (Act No. 227 of 1953);

(v)certification under Article 95-5-7 of the Norinchukin Bank Act (Act No. 93 of 2001); and

(vi)certification under Article 60-21 of the Shoko Chukin Bank Limited Act (Act No. 74 of 2007).

(i)a certified association of specified electronic payment service providers for credit business as prescribed in Article 92-5-7 of the Agricultural Cooperatives Act;

(ii)a certified association of specified electronic payment service providers for credit business as prescribed in Article 121-5-7 of the Fishery Cooperatives Act;

(iii)a certified association of electronic payment service providers for credit cooperatives as prescribed in Article 6-5-8 of the Act on Financial Businesses by Cooperative;

(iv)a certified association of electronic payment service providers for labor banks as prescribed in Article 89-11 of the Labor Bank Act;

(v)a certified association of electronic payment service providers for the Norinchukin Bank as prescribed in Article 95-5-8 of the Norinchukin Bank Act; or

(vi)a certified association of electronic payment service providers for the Shoko Chukin Bank as prescribed in Article 60-2, paragraph (3) of the Shoko Chukin Bank Limited Act.

(i)a designation under Article 156-39, paragraph (1) of the Financial Instruments and Exchange Act;

(ii)a designation as set forth in the items of Article 16-16.

(i)a designation under Article 35-2, paragraph (1) of the Mutual Loan Business Act (Act No. 42 of 1931);

(ii)a designation under Article 12-2, paragraph (1) of the Act on Engagement in Trust Business Activities by a Financial Institution;

(iii)a designation under Article 92-6, paragraph (1) of the Agricultural Cooperatives Act;

(iv)a designation under Article 121-6, paragraph (1) of the Fishery Cooperatives Act;

(v)a designation under Article 69-2, paragraph (1) of the Small and Medium-Sized Enterprise Cooperatives Act;

(vi)a designation under Article 85-12, paragraph (1) of the Credit Union Act (Act No. 238 of 1951);

(vii)a designation under Article 16-8, paragraph (1) of the Long-Term Credit Bank Act;

(viii)a designation under Article 89-13, paragraph (1) of the Labor Bank Act;

(ix)a designation under Article 41-39, paragraph (1) of the Money Lending Business Act (Act No. 32 of 1983);

(x)a designation under Article 308-2, paragraph (1) of the Insurance Business Act;

(xi)a designation under Article 95-6, paragraph (1) of the Norinchukin Bank Act;

(xii)a designation under Article 85-2, paragraph (1) of the Trust Business Act (Act No. 154 of 2004);

(xiii)a designation under Article 99, paragraph (1) of the Payment Services Act (Act No. 59 of 2009).

(i)licensing under Article 4, paragraph (1) of the Act;

(ii)revocation of licensing as prescribed in Article 4, paragraph (1) of the Act under Article 27 and Article 28 of the Act;

(iii)authorization under the proviso to Article 52-17, paragraph (1) and paragraph (3) of the Act;

(iv)revocation of authorization as prescribed in the proviso to Article 52-17, paragraph (1) and paragraph (3) of the Act under Article 52-34, paragraph (1) of the Act;

(v)public notice under Article 56 of the Act (limited to the part that is related to item (ii) and item (vi));

(vi)notification under Article 57-6 of the Act (limited to the part that is related to item (i), item (ii) (limited to the part that involves an authorization under the proviso to Article 52-17, paragraph (1) and paragraph (3)), item (iv), and item (v) (limited to the part that involves the revocation of an authorization as prescribed in the proviso to Article 52-17, paragraph (1) and paragraph (3) of the Act under Article 52-34, paragraph (1) of the Act)).

(i)authorizations and approvals under the provisions of Article 5, paragraph (3), Article 6, paragraph (3), Article 7, paragraph (1), Article 8, paragraphs (2) and (3), the proviso to Article 13, paragraph (1) (including as applied mutatis mutandis pursuant to the second sentence of paragraph (2) of that Article), the proviso to Article 13-2, the proviso to Article 20, paragraph (4) (including as applied mutatis mutandis pursuant to the second sentence of paragraph (5) of that Article), Article 30, paragraph (2) (limited to a part that involves the relevant person causing a part of business to be succeeded to or succeeding to a part of business in a company split (excluding a company split which makes a bank, etc. eligible to be a subsidiary company, as prescribed in Article 16-2, paragraph (7) of the Act (excluding the company set forth in paragraph (1), item (xii)-3 of that Article), a subsidiary company, and a company split through which the bank, as one of the parties to the company split, or its subsidiary companies, come to hold a combined number of voting rights in the company set forth in that item that exceeds the maximum threshold for voting rights prescribed in Article 16-4, paragraph (1) of the Act)), Article 30, paragraph (3) (limited to a part that involves a transfer or acquisition of a part of business (excluding the transfer or acquisition which makes a bank, etc. eligible to be a subsidiary company, as prescribed in Article 16-2, paragraph (7) of the Act (excluding the company set forth in that item), a subsidiary company, and a transfer or acquisition through which the bank, as one of the parties to the transfer or acquisition of part of the business, or its subsidiary companies, come to hold a combined number of voting rights in the company set forth in that item that exceeds the maximum threshold for voting rights prescribed in Article 16-4, paragraph (1) of the Act)) and Article 47-3 of the Act;

(ii)approval under the proviso to Article 55, paragraph (1) of the Act involved in the authorization as set forth in the preceding item;

(iii)the addition or modification, under the provisions of Article 54, paragraph (1) of the Act, of conditions on the authorization or approval as set forth in the preceding two items;

(iv)approval pursuant to the provisions of Article 5, paragraph (2), item (ii);

(v)receipt of a notification as under the provisions of Article 8, paragraph (1) and paragraph (4), Article 16, paragraph (1), Article 49, Article 52-2, paragraph (3), Article 52-2-9, paragraph (1) and Article 53, paragraph (1) of the Act, and receipt of documents under Article 19, paragraph (1) and paragraph (2) of the Act and the provisions of Article 52-50, paragraph (1) of the Act as applied mutatis mutandis pursuant to Article 52-2-10 of the Act;

(vi)an order to make a report or submit materials under Article 24, paragraph (1) and paragraph (2)and Article 48 the Act;

(vii)questioning and on-site inspections under Article 25, paragraph (1) and paragraph (2) of the Act;

(viii)an order (excluding an order to suspend all or part of business and including an order to submit an improvement plan) under Article 26, paragraph (1), Article 52-14, paragraph (2) and Article 52-33, paragraph (3) of the Act.

(i)receipt of documents or notification as under Article 52-2, paragraph (1), Article 52-3, paragraph (1), paragraph (3) and paragraph (4) and Article 52-4, paragraph (1) and paragraph (2) of the Act;

(ii)an order to submit a correction report and the holding of a hearing on that order under Article 52-5 and Article 52-6 of the Act;

(iii)an order to make reports or submit materials under Article 52-7 of the Act;

(iv)questioning and on-site inspections under Article 52-8, paragraph (1) of the Act.

(i)an order to make reports and submit materials under Article 52-11 of the Act;

(ii)questioning and on-site inspections under Article 52-12, paragraph (1) of the Act.

(i)authorization and approval under the provisions of Article 52-19, paragraph (1), the proviso to Article 52-22, paragraph (1) and the proviso to Article 52-28, paragraph (3) (including as applied mutatis mutandis pursuant to the second sentence of paragraph (4) of that Article) and Article 52-35, paragraph (2) (limited to the part that involves the relevant person that has a part of business to be succeeded to or succeeding to a part of business in a company split (excluding a company split which makes a bank, etc. eligible to be a subsidiary company as prescribed in Article 52-23, paragraph (6) of the Act (excluding the company set forth in paragraph (1), item (xi)-3 of that Article), a subsidiary company, and a company split through which the bank holding company, as one of the parties to the company split, or its subsidiary companies, come to hold a combined number of voting rights in the company set forth in that item that exceeds the maximum threshold for voting rights prescribed in Article 52-24, paragraph (1) of the Act)); and the provisions of Article 52-35, paragraph (3) (limited to the part that involves a transfer or acquisition of a part of business (excluding a transfer or acquisition that makes a bank, etc. eligible to be a subsidiary company prescribed in Article 52-23, paragraph (6) of the Act (excluding the company set forth in that item), a subsidiary company, and a transfer or acquisition through which the bank holding company, as one of the parties to the transfer or acquisition of part of the business, or its subsidiary companies, come to hold a combined number of voting rights in the company set forth in that item that exceeds the maximum threshold for voting rights prescribed in Article 52-24, paragraph (1) of the Act)), and the provisions of the proviso to Article 16-5 of this Act;

(ii)approval under the proviso to Article 55, paragraph (1) of the Act pertaining to the authorization set forth in the preceding item;

(iii)the addition or modification, under Article 54, paragraph (1) of the Act, of conditions to the authorization or approval as set forth in the preceding two items;

(iv)the receipt of a notification under Article 52-17, paragraph (2) and paragraph (4), Article 53, paragraph (3) and Article 16-5, and the receipt of documents under Article 52-27, paragraph (1) of the Act.

(i)an order to make reports and submit materials under Article 52-31, paragraph (1) and paragraph (2) of the Act;

(ii)questioning and on-site inspections under the provisions of Article 52-32, paragraph (1) and paragraph (2) of the Act.

(i)permission under Article 52-36, paragraph (1) of the Act;

(ii)the addition or modification, under Article 52-38, paragraph (2) of the Act, of conditions to permission set forth in the preceding item;

(iii)approval under Article 52-57, item (iii) pertaining to the permission as set forth in item (i);

(iv)approval under the provisions of Article 52-42, paragraph (1) and the provisions of Article 16-7, paragraph (2), item (ii) of the Act;

(v)the receipt of the notification under Article 52-39, Article 52-47, paragraph (1), Article 52-52, Article 52-61, paragraph (3) and Article 53, paragraph (4) of the Act, and the receipt of documents under Article 52-37, paragraph (1) and Article 52-50, paragraph (1) of the Act;

(vi)public inspection under Article 52-50, paragraph (2) of the Act;

(vii)an order to make reports and submit materials under Article 52-53 of the Act;

(viii)questioning and on-site inspections under Article 52-54, paragraph (1) of the Act;

(ix)an order under Article 52-55 of the Act;

(x)a disposition under Article 52-56 of the Act.

(i)receipt of a written application for registration under Article 52-61-3, paragraph (1) of the Act;

(ii)registration under Article 52-61-4, paragraph (1) and Article 52-61-6, paragraph (2) of the Act;

(iii)notification under Article 52-61-4, paragraph (2) and Article 52-61-5, paragraph (2) of the Act;

(iv)making the register available for public inspection under Article 52-61-4, paragraph (3) of the Act;

(v)refusal of registration under Article 52-61-5, paragraph (1) of the Act;

(vi)receipt of a notification under Article 52-61-6, paragraph (1) and paragraph (3), Article 52-61-7, paragraph (1) and Article 53, paragraph (5) of the Act, and receipt of a report under Article 52-61-13 of the Act;

(vii)issuance of an order to make reports and submit materials under Article 52-61-14, paragraph (1) and paragraph (2) the Act;

(viii)questioning and on-site inspections under Article 52-61-15, paragraph (1) and paragraph (2) of the Act;

(ix)issuance of an order under Article 52-61-16 of the Act;

(x)taking of a disposition under Article 52-61-17, paragraph (1) and paragraph (2) of the Act; and

(xi)deletion of registration under Article 52-61-18 of the Act.